PYMNTS

DECEMBER 18, 2020

Treasury Department proposed sweeping new rules late Friday (Dec. 18) that the government says would make convertible digital currencies like bitcoin less attractive to criminals engaging in crimes such as ransomware attacks. The rationale for the new regulations, as the government laid out in the Federal Register, is that "U.S.

Treasury 141

Treasury Rules Bitcoin Ransomware 141

Finextra

OCTOBER 17, 2024

The UK Government is pressing ahead with new rules designed to protect online shoppers using buy now, pay later products.

Rules 69

Rules Governance Government Product 69

The Fintech Times

JANUARY 20, 2025

AFCs letter recommends that the FDIC withdraw the Proposed Rule and engage with industry leaders to promote best practices and leverage existing regulatory frameworks. “The Proposed Rule fails to reflect the hallmarks of sound policymaking.

FDIC 104

FDIC Regulations Innovation FinTech 104

Payments Source

JUNE 1, 2020

In addition to Apple and Google delivering smartphone apps that would alert users that they are near a person infected by the virus, various other government agencies and businesses are developing that type of technology to address the pandemic's spread.

Rules 155

Rules Addressing Governance Government 155

Open Banking Excellence

OCTOBER 6, 2023

Your guide to the Consumer Financial Protection Bureau's (CFPB) imminent proposals for a new regulatory framework governing “Personal Financial Data Rights” The US will propose a new “Open Banking Rule” this year which will set the foundations for an ecosystem with the potential to become the largest in the world.

Consumer Financial Protection Bureau (CFPB) 130

Consumer Financial Protection Bureau (CFPB) Rules CFPB Finance 130

The Payments Association

FEBRUARY 14, 2025

The FCA is introducing phased safeguarding rules, with interim measures strengthening existing regulations and final requirements aligning with the Client Assets (CASS) framework. The FCAs consultation closed in December 2024, with final rules expected in mid-2025. The FCA sees industry collaboration as critical.

Stablecoins 88

Stablecoins Payment APIs and Integration Regulatory Compliance Compliance 88

The Payments Association

JANUARY 22, 2025

CP24/20 outlined the proposed interim and end-state rules in September 2024, and interested parties will have provided their feedback accordingly. These rules have been created to accommodate the services and products offered within the sector, but how will these changes fit into the payments ecosystem?

Assessments 88

Assessments Reconciliation Audit Rules 88

BioCatch

APRIL 10, 2025

In the digital world where seamless automation is the priority, organisations across banking, insurance and telecom rely on government provided authentication services. This ensures that identity theft is ruled out.

Identity Theft 59

Identity Theft Enrollments Authentication Governance 59

The Fintech Times

APRIL 12, 2024

Is the UK government ‘shooting itself in the foot’? Despite these findings, the UK government recently introduced new immigration rules, making it much more cost-prohibitive for businesses to recruit foreign workers.

Governance 64

Governance Government Rules Cybersecurity 64

Finextra

APRIL 24, 2025

The Financial Conduct Authority (FCA) is proposing streamlining the rules on the types of funds investment firms must hold to absorb losses and maintain financial resilience during periods of stress.

Rules 59

Rules Governance Government Authorization 59

Innovative Payments Association

OCTOBER 28, 2024

With the election around the corner, p olitics dominates conversations and news cycles, but government is more important for the IPA and its members. Government is about creating, understanding, and implementing policies. For trade associations like the IPA, the important work happens on the government side. E lections matter.

Governance 52

Governance Government Rules Compliance 52

Fintech News

JANUARY 21, 2025

Postponing the market share cap Along with lifting WhatsApp Pays user cap, the NPCI has deferred a proposed rule to limit any single apps share of UPI transactions to 30%. This suggests that users have most likely already chosen their payment app of choice, an entrenched behavior which makes capturing market share a notable challenge.

