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This is embeddedfinance at work, and it’s quietly transforming the way we interact with money – without most of us even realising it. Wait, What’s EmbeddedFinance? If you’ve never heard of embeddedfinance , don’t worry. Why Is EmbeddedFinance Such A Big Deal?
“Platforms like Participate allow banks to extend credit more confidently by reducing concentration risk, enhancing liquidity, and boosting efficiency. . “Platforms like Participate allow banks to extend credit more confidently by reducing concentration risk, enhancing liquidity, and boosting efficiency.
Credit and lending models are being redefined, with transaction data and broader financial insights driving dynamic, real-time credit decisionsreshaping how payments and credit intersect in embeddedfinance offerings. quadrillion, highlighting the scale of digital payments and embeddedfinance solutions. reached $1.1
In these models, banks lend funds to intermediaries like fintech companies or non-banking financial companies (NBFCs), which then provide loans to underserved sectors such as agriculture, small businesses and affordable housing. One prominent use case is in onward lending models. This ensure liquidity and supports transaction growth.
Until access to credit becomes more open and decentralised, banks will continue to shape who can participate in the economy. Fintech apps attract younger users, underserved populations, and digitally native businesses. They also enable new products, such as microloans, fractional investing, or embeddedfinance.
Participants will also hear about actionable strategies for enhancing productivity and cross-selling using data-driven financial insights, along with practical examples and case studies on monetizing transaction data.
Through this payment linkage launched in December 2023, individuals can pay for goods and services by scanning the Hong Kong FPS QR code or the Thai PromptPay QR Code at participating merchants. Given the US$246 million Series B funding round that bolttech had raised last year, it’s safe to say that embeddedfinance is still booming.
Through this payment linkage launched in December 2023, individuals can pay for goods and services by scanning the Hong Kong FPS QR code or the Thai PromptPay QR Code at participating merchants. Given the US$246 million Series B funding round that bolttech had raised last year, it’s safe to say that embeddedfinance is still booming.
The company provides flexible capital access to small and medium-sized enterprises (SMEs) with competitive interest rates and flexible options in loan tenors, payment models, and collateral participation. It also invests in community initiatives, equipping underserved communities with future-ready skills and promoting food resilience.
Netbank has partnered with Discovery Credit Solutions Corp (DCSC) to introduce a financial service solution designed to streamline loan management and improve financial access for underserved communities.The solution enables Discovery Credit Solutions to efficiently manage loan disbursements, collections as well as account reconciliation.
Category #2 Corporates – Financial Inclusivity Finalists ANEXT Bank Pte Ltd The ANEXT Programme for Industry Specialists (“APIs”) is ANEXT Bank’s key embeddedfinance initiative designed for digital platforms to easily offer tried and trusted financial services to businesses operating on their platforms.
The first round of participants were selected following a rigorous process of pitches, presentations and interviews when the launch was announced in December. Meet the cohort The selected startups will participate in 10 weeks of workshops, mentoring and coaching, working with NatWest experts to support the scale-up of their businesses.
“With over 20 million underserved adults in the UK, it’s time to rethink access barriers. Embeddedfinance is key – digital wallets and embedded lending integrated into everyday platforms make financial services instantly accessible to those left out by traditional banking.
Airwallex, founded in 2015, is a leading global financial platform for modern businesses, offering trusted solutions to manage everything from payments, treasury, card issuing and spend management to embeddedfinance.
Success is measured by seller performance metrics: delivery rates, customer satisfaction levels, and program participation. It is an opportunity and a responsibility that retailers have to enlarge their reach and ensure that underserved consumers get hold of essential products.
Okapi Technologies , a Malaysian startup that facilitates financing for solar energy projects, raised an undisclosed amount of funding late last month. Participating in the fundraising were early-stage investor The Radical Fund, as well as angel investors Lai Chang Wen and Shaun Chong, co-founders of logistics company Ninja Van.
Whether focused on payments, blockchain, regtech, or embeddedfinance, each event offers a unique view into what the industry values and where it is headed. Many conferences now dedicate tracks to fintech for underserved communities or the rise of women founders. It is a strategic decision. These offer scale and global reach.
The startup that wins at the CEMEA finale will participate in the global finale — competing against winners from Europe, Asia-Pacific, Latin America, and North America — at the TechCrunch Disrupt event in San Francisco on October 29, 2024. ” The program first launched in the US in 2015 and quickly expanded into a global program.
From embeddedfinance to AI-powered risk management, the innovation that will be on display during the event, which takes place May 7 through 9 in San Diego, is a signal of the rapidly evolving needs of both financial institutions and their customers.
In this panel, moderated by Jim Perry, Senior Strategist at Market Insights, the audience will discover how banks can move beyond traditional notions of financial inclusion and tap into the enormous growth potential of underserved markets. If you are in that category and are interested in participating, please email Billy.Smith@Informa.com.
These firms are not simply participating in markets; they are shaping them. A compelling example is our work with ABHI , originally from Pakistan, which is now an Abu Dhabi-headquartered embeddedfinance platform.
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