The Payments Association

MAY 21, 2025

We’re excited to share that Lynx has won the Anti-Fraud Solution of the Year award at the 2025 FSTech Awards, a celebration of financial services innovation in the UK and EMEA. Financial institutions (FIs) grapple with complex, interconnected fraud and financial crime challenges. The results are clear.

Fraud Prevention

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. The value chain in payment processing involves multiple parties that play specific roles in facilitating transactions.

Process

Stax

MARCH 18, 2025

To address evolving customer demands and accept electronic payments, you need a payment processing system. A good system plays a vital role in managing cash flow, alleviating fraud risk, and enhancing customer satisfaction. This article dives into what a payment processing system is, how it works, and its benefits.

Process

The Payments Association

JANUARY 3, 2025

A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. It highlights the necessity of advanced fraud detection and greater industry collaboration. Improving regulations, using technology for detection, and fostering industry-wide cooperation.

Fraud Detection

The Payments Association

MAY 16, 2025

As digital payments evolve, AI is reshaping fraud prevention with real-time insights, adaptive controls, and improved security across financial systems. Unfortunately, older fraud detection methods often cant keep up with todays fast-moving threats. Whats needed is a more dynamic, joined-up approach.

AI

Bank Automation

FEBRUARY 3, 2025

Mastercards deployment of generative AI to fight fraud in 2024 has reduced false positives and enhanced fraud detection. The tool processes 143 billion transactions annually and uses generative AI to scan 1 trillion […] The post Mastercard taps gen AI for fraud prevention appeared first on Bank Automation News.

Fraud Prevention

Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Merchants paid a record $172 billion in payment processing fees in 2023. This figure may continue to climb as inflation rises and credit card networks boost their processing rates.

Credit Cards

Stax

NOVEMBER 14, 2024

Credit card processing can be overwhelming, expensive, and confusing. The first step to creating a more positive payment processing experience is to gain a better understanding of exactly what you’re being charged for and what options are at your disposal. TL;DR There are several parties involved in credit card processing.

Credit Cards

Trade Credit & Liquidity Management

JULY 24, 2025

This upgrade aligns American payment processing with international standards, enabling greater efficiency, richer payment data, and more robust risk and fraud mitigation. Banks and businesses are expected to benefit through improved compliance with regulations, automated processes, and enhanced straight-through payment processing.

FedWire

Fintech Finance

DECEMBER 11, 2024

The challenge: Traditional fraud detection is falling behind The lack of visibility across the payment lifecycle creates vulnerabilities that can be exploited by criminals. A collaborative approach to fraud modeling offers significant advantages over traditional methods in combating financial crimes.

SWIFT

The Payments Association

DECEMBER 10, 2024

This is evidenced by the fact that payment card fraud alone is projected to increase by over $10 billion between 2022 and 2028, according to the data. These tools leverage machine learning algorithms to continuously learn and adapt, enabling them to spot evolving fraud tactics that may otherwise go undetected by static rule-based systems.

AI

The Payments Association

JANUARY 21, 2025

These innovations are redefining how payments are processed and driving efficiency, enhancing security, and creating personalised customer experiences. Businesses increasingly leveraged BNPL services to improve cash flow flexibility, while AI played a crucial role in enhancing fraud prevention and transactional security.

Payments Trends

The Payments Association

FEBRUARY 10, 2025

It highlights new corporate responsibilities, significant penalties for non-compliance, and the businesses need to implement strong fraud prevention measures to protect their financial and reputational standing. Firms must be required to have fraud prevention policies in place and demonstrate their effectiveness.

Crime

The Payments Association

MAY 16, 2025

Yet, orchestration goes beyond merely streamlining accessit also optimises payment strategies to maximise acceptance rates, minimise costs, and reduce friction in the checkout process. Payment orchestration platforms enable instant payment processing and settlement by integrating with domestic and international real-time payment rails.

Transactions

Fintech News

MARCH 24, 2025

Crypto fraud rate, %, Source: State of the Crypto Industry 2025, Sumsub, Feb 2025 According to the report, these results can largely be attributed to advancements in fraud prevention technologies, with innovations like biometrics checks and artificial intelligence (AI)-backed automation significantly enhancing security and fraud detection.

APACS

The Payments Association

JUNE 16, 2025

It shows that forward-thinking merchants using diverse, strategic payment solutions gain clear advantages in cost control, fraud prevention, and customer experience. For payments leaders, the findings underscore the importance of strategic thinking beyond traditional processing. Why is it important? What’s next?

Innovation

EBizCharge

MARCH 18, 2025

As data breaches evolve and advance, a robust payment processing system that protects sensitive financial information is essential. For companies using Sage 100, understanding how to process credit cards securely is not just an option it’s a necessity.

Credit Cards

The Payments Association

JULY 15, 2025

Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution). Coupled with a culture of innovation and trust, this drives effective, customer-centred fraud prevention."

Financial Crimes

The Payments Association

JUNE 11, 2025

Modern platforms operate in an environment where 269 million card records were posted on dark web platforms in 2024 , and friendly fraud accounts for 75% of all chargeback losses. Consequently, the cost of fraud prevention now reaches $4.61 Static, manual-heavy models are no longer viable.