Caps 120

Caps Digital Payments Debit Card AI 120

The Payments Association

MAY 16, 2025

A new approach to fighting fraud Regarding fraud prevention, simple rule-based systems arent enough anymore. Having this level of control also means businesses can respond quickly to new threats or shifts in the market, all while staying compliant with industry rules. Whats needed is a more dynamic, joined-up approach.

AI 88

AI Security Fraud Prevention Fraud Detection 88

Finextra

SEPTEMBER 6, 2024

UK, US and EU among the signatories on the Council of Europe’s Framework Convention on artificial intelligence and human rights, democracy, and the rule of law.

Governance 78

Governance Government Laws AI 78

The Payments Association

MAY 3, 2025

She also referenced a broader issue of regulatory inertia: The previous government had plans to revoke the Payment Services Regulations and embed them into FCA rules. For scale-ups like us, weve built regulatory muscle over the yearsour teams understand governance, conduct rules, and operational resilience.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Fintech Finance

JANUARY 31, 2025

While the surcharging model isnt perfect, small businesses have built their businesses around these surcharging rules for two decades and would be disproportionately impacted by a ban. We want to help the government get the balance right, and help make other digital surcharge-free methods of payment available to consumers.

Small Business 97

Small Business FinTech Innovation Payments 97

Fintech Finance

MAY 1, 2025

Financial inclusion is not just about facilitating transactions; it is about providing the infrastructure, rules, and governance that enable individuals and businessesespecially women and underserved communitiesto participate fully in the digital economy.

Financial Inclusion 52

Financial Inclusion Instant Payments Cross-Border Payments Cross-Border 52

The Fintech Times

OCTOBER 26, 2024

First-time buyers (FTBs) in the UK are calling out for more support from the government to help them achieve their home-buying goals this year, according to research by investment platform Moneybox. A further 23 per cent have also called to reduce or remove the government’s unauthorised withdrawal penalty on LISA.

Governance 59

Governance Government Addressing Rules 59

Fintech News

DECEMBER 18, 2023

While Singapore has no jurisdiction over the frozen beneficiary bank accounts, the government remains in close contact with the PRC government to facilitate the decision on account unfreezing.

Rules 107

Rules Law Enforcement MFA Laws 107

Finextra

AUGUST 1, 2024

As the banking industry chafes against upcoming rules governing payback to victims of authorised push payment fraud, the Payment Systems Regulator has released new data which shows that reimbursement for victims still depends largely on who they bank with.

Rules 110

Rules Governance Government Regulations 110

Fintech News

JANUARY 9, 2024

This plan, a centerpiece of the ruling Pheu Thai party’s election campaign, involves disbursing approximately US$14.3 The government’s aim with this initiative is to invigorate Thailand’s economy, the second-largest in Southeast Asia, targeting a growth rate of at least 5% annually.

Central Bank 132

Central Bank Legal Governance Government 132

Fintech News

NOVEMBER 20, 2024

Held under Chatham House rules designed to facilitate actionable outcomes through meaningful dialogue, Insights Forum convenes over 3,000 global regulators, policymakers and industry leaders for outcome-focused leadership dialogues and exclusive networking.

AI 111

AI Finance APACS Regulatory Compliance 111

The Payments Association

DECEMBER 18, 2024

From exploring technologies like blockchain and AI to supporting government initiatives on digital identity and data legislation, Moore highlights the PSRs commitment to creating a dynamic and competitive payments landscape. Moore points to the implementation of APP (authorised push payment) scam rules as an example.

Innovation 88

Innovation Financial Crimes Payments Regulations 88

The Payments Association

MARCH 18, 2025

But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. For payments firms, this opens doors to alternative credit scoring, smarter risk assessment, and deeper customer engagementbut also significant challenges around governance and trust. reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Finextra

JANUARY 4, 2024

government now requires many firms to report information about who u. Since January 1, 2024, the U.S.

Rules 98

Rules Governance Government 98

Finextra

JUNE 5, 2024

Australia's government is prepping legislation that would require buy now, pay later providers to carry out basic credit checks on new customers.

