The Fintech Times

MAY 9, 2024

.” The collaboration between Paymentology and DTB hopes to democratise the issuance of cards, enabling end users, whether consumers or businesses, to access tailored solutions such as cards for employee salaries, expense and travel cards, or traders’ cards for online purchases.

Financial Inclusion 104

Financial Inclusion Embedded Finance Payment APIs and Integration Non-Bank 104

PYMNTS

MAY 8, 2020

The small business FinTech arena continues to blossom as more developers explore ways to address a market historically underserved by traditional financial institutions (FIs). “We think of the user experience as critical and want to apply this philosophy on the business side.” The Back-End Strategy: Flexibility.

B2C 70

B2C B2B End User Addressing 70

Faster Payments Council

MARCH 15, 2023

Speakers: Elizabeth McQuerry, Glenbrook Partners; Mike Sklow, Goldman Sachs; Samson Rajan; JP Morgan; Miriam Sheril, Form3 1:30pm-2:10pmCT: Panel Session – Business End-Users Mega Use Cases (City Beautiful Ballroom AB) As more capabilities become available for faster payments, business end users are finding creative ways to use the services.

FPC 88

FPC ISO 20022 Federal Reserve Cross-Border Payments 88

Stax

APRIL 18, 2024

ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. ISV software products are tailored to meet the specific needs of industries and users. Customer Support In-house support teams maintain direct relationships with end-users for assistance.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

Faster Payments Council

FEBRUARY 18, 2021

The Financial Inclusion Work Group will create a blueprint for leveraging faster payments to accelerate access to the financial system for unbanked and underserved Americans. But faster is not always better, so we need to get strong consumer protections in place to prevent fraud, loss, and abusive practices."

Financial Inclusion 68

Financial Inclusion Faster Payments FPC Cross-Border Payments 68

Fintech Finance

MAY 3, 2024

Gawaxab, Hon’ble Governor of the Bank of Namibia, said, “Our objective is to enhance accessibility and affordability for underserved populations, achieve full interoperability of payment instruments by 2025, modernize the financial sector, and ensure a secure and efficient National Payment System. Mr. Johannes !Gawaxab,

Underserved 52

Underserved Interoperability Instant Payments International Payments 52

The Fintech Times

JANUARY 31, 2024

Lloyds Banking Group is shutting down its mobile van banking service this year and closing 123 branches, sparking concern over reduced access to essential financial services, particularly in rural and underserved areas. When banking institutions pivot and reset, there’s an impact to the end user.

Financial Inclusion 69

Financial Inclusion Bank Closure Online and Mobile Banking Underserved 69

The Fintech Times

JULY 31, 2024

This will allow our customers to offer their end users a rich and convenient open banking experience, ultimately accelerating financial inclusion and innovation within the industry.”

Payment APIs and Integration 59

Payment APIs and Integration FinTech Financial Inclusion Payment Initiation 59

PYMNTS

DECEMBER 18, 2018

In addition to an upgraded user interface, Radius has implemented enhancements to mobile check deposit, bill payment and an integration with Venmo to facilitate peer-to-peer (P2P) payments. The bank has also raised limits for users to move money from their Radius account to an account at a different bank. .

Online and Mobile Banking 49

Online and Mobile Banking Treasury Venmo Underserved 49

PYMNTS

JANUARY 17, 2020

AP automation solutions are designed for finance departments managing high volumes of invoices, with these end-users able to see a high-value proposition from automated tools. What we’ll probably see is more companies recognizing that small businesses are truly underserved.”

Faster Payments 61

Faster Payments B2B Small Business Venmo 61

The Payments Association

NOVEMBER 20, 2024

Embedded finance represents a significant and growing market opportunity opening new avenues for firms to increase their footprint and target underserved markets.” The concept is slowly making its way into more mainstream conversations. Deloitte, “ Driving Inclusion via Embedded Finance ”, 2024.

Embedded Finance 88

Embedded Finance Use Case B2B Finance 88

Fintech News

DECEMBER 20, 2023

An outcome of MAS’ Project Greenprint, Gprnt is designed to automate the ESG reporting process and provide end users, including financial institutions, regulators and large corporates, with timely insights to support sustainability-related decision-making.

FinTech 111

FinTech Cross-Border CBDC Web 3.0 111

PYMNTS

OCTOBER 1, 2018

Nor is it now (nor will it ever be) the single digital currency that will democratize the movement of money from anyone to anyone for free — or free from the centralized regimes that bitcoin enthusiasts said only made money more expensive and out of reach for the underserved in developing economies. But only because it has to now.

Bitcoin 85

Bitcoin Blockchain Cryptocurrency Innovation 85

The Fintech Times

JUNE 28, 2024

These factors include the representation of minorities and women in project leadership, the extent to which the communities that surround a project are underserved, and environmental standards. “We only list projects that reach an impact score of 60 per cent.

FinTech 64

FinTech On-Demand Finance Financial Inclusion 64

PYMNTS

JUNE 1, 2017

Capital One took the financial world by storm by focusing their efforts on identifying underserved customer segments and accurately understanding the risks associated with those customers. Both are in heavily regulated industries that have historically been very slow to adopt new technologies.

Underwriting 40

Underwriting Small Business Risk AI 40

Fintech Labs Insights

DECEMBER 20, 2016

Identity Scoring combines data science with game mechanics to match mobile users with their identity and help financially underserved consumers access financial services. Juvo showcased real-time Identity Scoring technology at FinovateFall 2016. Identity Stack is available via an API for quick integration and scalability.

Financial Inclusion 26

Financial Inclusion Ubiquitous Underserved End User 26

Fintech Labs Insights

JUNE 26, 2015

Who is the most underserved community in banking? ” The idea was to build complexity in the backend, with simple controls for the end user. Immigrants? Millennials? People living in remote or rural areas? According to Farhad Ahmad, CEO and co-founder of Bento for Business , the answer is small business.

Small Business 27

Small Business Visa Available Balance Debit Card 27

Faster Payments Council

MARCH 30, 2022

This panel will cover lessons learned from other countries regarding the end-user experience. Evidence from countries that were early to adopt faster payments can provide important insights into the evolution of the US faster payments ecosystem.

FPC 88

FPC Faster Payments Cross-Border Financial Inclusion 88

PYMNTS

MARCH 7, 2016

Because we’ve all seen what happens when we let the shiny new toy syndrome (aka what’s best for the innovator and not the end user) drive innovation. Prepaid is another product category that sounded good to innovators but perhaps less compelling, at least so far, to the intended end user. Take checkout.

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46

Fintech Finance

FEBRUARY 4, 2025

The rise of digital payments, reduction of attended terminals, and increasingly sophisticated fraud tactics make financial transactions riskier and more challenging for this underserved group. Fintechs will have the opportunity to pitch their solutions to a judging panel comprising end-users and financial institutions.

Innovation 84

Innovation FinTech Underserved Participant 84

Fintech Review

MAY 6, 2025

Most importantly, fintech companies prioritise the end user. This user-centred mindset sets fintech apart. Fintech Infrastructure: The Layer Beneath the Surface Not all fintech companies are visible to the end user. The best companies understand their users and build accordingly.

FinTech 98

FinTech Payment APIs and Integration Online and Mobile Banking Regulations 98