Remove Disputes Remove Duplicate Remove Verification
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Chargebacks: A Survival Guide

Cardfellow

The burden of proof to show that a customer has been rightfully charged falls on you, and when consumers successfully dispute charges, you lose both the product sold and the revenue from that sale. Even when a dispute is unsuccessful, the acquiring bank will withhold payment for any chargebacks until the matter is resolved.

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Credit Card Payment Integration: How to Integrate Payments into Your Website and Point of Sale

Stax

Additional layers of protection include tokenization to reduce fraud risk and fraud prevention measures, such as CVV verification, 3D secure authentication, and address verification (AVS). Managing chargebacks and disputes Chargebacks occur when customers dispute a payment and request a refund from their bank.

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Choosing the Right Payment Gateway for Your Specific Business Needs

My Payment Savvy

This is a critical trust moment—delays or confusing messages can spark doubts or trigger duplicate charges if customers retry payment. Your online payment gateway applies encryption, address verification, and fraud screening—all within seconds. Strong, secure payment processing systems include tools that help prevent disputed charges.

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How to Choose Between EFT vs ACH: A Comprehensive Guide

Stax

They check for fraud and fund availability (Verification) before depositing the money into your account (Completion). This makes it easy for businesses to track payments and resolve potential disputes. Plus, you can reverse or cancel ACH payments in cases of fraudulent transactions or duplicate payments.

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How Merchants Can Manage AMEX Chargebacks

Clearly Payments

Win Rates Merchants’ success in disputing chargebacks varies across different card networks. Product or Service Issues: Comprising 20% of chargebacks, these disputes arise from issues with the quality or delivery of products or services. Financial Impact The financial impact of chargebacks is significant for all card networks.

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What are Payment Reversals? Why Do They Happen & How Can Merchants Stop Them?

Fi911

This process can be triggered for various reasons, such as a disputed charge, an error in the transaction, or fraud detection. Duplicate Charges : If a payer is charged more than once for the same transaction, the duplicates can be reversed. Require Card Verification Value (CVV) numbers for online purchases.

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How to Win Chargeback Disputes

Clearly Payments

Winning chargeback disputes is important for merchants because chargebacks take time to deal with and lead to financial losses and increased processing fees. Here’s a guide to help merchants navigate and win chargeback disputes in credit card processing. Delayed responses can result in automatic loss of the dispute.