Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

EBizCharge

MARCH 31, 2025

Payment gateways: Payment gateways facilitate communication between merchants banks, card-issuing banks, and credit card networks to complete card transactions. Security and PCI compliance Since payment processing involves handling sensitive financial data, security should be a top priority. What is a rolling reserve?

Service Provider 52

Service Provider MSPS Payment Gateways Gateways 52

Fintech News

FEBRUARY 21, 2024

With flexible implementation, SaaS providers facilitate partial or complete transitions, helping develop expertise for managing on-premises operations. Through comprehensive online data exchange facilitated by robust APIs and streaming technology, Way4 anticipates and supports the evolving needs of businesses. Talent and skills.

Payment APIs and Integration 107

Payment APIs and Integration PCI DSS Payments Compliance 107

Ikajo

NOVEMBER 22, 2023

It is possible with the help of financial technology providers, specifically payment facilitators. Moreover, the evolution of payment facilitation goes beyond simplifying payment acceptance, now being offered as PayFac as a Service for payment providers and marketplaces. What is a payment facilitator (PayFac)?

Facilitators 52

Facilitators Payment APIs and Integration PCI DSS Payments 52

Stax

JANUARY 8, 2024

For SaaS companies, becoming a payment facilitator (or PayFac) offers a ton of advantages—including but not limited to—boosting retention and profitability while exercising greater control over the customer experience. They must also ensure that sub-merchants are compliant with the regulations set by card companies, e.g. PCI compliance.

Risk Management 88

Risk Management Risk Money Laundering Mitigation 88

Stax

MAY 5, 2025

To mitigate this, perform additional QA in controlled production settings, or use gateways that offer advanced testing tools and staging environments closer to live conditions. It helps facilitate financial transactions, supports different payment methods, and offers security features to protect payments.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

EBizCharge

MARCH 11, 2025

These fees are typically lower than credit card processing fees and are charged by payment processors or banks for facilitating direct bank-to-bank transfers. ACH processing fees: ACH processing fees are the costs associated with transferring funds electronically through the ACH network.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

EBizCharge

MAY 22, 2025

6 common challenges in invoicing and billing Understanding various invoicing and billing challenges will allow your business to proactively mitigate these issues to maintain positive financial health and reputation. Standard templates also facilitate easier integration with accounting software, further streamlining the billing process.

Process 52

Process Best Practices Reconciliation Automation 52

Clearly Payments

FEBRUARY 7, 2024

Merchants rely heavily on payment processing systems to facilitate seamless transactions and drive revenue growth. Monitoring chargeback rates helps merchants identify potential fraud or disputes and implement preventive measures to mitigate risks.

Process 98

Process PCI DSS Processing Costs Settlement 98

Clearly Payments

FEBRUARY 12, 2024

Both networks expanded globally through partnerships with banks and financial institutions, establishing themselves as leading facilitators of electronic payments. Moreover, stringent data protection and privacy regulations, such as the GDPR and PCI DSS , govern how Visa and Mastercard handle sensitive financial data.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

Stax

MARCH 6, 2024

They ensure the safe transfer of payment information, validate transaction details and facilitate the authorization and settlement of payments. Legal and payment compliance Adhering to compliance standards, including those set by the Payment Card Industry Data Security Standard (PCI DSS), is essential.

Best Practices 88

Best Practices PCI DSS Payment Gateways Gateways 88

Stax

APRIL 30, 2024

TL;DR Merchant processing ensures that all entities, such as the issuing bank, the acquiring bank, and the card company, work cohesively to facilitate payments between a customer and a business. This information transfer is facilitated through a payment processor. The bank forwards this information to the relevant credit card company.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88

EBizCharge

MARCH 12, 2024

For this, look for payment providers that are compliant with relevant regulations and standards, like the Payment Card Industry Data Security Standard (PCI DSS). Payment gateways facilitate the secure transmission of payment data between a merchant’s website and the payment processor or acquiring bank.

Credit Cards 52

Credit Cards ACH Payment Gateways PCI DSS 52

M2P Fintech

DECEMBER 17, 2024

An MMS not only facilitates transactions but also streamlines operations, making it indispensable for businesses looking to optimize processes and improve customer experiences. They facilitate the efficient transfer of funds to merchants, ensuring payments are processed accurately and in a timely manner.

Fraud Detection 52

Fraud Detection PCI DSS Disputes Risk Assessment 52

Segpay

JANUARY 30, 2025

The Intersection of AI and Financial Services Payment facilitators are key to accept and manage financial transactions. Payment facilitators see this as a liability. Obtaining certifications such as ISO 27001, ISO/IEC 42001, ISO/IEC 23894 and PCI DSS (payment security) can speed up the process and lead to a better risk assessment.

Merchant Payment Processing 52

Merchant Payment Processing Processors AI Process 52

EBizCharge

JANUARY 14, 2025

A payment gateway is a technology that facilitates the transfer of payment information between a customer and a merchants bank during an online or in-store transaction. Finding a gateway that provides robust fraud prevention tools, encryption, tokenization, full PCI Compliance , and advanced verification is important.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

JULY 19, 2024

This article will explore five reasons why using PDF forms for payment collection doesn’t meet PCI DSS requirements, highlighting the risks and security gaps inherent in this method. What is PCI compliance? It also restricts physical access to cardholder data, mitigating the risk of any unauthorized access.

