VISTA InfoSec

JULY 19, 2024

As fraudsters are continuously finding new ways to strike, we’re continuously finding new ways to prevent them with controls such as encryption, multi-factor authentication, fraud detection software, etc. As soon as you tap the app icon, the PCB connects your phone processor to its memory and display and VOILÀ.

Cybersecurity 264

Cybersecurity Encryption Fraud Detection CHIPS 264

Cardfellow

APRIL 27, 2025

PCI compliance is critical, as it reduces your risk of data breaches (and can help limit your liability in the event of a breach) and helps minimize avoidable fees from your credit card processor. The most common one is the PCI non-compliance fee, which processors will charge each month that you arent PCI compliant.

PCI DSS 52

PCI DSS Encryption Processors Credit Cards 52

Stax

APRIL 3, 2025

Payment processor – Handles the technical aspects of the payment. The details are then encrypted and transmitted to a third-party payment gateway for authorization. Payment processors that comply with this regulation protect businesses from data breaches and credit card fraud. What payment methods do your customers prefer?

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

EBizCharge

NOVEMBER 27, 2024

It serves as an intermediary between a merchant and a payment processor, facilitating the transfer of funds during online transactions. This number helps payment processors and banks identify the merchant and track payments accurately. Data encryption: Data is encrypted and sent to the payment processor.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Stax

JANUARY 21, 2025

Instead of juggling through different types of payment processors and platforms, a payment gateway allows you to accept multiple payment methods at once. Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. Today, many payment gateways work as payment processors.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Stax

MARCH 5, 2025

Payment processors undeniably play a critical role in the success of your online store; all shoppers wont be able to make purchases through your website without a robust payment solution. To accept online payments, you need a payment processor and payment gateway. Payment Gateways vs. Payment Processors: What’s the Difference?

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Stax

MARCH 13, 2025

Payment processors usually tack on additional fees on top of interchange to compensate for their services (based on their pricing model ). Card networks must maintain them properly and pay for fraud prevention tech (data encryption, tokenization, real-time tracking, etc.). Even for low-risk cards (e.g., per transaction.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

Stax

MARCH 6, 2025

The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data. These 7 contactless payment methods come with built-in security features like encryption, tokenization, and proximity-based protection. They simply tap their credit card , mobile device, or smartwatch to pay.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. The data is then submitted to a payment processor, which directs the payment to a credit card interchange. Need to integrate payments?

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Payments Dive

MARCH 6, 2018

In partnership with VeriFone, TNS' Managed POS Encryption service is a fully managed solution for the transport of encrypted credit, debit and other card-based payment transactions. Download this product sheet for a quick overview of this secure and reliable payment networking solution.

Encryption 60

Encryption Transactions Processors Payment Networks 60

Clearly Payments

MARCH 14, 2025

From the cardholder to the merchant, and all the way through the financial institutions and payment processors, each participant brings something essential to the table. Payment Processor Facilitates communication between acquiring and issuing banks. Payment Gateway Secures transaction data and transmits it to the payment processor.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Payment Processor: The credit card processing company handles the processing and batching of purchases made with credit, debit, or gift card payments. TL;DR There are several parties involved in credit card processing.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Payments Dive

APRIL 4, 2018

Simplify payment acceptance and compliance with a fully managed solution for the transport of encrypted credit, debit and other card-based payment transactions. TNS' Managed POS Encryption service, in partnership with Ingenico Group, is ideally suited to merchants and processors.

Encryption 60

Encryption Transactions Payment Security Processors 60

Stax

MAY 5, 2025

While some payment processors offer robust, clearly written guides, others may provide outdated or incomplete documentation. Consider this from both the perspective of the gateway and the payment processor. Start first with a payment processor that can grow with you. This allows you to manage everything from one central system.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

VISTA InfoSec

OCTOBER 21, 2024

As fraudsters are continuously finding new ways to strike, we’re continuously finding new ways to prevent them with controls such as encryption, multi-factor authentication, fraud detection software, etc. As soon as you tap the app icon, the PCB connects your phone processor to its memory and display and VOILÀ.

Cybersecurity 189

Cybersecurity Encryption Fraud Detection CHIPS 189

Stax

MARCH 11, 2025

The payment gateway : this is a cloud-based payments software integrated with your website thats responsible for the secure transfer of your customers credit card information to your payment processor. If there are no issues, the bank will inform your payment processor that the transaction has been approved.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

DECEMBER 12, 2024

These POS equipment collect payment information at physical locations and transmit them to payment processors. These capture, encrypt, and transmit the customers payment details from the eCommerce website to the payment processor. This encryption turns data into an unreadable format to prevent fraud and security breaches.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Cardfellow

FEBRUARY 26, 2025

Costs to Accept Tap on Phone Do all processors offer tap on phone? Like other forms of contactless payment, it uses tokenization and encryption to maximize security. The data exchanged between a card and the smartphone accepting the payment will be encrypted. Do all credit card processors offer tap on phone? No, not yet.

Contactless Payments 52

Contactless Payments Credit Cards Chip Cards Processors 52

EBizCharge

MARCH 18, 2025

PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data. By adhering to these standards, businesses can reduce data breach risks and maintain regulatory compliance.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Payments Dive

MAY 14, 2018

Bluefin's PCI-validated P2PE solutions encrypt cardholder data at the point of interaction and are available to all merchants and processors utilizing the TNS network Don't let a data breach derail your business.

