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A new partnership has been announced between Swedish embeddedfinance provider Intergiro and SEON , the digital fraud prevention and compliance firm, to improve security in the former’s embeddedfinance ecosystem and combat growing cyber threats.
Kotapay , a division of First International Bank & Trust (FIBT), today announced Raisin , the global savings and investment platform, as the first financial technology company to integrate with its new bank-direct banking as a service (BaaS) platform, known as Kavinu. approach. .
policymakers have sketched out the first federal framework for payment stablecoins. It classifies payment stablecoin issuers as regulated financial institutions, pulling them firmly under anti-money laundering and consumer protection rules. The GENIUS Act changes that virtually overnight. By passing this law, U.S.
These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. These newer platforms blend data, automation, and embeddedfinance in ways that simplify user experience. EmbeddedFinance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0 lies embeddedfinance.
APIs have played a central role in the digital evolution of banking. Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection.
The payments outlook 2025: Strategic priorities from industry leaders May 2 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? The strategic priorities for the payments industry in 2025, as discussed by senior payments leaders who attended a Payments Labs roundtable.
In the rapidly evolving world of digital commerce, payment infrastructure is more critical than ever. While companies like Stripe and Adyen often dominate the conversation, Checkout.com has steadily built one of the most powerful and sophisticated payment platforms globally. Checkout.coms commitment to performance is evident.
Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical. Banking-as-a-Service & Embedded Banking APIs Let’s start the top 100 fintech tools and platforms with embeddedfinance.
From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important? What’s next?
The Okoora DashDevs partnership brings together a powerful embedded FX infrastructure that will help fintechs make cross-border payments easier. This partnership combines Okoora’s strong currency management skills with DashDevs’ fintech development knowledge to make international transactions easier.
From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion insurtech Matrixport 1.05
The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embeddedfinance, fintech is experiencing a renewed momentum.
These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. These newer platforms blend data, automation, and embeddedfinance in ways that simplify user experience. EmbeddedFinance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0 lies embeddedfinance.
Home Announcements Payments Okoora and DashDevs partner on embedded FX infrastructure for fintechs External This content is provided by an external author without editing by Finextra. Together, they offer fintechs a faster, smarter path to launching globally scalable products with built-in currency risk protection.
Open banking mandates, real-time payment requirements, and evolving data privacy regulations require architectures built for adaptability, not just stability. Evolving Customer Expectations Digital-first customers expect instant account opening, real-time payment processing, and personalized financial insights.
Fintech, or financial technology, is the integration of technology into financial services. This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. Payments and Transfers This is the most mature segment. What Is Fintech? At its core, fintech challenges the status quo.
In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data.
However, as the industry flourishes, so inevitably do the risks ranging from fraud to late payments. Affirm has introduced dynamic payment schedules in the US, while Riverty in Germany uses AI-driven tools to predict user behavior and optimize repayment plans. on an annual basis to reach US$560.1 billion in 2025.
It’s about trust, timing, and a quiet understanding of how risk really works. Now that embeddedfinance is gaining traction, the spotlight is returning to a central question: how do you build financial tools that are both scalable and responsible, especially when they’re targeting companies without CFOs or financial teams?
Embeddedfinance is transforming industries by incorporating financial services directly into non-financial platforms. This integration allows businesses to offer banking-like services, enhancing customer experience and simplifying transactions. What is EmbeddedFinance? Fintech innovations drive this trend.
Tribe Payments , the pioneering digital payments and infrastructure orchestrator which specialises in issuer and acquirer processing, has been selected by embedded financial services platform, Orenda Finance , to provide its issuer processing services.
Here are the finalists for the SFF 2024 awards: Category #1 Corporates – Emerging Fintech Finalists Fluid Financial Pte Ltd Fluid is a Singapore-based B2B Buy Now Pay Later solution, helping suppliers (both traditional and marketplace platforms) to finance buyers’ purchases at the point of checkout. ThitsaWorks Pte.
These companies include NFTgo, a NFT data aggregator; Call Levels, a real-time financial monitoring and notifications app; Coinpip, a cryptocurrency payment provider; InvestaX, a tokenization software-as-a-service (SaaS) platform; and Wallex, a payment and cash management solution for businesses.
Businesses must also demonstrate governance, riskmanagement , and consumer protection from day one. Peer-to-peer lending platforms, payment apps, and crypto exchanges often launched with minimal oversight. It is no longer enough to innovate.
Industry movers Creditinfo, a global service provider for credit information and riskmanagement solutions, appoints Charles De Winnaar as its global head of sales strategy and sales operations. Redpin , the embedded software solutions and international payments company, has unveiled a new leadership team.
Merchant-facing regulation: What merchants need to know in 2025 15 May 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Why is it important?
It enables quick product configuration, seamless third-party integrations (credit bureaus, payment gateways), and ensures regulatory compliance. By using LMS, lenders can ensure proactive riskmanagement by identifying overdue loans early and setting aside reserves for potential losses.
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