Finextra

JUNE 23, 2025

As the world accelerates toward an AI-first economy, one truth is becoming inescapable: no digital transformation will succeed without the right infrastructure. For financial services, especially those addressing underserved markets, the stakes are even higher. It expresses the views and opinions of the author.

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

The Payments Association

MARCH 18, 2025

Credit and lending models are being redefined, with transaction data and broader financial insights driving dynamic, real-time credit decisionsreshaping how payments and credit intersect in embedded finance offerings. quadrillion, highlighting the scale of digital payments and embedded finance solutions. reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech News

APRIL 24, 2025

Recognised as one of Asia’s fintech unicorns, Airwallex offers various financial services, including cross-border payments, global business accounts, and embedded finance solutions. Its goal is to help grow Indonesias digital economy by enabling seamless transactions for everyone. Airwallex Valuation : $5.5

FinTech 136

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 136

The Fintech Times

MAY 9, 2024

Jamie Loden, chief operating officer at DTB Jamie Loden , chief operating officer at DTB, also commented: “We are excited to collaborate with Paymentology, a leading and renowned processor in the market, to introduce our joint embedded finance proposition.

Financial Inclusion 104

Financial Inclusion Embedded Finance Payment APIs and Integration Non-Bank 104

Fintech Review

MAY 10, 2025

Despite the rise of fintech , banks still play a central role in the economy. Until access to credit becomes more open and decentralised, banks will continue to shape who can participate in the economy. Fintech apps attract younger users, underserved populations, and digitally native businesses.

Central Bank 52

Central Bank FedWire Push-to-Card Regulations 52

Fintech News

MAY 20, 2024

The webinar will explore various topics including top AI trends in finance, real-life examples illustrating AI’s transformative impact on financial institutions, ethical and regulatory challenges associated with AI integration in finance, and more.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

Fintech News

MARCH 5, 2024

As we transition into the digital era of money movement, programmable money emerges as a transformative force in the financial industry, especially within emerging economies. Given the US$246 million Series B funding round that bolttech had raised last year, it’s safe to say that embedded finance is still booming.

Embedded Finance 109

Embedded Finance APACS Financial Inclusion CBDC 109

Fintech News

JANUARY 21, 2025

Embedded Finance In An All-in-One Digital Ecosystem Singapores fintech trends for 2025 are defined by the rise of all-in-one digital ecosystemscommonly referred to as super appsthat seamlessly integrate embedded finance at their core. Similarly, DBS PayLah!

Stablecoins 109

Stablecoins FinTech Embedded Finance Financial Inclusion 109

Fintech News

FEBRUARY 26, 2024

The research points out that this diversity in views reflects the sector’s resilience, with many firms identifying opportunities for expansion, especially into underserved markets. AI, in particular, is poised to redefine operational efficiencies , customer service paradigms, and compliance mechanisms.

FinTech 143

FinTech Consumer Financial Inclusion On-Demand 143

Fintech Review

APRIL 11, 2025

Embedded Finance Embedded finance allows companies outside finance to offer loans, insurance, and payments directly within their platforms. Financial Inclusion Fintech improves access to credit, savings, and insurance in underserved markets. It is a critical force shaping the future of global finance.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech News

MARCH 5, 2024

As we transition into the digital era of money movement, programmable money emerges as a transformative force in the financial industry, especially within emerging economies. Given the US$246 million Series B funding round that bolttech had raised last year, it’s safe to say that embedded finance is still booming.

Embedded Finance 98

Embedded Finance APACS Financial Inclusion CBDC 98

Fintech News

JULY 23, 2024

This approach has enabled CapBay to provide over MYR 3 billion (US$643 million) in financing to more than 1,700 underserved SMEs across 20 diverse industries. It has also enhanced the efficiency of its operations, allowing CapBay to offer financing solutions with ticket sizes as low as MYR 100 (US$21).

