My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. This decision is returned instantly.

Payment Gateways

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. Once approved, the payment gateway sends a confirmation back to the merchant and the customer, completing the transaction.

Payment Gateways

EBizCharge

NOVEMBER 12, 2024

A fundamental element that every business leader should be well-versed in is the merchant account — a critical service that facilitates electronic payments. As digital payments continue to grow in popularity, a frictionless payment processing system is vital. What is a merchant account? How do merchant accounts work?

Accounts

Stax

APRIL 10, 2025

Well highlight the pros and cons of each payment medium to help you narrow down the right options for your company. TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies.

Small Business

EBizCharge

MARCH 20, 2025

Install the payment gateway The next step is to install the payment gateway. Your provider may ask you to download a package and run an installer or set up online credentials, so following their instructions is essential. Many payment providers offer Sage-compatible plugins or extensions that can be downloaded and installed.

Payment Gateways

EBizCharge

JUNE 16, 2025

8 common features of enterprise merchant services Merchant accounts are specific types of bank accounts that allow enterprise merchants to accept credit, debit, Automated Clearing House (ACH)/eCheck, and other payments. This account holds funds from sales until they’re deposited into a business’s primary bank account.

Payment APIs and Integration

The Fintech Times

JUNE 26, 2025

Appointments Open banking fintech Yaspa has named Chris Lowe as chief financial officer. She will lead Orion’s global tech strategy, with a focus on data integration, infrastructure scaling and advisor-client experience innovation.

FinTech

EBizCharge

MARCH 3, 2025

With increasing reliance on online transactions, understanding how to streamline payment solutions has never been more essential. Four popular payment methods include: Customer payment portals: Acumatica payment integrations allow businesses to set up self-service payment portals where customers can securely pay invoices online.

Credit Cards

Stax

JULY 9, 2024

We can hail a ride from a mobile app, and our transactions for all sorts of goods and services can be easily paid for from our phones. Physical wallets are phasing out, left behind in favor of digital wallets and other digital payment options. For merchants, digital payment methods include the ways in which payments are accepted.

Digital Payments

Stax

MARCH 18, 2025

In this guide we will discuss the following: What is Payment Tokenization How Payment Tokenization Works Payment Tokenization vs. Encryption SaaS Payment Tokenization Requirements Benefits of Payment Tokenization SaaS Payment Vulnerabilities Using Stax Connect and Payment Tokenization Lets get started.

PCI DSS

Stax

APRIL 18, 2024

According to Forbes , “mobile payments are increasingly being used by U.S. Not only are there a number of ways your customers could be using their mobile devices to give payments, but you as a business owner could be leveraging mobile devices to accept them as well. What is mobile credit card processing?

Credit Cards

Stax

NOVEMBER 6, 2023

As the world increasingly moves online, it is essential to safeguard the information being stored and transferred over networks. Today, data is as important as currency and should be safeguarded as such. In 2022, there were 1802 instances of data compromise in America which affected 422 million people.

Encryption

Stax

MARCH 15, 2024

Because more credit card-oriented purchases take place online, security and fraud protection are top priorities. Making sure there are secure payment technology policies and procedures within your company will guarantee the integrity of present and future transactions.

Process

EBizCharge

MARCH 12, 2024

With the boom in eCommerce, adopting ways of paying online is vital to healthy cash flow. Businesses that accept online payment methods can streamline the purchasing process for their customers and expand their reach to new audiences. What are the best ways to accept payments online?

Credit Cards

Stax

SEPTEMBER 17, 2024

A payment gateway is a must-have for online stores. In fact, research from 2023 shows that 69% of Americans said they’ve used a digital payment method in the past 3 months when making a purchase. And the best way for online businesses to start accepting payments is with a payment gateway.

Payment Gateways

Stax

AUGUST 29, 2024

The dominance of cashless commerce means only businesses that ensure the seamless processing of in-store and online credit and debit card payments will remain competitive. The question is: how do payment service providers work and how can you choose the right one for your business? Read on to find out.

Payment Service Provider (PSP)

PYMNTS

MAY 13, 2016

A new personal chip card reader will soon hit the market with the goal of protecting consumers while shopping and banking online and ultimately preventing online fraud — at an introductory price of just $20. The assistant can also provide extended authentication and serve as a password manager.

CHIPS

Segpay

MARCH 10, 2025

In the rapidly evolving world of online gaming, having a reliable and secure payment gateway is crucial for both gamers and gaming businesses. A gaming payment gateway allows players to make payments seamlessly while ensuring that their financial information is protected. What is a Gaming Payment Gateway?

