The Fintech Times

JULY 10, 2025

As real-time payments take off, set to make up one in three transactions worldwide by 2030, a new whitepaper from RS2, a global payments technology provider, warns the industry is falling behind where it matters most: fee settlement. in fees, through SEPA (Single Euro Payments Area) Instant Payment rails for €1, saving €8.50

Real Time Payments 64

Real Time Payments Fraud Detection Cross-Border Settlement 64

The Payments Association

JUNE 9, 2025

RT2: Renewed real-time gross settlement marks transformation for UK payment providers 9 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? RT2, the UK’s new Real Time Gross Settlement service, and its transformative impact on the payments ecosystem. Why is it important?

ISO 20022 88

ISO 20022 Payment APIs and Integration ISOs Interoperability 88

The Payments Association

JANUARY 21, 2025

Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Payments Association

MAY 16, 2025

As digital payments evolve, AI is reshaping fraud prevention with real-time insights, adaptive controls, and improved security across financial systems. As the digital economy continues to grow, so does the need for quick, seamless, and secure payments. Whats needed is a more dynamic, joined-up approach.

AI 88

AI Security Fraud Prevention Fraud Detection 88

Stax

APRIL 3, 2025

But launching your eCommerce store is just half the equationaccepting payments efficiently and effectively is a whole different ball game. On the surface, it seems effortless, with customers only taking a few seconds to initiate and complete payments. The eCommerce payment solution infrastructure involves several key players.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Clearly Payments

JULY 21, 2025

In 2025, the payments landscape is evolving faster than ever, driven by innovations that directly impact merchants’ bottom lines. Global digital payment volume is expected to reach $10 trillion this year, growing more than 15% annually. Emerging Payment Methods Opening New Doors Consumer payment preferences are rapidly diversifying.

Merchant Payment Processing 79

Merchant Payment Processing AI Process Fraud Detection 79

Fintech Finance

DECEMBER 17, 2024

Visa , a global leader in digital payments, convened the Digital Future Forum 2024 in Hanoi, showcasing the latest payment trends and innovations shaping Vietnam’s digital landscape. annually from 2025-2030, further strengthen the digital payment landscape. Vietnams stable inflation and projected GDP growth of 6.1%

Payments Trends 97

Payments Trends Cross-Border AI Payments 97

Fintech Finance

DECEMBER 11, 2024

To better combat fraud in cross-border payments, Swift, the global provider of secure financial messaging services, is working with Google Cloud to develop anti-fraud technologies that use advanced AI and federated learning.

SWIFT 95

SWIFT AI Cross-Border Payments Fraud Detection 95

Clearly Payments

NOVEMBER 13, 2024

In payment processing, one component of the payment processing tech stack involving credit or debit cards is the Bank Identification Number or BIN. Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. Why is the BIN Important in Payments?

Process 104

Process Processors Payments Compliance 104

The Payments Association

MAY 16, 2025

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Traditionally, payment orchestration platforms were designed to serve a straightforward function: routing transactions between merchants and various payment service providers (PSPs).

Transactions 88

Transactions PCI DSS Payments Multi-Currency 88

Trade Credit & Liquidity Management

JULY 24, 2025

payments infrastructure. This upgrade aligns American payment processing with international standards, enabling greater efficiency, richer payment data, and more robust risk and fraud mitigation. payments landscape. Payments Adopting ISO 20022 is expected to improve U.S. The migration supports over $4.7

FedWire 52

FedWire ISO 20022 ISOs Cross-Border 52

Stax

JUNE 8, 2025

Industry data shows that 70% of consumers say the availability of their preferred payment method is very or extremely influential when choosing an online store. A payment processor and payment gateway are both crucial components in transactions, as they enable the various ways that shoppers want to pay.

Payment Gateways 88

Payment Gateways Processors Gateways Online and Mobile Banking 88

Fintech Finance

APRIL 24, 2025

New research from RedCompass Labs shows that RTP and FedNow’s rising transaction limits are making instant payments significantly more attractive for U.S. The results suggest larger transaction limits are helping to boost instant payment demand. The report also reveals significant concerns around fraud.

Transaction Limits 84

Transaction Limits RTP FedNow Instant Payments 84

Fintech Finance

MARCH 5, 2025

HPS , a leading global provider of payment software and solutions, and Enigma , a global leader in artificial intelligence enabled entity resolution and decision-making, today announced a strategic collaboration to deliver cutting-edge AI fraud detection models to businesses worldwide.

Fraud Detection 52

Fraud Detection AI Fraud Prevention Identity Theft 52

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. The value chain in payment processing involves multiple parties that play specific roles in facilitating transactions.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Stax

MARCH 11, 2025

Customers in this age of instant gratification always expect a smooth and seamless online payments experience. As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Clearly Payments

JANUARY 21, 2025

Government agencies face mounting pressure to provide efficient, secure, and accessible payment options for their services, agencies, and constituents. The shift from traditional payment methods to modern digital solutions is no longer optional; it is essential for delivering public services effectively and meeting citizen expectations.

