The Payments Association

JULY 19, 2025

EMI Dependence on Traditional Infrastructure EMIs rely on banks for safeguarding client funds, accessing payment rails like CHAPS and Faster Payments, and obtaining card scheme sponsorship. A sector-wide risk elevation threatens these vital relationships, especially for smaller or newer firms.

Money Laundering 88

Money Laundering Risk Financial Crimes Due Diligence 88

The Paypers

JUNE 26, 2025

This overall visibility from the invoice will capture the final payment in order to allow finance teams to operate with optimised security and efficiency. This launch represents a part of Medius broader strategy to eliminate fragmentation in finance operations, as well as offer full visibility from invoice receipt to payment settlement.

Payments 56

Payments Embedded Payments Audit Multi-Currency 56

Stax

MAY 23, 2025

Fewer tools to juggle, less manual entry, and faster payment collection means happier customers who are more likely to stick around (and refer others!) Streamlined business operations An integrated payments system can simplify your internal workflows, too.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

Fintech Finance

JUNE 2, 2025

This will effectively provide a similar level of protection typically associated with card payments, so consumers can get their money back if there is an error. This expansion means consumers choosing to use pay-by-bank across a variety of use cases, could benefit from similar levels of protection to those currently offered by card payments.

Consumer Protection 59

Consumer Protection Consumer Participant Innovation 59

Finextra

JULY 23, 2025

Headlines trumpet the arrival of instant payments, real-time rails, and millisecond processing times as if velocity were the sole measure of progress. Yet this singular focus on speed misses a fundamental truth: enterprises dont just want faster payments—they want smarter, more reliable, and more strategic payment systems.

Real Time Payments 59

Real Time Payments Fraud Detection ACH Instant Payments 59

Open Banking

MAY 2, 2025

This brings to life the National Payments Vision, laid out by the Government, to see an industry-led approach to develop cVRPs. cVRPs are a pioneering new payment instruction, enabling consumers to limit the value of any payment from their account, offering a flexible alternative to Direct Debit and card-on-file payments.

Government 72

Government Payments Governance Faster Payments 72

M2P Fintech

APRIL 4, 2025

M2Ps Credit Stack M2P’s Credit Stack is a versatile multi-product platform designed to support a variety of use cases such as retail credit cards, corporate credit cards, line of credit, supply chain financing, and UPI on credit cards /credit lines. Here’s a breakdown of its impact on suppliers and distributors.

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

The Payments Association

JANUARY 15, 2025

The UKs roadmap to faster, more efficient payments A key area of focus outlined in the National Payments Vision is enabling interoperability between domestic and international systems, supported by the adoption of ISO 20022 messaging standards while ensuring the security of the UKs payment systems.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

Payments Dive

JUNE 23, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Fiserv launches new stablecoin The payments processor wants to be an early mover as banks, the U.S. Please let us know if you have feedback.

Stablecoins 88

Stablecoins Privacy PayPal Use Case 88

Fintech Finance

SEPTEMBER 13, 2024

Faster Payments Council (FPC), a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today announced the release of its latest publication, Operational Considerations for Receiving Instant Payments. The post U.S.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

PYMNTS

DECEMBER 9, 2020

The conversation came against a backdrop where, at a high level, B2B payments account for $120 trillion globally on an annual basis. Faster payments schemes also number more than 50 and counting. The conversation came against a backdrop where, at a high level, B2B payments account for $120 trillion globally on an annual basis.

Use Case 134

Use Case B2B Cross-Border Payments Cross-Border 134

Payments Source

JANUARY 21, 2020

Both Visa and Mastercard see insurance payouts as a use case for their respective card-to-card transfer services, Visa Direct and Mastercard Send. Providing simple and rapid claims payouts is a competitive feature in the property and casualty insurance industry.

Faster Payments 138

Faster Payments Visa Use Case Payments 138

Payments Source

NOVEMBER 11, 2020

Brazil aims to move beyond the era of cash payments on Monday, when the Banco Central do Brasil launches the Brazil Instant Payment System.

