Stax

JANUARY 21, 2025

Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. The payment gateway collects and encrypts sensitive customer payment details and then securely sends them to the payment processor. You can also dispute chargebacks from your account.

Payment Gateways

EBizCharge

MARCH 18, 2025

PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data. By adhering to these standards, businesses can reduce data breach risks and maintain regulatory compliance.

Credit Cards

The Fintech Times

JULY 9, 2025

Automated transaction management : Manage disputes, refunds, and ACH returns with built-in webhook support and real-time automation to reduce manual work. Advanced security : Protect every transaction with advanced encryption and security protocols.

ACH

Stax

MARCH 6, 2025

The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data. These 7 contactless payment methods come with built-in security features like encryption, tokenization, and proximity-based protection. They simply tap their credit card , mobile device, or smartwatch to pay.

Contactless Payments

EBizCharge

NOVEMBER 27, 2024

The gateway acts as the intermediary that collects, encrypts, and transmits transaction data to the payment processor. Features like Address Verification Systems (AVs), Card Verification Value (CVV) checks, and encryption protocols protect sensitive customer data and minimize chargebacks.

Accounts

Clearly Payments

JANUARY 14, 2025

Chargebacks when customers dispute a paymentcan also be expensive and time-consuming. Tools like tokenization , encryption, and secure customer data storage can build trust. Assess Security Measures Check if the processor offers advanced security features like PCI compliance , tokenization, and encryption.

Online and Mobile Banking

Stax

DECEMBER 9, 2024

Debit or credit card chargebacks are when a disputed charge made to a merchant’s account is refunded to the customer’s bank account. According to the federal Fair Credit Billing Act , consumers can dispute a charge in the case of billing errors and the failure of a business to render goods or services as described.

Credit Cards

My Payment Savvy

AUGUST 10, 2025

In friendly fraud, a real customer makes a legitimate purchase and then disputes the charge with their bank, claiming the product never arrived or the transaction wasn’t authorized. Also verify they use strong encryption standards like 2048-bit RSA keys and Transport Layer Security (TLS) for all data transmission.

Fraud Detection

Stax

MAY 13, 2025

Payment gateway – A secure system that transmits encrypted transaction data between your website or terminal and your processor. Whether its a technical issue or a chargeback dispute, having a real person to talk to can make all the difference. The right provider should feel like a partner, not just a vendor.

Credit Cards

Stax

NOVEMBER 21, 2024

Disputes and chargebacks There may be instances when your customer disputes a credit card payment because of a billing error, fraudulent transaction (unauthorized card usage), or non-delivery of goods/services. When this happens, a chargeback process will be initiated.

Credit Cards

My Payment Savvy

JUNE 16, 2025

Data is Encrypted & Tokenized Immediately after submission, the payment gateway encrypts the card data and replaces it with a token—a random, one-time-use ID. Your online payment gateway applies encryption, address verification, and fraud screening—all within seconds. Any hiccups risk abandoned carts and lost sales.

Payment Gateways

EBizCharge

MARCH 11, 2025

These fees cover the cost of securely transmitting payment data, encrypting sensitive data, and authorizing transactions in real-time. Chargeback and dispute fees: Chargeback and dispute fees are costs merchants incur when a customer disputes a transaction and requests a refund through their credit card issuer.

Processing Costs

EBizCharge

FEBRUARY 26, 2025

Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS). NetSuite records the disputed transaction. Merchants can submit documentation to dispute the chargeback.

Credit Cards

Stax

NOVEMBER 14, 2024

All you need to do is enter the payment info into your virtual terminal and it will then be encrypted, authorized, and submitted for online payment. Chips uniquely encrypt the card information each time it is used. They occur when a consumer disputes a certain charge to their account. Step one in both cases is not to panic.

Credit Cards

Fintech Finance

JULY 9, 2025

Automated Transaction Management: Manage disputes, refunds, and ACH returns with built-in webhook support and real-time automation to reduce manual work. Advanced Security: Protect every transaction with advanced encryption and security protocols.

ACH

Fintech Finance

MARCH 3, 2025

It evaluates compliance across five trust principles: Security (protection against unauthorised access), Availability (service reliability and uptime), Processing Integrity (accurate and complete data handling), Confidentiality (encryption of sensitive information), and Privacy (compliant personal data processing).

Fraud Prevention

EBizCharge

DECEMBER 18, 2024

This step solidifies trust in the financial, healthcare, and stock systems by concluding the transaction cycle without disputes. The settlement process ensures all parties receive what theyre due, completing the transaction process safely.

Facilitators

Clearly Payments

MAY 22, 2025

Chargeback Fee A fee charged when a customer disputes a charge. Encryption Scrambling card data so it cant be read by anyone else. Chargeback When a customer disputes a charge and wants their money back. Dispute Another word for chargeback, usually before its resolved. Chargeback Report A summary of disputes.

Online and Mobile Banking

Stax

APRIL 10, 2025

Its role is to encrypt and securely transfer your customers payment data to your payment processor. All the data transfer between the digital wallet and your payment terminal are encrypted and the system also uses tokenization to ensure iron-clad data security.

