The Fintech Times

MARCH 12, 2025

A new partnership has been announced between Swedish embedded finance provider Intergiro and SEON , the digital fraud prevention and compliance firm, to improve security in the former’s embedded finance ecosystem and combat growing cyber threats.

Embedded Finance 72

Embedded Finance Finance Deepfake Payment APIs and Integration 72

Finovate

MARCH 26, 2024

Alan Bekker of eSelf on the future of AI in financial services, The Clearing House’s Jim Colassano on real-time payments, financial inclusion and wealth-building with Rodney Williams of SoLo Funds … these are just a handful of the interviews Greg Palmer and the Finovate Podcast have featured in recent weeks.

Real Time Payments 59

Real Time Payments Fraud Prevention Financial Inclusion AI 59

PYMNTS

MAY 20, 2020

Accomplishing this task poses a unique set of challenges, however, particularly when it comes to real-time payments. The 27 EU member states have their own financial systems, and many have also implemented their own domestic real-time payments rails. The Past and Future of EU Real-Time Payments.

Real Time Payments 84

Real Time Payments Cross-Border Cross-Border Payments Central Bank 84

The Payments Association

JANUARY 21, 2025

Businesses increasingly leveraged BNPL services to improve cash flow flexibility, while AI played a crucial role in enhancing fraud prevention and transactional security. The report also notes a shift in consumer preferences, with rising adoption of digital wallets, mobile POS payments, and BNPL services.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

PYMNTS

SEPTEMBER 21, 2020

For example, the shopper who buys a new coffee mug online can choose – depending on how quickly the order may be filled and shipped – between a credit card transaction that will happen now (but settle to the mug maker in a few days or weeks) or a real-time payment, or any number of other methods.

Fraud Prevention 124

Fraud Prevention AI Payment APIs and Integration Cross-Border 124

FICO

JANUARY 31, 2018

This year and next sees many regions adopting real-time payment schemes, adding to existing schemes in countries such as the UK, Switzerland and Japan. There’s SEPA CT Inst in the EU, the Clearing House Faster Payments Scheme in the USA and the New Payments Platform in Australia. What Is a Real-Time Payment Scheme?

Real Time Payments 59

Real Time Payments Payments Zelle Faster Payments 59

The Payments Association

FEBRUARY 17, 2025

As digital payment technologies evolve, they are revolutionising how transactions occur and breaking down barriers that have long excluded billions from the financial ecosystem. With the rise of real-time payment settlement networks, cross-border transactions are becoming instant, cost-effective, and more transparent.

Innovation 88

Innovation Cross-Border Financial Inclusion Payment APIs and Integration 88

PYMNTS

DECEMBER 9, 2020

9) that it’s successfully completed its acquisition of GIACT and has expanded its suite of products for fraud prevention and identity verification. GIACT’s real-time payment analytics are a great addition to our existing strength in anti-money laundering and digital identity verification,” he said, according to the release. “We

Fraud Prevention 80

Fraud Prevention Money Laundering Due Diligence Monetary Loss 80

PYMNTS

NOVEMBER 6, 2018

The financial institution (FI) has announced a deal to employ verification services from GIACT to give commercial clients real-time fraud prevention capabilities. Christopher Ward, EVP and head of product management and operations for treasury management at PNC , and David Barnhardt, EVP of product at GIACT.

Real Time Payments 77

Real Time Payments Payment APIs and Integration Verification Authentication 77

FICO

JUNE 26, 2018

In the past year, three major economies — the Eurozone, the USA and Australia — have gone live with real-time payments schemes, Canada will follow in 2019 and many other countries are on the road to implementing real-time schemes. Real-Time Payments Equal Real-Time Crime.

Real Time Payments 63

Real Time Payments Instant Payments Irrevocable Payment Payments 63

Finextra

APRIL 18, 2024

Cognizant (NASDAQ: CTSH) announced today a planned collaboration with FICO, a leading analytics software company, to launch a cloud-based real-time payment fraud prevention solution powered by FICO® Falcon Fraud Manager.

Real Time Payments 59

Real Time Payments Fraud Prevention Payments 59

Payments Source

NOVEMBER 10, 2019

Faster and real-time payments are finding more and more use cases, but the razor-thin transaction windows are alluring to fraudsters who want to make a swift getaway with stolen funds.

