The Fintech Times

MARCH 3, 2025

The Payments Association , the trade group representing the payments sector, has launched its Payments Manifesto for 2025, urging the UK government to modernise the payment infrastructure to ensure consumer protection. This follows the publication of the governments National Payments Vision and Strategy (NPV&S) late last year.

Governance 59

Governance Government Financial Inclusion Consumer Protection 59

The Payments Association

JUNE 3, 2025

As Nilixa Devlukia, CEO at Payments Solved, observes, these projects illustrate the benefits of shared infrastructure, adding that technical standards are beneficial to building interoperable CBDCs that function seamlessly across borders and jurisdictions.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

The Payments Association

JANUARY 15, 2025

Swift drives global interoperability and innovation, aligning with the UK’s National Payments Vision to enhance seamless, secure payments. The UK governments preferred approach is to upgrade the UKs Faster Payments System (FPS) while assessing the longer-term requirements for the UKs retail payments infrastructure.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

The Payments Association

JUNE 3, 2025

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Fintech News

JUNE 17, 2025

Governments remain cautious, driven by concerns over financial stability and the absence of centralised control. Source: Sumsub Key issues include weak risk assessments, delayed rollout of the Travel Rule, and a lack of interoperability among compliance tools.

Compliance 89

Compliance Travel Rule Regulations APACS 89

Fintech News

NOVEMBER 3, 2024

GL1 will define control principles, develop specifications, and ensure “compliance by design” to align governance and risk management practices. MAS is expanding its Global Layer One (GL1) initiative to support cross-border transactions of tokenised assets. This includes programmable compliance, which automates regulatory checks.

CBDC 117

CBDC Settlement Digital Currency Cross-Border 117

PYMNTS

AUGUST 1, 2019

In the latest Smarter Payments Tracker , PYMNTS takes a deep dive into the challenge of interoperability in achieving better cross-border payments services and experiences. In the public sector, corporates and government entities are also collaborating in pursuit of interoperability. Across the pond, meanwhile, the U.S.’s

Interoperability 61

Interoperability ISO 20022 Cross-Border Correspondent Bank 61

Fintech Finance

NOVEMBER 21, 2024

This partnership is set to empower African communities, governments, and businesses, and represents a significant step toward realising the shared goal of financial inclusion and economic advancement across Africa, with blockchain and decentralised finance at the forefront of this transformation.

Payment Networks 98

Payment Networks Digital Payments Digital Currency Innovation 98

PYMNTS

SEPTEMBER 24, 2019

As Cohen told Webster, conflicts arise in meeting the basic requirements of governance and compliance when it comes to payments, bank accounts and, especially, money transferred across borders. Interoperability of systems across governments, infrastructure and currencies can help take a bite out of money laundering, he noted.

Interoperability 72

Interoperability AML Money Laundering Innovation 72

Fintech News

JULY 7, 2025

This marks the initial phase of the cross-border initiative, enabling QR payment interoperability between Cambodia’s KHQR and Japan’s JPQR systems. Chea Serey, Governor of the National Bank of Cambodia , and Ezawa Masana, Deputy Director General from Japan’s Ministry of Economy, Trade and Industry.

Cross-Border 68

Cross-Border Payments Interoperability Economy 68

Fintech News

JUNE 12, 2024

Theme 1: Establishing Optimal Governance and Interoperability Frameworks Effective governance and interoperability frameworks will be crucial for managing the complexities of cross-border payments. It’s also important to make sure the benefits are shared fairly between countries sending and receiving money.

Cross-Border Payments 121

Cross-Border Payments Cross-Border Interoperability Payments 121

Fintech News

FEBRUARY 28, 2025

The Role of the NSO in Cross-Border Payments To bring this vision to life, the Nexus Scheme Organisation (NSO) is being established to govern and manage Project Nexus. The governance structure ensures that Nexus remains a public good, driven by central banks and financial regulators rather than private entities.