Small Business

EBizCharge

MARCH 20, 2025

Security features to look for include: Tokenization & encryption: Protects payment information from unauthorized access. Payment security standards Since security is a top priority when handling payments, a PCI-compliant payment gateway that implements the necessary measures to protect sensitive customer data is essential.

Payment Gateways

EBizCharge

MARCH 31, 2025

Additional security features, such as tokenization, encryption, fraud detection, and chargeback prevention tools, help safeguard customer data and reduce the risk of fraudulent transactions. Compliance with various security protocols and regulations is crucial to maintaining a secure and trustworthy payment environment in Sage.

Service Provider

Stax

MARCH 27, 2025

This makes it easy for businesses to track payments and resolve potential disputes. The Electronic Funds Transfer Act (EFTA) also requires added security features, such as multi-factor authentication, end-to-end encryption, and tokenization. Checks can get lost without a trace, but electronic transfers leave behind a digital trail.

ACH

Finextra

JUNE 26, 2025

Chargeback fraud False claims for chargebacks by consumers: False claims for chargebacks, also known as chargeback fraud or friendly fraud, occur when consumers falsely dispute legitimate transactions with their credit card companies to get a refund while keeping the purchased goods or services.

Stablecoins

Stax

OCTOBER 14, 2024

Beyond compliance, look for processors that offer advanced security features like tokenization and encryption, which add layers of protection to payment information. Providing the highest level of security with complete encryption and various layers of fraud prevention tools provides an additional layer of comfort to your customers.

Processors

EBizCharge

JUNE 3, 2025

Processing a high volume of transactions increases the chances of encountering fraudulent activity, customer disputes, or regulatory issues. High-volume merchants are often considered high-risk due to their larger financial exposure and greater potential for fraud or chargebacks.

Volume

EBizCharge

MARCH 3, 2025

EBizCharge is a trusted PCI-compliant payment processing software with robust security measures in Acumatica, such as tokenization, encryption, off-site data storage, fraud prevention modules, 3D Secure, and more.

Credit Cards

Stax

FEBRUARY 19, 2025

Fraud Prevention: Look for proactive measures such as encryption, tokenization, and real-time fraud monitoring. PCI Compliance: Ensure the provider adheres to industry-standard security protocols and protects your customers’ payment data. Scalability As your SaaS company grows, your support provider should be able to keep up.

Payments

Finextra

JUNE 26, 2025

Chargeback fraud False claims for chargebacks by consumers: False claims for chargebacks, also known as chargeback fraud or friendly fraud, occur when consumers falsely dispute legitimate transactions with their credit card companies to get a refund while keeping the purchased goods or services. Integrated, Deterministic Fraud Prevention.

Stablecoins

Payments Source

MARCH 22, 2016

The tension between the desire of government agencies to gain more access with greater ease, and the public’s evolving perception of data privacy rights, is ongoing and writ large in the case of FBI vs. Apple, which brings the complexities regarding security technology such as encryption to light.

FBI

Clearly Payments

OCTOBER 22, 2024

PIN Encryption : Once the customer enters the PIN, it is encrypted immediately to protect the information. Encryption ensures the PIN cannot be intercepted or stolen during transmission. Verification : The encrypted PIN is sent to the card issuer’s system, where it is matched against the cardholder’s stored PIN.

Debit Card

Stax

MARCH 15, 2024

The primary security standards that payment systems typically adhere to include: Payment Card Industry Data Security Standard (PCI DSS): PCI DSS sets forth requirements for securing payment card data, including encryption, access control, network monitoring, and regular security testing.

Process

Fintech Review

AUGUST 7, 2024

The utilization of advanced encryption technologies and digital signatures ensures the authenticity, integrity, and non-repudiation of the electronic documents. Authorized parties can access and track the progress of shipments in real-time, resulting in improved supply chain management, reduced disputes, and better customer service.

Risk Mitigation

Stax

MARCH 26, 2024

Secure Transactions: Online terminals incorporate security protocols like SSL encryption, tokenization, and Payment Card Industry Data Security Standards (PCI DSS) compliance. This includes encrypting transaction data, keeping security measures up to date, and scheduling regular audits.

PCI DSS

Clearly Payments

JANUARY 8, 2024

Chargeback Risk: Chargebacks occur when customers dispute a transaction and request a refund directly from their bank. Implementing effective chargeback management practices is essential to minimize their occurrence and address disputes promptly. Chargebacks are generally the biggest concern that most merchants have.

Risk Management

BNG Payments

JANUARY 7, 2022

To do so, you need to ensure that all of your web pages are encrypted and that you have a secure checkout process. An individual may have stolen the card or dispute the charge later after reviewing their credit card bill. Additionally, they are less likely to be fraudulent. Still, issues happen.

Credit Cards

PYMNTS

APRIL 15, 2016

Chargebacks – the liability fees issued to merchants when transactions made with chip-enabled cards that are swiped are disputed – are a growing (and unexpected) problem that are sending many merchants running toward EMV adoption. . “I think that before Oct.

EMV

Segpay

SEPTEMBER 24, 2024

It also saves merchants financial and reputational risk and the costs of managing disputes. With pay by bank, transactions use the improved security features of online banking platforms like multi-factor authentication and encryption to protect sensitive customer data and transactions. Processing fees are also lower.

Accounts