The Payments Association

MARCH 19, 2025

Security & compliance risks: Meeting growing AML, fraud prevention, and regulatory demands is difficult with rigid, outdated infrastructure. Ensure seamless payment integrations across multiple regions, supporting local schemes like SEPA, FedNow, FPS, and instant payments without complex workarounds.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Clearly Payments

OCTOBER 31, 2024

America Biometric Payments 2 Global, especially mobile-first markets Cash Payments 5 Emerging Markets, some developed regions Central Bank Digital Currencies (CBDCs) 1 Asia, Caribbean Credit Cards Overview : Credit cards allow consumers to make purchases on credit, paying later and often with interest. They remain a staple payment method globally.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

The Fintech Times

APRIL 27, 2025

Instant payments are becoming significantly more attractive for US banks finds RedCompass Labs , the payments experts, as it finds that 84 per cent of US banks say the new $10million Real-Time Payment (RTP) network limit and $500,000 FedNow cap are a good thing. Over one in 10 (12 per cent) expect that surge to top 50 per cent.

RTP 45

RTP FedNow Instant Payments Payee 45

The Payments Association

JUNE 3, 2025

While still central to security, modern tokenisation addresses broader demands: interoperability across platforms, reduced operational costs, and improved customer experience. The necessity of tokenisation in digital payments The traditional view of tokenisation as a fraud mitigation tool is outdated.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Fintech Finance

JULY 15, 2025

By embedding on-demand disbursements directly into our issuing stack, we are helping businesses move money faster and more intelligently, all within a single, unified product experience.” Use cases include gig worker payouts, employee tips, insurance reimbursements, merchant settlements, refunds, and more.

Instant Payments 52

Instant Payments Product Payment APIs and Integration Near Real-Time 52

Finextra

JUNE 9, 2025

has reached a real-time tipping point 0 09 June 2025 1 comment Anand Vaidya Principal Solutions Consultant Icon Solutions Location Wimbledon Followers 0 Opinions 3 Follow Unfollow The need for speed, convenience and certainty is driving demand for faster payment services in the U.S. In June, FedNow will increase its limit to $1 million.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

Payments Dive

JULY 2, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Processors lean on AI to fight fraud Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.

Processors 60

Processors AI FedNow Federal Reserve 60

The Fintech Times

NOVEMBER 14, 2024

According to new research from payments modernisation firm RedCompass Labs , 91 per cent of banks worldwide are juggling multiple, multi-year, multi-million dollar modernisation projects, however, many are struggling to meet modernisation demands. AnalystAccelerator.ai helps banks address these challenges. per cent time-saving.

ISO 20022 59

ISO 20022 AI FedNow RTP 59

The Fintech Times

MAY 3, 2025

The new offering arrives as the demand for cross-border payments increases and is set to help the market reach its estimated forecast of $320trillion by 2032. Cross River and Aion have previously partnered to enable instant payments domestically via RTP and FedNow, as well as traditional methods such as ACH, same-day ACH and Wires.

International Payments 69

International Payments Cross-Border Cross-Border Payments Same Day ACH 69

Fintech Finance

DECEMBER 11, 2024

The report, produced in collaboration with Datos Insights, provides deep insights into how mid-tier banks can accelerate payments modernization to meet growing customer demands and remain competitive in the dynamic financial ecosystem. In the U.S. To download a free copy of the report, visit here.

ISO 20022 52

ISO 20022 ISOs Technology Real Time Payments 52

Tearsheet

JANUARY 9, 2025

Some of the new approaches are proving effective in tackling this challenge: Faster payment networks (like FedNow) are making their way to the main scene, offering near real-time, card-like experiences for B2B payments. However, B2B transactions in embedded payments are more challenging and don’t flow as easily as B2C ones.

Embedded Payments 59

Embedded Payments B2C B2B Payment APIs and Integration 59

Payments Dive

JULY 11, 2025

The Federal Reserve already put its new real-time payments system FedNow on the standard when it was launched in 2023. Global payments are “deep and complex,” said Ghanem, who formerly worked for Visa and PayPal Holdings.“It It is essential that we all speak the same language. We harmonize the data. We harmonize the rails.” Regional U.S.

ISOs 218

ISOs ISO 20022 FedWire Federal Reserve 218

Finovate

DECEMBER 11, 2024

Banks are rethinking their regtech strategies, while new regtechs are leveraging tools such as large language models and GenAI to meet demand for automated compliance tools and fraud detection solutions. Also, stay informed about regulatory changes, as they are sure to change as crypto continues to evolve.

