Fintech Review

JULY 16, 2024

Loan applications become more efficient, as lenders can quickly and accurately assess an applicant’s financial health through direct access to banking data. It also promotes financial inclusion. Regulatory compliance is crucial to ensure that data sharing practices adhere to legal standards and protect consumer rights.

Innovation 98

Innovation Consumer API Financial Inclusion 98

The Fintech Times

APRIL 11, 2024

Having established what regulatory challenges banks and fintechs should be aware of when leveraging banking-as-a-service (BaaS), and how the technology is advancing financial inclusion across the globe, we now turn our attention to emerging trends and if they are region-dependent.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

The Fintech Times

FEBRUARY 28, 2024

“The result is financial inclusion across many parts of the world, often poorer nations, is seriously undermined. The absence of interoperability between different systems can create additional barriers and inefficiencies, affecting the growth of payments.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 59

M2P Fintech

MARCH 28, 2024

CKYC CKYC is a centralized repository of KYC information managed by the government or regulatory authorities. It aims to streamline verification, enhance accuracy, and promote financial inclusion. Unlike widely accepted open-loop systems like Visa, they offer limited interoperability.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

Payment Savvy

MAY 15, 2023

Regulatory compliance: Banks are required to meet certain liquidity standards set by regulators. Interoperability FedNow intends to work seamlessly with other payment networks. It encourages financial institutions to provide affordable and user-friendly services to customers.

FedNow 52

FedNow Federal Reserve Liquidity Management Instant Payments 52

Finextra

JUNE 30, 2025

Stablecoins may fundamentally transform how money moves across borders, addressing long-standing pain points in traditional payment systems, delivering reduced costs, speeding up settlements, and increasing financial inclusion. The real challenge will be in the interoperability between stablecoins and existing financial systems.

Stablecoins 52

Stablecoins Finance Cross-Border Payment APIs and Integration 52

Open Banking Excellence

JANUARY 29, 2025

While the UKs Open Banking regulations were introduced as a way to boost competition, other countries have been focused on use cases that will actually drive adoptionwhether that is through digital payments or improving financial inclusion and making it easier for the underserved and micro SMEs to access credit.

API 130

API Payment APIs and Integration Innovation Cross-Border 130

Fintech News

JANUARY 22, 2025

Jessica echoed these sentiments, adding that the true potential of open banking lies in its ability to create a more inclusive financial ecosystem. Open banking could drive significant advancements in financial inclusion across underserved markets. These standards enable seamless and transparent regional transactions.

Cross-Border 120

Cross-Border Payment APIs and Integration AI Financial Inclusion 120

The Payments Association

DECEMBER 2, 2024

But it’s a necessary step for payments firms to gain the operational efficiencies needed to remain competitive, especially as we face potential headwinds and increased regulatory compliance requirements in the coming years.” How will international payment regulations evolve and what will be their major impacts?

Payments 88

Payments Cross-Border Compliance Regulations 88

The Fintech Times

MAY 20, 2025

They also promote stronger financial inclusion by encouraging the shift from cash to digital payments. Additionally, the cards ensure enhanced security and full regulatory compliance under the framework set by the Central Bank of the UAE.

Cross-Border 45

Cross-Border Regulatory Compliance Financial Inclusion Interoperability 45