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

Fintech Finance

APRIL 24, 2024

Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced a partnership with OakNorth , the digital bank for entrepreneurs, by entrepreneurs, to offer a commercial card for OakNorth’s Business Banking customers.

Commercial Card 52

Commercial Card Embedded Finance Underserved Deposit Account 52

Fintech Finance

APRIL 23, 2025

This license opens new pathways for secure third-party access to financial data, with significant implications for embedded finance, digital identity, interoperability, and broader financial inclusion. The post Pay10 Becomes First Entity to go Live on CBUAEs Open Finance Framework appeared first on FF News | Fintech Finance.

Finance 59

Finance Interoperability Central Bank Financial Inclusion 59

The Paypers

JUNE 10, 2025

Representatives from JPMorgan Payments noted that the initiative is particularly aimed at founders who face barriers in accessing investment or business networks, especially those developing solutions for underserved markets.

FinTech 36

FinTech Cybersecurity Global Payments Embedded Finance 36

The Fintech Times

JANUARY 28, 2025

Airwallex, founded in 2015, is a leading global financial platform for modern businesses, offering trusted solutions to manage everything from payments, treasury, card issuing and spend management to embedded finance. What is Airwallex doing to improve the payments sector in LatAm?

Cross-Border 59

Cross-Border Cross-Border Payments B2B Instant Payments 59

The Fintech Times

OCTOBER 30, 2024

“With over 20 million underserved adults in the UK, it’s time to rethink access barriers. Embedded finance is key – digital wallets and embedded lending integrated into everyday platforms make financial services instantly accessible to those left out by traditional banking. per cent of the UK population (2.5

Financial Inclusion 59

Financial Inclusion Embedded Finance Non-Bank Consumer 59

FICO

MAY 23, 2022

From the perspective of the country’s banks, there was a large opportunity to bring this underserved market into the credit mainstream. The incredible growth of the Mexican fintech scene, open banking and embedded finance are all trends we are looking to serve as we become a hub for pioneering companies to solve their business challenges.”.

Financial Inclusion 52

Financial Inclusion Risk Assessment Embedded Finance Assessments 52

The Fintech Times

JULY 23, 2024

Our approach is tailored to the needs of underserved markets and clients. That’s why we are using our technology and strategy to increase people’s financial inclusion in the digital economy. By embedding TNPL into these operators’ booking flows, we can help them boost sales among budget-conscious consumers.

Payment APIs and Integration 69

Payment APIs and Integration AI FinTech Innovation 69

Finextra

JUNE 2, 2025

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. It’s as if the entire world of finance exposed a giant API that anyone can use to build new services.

Finance 52

Finance Payment APIs and Integration API Regulations 52

The Fintech Times

MAY 1, 2025

With these licences, Pay10 plans to contribute to the UAEs national development agenda by expanding access to financial services for unbanked and underserved populations, promoting economic diversification, and advancing the countrys digital transformation goals.

Finance 45

Finance Security Central Bank Interoperability 45

Fintech Finance

APRIL 2, 2024

“Fintechs have the potential to offer broad social benefits to the markets they operate in — particularly when it comes to providing financial services to those who have traditionally been underserved. ” The program first launched in the US in 2015 and quickly expanded into a global program.

Innovation 52

Innovation FinTech Cross-Border Payments Central Bank 52

The Fintech Times

MAY 29, 2025

Emerging markets represent a huge share of the worlds population and some of its fastest-growing digital economies. While these regions represent a significant portion of the global population, they are often underserved in terms of access to modern payment solutions. Well be able to unlock access to Indias 1.4

Underserved 45

Underserved Cross-Border Alternative Payment Methods Embedded Finance 45

The Fintech Times

MAY 15, 2025

As the emirate accelerates its transition towards a diversified, innovation-led economy, its building a financial services ecosystem that is both globally exportable and locally embedded. A compelling example is our work with ABHI , originally from Pakistan, which is now an Abu Dhabi-headquartered embedded finance platform.

Financial Literacy 45

Financial Literacy Innovation FinTech Embedded Finance 45