Stax

APRIL 3, 2025

Payment processor – Handles the technical aspects of the payment. The details are then encrypted and transmitted to a third-party payment gateway for authorization. Payment processors that comply with this regulation protect businesses from data breaches and credit card fraud. What payment methods do your customers prefer?

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Clearly Payments

JULY 23, 2025

These rules come from multiple sources, including card networks, regulators, and your payment processor. In 2024, over 25,000 merchants were placed on the MATCH list, limiting their ability to work with most payment processors. is rolling out, with new requirements around authentication, encryption, and risk monitoring.

Compliance 65

Compliance PCI DSS Processors Disputes 65

Stax

JANUARY 21, 2025

Instead of juggling through different types of payment processors and platforms, a payment gateway allows you to accept multiple payment methods at once. Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. Today, many payment gateways work as payment processors.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

EBizCharge

NOVEMBER 27, 2024

It serves as an intermediary between a merchant and a payment processor, facilitating the transfer of funds during online transactions. This number helps payment processors and banks identify the merchant and track payments accurately. Data encryption: Data is encrypted and sent to the payment processor.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Stax

MARCH 13, 2025

Payment processors usually tack on additional fees on top of interchange to compensate for their services (based on their pricing model ). Card networks must maintain them properly and pay for fraud prevention tech (data encryption, tokenization, real-time tracking, etc.). Even for low-risk cards (e.g., per transaction.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

Clearly Payments

MARCH 14, 2025

From the cardholder to the merchant, and all the way through the financial institutions and payment processors, each participant brings something essential to the table. Payment Processor Facilitates communication between acquiring and issuing banks. Payment Gateway Secures transaction data and transmits it to the payment processor.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

DECEMBER 12, 2024

These POS equipment collect payment information at physical locations and transmit them to payment processors. These capture, encrypt, and transmit the customers payment details from the eCommerce website to the payment processor. This encryption turns data into an unreadable format to prevent fraud and security breaches.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Stax

MAY 13, 2025

Payment gateway – A secure system that transmits encrypted transaction data between your website or terminal and your processor. Beyond that, processors also support payment methods like ACH and Text to Pay that can give your customers the convenience they crave.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. The data is then submitted to a payment processor, which directs the payment to a credit card interchange. Need to integrate payments?

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Stax

MARCH 5, 2025

Payment processors undeniably play a critical role in the success of your online store; all shoppers wont be able to make purchases through your website without a robust payment solution. To accept online payments, you need a payment processor and payment gateway. Payment Gateways vs. Payment Processors: What’s the Difference?

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Payment Processor: The credit card processing company handles the processing and batching of purchases made with credit, debit, or gift card payments. TL;DR There are several parties involved in credit card processing.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Stax

MAY 5, 2025

While some payment processors offer robust, clearly written guides, others may provide outdated or incomplete documentation. Consider this from both the perspective of the gateway and the payment processor. Start first with a payment processor that can grow with you. This allows you to manage everything from one central system.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

Stax

MARCH 11, 2025

The payment gateway : this is a cloud-based payments software integrated with your website thats responsible for the secure transfer of your customers credit card information to your payment processor. If there are no issues, the bank will inform your payment processor that the transaction has been approved.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

NOVEMBER 21, 2024

Authorization The credit card details captured by your POS or online payment gateway will be sent to your payment processor. A payment processor is a company that handles the behind-the-scenes aspects of the credit card transaction process on your behalf. It serves as a link between your website and your payment processor.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

MARCH 6, 2025

The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data. These 7 contactless payment methods come with built-in security features like encryption, tokenization, and proximity-based protection. They simply tap their credit card , mobile device, or smartwatch to pay.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

My Payment Savvy

JUNE 16, 2025

Unlike payment processors, which handle backend money transfers, payment gateways focus on securely capturing payment methods. Data is Encrypted & Tokenized Immediately after submission, the payment gateway encrypts the card data and replaces it with a token—a random, one-time-use ID. This decision is returned instantly.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

EBizCharge

MARCH 18, 2025

PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data. By adhering to these standards, businesses can reduce data breach risks and maintain regulatory compliance.

Credit Cards 52

Credit Cards Process Security Data Breach 52

The Fintech Times

JULY 9, 2025

Merchants, both big and small, across the US and Canada will now have the ability to easily accept payments, reduce operational friction and offer a consistent checkout experience following a new partnership between Finix , the payment processor, and WooCommerce , the customisable, open-source e-commerce platform built on WordPress.

ACH 59

ACH Payments Debit Card Encryption 59

EBizCharge

MARCH 11, 2025

By integrating a payment processor, companies can improve cash flow, reduce administrative burdens, and gain better visibility into payment activities. These fees typically include interchange fees, which go to the card-issuing bank, assessment fees charged by the card networks, and payment processor fees for handling the transaction.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Cardfellow

APRIL 27, 2025

PCI compliance is critical, as it reduces your risk of data breaches (and can help limit your liability in the event of a breach) and helps minimize avoidable fees from your credit card processor. The most common one is the PCI non-compliance fee, which processors will charge each month that you arent PCI compliant.