Government Payments 59

Government Payments Governance Government PCI DSS 59

Stax

MARCH 18, 2025

According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. To address evolving customer demands and accept electronic payments, you need a payment processing system. trillion in value.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Finextra

JULY 7, 2025

This broad applicability in banking (from automating fraud reviews to generating customer communications) underscores how financial firms are integrating GenAI into their core workflows more aggressively than most. Indeed, 64% of finance leaders report using AI for fraud detection and risk management in their institutions.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Payments Association

MARCH 19, 2025

Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. Security & compliance risks: Meeting growing AML, fraud prevention, and regulatory demands is difficult with rigid, outdated infrastructure. This can be on-prem, or hosted in any private or public cloud.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Stax

MARCH 4, 2025

Up to 42% of shoppers in the US abandon their cart if their favorite payment method isnt available. Meanwhile, retailers that provide at least three of the most popular payment methods in any market increase their conversions by up to 30%. Need to integrate payments? One way to do this is by offering credit card integrations.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Fintech Finance

NOVEMBER 7, 2024

Bhutan Airlines is pleased to announce a new partnership with FinMont, a leading global payment orchestration platform. The leading airline has chosen FinMont global solution to provide a secure payment gateway incorporating a wide range of payment methods and ensuring a seamless customer transaction process.

Global Payments 98

Global Payments Payment Gateways Gateways Fraud Detection 98

The Payments Association

OCTOBER 28, 2024

Key findings from the Half Year Fraud Report 2024 by UK Finance, detailing the evolving threats in payment fraud. It highlights the rising trends in fraud and stresses the need for payment leaders to implement stronger prevention strategies and collaborations. Why is it important? What’s next?

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

The Payments Association

JUNE 16, 2025

16 June 2025 by Payments Intelligence Merchant survey 2025: Navigating the payment innovation divide LinkedIn Email X WhatsApp What is this article about? A survey of 125 UK retail merchants exploring how payment innovation, customer behaviour, and emerging technologies are shaping retail competitiveness. Why is it important?

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

The Payments Association

JANUARY 3, 2025

Fraud unveiled: Key takeaways from merchant roundtable discussion January 3 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. Why is it important?

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

The Payments Association

JANUARY 13, 2025

Unveiling digital fraud: Insights into scam trends and prevention in the UK payment sector January 3 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? An examination of authorised push payments (APP) scams in 2023, their impact on victims, and the platforms most exploited.

Scams 88

Scams Romance Scams Phishing Volume 88

The Payments Association

JANUARY 8, 2025

The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. From pay-by-bank solutions to futuristic voice-activated payments, 2025 promises to bring significant advancements.

Non-Bank 88

Non-Bank Real Time Payments Instant Payments Payments 88

The Payments Association

DECEMBER 10, 2024

The article explores the growing threat of AI-enabled fraud in the payments sector and how firms can combat it with advanced technologies. It highlights the urgent need for payments firms to address AI-driven fraud to protect financial security, maintain customer trust, and comply with regulations. Why is it important?

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

The Fintech Times

OCTOBER 30, 2024

Global paytech solution provider Worldpay has forged a new partnership with Capital One , the American bank holding company, in a move to optimise payment fraud decisioning and enhance payment security and efficiency with a data sharing agreement.

Payment Security 59

Payment Security Security Fraud Detection Payments 59

Stax

APRIL 24, 2025

Ever wondered how AI is shaping the world of payments? His expertise provides a unique window into the cutting-edge developments shaping the future of payments. From identifying fraudsters to revolutionizing customer service, Mark explained how AI is already making waves in payments. But there’s a note of caution.

Fraud Detection 88

Fraud Detection Privacy AI Push-to-Card 88

Fintech News

MARCH 24, 2025

The report, based on Sumsubs internal identity verification and user activity data from 2023 and 2024, along with a survey of over 300 companies across the crypto, banking, payments, and e-commerce sectors, reveals that APAC was the only region to record a decline in crypto fraud in 2024, with fraud rates dropping from 2.6%

APACS 94

APACS Verification Fraud Detection Money Laundering 94

Finextra

JUNE 11, 2025

These banks introduced formal ledger-based accounting and cheque payments. Cheque System: The cheque emerged as a formal payment instrument, requiring physical movement and manual clearing processes. This was a significant step towards non-cash payments but was slow and prone to errors.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

The Payments Association

JULY 18, 2025

As digital payments continue to evolve across Europe, the landscape for digital wallets is undergoing a significant transformation. In addition to payments, many consumers are beginning to expect features such as digital identification, authentication, and integration with public or private services.

Payments 68

Payments Fraud Prevention Verification Authentication 68

The Payments Association

NOVEMBER 21, 2024

The latest addition to this network is Forter, a global leader in AI-powered fraud prevention, who joins Paydock in transforming fraud detection and prevention for online businesses. By automating fraud detection, businesses can eliminate manual reviews, accelerating fulfilment and providing a smooth customer experience.

Fraud Prevention 88

Fraud Prevention Payment APIs and Integration Alternative Payment Methods Fraud Detection 88

Stax

JANUARY 21, 2025

If youre like many people, its been a while since you last made a payment exclusively with cash. said theyve used electronic payment methods to make a transaction in the past three months. Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Stax

MAY 5, 2025

In recent years, businesses have seen this massive shift from desktop to mobile devices which has forced them to develop apps with built-in integrated payment gateways. But when it comes to payments, mobile apps have to contend with a few unique challenges. A bad payment experience can lose customers and damage your brand.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

Clearly Payments

DECEMBER 19, 2024

It’s the end of 2024 and the payments industry isnt just evolving its undergoing a seismic shift thats changing how the world does business. From crazy numbers to transformative technologies, the stats behind todays payment trends are more than just impressive; theyre a roadmap to the future. trillion in 2023.

BNPL 105

BNPL Contactless Payments Processors Payments 105