Real Time Payments 71

Real Time Payments SWIFT Use Case Payments 71

The Payments Association

MARCH 19, 2025

Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. Security & compliance risks: Meeting growing AML, fraud prevention, and regulatory demands is difficult with rigid, outdated infrastructure.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

The Fintech Times

JANUARY 30, 2025

Keynote sessions and expert panels will also delve into fraud prevention, embedded finance, and sustainability, offering attendees both strategic and practical takeaways. Technological innovations: Exploring blockchain, real-time payments, and artificial intelligence applications.

Returns 64

Returns Embedded Finance Fraud Prevention Payments 64

PYMNTS

DECEMBER 6, 2018

Forty countries: That’s how many places either have real-time payments programs in progress or live. Along the way they dug into important data points that describe not only the current status of real-time payments , but the opportunities that could help spark further growth. That’s progress. More than $1.4

Real Time Payments 56

Real Time Payments RTP Payments Economy 56

Fintech Finance

NOVEMBER 20, 2024

Authorized push payment (APP) scam losses are on the rise, expected to climb to $7.6 billion by 2028 across six leading real-time payment markets (U.S., Artificial intelligence (AI)-driven fraud management systems can help analyze transaction data, flag anomalies, and facilitate real-time collaboration with other banks.

Scams 97

Scams Real Time Payments Fraud Prevention Fraud Detection 97

Fintech Finance

SEPTEMBER 13, 2024

This comprehensive guideline provides essential insights and best practices for financial institutions (FIs) as they navigate the complex landscape of instant payments. With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

PYMNTS

NOVEMBER 26, 2019

Real-time payments, real-time risk. As consumers embrace real-time transactions, financial institutions (FIs) must recalibrate their fraud-fighting strategies. In fact, Srinivasan added, the parameters of risk itself are changing.

Real Time Payments 61

Real Time Payments Authentication Fraud Prevention Credential 61

Finovate

NOVEMBER 14, 2024

Payfinia’s IPX platform will play a key role in the CUSO, helping organizations leverage FedNow to offer instant payments while providing fraud prevention. “Star One is proud to support Payfinia and its vision of making instant payments accessible to all account holders in the U.S.,” million in Seed funding.

Credit Union 59

Credit Union Same Day ACH Credit Union Service Organization FedNow 59

Payments Source

OCTOBER 10, 2018

For bankers and network providers, it’s a given that moving to a real-time payment system like Zelle will lead to an increase in fraud attempts. Here's a look at the ways they're fighting back.

Real Time Payments 60

Real Time Payments Zelle Payments Fraud Detection 60

Fraud.net

DECEMBER 9, 2024

Discover why traditional fraud prevention strategies are inadequate, and how AI fraud prevention is a proactive approach to modern threats."

Fraud Prevention 52

Fraud Prevention AI Real Time Payments Money Laundering 52

Finextra

FEBRUARY 13, 2024

As payment markets evolve, further progress hinges on open access facilitated by infrastructure modernisation. Additionally, we explain the key methods for ensuring seamless transactions across borders, leveraging ISO 20022 data and AI for fraud prevention, resilience, and scalability across all 13 markets.

ISO 20022 108

ISO 20022 Cross-Border Fraud Prevention ISOs 108

The Paypers

JULY 4, 2019

(The Paypers) Damon Madden of ACI Worldwide discusses the recent developments in machine learning, the benefits for banks, and fraud prevention strategies in a real-time payments environment

Real Time Payments 49

Real Time Payments Fraud Prevention Payments 49

The Payments Association

APRIL 28, 2025

Cross-border payments remain the second most significant opportunity, cited by 11% of industry professionals. The ongoing focus on frictionless international transactions underscores the continued importance of building efficient, resilient global payment networks.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Digital Currency Financial Crimes 88

Fintech Finance

MAY 18, 2025

London fintech Yaspa , an award-winning provider of real-time payment, and account verification and intelligence solutions, has announced its membership of The Payments Association. Yaspa uses open banking technology to provide instant bank payments that are faster and more cost-effective than cards.