Use Case 106

Use Case Faster Payments Instant Payments Payments 106

Fintech Finance

OCTOBER 4, 2024

Faster Payments Council (FPC), a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today announced the release of the 2024 U.S. Instant Payments Adoption Quantitative Study , a first-of-its-kind survey of U.S.-based Faster Payments Council Releases 2024 U.S.

Instant Payments 93

Instant Payments Faster Payments FPC Corporate Credit Unions 93

Fintech Finance

JANUARY 11, 2024

Faster Payments Council (FPC) , a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today published its latest research report, titled The Practicalities of Cross-Border Payments in a Faster Payments World.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

Fintech Finance

JULY 24, 2024

Faster Payments Council (FPC), a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, is pleased to announce that Carl Slabicki, Executive Platform Owner of Treasury Services at BNY, has been named the new Chairperson of the FPC Board of Directors.

Faster Payments 97

Faster Payments FPC FedNow RTP 97

Fintech Finance

APRIL 7, 2025

Faster Payments Council (FPC), a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today published a new report, How a Directory Service Accelerates Instant Payments , produced by the FPC Directory Models Work Group. ” The post U.S.

Instant Payments 98

Instant Payments Faster Payments FPC Interoperability 98

PYMNTS

DECEMBER 29, 2020

Delivering rapid payroll could help employers stand out from the pack when recruiting temporary workers, said Steve Ledford , senior vice president of products and strategy at United States payments company and banking association The Clearing House (TCH), during a PYMNTS interview.

Faster Payments 124

Faster Payments Payment APIs and Integration Real Time Payments Instant Payments 124

Payments Source

JANUARY 21, 2019

The use cases for faster payments are typically considered to be somewhat niche. But if any payment can be made in real time, why should full-time employees wait two weeks for every paycheck?

Faster Payments 84

Faster Payments Use Case Payments Real Time Payments 84

Faster Payments Council

SEPTEMBER 26, 2022

The Education & Awareness Work Group (EAWG), sponsored by The Clearing House, developed this infographic which provides guidance on how to use the new Use Case Repository. The robust EAWG Use Case Repository contains over 130 use cases searchable by use case type.

Use Case 68

Use Case 68

PYMNTS

FEBRUARY 11, 2019

Might the state of faster payments be described as “conflicted?”. Visa and Mastercard , via their debit rails, enable real-time push payments in support of a number of peer-to-peer (P2P) and business-to-peer (B2P) use cases. I would say the same thing about a lot of the faster [payment] rails.”.

Faster Payments 78

Faster Payments Same Day ACH Real Time Payments Payments 78

PYMNTS

SEPTEMBER 21, 2016

In just a matter of days, the payments industry will see a significant — and ubiquitous — change in the way payments are sent and received. Same Day ACH will create a new option for faster payments for all the banks and credit unions across the U.S. What’s Under The Faster Payments Umbrella?

Faster Payments 76

Faster Payments Same Day ACH ACH ACH Network 76

PYMNTS

JUNE 17, 2019

The rise of faster payment systems has become a global phenomenon. In the past few years, several global markets have invested resources into developing payment systems and infrastructure that enables funds to be delivered in real-time and that operate on a 24/7 cycle.

Faster Payments 80

Faster Payments C2G Payments P2P 80

Faster Payments Council

JUNE 13, 2021

Developed by the FPC Cross-Border Payments Work Group, this white paper addresses use case and experience requirements for cross-border faster payments, particularly along the dimensions of speed, cost, ubiquity, transparency, and risk.

Cross-Border 68

Cross-Border Faster Payments Cross-Border Payments FPC 68

Faster Payments Council

NOVEMBER 3, 2019

Collaboration with Glenbrook Partners Uncovers Key Industry Views on Faster Payments Advancements; Need for Ubiquity, Interoperability, Strong Dispute Resolution The U.S. Faster Payments Council (FPC), in partnership with Glenbrook, today released results from the Faster Payments Barometer. 18 – Oct.