PCI DSS 52

PCI DSS Compliance Credit Cards Third-Party Service Provider 52

EBizCharge

MAY 24, 2024

By automating standard payment operations such as credit and debit card payment acceptance, businesses can gain access to real-time transaction data, facilitating quicker recognition of revenue and enabling finance teams to spot AR trends efficiently.

Embedded Payments 52

Embedded Payments Process PCI DSS Payments 52

Stax

FEBRUARY 28, 2024

Moreover, a billing-integrated subscription model facilitates transparency and real-time information. By becoming the payment facilitator , it’s entirely up to your business to decide what payment methods you want to accept or what schedule you use for transferring funds. Its smart automation keeps customers informed at every step.

Payment APIs and Integration 88

Payment APIs and Integration Automation PCI DSS Best Practices 88

EBizCharge

AUGUST 12, 2024

Intermediaries like merchant acquirers that facilitate these digital transactions play a crucial role. As digital transactions dominate the market, understanding the mechanics of credit card processing becomes essential for businesses and consumers.

Credit Cards 52

Credit Cards Acquirers Process Debit Card 52

EBizCharge

JUNE 4, 2024

Because it’s cloud-based, Acumatica provides real-time access to business data from any location, facilitating remote work and business continuity. Prioritize those that provide seamless integration with Acumatica to facilitate simple, hands-on processes and customizable reporting options. Configuring the payment gateway.

Credit Cards 52

Credit Cards Process Payment Gateways Best Practices 52

M2P Fintech

NOVEMBER 7, 2024

Regulatory Compliance: Helps lenders stay compliant with regulations such as GDPR, PCI DSS, and other financial industry standards, reducing the risk of legal penalties. Accurate risk assessment : Understanding different loan products allows for better evaluation of borrower profiles, facilitating appropriate lending limits.

Origination 52

Origination PCI DSS API Underwriting 52

Segpay

MARCH 10, 2025

Understanding the Basics of Gaming Payment Gateways A gaming payment gateway is a technology that facilitates online transactions between players and gaming platforms. Look for a gateway that includes PCI compliance, fraud detection tools, chargeback mitigation strategies, and AI-driven risk analysis to protect transactions and user data.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

Nanonets

APRIL 29, 2024

Credit card reconciliation software typically offers a range of features and functionalities to facilitate the reconciliation process. Security and Complianc e: Credit card reconciliation software prioritises data security and compliance with industry regulations, such as PCI DSS (Payment Card Industry Data Security Standard).

Reconciliation 52

Reconciliation Credit Cards Correspondent PCI DSS 52

EBizCharge

NOVEMBER 12, 2024

Business history and reputation A company’s history and reputation are vital during underwriting since payment facilitators (PayFacs) review aspects such as the time a business has been operational and its track record in handling credit card payments. Payment facilitators use this data to assess financial risk accurately.

Underwriting 52

Underwriting ISOs Risk Assessment Assessments 52

Stax

JANUARY 10, 2024

By facilitating credit card transactions, merchant service providers act as intermediaries between credit card companies and the issuing banks. PCI compliance fees. This fee helps payment processors maintain compliance with the latest Payment Card Industry Data Security Standard (PCI DSS) requirements for secure online transactions.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

EBizCharge

JUNE 6, 2024

Each is designed to facilitate seamless business processes and enhance overall efficiency. While the process may seem intricate, Dynamics 365 is designed to facilitate a simplified configuration, leading to a robust and user-friendly payment processing environment. What is Microsoft Dynamics F&O? Testing and validation.

Credit Cards 52

Credit Cards Process Payment Gateways Gateways 52

Stax

MARCH 14, 2024

Cryptocurrencies provide an alternative means of facilitating cross-border payments, bypassing traditional banking intermediaries and reducing transaction costs. This facilitates the reconciliation of payments, simplifies financial reporting, and improves overall accounting efficiency.

B2B 88

B2B Process B2C Credit Cards 88

EBizCharge

AUGUST 30, 2024

Payment processor fees Payment processor fees are determined by the merchant services providers that facilitate the transaction between merchants and customers. Up-to-date terminals that accept EMV chip cards and contactless payments can also help merchants mitigate or avoid higher fees associated with manually keyed transactions.

Credit Cards 52

Credit Cards Processors Process Card Issuer 52

EBizCharge

MAY 13, 2024

Compliance and security: Automation solutions come designed with compliance and security at their core, adhering to payment standards like the Payment Card Industry Data Security Standard (PCI DSS). Digitize dispute management Bringing dispute management online facilitates a more transparent resolution process.

Automation 52

Automation Disputes Payments Process 52

EBizCharge

MAY 12, 2025

Secure payment processing systems act as a bridge between businesses and financial institutions to facilitate safe and efficient transactions. Common certifications include PCI DSS, 3D Secure (3DS), System and Organization Controls (SOC 2) , and more. What are secure payment processing systems?

Process 52

Process Security Payment Gateways Encryption 52