Payment Gateways

PYMNTS

SEPTEMBER 18, 2017

In an interview with PYMNTS’ Karen Webster, TNS’ chief security officer, Kent Kling, noted consumers have an expectation that their credit card data will be kept safe regardless of who it is given to or where it is given, whether in-store or online. After all, hackers are rather savvy, too.

Security

Fintech Review

DECEMBER 3, 2024

Card payments became the backbone of modern commerce, paving the way for further innovation. The Rise of Digital Wallets and Mobile Payments The proliferation of smartphones in the 21st century ushered in a new era of digital payments. As physical contact became a concern, contactless payments surged.

Payment Solutions

Stax

APRIL 18, 2024

For a merchant to accept credit cards, they need to pay both credit card processing fees to the banks involved and for the soft and hardware required to process cards. Typically, the merchant’s payment processing software will build the credit card processing rates into their fee. Card Network (e.g., Card Network (e.g.,

Credit Cards

EBizCharge

AUGUST 8, 2024

Flexibility: The agility and adaptability of Salesforce payment integrations means businesses can choose from various payment gateways and options tailored to their specific requirements. From credit cards to alternative payment methods like mobile wallets, companies can cater to a global customer base with diverse payment preferences.

Processors

Stax

NOVEMBER 13, 2023

Google was the first, in 2011, to enable contactless payments via their mobile app. In 2015, many merchants switched to NFC-enabled terminals; by 2019, most banks were issuing contactless cards. Data transmission: The NFC antennas in both devices communicate with each other.

Contactless Payments

Core

JULY 6, 2023

* Last Updated: July 6, 2023 Electronic billing presentment and payment (EBPP) is the process of electronically delivering bills or invoices to customers or constituents, allowing them to make payments online. The first option is to go the traditional route and send bills via mail or online, and receive electronic payments.

Payment Solutions

EBizCharge

NOVEMBER 12, 2024

A merchant services provider (MSP) is an intermediary between banks, card networks, and merchants, ensuring smooth and secure transactions between businesses and their customers. MSPs provide payment technology that enables businesses to process digital payments, such as credit, debit, and ACH/eCheck transactions.

Service Provider

BNG Payments

FEBRUARY 4, 2022

Credit Card Processing f or Nonprofits Best 2022 Guide t o Credit Card Processing f or Nonprofits Many organizations want to accept credit card donations or payments for fundraising auctions online but don't know how. In recent years, consumer spending habits have drastically changed--primarily moving from in-person to online. If

Credit Cards

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Online and contactless adoption multiplied, and digital payments rose. consumers using two or more types of digital payment methods increased by 8%. Between 2019 and 2020, the number of U.S.

B2B

PYMNTS

DECEMBER 16, 2016

Bank Stocks: The Fed rate hike is finally in, and that’s likely a good sign for banks (and their stocks). The impact may be longer term in nature, but the benefits will accrue to banks’ bottom lines. The same survey found that among Amazon shoppers, 95 percent describe the online retailer as “trustworthy.”

Breach

EBizCharge

MAY 15, 2024

Payment Terms: Before the transaction occurs, both parties agree on payment terms, including the payment due date, acceptable payment methods, and any discounts or penalties for early or late payment. Payment Initiation: Once the buyer receives the invoice, they initiate the payment process.

B2B

EBizCharge

JULY 16, 2024

Under NACHA’s stewardship, the ACH network processes various payments, including direct payments for payroll, social security benefits, tax refunds, and more. Financial institutions like banks, credit unions, and other network participants must adhere to NACHA guidelines to ensure smooth operations.

NACHA

EBizCharge

JULY 18, 2024

This method is often used in business-to-business (B2B) , where companies exchange payment documents such as invoices and purchase orders electronically instead of as paper documents. EDI payments streamline the payment process, reduce human error, minimize manual data entry, and facilitate faster funds transfers between banks.

ACH

PYMNTS

MARCH 7, 2016

Introducing The Sleepless In Payments Six. CAN WE MAKE THE OFFLINE WORLD AS EFFICIENT AS THE ONLINE WORLD? The ability for busy people to shop 24/7/365 via a mobile device trumps the serendipity that everyone says is one of the great benefits of shopping in a physical store. A lot of the offline world is in a world of hurt.

Online and Mobile Banking

EBizCharge

FEBRUARY 17, 2025

These solutions automate the processing of ACH payments, reducing the manual effort required to handle bank transfers and ensuring seamless reconciliation within NetSuite. Strengthening security builds customer trust, as clients feel confident that their payment data is protected.

ACH

EBizCharge

FEBRUARY 19, 2025

Since seamless transactions have become a standard expectation for most in the modern payment landscape, effectively integrating a payment gateway into your existing business system can be the difference between efficient operations and a logistical nightmare.

Payment Gateways