Fintech Finance

NOVEMBER 4, 2024

Wise, the global technology company building the best way to move and manage the world’s money has been granted direct access to InstaPay, the Philippines’ real-time payment system, and can also directly settle with the Bangko Sentral ng Pilipinas’ (BSP) real-time gross payment system, PhilPaSS Plus.

Instant Payments 98

Instant Payments Settlement Accounts Cross-Border Payments 98

The Fintech Times

JUNE 26, 2025

Later this year, payments giant Mastercard plans to open up access to its A2A instant payments technology via a sandbox, promising an environment where UK banks and financial institutions can safely experiment and collaborate across new ways to pay.

Instant Payments 59

Instant Payments Visa Payment APIs and Integration Real Time Payments 59

The Fintech Times

MARCH 4, 2025

The Latin American payments sector has been dominated by the success of Pix. In fact, according to a report by Matera, an instant payments, QR code, and digital ledger technology firm, Pix transactions exceeded six billion monthly in Q4’24. This is what we saw in Brazil.

Real Time Payments 64

Real Time Payments Financial Inclusion Cross-Border Central Bank 64

Finextra

JUNE 25, 2025

Home News Payments Mastercard to open A2A instant payments sandbox in the UK Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Instant Payments 59

Instant Payments Visa Real Time Payments Payments 59

Fintech News

MAY 29, 2025

In Cambodia, booming adoption of digital payments is driving a surge in e-commerce activity, with QR code payments and more broadly the Bakong real-time payment system gaining significant traction, according to a new report by Profitence, a corporate finance firm-based in Cambodia.

Instant Payments 77

Instant Payments Cross-Border Payments Online and Mobile Banking Cross-Border 77

Fintech Finance

SEPTEMBER 13, 2024

Faster Payments Council (FPC), a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today announced the release of its latest publication, Operational Considerations for Receiving Instant Payments.

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Instant Payments Faster Payments FPC Real Time Payments 131

PYMNTS

SEPTEMBER 29, 2020

New payment rails are once again in the spotlight as real-time payments and cryptocurrency emerge as the top focuses for innovators. In this week’s look at payment rails innovation, the European Union begins paving the way for greater crypto adoption, while Mastercard expands its own crypto accelerator initiative.

Instant Payments 129

Instant Payments B2B Innovation ISO 20022 129

PYMNTS

MARCH 6, 2020

Real-time payments are imperative for running successful operations in today’s global ecosystem. Many of these providers are particularly competing for small- to medium-sized businesses (SMBs) to join their faster payments network over another, which can be tricky as more competitors enter this space.

Real Time Payments 121

Real Time Payments TCH Faster Payments Point-of-Sale (POS) 121

Bank Automation

NOVEMBER 29, 2024

The Clearing House’s Real Time Payments network is seeing growth in adoption and transaction volume as consumers, small- and medium-sized businesses and large enterprises demand instant payment capabilities.

Instant Payments 52

Instant Payments Real Time Payments Payments Payment Networks 52

Fintech Finance

NOVEMBER 18, 2024

The current cross-border payment system imposes high costs on businesses and economies worldwide, stifling economic potential and limiting financial inclusivity. Impacts on global business growth The challenges associated with cross-border payments significantly impact companies that rely on international suppliers and customers.

Cross-Border Payments 136

Cross-Border Payments Cross-Border Transactions Financial Inclusion 136

The Payments Association

JANUARY 8, 2025

The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. From pay-by-bank solutions to futuristic voice-activated payments, 2025 promises to bring significant advancements.

Non-Bank 88

Non-Bank Real Time Payments Instant Payments Payments 88

Fintech Finance

JUNE 12, 2025

inDrive, a global mobility and urban services platform operating across 48 countries, has introduced seamless Pix via Open Finance payments for its ride-hailing and delivery services in Brazil. The feature marks the company’s first fully integrated peer-to-peer payment solution at a global level.

RTP 93

RTP Payments Real Time Payments Finance 93

PYMNTS

AUGUST 10, 2020

Real time is getting ever closer to prime time. You’d be forgiven for thinking that faster payments might be the purview of the U.S. Federal Reserve, where details (a roadmap, really) of FedNow , the proposed instant payment system, were released earlier this month. New Trends Emerging.

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Real Time Payments RTP TCH Federal Reserve 138

PYMNTS

NOVEMBER 16, 2020

Real-time payments continue to gain traction around the world. The country’s banking system is giving an upgrade to its instant payments system. Called PIX , the new payment rails have been in the works for some time and launched last week. Case in point: Brazil.

Real Time Payments 131

Real Time Payments Wire Transfer Push-to-Card Credit Cards 131

The Payments Association

MAY 16, 2025

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Traditionally, payment orchestration platforms were designed to serve a straightforward function: routing transactions between merchants and various payment service providers (PSPs).

Transactions 88

Transactions PCI DSS Payments Multi-Currency 88

Payments Dive

MAY 1, 2025

The mega retailer is eager to use more real-time payments as it speeds up digital services for cost-conscious customers.

Instant Payments 128

Instant Payments Real Time Payments Payments 128

PYMNTS

NOVEMBER 3, 2020

The payments ecosystem now prizes quickness above all things in a time of cash flow shortages, where each paper check takes an eternity — assuming it arrives at all. It’s time to embrace it, especially for financial institutions (FIs) and adjacent players that intend to stay relevant in this market. We’ve evolved.