PCI DSS 52

PCI DSS Encryption Processors Credit Cards 52

Stax

JULY 7, 2025

A key advantage of mobile payments is that you only need a small plugin to turn your mobile phone or iPad into a payment processor for contactless payments. Card numbers and other payment information are securely encrypted to prevent theft, in the case of the loss of a device. In fact, mobile and digital wallets have a 99.6%

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Credit Cards 88

Finextra

JULY 5, 2025

Core Payments Infrastructure At their heart, both Stripe and Adyen are payments processors – they enable businesses to accept a wide range of payment methods and get paid online (and offline). The competitive arena is set: both companies offer a broad payments platform , but how do their product stacks and pricing compare in detail?

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

EBizCharge

JANUARY 14, 2025

When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization. Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Cardfellow

FEBRUARY 26, 2025

Costs to Accept Tap on Phone Do all processors offer tap on phone? Like other forms of contactless payment, it uses tokenization and encryption to maximize security. The data exchanged between a card and the smartphone accepting the payment will be encrypted. Do all credit card processors offer tap on phone? No, not yet.

Contactless Payments 52

Contactless Payments Credit Cards Chip Cards Processors 52

EBizCharge

JANUARY 21, 2025

Secure payment processing: Data encryption ensures that credit card details and payment data are secure, reducing fraud risk. Virtual terminals should implement strong payment security measures like encryption, tokenization, address encryption, address verification, and secure gateways to prevent fraud and data breaches.

Credit Cards 52

Credit Cards Encryption ACH Process 52

Stax

JANUARY 28, 2025

Step 2: Choose a payment processor or gateway that supports Click to Pay Most modern payment gateways are already equipped with Click to Pay functionality. Luckily, you may not need to spend much on new hardware, software, and other setup expenses if you already own the required infrastructure in your existing business.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Cardfellow

MAY 17, 2025

If your machine is older and doesnt support security features like tokenization and encryption, you could be vulnerable. Expect basic systems to start around $1,000, though sometimes processors will have discounts or specials. Some models (like Clover) only work with the processor you purchase it from.

Credit Cards 52

Credit Cards Processors Chip Cards EMV 52

Evolve Payment

JULY 15, 2025

Fraud Prevention: Advanced encryption and security protocols make electronic payments highly secure, minimizing the risk of fraud. However, specialized payment processors that understand the complexities of the industry are emerging. Finding the Right Partner Choose the right payment partner, to elevate your business.

Cash Management 52

Cash Management Reconciliation Payments Audit 52

Clearly Payments

MARCH 31, 2025

Require higher security standards, including EMV , PCI compliance , and encryption measures. However, this transition has led to higher costs, prompting calls for reduced fees and more transparent contracts from payment processors. Invest in multilane terminals, self-checkout kiosks, and custom-built hardware solutions.

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

EBizCharge

APRIL 24, 2025

Features like tokenization, encrypted data transmission, and role-based access controls ensure that sensitive payment information is protected and your business meets industry regulations. Now that you know the benefits of integrating a payment gateway into Salesforce, its time to learn how to set it up.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

APRIL 7, 2025

Luckily, reliable payment processors can make the transition quick and painless. Users can continue with their current payment processor without risking data loss or security breaches. Transitioning to a new system requires careful planning and execution to avoid disruptions in business operations.

Assessments 52

Assessments Risk Processors Security 52

EBizCharge

MARCH 20, 2025

Security features to look for include: Tokenization & encryption: Protects payment information from unauthorized access. Interchange plus pricing: Merchants pay the interchange rate set by card networks plus a fixed markup from the payment processor. Whats the difference between a payment gateway and a payment processor?

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

CoinRemitter

MARCH 28, 2025

Security & Transparency: Our crypto payment processor ensures safe transactions with features like wallet encryption, two-factor authentication (2FA), and automated settlement options.

Stablecoins 52

Stablecoins Payment Gateways Gateways Cryptocurrency 52

The Fintech Times

JUNE 16, 2025

Mastercard Cloud Edge provides customers, including issuers, acquirers, network enablement partners and payment processors, with: Seamless, private connectivity to Mastercard powered by the speed and scale of the cloud across Asia Pacific so customers are not tied to a single IT infrastructure or on-premises solutions. “All

APACS 45

APACS Visa ISO 20022 Payment APIs and Integration 45

Stax

DECEMBER 9, 2024

Remember, chargeback fees can vary depending on the credit card networks and processors involved. These accounts are typically provided by acquiring banks or third-party payment processors. High chargeback ratios can still harm a merchants reputation with payment processors, making prevention a critical strategy.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

The Fintech Times

JANUARY 20, 2025

To achieve this, a reliable payment processor is required to handle the entire card-issuing process. As one of the first European processors to certify this protocol, DECTA aims to provide immediate benefits to businesses using the advanced features of 3DS 2.3.1.1. ” EMV 3DS 2.3.1.1 protocol The EMV 3DS 2.3.1.1

EMV 59

EMV Payment APIs and Integration Authentication Fraud Detection 59

Clearly Payments

MAY 22, 2025

Whether you’re a business owner trying to make sense of your statement, a startup exploring payment options, or just tired of pretending to understand what your processor is telling youthis glossary is for you. Processor The company that handles the technical side of the transaction. No buzzwords. Verified by Visa).

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52