FinTech 59

FinTech Stablecoins BNPL Cross-Border 59

Payments Dive

JULY 15, 2025

Those smaller financial institutions got a boost from their recent experiences in adopting the Fed’s real-time payments system FedNow since its launch two years ago. The Federal Reserve payments system, which handles about $4.7 trillion in payments daily, began shifting late Sunday to the new ISO 20022 standard. community and regional banks.

FedWire 78

FedWire ISOs ISO 20022 Federal Reserve 78

Payments Dive

JUNE 17, 2025

By Lynne Marek • July 15, 2024 Lynne Marek/Payments Dive FedNow ‘could lower fees’ in future, analyst reports The Federal Reserve instant payments system may cut fees after it attracts more financial institutions, or in the face of competition, a Wolfe Research analyst said, citing a FedNow official. By Lynne Marek • Aug.

FedNow 78

FedNow Federal Reserve Privacy CFPB 78

Payments Dive

JUNE 18, 2025

Editors picks Lynne Marek/Payments Dive FedNow ‘could lower fees’ in future, analyst reports The Federal Reserve instant payments system may cut fees after it attracts more financial institutions, or in the face of competition, a Wolfe Research analyst said, citing a FedNow official. Cheng Xin via Getty Images U.S.-led

Cross-Border Payments 88

Cross-Border Payments Federal Reserve Cross-Border FedNow 88

Payments Dive

JULY 7, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Louisiana, Connecticut advance EWA bills While Louisiana enacted a new earned wage access law this month, the controversy over state legislation rages on in Connecticut.

Laws 78

Laws FedNow Privacy Federal Reserve 78

Payments Dive

JUNE 17, 2025

By Lynne Marek • July 17, 2024 Lynne Marek/Payments Dive FedNow ‘could lower fees’ in future, analyst reports The Federal Reserve instant payments system may cut fees after it attracts more financial institutions, or in the face of competition, a Wolfe Research analyst said, citing a FedNow official. Financials Conference.

FedNow 99

FedNow Privacy Federal Reserve Credit Cards 99

Payments Dive

JULY 11, 2025

Editors picks Lynne Marek/Payments Dive FedNow ‘could lower fees’ in future, analyst reports The Federal Reserve instant payments system may cut fees after it attracts more financial institutions, or in the face of competition, a Wolfe Research analyst said, citing a FedNow official. Please select at least one newsletter.

BNPL 78

BNPL Risk FedNow Privacy 78

Payments Dive

JULY 18, 2022

The company has more than doubled its headcount over the past year to meet demand for its payments software from clients like Marqeta and Gusto. Now, it plans more expansion for real-time services.

On-Demand 158

On-Demand FedNow Treasury Payments 158

Fintech Finance

OCTOBER 23, 2024

Powered by AWS, the Finzly BankOS platform integrates the FedNow service seamlessly with FIs’ core and digital banking systems. A recent US Faster Payments Council survey found that nearly 75% of financial institutions see legacy systems as a barrier to using FedNow. Faster Payments Council (FPC).

FedNow 97

FedNow FedWire Instant Payments RTP 97

Bank Automation

SEPTEMBER 11, 2024

NEW YORK — KeyBank is hesitant to join the Federal Reserve’s real-time payments network FedNow until the payments rail shows some growth. The $184 billion bank wants FedNow to reach 5% of demand deposit accounts (DDA) before joining the payment network.

Demand Deposit Account (DDA) 81

Demand Deposit Account (DDA) FedNow Deposit Account Real Time Payments 81

Fintech Finance

JULY 30, 2024

This breakthrough enables payment processors, retailers, and merchants to drastically reduce payment processing costs and boost customer loyalty with closed-loop wallet apps by integrating real-time payments over The Clearing House’s RTP and FedNow network rails from the largest banks in the US. Outside the U.S.,

RTP 98

RTP FedNow RFP Payment APIs and Integration 98

Fintech Finance

JUNE 25, 2024

headquartered in Texas, to deliver instant payments capabilities to the banks global business and consumer customers through the Federal Reserve’s FedNow® and The Clearing House’s RTP®. As of February 2024, over 470 banks and credit unions are participating in the FedNow network.