Risk

Finextra

JULY 7, 2025

This broad applicability in banking (from automating fraud reviews to generating customer communications) underscores how financial firms are integrating GenAI into their core workflows more aggressively than most. Indeed, 64% of finance leaders report using AI for fraud detection and risk management in their institutions.

AI

Stax

APRIL 3, 2025

Talk to sales Understanding Ecommerce Payment Solutions An eCommerce payment solution is the underlying infrastructure that allows eCommerce businesses to accept and process card and online payments seamlessly and securely. The customer is then sent back to the eCommerce site after the payment is processed.

Payment Solutions

Finovate

APRIL 9, 2025

The partnership will help the financial institution enhance its electronic Know Your Customer (eKYC) and digital onboarding processes. Security Bank has turned to Entrust to help it improve its electronic Know Your Customer (eKYC) process as part of the institution’s digital transformation goals.

Security

The Payments Association

MARCH 19, 2025

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies.

Payment APIs and Integration

The Payments Association

JULY 29, 2025

In August 2024, Switzerland launched SIC Instant Payments (SIC IP), marking a shift toward real-time transaction processing. AI is expected to play a role in enhancing fraud detection and data analytics, particularly through tools like Bottomline’s Message Vault, which supports reporting and data management.

ISO 20022

The Payments Association

JULY 18, 2025

Colombe Hérault highlights that this integration could streamline processes like online age verification, student discounts, and property rental credentials. Building trust: security and fraud prevention As digital wallets proliferate, security remains a top concern. However, progress varies significantly by country.

Payments

Stax

JANUARY 21, 2025

Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. Fraud prevention features – Look for additional fraud prevention features like fraud detection, address verification, chargeback protection, and IP geolocation to enhance protection from fraud.

Payment Gateways

Stax

JUNE 8, 2025

In this article, we’ll take a look at everything you need to know about these entities, including the differences between the two, how they can work together, and how to make sure you have the right credit card processing solution for your small business.

Payment Gateways

The Fintech Times

FEBRUARY 14, 2025

Dan Yerushalmi , CEO of AU10TIX “FaaS has elevated cybercrime, enabling a whole cohort of the population to join in on global fraud by launching large-scale attacks involving up to over 8,000 incidents,” explained Dan Yerushalmi , CEO of AU10TIX.

Deepfake

Clearly Payments

AUGUST 8, 2025

Canada’s fraud rate is lower than that of the United States, but growth in organized fraud rings, AI-powered scams, and phishing attacks shows the threat is evolving. Canada’s 2024 Fraud Landscape Fraud in Canada has escalated in recent years, with 108,878 incidents reported to CAFC in 2024.

Credit Cards

The Payments Association

AUGUST 4, 2025

From back office to bottom line Historically, payments sat behind the scenes—process the transaction, reconcile it later, move on. Advanced fraud prevention, real-time monitoring, and end-to-end encryption are now table stakes. That’s why standing still on payment innovation is a costly decision.

Innovation

Fintech Review

MARCH 11, 2025

NYC, NYC, March 11th, 2025, FinanceWire Feedzai , the global leader in AI-native fraud prevention solutions, today announced the launch of ScamAlert, an innovative GenAI-powered fraud prevention agent built from a deep understanding of tactics fraudsters use to exploit consumers.

Scams

Fintech News

FEBRUARY 10, 2025

In fintech, Agentic AI could enhance fraud prevention, risk management, trading, and customer engagement by autonomously analysing financial data, detecting anomalies, and executing decisions in real time. Agentic AI fits perfectly into this new landscape by stepping beyond traditional automation.

AI

Stax

DECEMBER 9, 2024

This has been aided by the rise of online banking, which has made the chargeback process as easy as a few clicks. It’s possible for cardholders to get a chargeback approved from either their bank or the credit card processing company (e.g. The merchant processes the payment using a card terminal or an online payment gateway.

Credit Cards

Stax

MAY 5, 2025

A payment gateway solution is a service that authorizes credit card payments and processes them on behalf of the merchant. By integrating a payment gateway into your mobile app, you can streamline the payment process and make it more convenient for customers. fraud triggers, insufficient funds). Other features are unique.

Payment Gateways

Clearly Payments

NOVEMBER 18, 2024

Mishandling chargebacks leads to financial losses, reputational harm, and can jeopardize your ability to process payments. This article outlines how to structure your chargeback management team, define roles, implement processes, select the right software, and adhere to best practices.

PCI DSS

Clearly Payments

MARCH 14, 2025

A credit card transaction is a process involving multiple entities, complex technology, and rigorous security protocols. Behind every simple transaction lies a network of playerseach with a vital role in making sure the process is seamless, secure, and efficient. Merchant Sells goods/services and accepts credit card payments.

Credit Cards

Finovate

FEBRUARY 5, 2025

Worldpay plans to acquire AI-driven fraud detection company Ravelin. The acquisition will help Worldpay enhance its e-commerce offerings by adding fraud prevention technology and improve business clients’ authorization rates. “Worldpays scale and reach, including processing approximately $2.5

Acquirers