Cross-Border Payments 70

Cross-Border Payments Cross-Border ISO 20022 Payment APIs and Integration 70

Fintech News

DECEMBER 9, 2024

Crucially, this initiative is critical for establishing a robust and interoperable ecosystem, where tokenised assets can be traded securely and efficiently across different jurisdictions. GL1 is not merely a technological endeavour; it also addresses the crucial aspects of governance, risk management, and compliance.

Cryptocurrency 117

Cryptocurrency Cross-Border Consumer Protection Facilitators 117

Fintech News

JANUARY 13, 2025

SEAs young, tech-savvy population, a growing consumer base, reliance on informal financial systems, and supportive government initiatives aimed at financial inclusion serve as robust drivers for long-term growth. Funding has now reverted to pre-pandemic levels, creating a challenging environment for many players in the ecosystem.

FinTech 116

FinTech Cross-Border On-Demand Innovation 116

Finextra

JUNE 11, 2025

Reserve Bank of India (RBI) Establishment (1935): The RBI was established to regulate currency, provide banking services to the government, and act as a banker to banks. Its simplicity, interoperability, and low cost made it an instant success. This was a significant step towards non-cash payments but was slow and prone to errors.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

Fintech Finance

MARCH 3, 2025

The Payments Association , a trade group representing the payments sector, today sees the official launch of its Payments Manifesto 2025, containing key policy recommendations to support the government’s vision for a world-class payments industry. Id also like to thank our member Cardaq for sponsoring this event.”

Governance 80

Governance Government Innovation Cross-Border Payments 80

Open Banking Excellence

MAY 2, 2024

Interoperability and international expansion A key strategic outcome from all our activities in this space is to drive the creation of business models which are scalable outside of Georgia. We are an observing member of Project mBridge, which is focused on interoperable CBDCs. We are not just limited to the Berlin standards.

Interoperability 147

Interoperability Payment APIs and Integration Central Bank Cross-Border 147

Fintech News

NOVEMBER 6, 2024

He outlined MAS’ long-term efforts to enhance capabilities, such as developing a national digital identity, fast payment rails, and achieving seamless interoperability between payment schemes to ensure low-cost, accessible, and efficient payments. Discussing generative AI, Chia described MAS’ cautious but collaborative approach.

FinTech 109

FinTech Interoperability Cross-Border Payments Stablecoins 109

Fintech Finance

MAY 1, 2025

Financial inclusion is not just about facilitating transactions; it is about providing the infrastructure, rules, and governance that enable individuals and businessesespecially women and underserved communitiesto participate fully in the digital economy.

Financial Inclusion 52

Financial Inclusion Instant Payments Cross-Border Payments Underserved 52

PYMNTS

AUGUST 1, 2019

Such experiences require payments interoperability, which can be a significant challenge due to changing technologies and regulations. Many initiatives are currently underway around the globe to push such efforts along, meaning interoperability may not be as far off as once thought. What is payments interoperability?

Cross-Border Payments 43

Cross-Border Payments Cross-Border Interoperability Electronic Funds Transfer (EFT) 43

Fintech News

JUNE 16, 2025

Right now, the focus is on setting up the Nexus scheme organisation, which will oversee the scheme’s structure, governance and operations. We also saw that the multilateral model works in practice—not just technically, but also in terms of governance, operational and commercial alignment.

Cross-Border Payments 68

Cross-Border Payments Cross-Border APACS ISO 20022 68

The Fintech Times

FEBRUARY 11, 2024

The Hong Kong government has reaffirmed its dedication to fostering fintech innovation following the issuance of approximately HK$6billion worth of digital green bonds. This is the second digital bond issuance, following the government’s first tokenised green bond issued in February 2023.

Governance 64

Governance Government Innovation FinTech 64

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. What’s next? reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

NOVEMBER 4, 2024

Morgan , MUFG and Societe Generale-FORGE have led efforts to define the business, governance, risk, legal and technology requirements of the platform. Interoperability – Facilitate linkages with existing financial market infrastructures. Since then, BNY , Citi, J.P.

Authorization 83

Authorization CBDC Multi-Currency Settlement 83

The Fintech Times

FEBRUARY 26, 2024

Central bank digital currencies (CBDCs) are an increasingly attractive option for governments across the world, with their promise of interconnecting digital payment systems. Ninety-eight per cent of the global economy is reportedly already exploring digital versions of their currencies. .