FedNow 93

FedNow RTP Instant Payments Consumer 93

Bank Automation

FEBRUARY 26, 2024

Technology provider FIS is now certified to send and receive payments on the FedNow payments rail as demand for the rail grows. FIS has 215 clients in contract or in the pipeline for the Federal Reserve’s payments rail, Chief Executive Stephanie Ferris said during the company’s fourth-quarter earnings call today.

FedNow 78

FedNow Payments On-Demand Technology 78

PYMNTS

AUGUST 6, 2019

Introduced on Monday by Federal Reserve Board Governor Lael Brainard, the Fed’s instant payment scheme FedNow is designed to offer an option for consumers and business to transfer money instantly or nearly instantly in a “ubiquitous, safe and efficient” manner from one bank account to another. Why Now For FedNow. It’s now official.

FedNow 85

FedNow Fed Federal Reserve Real Time Payments 85

PYMNTS

AUGUST 12, 2019

The combination of employee/employer demand for innovations in this area and innovators with the vision to build products on top of those cheap networks will only continue to create solutions that close the paycheck-to-paycheck funds gap for workers – whether they are working full-time or gig-time. Much later.

Real Time Payments 78

Real Time Payments FedNow TCH Fed 78

Bank Automation

NOVEMBER 5, 2024

First International Bank and Trust is expanding its real-time payments options to boost revenue and meet customer demand. The Wadford City, N.D.-based

FedNow 52

FedNow RTP Real Time Payments Payroll 52

Fintech Finance

MARCH 15, 2024

Federal Reserve Financial Services (FRFS) has introduced the new FedNow User Group to continue promoting collaboration among the 607 participating financial institutions and their service providers on the FedNow Service network.

Federal Reserve 52

Federal Reserve FedNow Participant Instant Payments 52

Fintech Finance

SEPTEMBER 13, 2024

With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®. I truly think this will be a huge asset to banks as they make their journey into the world of RTP and FedNow.” The post U.S.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Payment Savvy

MAY 15, 2023

The Federal Reserve Bank is currently developing a new instant payment service called “FedNow” that will allow financial institutions to make instant payments. The FedNow Service will begin operating in July 2023 and it is the first U.S. Interoperability FedNow intends to work seamlessly with other payment networks.

FedNow 52

FedNow Federal Reserve Liquidity Management Instant Payments 52

Payments Next

OCTOBER 31, 2023

By Michael Meeks, SVP of Software Development at BHMI Growing demand from consumers and businesses and the rollout of FedNow are expected The post 4 Challenges in Real-Time Payments and how to address them first appeared on Payments NEXT.

Real Time Payments 88

Real Time Payments Addressing FedNow On-Demand 88

PYMNTS

NOVEMBER 25, 2020

And beyond TCH and RTP, the Federal Reserve’s FedNow real-time payments solution looms. Ranta said FedNow will create broader competition in the market. But that fragmentation will prove short-lived, as there are some on-ramps and off-ramps because of the central infrastructure provided through systems via TCH and FedNow.”.

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

PYMNTS

AUGUST 13, 2019

Federal Reserve’s announcement that it will launch its own real-time payment and settlement system called FedNow. Around the world , demand is high for faster payments services, with Latvia reporting strong uptake of its own instant payment system. The faster payments landscape is changing rapidly, most recently with the U.S.

On-Demand 62

On-Demand ISO 20022 Federal Reserve Faster Payments 62

Fintech Finance

NOVEMBER 12, 2024

Banks worldwide are juggling multiple, multi-year, multi-million-dollar modernization projects, such as ISO 20022, SEPA Instant in Europe, and FedNow and RTP in the US. Over nine in ten (91%) banks now consider payments modernization a high priority, but research shows most are struggling to meet demands. AnalystAccelerator.ai

ISO 20022 98

ISO 20022 AI FedNow RTP 98

Fintech Finance

OCTOBER 2, 2024

Duck Creek Payments Facilitator delivers a global solution, combining real-time capabilities, like FedNow, with traditional payments services and Banking as a Service (BaaS) functionalities, such as transactions via push-to-card or digital wallets.

Facilitators 97

Facilitators Payment Solutions Technology FedNow 97

Fintech Finance

AUGUST 15, 2024

Instant payments use the FedNow service, developed and launched by the Federal Reserve in July 2023, and the RTP® network, launched in 2017 by The Clearing House. So far, over 1,000 banks and credit unions have signed on with either the RTP or FedNow networks, or both, and instant payment volume continues to grow. is growing.

Instant Payments 105

Instant Payments Treasury RFP RTP 105