Data Breach 60

Data Breach Encryption Breach Processors 60

Stax

DECEMBER 9, 2024

Remember, chargeback fees can vary depending on the credit card networks and processors involved. These accounts are typically provided by acquiring banks or third-party payment processors. High chargeback ratios can still harm a merchants reputation with payment processors, making prevention a critical strategy.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

Stax

NOVEMBER 21, 2024

Authorization The credit card details captured by your POS or online payment gateway will be sent to your payment processor. A payment processor is a company that handles the behind-the-scenes aspects of the credit card transaction process on your behalf. It serves as a link between your website and your payment processor.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Basis Theory

JANUARY 18, 2024

P2PE stands for point to point encryption, and is used to refer to a method of payment security in which all data is encrypted, stored, and controlled by a single payment provider. What is P2PE?

Encryption 88

Encryption Credit Cards Processors Origination 88

EBizCharge

MARCH 11, 2025

By integrating a payment processor, companies can improve cash flow, reduce administrative burdens, and gain better visibility into payment activities. These fees typically include interchange fees, which go to the card-issuing bank, assessment fees charged by the card networks, and payment processor fees for handling the transaction.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Clearly Payments

DECEMBER 5, 2023

This comprehensive guide aims to unravel the complexities and distinctions among three primary types of payment processors: Acquirers, Independent Sales Organizations (ISOs), and Aggregators. Secure Socket Layer (SSL) encryption became a standard, ensuring the confidentiality of sensitive information during online transactions.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

Stax

MARCH 15, 2024

Secure payment systems are easy to implement, as you use your payment processor to create a secure payment gateway. Compliance with these standards ensures that merchants and payment processors implement robust security measures to safeguard financial data. Encryption The fundamental component of secure payment systems is encryption.

Process 88

Process Security PCI DSS Encryption 88

The Fintech Times

JANUARY 20, 2025

To achieve this, a reliable payment processor is required to handle the entire card-issuing process. As one of the first European processors to certify this protocol, DECTA aims to provide immediate benefits to businesses using the advanced features of 3DS 2.3.1.1. ” EMV 3DS 2.3.1.1 protocol The EMV 3DS 2.3.1.1

EMV 59

EMV Payment APIs and Integration Authentication Processors 59

Segpay

FEBRUARY 24, 2025

There seems to be a lot of misunderstanding about the differences between a Payment Gateway, a Payment Processor and a Payment Service Provider (PSP). It is important for merchants to understand the distinctions between a Gateway, a Processor, and a PSP. Key Functions of a Payment Gateway: Encrypts and securely transmits payment data.

Payment Gateways 45

Payment Gateways Processors Gateways Payment Service Provider (PSP) 45

EBizCharge

JANUARY 14, 2025

When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization. Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Stax

NOVEMBER 6, 2023

There are various methods of enforcing data security, such as data masking, encryption, authentication, and data tokenization. Tokenization vs encryption Data encryption is another popular data security technique where data is transformed into an illegible format. The resulting token is essentially a proxy and has no real value.

Encryption 88

Encryption PCI DSS Data Security Origination 88

PayHawk

JULY 26, 2023

Widely recognized and trusted brand PayPal is one of the most well-known and trusted payment processors in the world. This makes it a good option for small businesses that may not have the resources to invest in a more complex payment processor. The post Pros of Using PayPal as a Payment Processor appeared first on GoPayhawk.

Processors 52

Processors PayPal Small Business Payments 52

PYMNTS

NOVEMBER 10, 2020

Atlanta payments encryption firm Bluefin is partnering with New York mobile payments processor PAAY to advance eCommerce security. PAAY provides strong authentication at the front door and Bluefin encrypts and tokenizes the data at the point of interaction on the web.

Transactions 93

Transactions Security Encryption CCPA 93

CoinRemitter

MARCH 28, 2025

Security & Transparency: Our crypto payment processor ensures safe transactions with features like wallet encryption, two-factor authentication (2FA), and automated settlement options.

Stablecoins 52

Stablecoins Payment Gateways Gateways Cryptocurrency 52

Stax

MARCH 18, 2025

In this guide we will discuss the following: What is Payment Tokenization How Payment Tokenization Works Payment Tokenization vs. Encryption SaaS Payment Tokenization Requirements Benefits of Payment Tokenization SaaS Payment Vulnerabilities Using Stax Connect and Payment Tokenization Lets get started.

PCI DSS 88

PCI DSS Encryption Data Breach Credit Cards 88

Stax

MARCH 4, 2024

Safeguarding customer payment information requires secure processes during the collection, transmission, processing and storage of payment data and working with a trusted payment processor. It’s also critical to ensure card information is protected from data breaches with secure encryption and cybersecurity standards in place.

PCI DSS 88

PCI DSS Payment Security Security MFA 88

EBizCharge

JANUARY 21, 2025

Secure payment processing: Data encryption ensures that credit card details and payment data are secure, reducing fraud risk. Virtual terminals should implement strong payment security measures like encryption, tokenization, address encryption, address verification, and secure gateways to prevent fraud and data breaches.

Credit Cards 52

Credit Cards Encryption ACH Process 52

PYMNTS

MARCH 8, 2017

Through the partnership , Bluefin’s PCI-validated point-to-point encryption (P2PE) solution will be used to help expand the data security for companies utilizing FAC’s payment gateway. RM: FAC is the first payment processor to provide a PCI-validated P2PE solution to the LAC market through Bluefin’s decryption-as-a-service model, Decryptx.

Encryption 40

Encryption Data Breach Payment APIs and Integration Point-of-Sale (POS) 40