BNPL 75

BNPL Rules Checks Governance 75

Fintech News

JUNE 12, 2024

Theme 1: Establishing Optimal Governance and Interoperability Frameworks Effective governance and interoperability frameworks will be crucial for managing the complexities of cross-border payments. To make multilateral payment platforms work well, there need to be clear rules and ways for different systems to work together.

Cross-Border Payments 120

Cross-Border Payments Cross-Border Interoperability Payments 120

Neopay

FEBRUARY 5, 2025

This follows the previous letter from March 2023 and reaffirms the regulators focus on ensuring firms meet high standards in governance, financial integrity, and customer protection. The FCA has proposed new safeguarding rules, with interim requirements expected in mid-2025. You can read the full letter here: FCA Dear CEO Letter.

Fraud Prevention 52

Fraud Prevention Financial Crimes Compliance Payments 52

The Payments Association

OCTOBER 23, 2024

On 25 September 2024, the UK Financial Conduct Authority (FCA) published its long-awaited Consultation Paper (CP24/20) setting out proposed changes to the safeguarding rules applicable to electronic money institutions (EMIs) and payment institutions (PIs) (together, payments firms). See our previous Sidley Update on that review.

Rules 88

Rules Payments Institute Authorization Reconciliation 88

VISTA InfoSec

JULY 17, 2024

Overcoming language barriers and security vulnerabilities Talking to people in a language they understand makes it easier for them to follow security rules. Keep your systems updated with global cybersecurity governance standards. Each of these sets its own rules on handling personal information safely and legally.

Cybersecurity 238

Cybersecurity Compliance Encryption Best Practices 238

The Payments Association

MARCH 5, 2025

Unlike legacy systems that rely on outdated rule sets, Lynxs technology: Supports over 100 languages, addressing phonetic, cultural, and alphabetic variations. Allow customers to customise rescreening rules according to their policies, thereby eliminating unnecessary alerts with tailored delta lists.

Financial Crimes 88

Financial Crimes AML Crime Risk 88

Fintech News

MAY 19, 2024

Data monetization in the banking sector has become increasingly prevalent in recent years, driven by evolving customer expectations, new data sharing rules and opportunities for new revenue streams. Register at this link.

Rules 106

Rules Non-Bank Audit Central Bank 106

The Payments Association

JANUARY 3, 2025

Additionally, for the chargeback code ‘not authorised,’ we have adhered to the authorisation rules under the transit model. Participants also touched on the potential for government-backed initiatives to facilitate data sharing. Given the high volume of such chargebacks, we are actively challenging unfounded claims.”

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

NFCW

OCTOBER 1, 2024

The sport’s governing body, FIS , is restricting the number of suits competitors can use during the World Cup and other major world-class events from next winter, so gluing NFC chips to the individual parts of each suit will enable precise measurements to be taken quickly during competitions.

CHIPS 117

CHIPS Rules Regulations Governance 117

PYMNTS

NOVEMBER 12, 2020

Delegated by the Canadian Government, Payments Canada is responsible for the clearing and settlement infrastructure, processes and rules. Payments Canada is teaming up with Mastercard’s Vocalink for clearing and settlement for the country’s new real-time payments system, the Real-Time Rail (RTR).

ISO 20022 138

ISO 20022 Real Time Payments Settlement Payments 138

The Payments Association

MARCH 19, 2025

Digital wallets are expanding faster than financial oversight can keep up, forcing governments to scramble for new safeguards without choking innovation. The question is not if but how severe and far-reaching these new rules will be. Sweden is a prime example, where digital payments have nearly replaced cash entirely.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech News

OCTOBER 6, 2024

The report also highlights measures to deter the misuse of shell companies, including the introduction of stricter registration requirements and the enforcement of nominee director rules. In timely detection, the committee emphasizes better information sharing between government agencies and private sector gatekeepers.

Money Laundering 120

Money Laundering Law Enforcement Financial Crimes Due Diligence 120