Innovation 52

Innovation Real Time Payments Verification Risk Assessment 52

Fraud.net

DECEMBER 22, 2024

Explore future trends in fraud prevention and how AI helps businesses stay ahead of emerging threats and evolving tactics.

Fraud Prevention 52

Fraud Prevention AI Real Time Payments Money Laundering 52

Fraud.net

SEPTEMBER 27, 2024

How to De-Risk Real-Time Payments (RTP) The post Video: No Time to Lose – AI-Driven Fraud in Real Time Payments (RTP) appeared first on Fraud.net.

Real Time Payments 52

Real Time Payments RTP AI Payments 52

Fraud.net

DECEMBER 17, 2024

Learn how AI in fraud prevention provides real-time detection, reduces false positives, and boosts operational efficiency.

Fraud Prevention 52

Fraud Prevention AI Real Time Payments Money Laundering 52

Fintech News

DECEMBER 10, 2023

Tackling this challenge requires a multifaceted approach focusing on data accuracy, technology integration, fraud prevention, and balancing customer experience with regulatory compliance. Understanding the complexity of payments At first glance, payment processes may seem straightforward but can be deceptively intricate.

Addressing 120

Addressing Fraud Prevention Financial Inclusion Payments 120

The Payments Association

DECEMBER 18, 2024

.” Merusha Naidu, global head of partnerships , says, “Global cashless payment volumes are projected to increase by more than 80% between 2020 and 2025, from about 1 trillion transactions to almost 1.9 Real-time payments (RTP) could reach $193.1 billion within the multi-rail payments ecosystem by 2030.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Fintech Times

MARCH 13, 2025

Digital transactions in Brazil have skyrocketed in the last few years, and now with over 164 million users, payments firms are needing to find new ways to stay ahead of their competitors. As digital transactions continue to grow, weeding out illegitimate transactions and users is becoming more and more challenging. Arlei Francioli Jr.,

Fraud Prevention 59

Fraud Prevention Payments Cybersecurity Transactions 59

Fintech Finance

AUGUST 19, 2024

According to the National Automated Clearinghouse Association (Nacha), same-day ACH volume saw a 47% year-over-year growth when comparing the first quarters of 2023 and 2024, due to factors such as the continual increase in real-time payments usage among consumers and businesses.

ACH 52

ACH Fraud Prevention AI Same Day ACH 52

PYMNTS

DECEMBER 30, 2020

You don’t need to get a mag-type striper or physical counterfeit cards anymore, because through real-time payments, you can get [funds] in microseconds without doing much work.”. Stopping such fraud can be a tall order, Boyer said, but machine learning (ML) and rules-based analysis can do their parts to bring it to heel.

Fraud Prevention 66

Fraud Prevention Rules Debit Card Data Breach 66

PYMNTS

MAY 23, 2018

Criminals are taking advantage of the global spread of real-time digital transactions to con chief financial officers, invoice managers and the like, hoping to steal massive sums before anyone knows they’ve been ripped off. There is a real social effect on this type of fraud on smaller companies.”.

Real Time Payments 47

Real Time Payments Fraud Prevention Payments Faster Payments 47

The Payments Association

DECEMBER 11, 2024

Digital payments demand advanced fraud prevention, blending AI and human intelligence to counter evolving threats while ensuring seamless user experiences. Emerging trends and challenges Matt DeLauro, CRO, SEON The proliferation of diverse payment methods introduces unprecedented complexity to fraud prevention.

Fraud Prevention 88

Fraud Prevention Risk Assessment Payments Account Takeovers 88

Fintech News

SEPTEMBER 29, 2024

Payment giant Visa is set to acquire Featurespace, a company specialising in artificial intelligence (AI) technology for real-time payments fraud protection. Founded in 2008 at Cambridge University, Featurespace has developed AI-driven algorithms that can detect complex fraud patterns in transaction data.

Fraud Detection 109

Fraud Detection AI Acquirers Fraud Prevention 109

The Fintech Times

JANUARY 17, 2025

Bolstering growth through collaborations Guavapay’s flagship products, MyGuava (B2C) and MyGuava Business (B2B) payment apps enable users to open accounts in over 20 currencies, including GBP, USD, and EUR. With these accounts, users can send local and international real-time payments at competitive fees.

Innovation 59

Innovation Technology Payment APIs and Integration Multi-Currency 59