Faster Payments 68

Faster Payments FPC Interoperability Payments 68

PYMNTS

MARCH 18, 2019

Take two announcements from just last week, related to the evolution of faster payments in the U.S. First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. The Fed’s Hat and the Faster Payments Ring.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

Faster Payments Council

FEBRUARY 2, 2022

Faster Payments Council (FPC), in partnership with Glenbrook Partners, today released results from the 3rd annual Faster Payments Barometer. The FPC conducted the latest survey of payments system stakeholders to gauge progress and perceptions around faster payments, trends, use cases, and challenges in the United States.

Faster Payments 68

Faster Payments FPC Interoperability Cross-Border 68

PYMNTS

JANUARY 21, 2019

There’s a canary in the faster payments coalmine. That was the day that an advocacy group, Financial Innovation Now (FIN), submitted a public comment letter to the Fed in response to its proposal to create and operate a real-time payments system in the U.S. It may also change the conversation about faster payments in the U.S.

Faster Payments 77

Faster Payments Same Day ACH Fed Real Time Payments 77

PYMNTS

DECEMBER 8, 2016

Less than two months after its implementation, Same Day ACH, the ubiquitous faster payments initiative for the payments industry in the United States, is showing a significant impact on the market, but it still has plenty to learn from those across the pond. still has faster payment lessons to learn.

Faster Payments 69

Faster Payments Same Day ACH ACH NACHA 69

Faster Payments Council

FEBRUARY 6, 2022

This month, the FPC released the results of the third installment of the Faster Payments Barometer, the annual survey that gauges progress and perceptions around faster payments, use cases, trends, and challenges. That, combined with the fact that we are making great strides in advancing U.S.

Faster Payments 68

Faster Payments Cross-Border Payments Cross-Border FPC 68

Faster Payments Council

JANUARY 20, 2020

According to the results of our recent Faster Payments Barometer Study, 48% of organizations identify as early adopters of faster payments. While that's a healthy number, it demonstrates we still have work to do to reach the goal of ubiquitous adoption that is our target here at the Faster Payments Council.

Faster Payments 68

Faster Payments Payments Tools FPC NACHA 68

Faster Payments Council

JULY 21, 2020

Collaboration with Glenbrook Partners Explores How Faster Payments Can Transform the Bill Pay Experience July 22, 2020 – The U.S. Faster Payments Council (FPC), in partnership with Glenbrook, today released the research white paper, "Faster Payments and the Potential to Transform Consumer Bill Pay."

Faster Payments 68

Faster Payments FPC Research Consumer 68

Faster Payments Council

JUNE 28, 2021

And while we are making significant progress towards creating a faster, digital payments experience for domestic transactions – with real-time payment growth expected to increase from 734 million in 2019 to 4.2 billion by 2024 – cross-border faster payments is an area that still needs some work.

Cross-Border 68

Cross-Border Faster Payments Cross-Border Payments FPC 68

Faster Payments Council

FEBRUARY 18, 2021

Faster Payments Council (FPC), a membership organization devoted to advancing faster payments in the United States, today announced it has launched two new FPC Work Groups: Financial Inclusion and Real-Time Recurring. The ideas for new FPC Work Groups are brought forward by FPC members from across the payments ecosystem.

Financial Inclusion 68

Financial Inclusion Faster Payments FPC Cross-Border Payments 68

Faster Payments Council

AUGUST 23, 2024

Dive into the latest trends and challenges in faster payments, and connect with peers and leaders in the field. Be part of the conversation shaping the future of faster payments. Capitol Ballroom 5) Much has been said about how a directory capability will drive faster payments adoption.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

PYMNTS

APRIL 26, 2019

As noted in the Faster Payments Tracker, and to offer up just a few examples: the Federal Reserve is mulling the creation of its real-time payments system; The Clearing House (TCH) has its own real-time system, seeking critical mass among banks and in Australia, the New Payments Platform is logging new use cases.

Faster Payments 60

Faster Payments Same Day ACH TCH Federal Reserve 60

PYMNTS

APRIL 22, 2019

Corporate payments still don’t have a clear role in driving the adoption of faster payment technologies and systems in the U.S. Still, others have said that B2B payments should be largely left out of the faster payments conversation. “Our [payment] systems are looking at 24/7/365 solutions.

Faster Payments 63

Faster Payments Center for Payments Real Time Payments Payments 63