Cross-Border Payments 145

Cross-Border Payments Cross-Border Digital Currency Central Bank 145

Fintech News

DECEMBER 22, 2024

Cross border payments and digital advances in Singapore Singapore has made advancements in digital payments and emerging challenges in cross-border interoperability. Finally, the fintech startup ecosystem continued to diversify, a trend which is evident in the rapid growth of Web 3.0,

FinTech 112

FinTech Cross-Border Payments Cross-Border Money Laundering 112

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. Additionally, standardisation of digital IDs is required to ensure they are interoperable with TSA systems.

Security 88

Security Online and Mobile Banking Credential Verification 88

PYMNTS

JANUARY 24, 2020

To create a framework for the international governance of cryptocurrencies, the World Economic Forum (WEF) has reportedly formed a worldwide consortium.

Governance 52

Governance Government Digital Currency Cryptocurrency 52

Fintech Review

SEPTEMBER 11, 2024

The Web3 Foundation , in partnership with Scytale Digital , has led the seed funding round for Hyperbridge , a groundbreaking protocol poised to transform blockchain interoperability. Unlike existing point-to-point bridge models, Hyperbridge introduces a hub model that scales verifiable interoperability across all chains.

Interoperability 52

Interoperability Blockchain Authentication Security 52

CoinRemitter

JUNE 4, 2024

One of the biggest issues in blockchain technology is that each blockchain operates independently, with its own rules, protocols, and governance models, making it difficult for different blockchains to interact. This blog will understand cross-chain interoperability in detail. This makes the network work better and faster overall.

Interoperability 40

Interoperability Blockchain Transactions Security 40

The Fintech Times

MAY 2, 2025

With SmartVista, we enable banks not only to meet regulatory deadlines but also to unlock the full potential of richer data, greater interoperability and real-time payment capabilities. Our mission is to ensure that every institution can transform compliance into a strategic advantage.”

ISO 20022 55

ISO 20022 ISOs Compliance SWIFT 55

PYMNTS

MAY 29, 2018

Governments, Pointner said, are laying down the law in terms of standards and regulations that organizations must follow for identifying customers – yet until now, they haven’t been offering a whole lot of guidance in doing so. Every government is trying to figure it out by themselves. Learning from International “Pilots”.

Interoperability 43

Interoperability Government Governance Authentication 43

Fintech Finance

OCTOBER 8, 2024

Backed by collective industry expertise of over 250 years, the platform meets the needs of government, corporations, merchants and consumers while being highly scalable, with the capacity for up to 10,000 TPS.

Global Payments 124

Global Payments Blockchain TPS Interoperability 124

The Fintech Times

MAY 12, 2025

As national payment infrastructures become more interoperable and networked on a regional, and soon global, scale, stablecoins may start to lose their perceived ‘indisputable’ advantages in the cross-border sector. Cue interoperable national payment schemes. Stablecoins have not. At least, not yet.

Interoperability 45

Interoperability Stablecoins Cross-Border Cross-Border Payments 45

Payments Source

OCTOBER 24, 2019

As requirements change, open standards can help governments feel confident that solutions are agnostic, flexible and safe from vendor lock-in, says the OSPT Alliance's Luiz Guimaraes.

Interoperability 62

Interoperability Governance Government Authentication 62

Open Banking Excellence

NOVEMBER 16, 2023

They are also government-certified as proof of identity for right to work, right to rent and criminal record checks. The three Digital ID apps are interoperable, so they can be used in all the same places. To use the Lloyds Bank Smart ID app as proof of age and identity, users need to take a picture of their government-approved ID.

Governance 130

Governance Government Authentication Interoperability 130

The Fintech Times

APRIL 12, 2025

To address this, Deloitte is working with Google Cloud and ServiceNow to advance Agent2Agent (A2A) Google Cloud’s new open standard for agent interoperability, which enables successful communication between agents across platforms and services.

AI 51

AI Interoperability Legal Consulting 51