Real Time Payments 109

Real Time Payments RTP Same Day ACH Payer 109

Clearly Payments

OCTOBER 31, 2024

The economy today is tech-driven and payment methods are a key part of that paradigm. From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. They remain a staple payment method globally.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Tearsheet

MAY 1, 2024

The RTP payments network reached a milestone by processing over 1 million payments in a single day on September 1, 2023. EWA and gig worker payments emerged as the network’s primary drivers , surpassing account-to-account (A2A) transfers.

Real Time Payments 119

Real Time Payments Credit Cards RTP PayPal 119

Fintech Finance

OCTOBER 21, 2024

Real-time payments are forecast to generate $285.8 ACI Worldwide’s second Real-Time Payments: Economic Impact and Financial Inclusion report leverages data from 40 countries and reveals—for the first time—an empirical link between real-time payments and financial inclusion.

Real Time Payments 98

Real Time Payments Financial Inclusion Instant Payments Accounts 98

Fintech Finance

JULY 11, 2024

Today, the global provider of embedded finance infrastructure, OpenPayd , announces its clients can now send and receive payments via Pix, the Brazilian real-time payment network. Pix local payments in contrast are available 24/7 and a much cheaper, more reliable option for businesses and consumers alike.

Instant Payments 98

Instant Payments Embedded Finance Real Time Payments Payments 98

PYMNTS

FEBRUARY 1, 2021

To get a sense of the present state — and future — of instant payments, look to Italy. It has pulled ahead of its EU neighbors in developing real-time payments technology and in recruiting banks to adopt it. These days that “stable and efficient growth” has a lot to do with real-time payments.

Real Time Payments 100

Real Time Payments Instant Payments Online and Mobile Banking Push-to-Card 100

Fintech Finance

AUGUST 27, 2024

Mexipay will utilize ACI’s Digital Central Infrastructure solution, part of the award-winning ACI Enterprise Payments Platform, to address the need for enhanced real-time payment services. According to ACI’s latest Prime Time for Real-Time report, 3.8 between 2023 and 2028. “We

Instant Payments 97

Instant Payments Real Time Payments ISO 20022 Financial Inclusion 97

Tearsheet

FEBRUARY 16, 2024

Mastercard recently expanded collaboration with The Clearing House (TCH), with the shared goal of propelling the adoption of instant payments. This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments.

Instant Payments 119

Instant Payments RTP TCH Visa 119

PYMNTS

OCTOBER 15, 2020

With the current state of economic upheaval, the ongoing pandemic and the great digital shift, corporates and financial institutions are racing to digitize and modernize payment flows and back-end processes. Real time and the ACH network can actually work together to displace paper checks.”

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Fintech Finance

JUNE 25, 2025

Picture the excitement of experimenting with cutting-edge payment technology, where developers can safely test new features and capabilities without impacting critical infrastructure. Starting later this year, Mastercard will provide access to its fifth generation A2A instant payments technology via a sandbox.

Visa 59

Visa Real Time Payments Payment APIs and Integration Instant Payments 59

Fintech Finance

OCTOBER 17, 2024

(NYSE:BR), a global Fintech leader, today announced the launch of its highly resilient and scalable managed service for connectivity, message processing and workflow management for instant payments. These regulations are expected to accelerate the adoption of instant payments across Europe, with key compliance deadlines set for 2025.

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Instant Payments Regulations SWIFT Payments 98

Fintech Finance

OCTOBER 23, 2024

The research aimed to evaluate the state of instant payments across the European banking sector. Key findings from the survey include: Only 33% of respondents reported that they are ready to meet the EU’s instant payment deadlines. Banks show similar alignment in their approach to sanction screening and fraud detection.

Instant Payments 105

Instant Payments ISO 20022 Regulations Fraud Detection 105

The Payments Association

APRIL 23, 2025

SEPA Instant promises faster, 24/7 payments across Europe, but with few banks ready, urgent investment is needed to meet rising demand and regulatory deadlines. Instant payments have emerged as awidely adopted benchmark over recent years, capable of reshaping customer expectations and business operations across various sectors.

Real Time Payments 88

Real Time Payments Innovation Instant Payments Payments 88

Fintech Finance

NOVEMBER 12, 2024

The RTP® network, the largest instant payments system in the United States operated by The Clearing House , now averages over 1 million payments per day. and 9% respectively, from September, as financial institution customers continued to enjoy the ease and speed provided by instant payments on the network.

RTP 97

RTP Instant Payments Real Time Payments Payments 97

Fintech Finance

FEBRUARY 4, 2025

The RTP network has achieved a major milestone, surpassing 1 billion payments just 18 months after crossing the 500 million transaction mark. After taking more than five years to reach the first half a billion payments, the networks recent rapid growth underscores the expanding acceleration of instant payments adoption in the United States.

RTP 59

RTP Volume Transactions Real Time Payments 59

Bank Automation

JANUARY 13, 2025

The Clearing Houses Real-Time Payments network is ready for cross-border payments from a technical perspective but is waiting for U.S. adoption of the network to grow to initiate the service.

Cross-Border Payments 59

Cross-Border Payments TCH Cross-Border Real Time Payments 59

FICO

FEBRUARY 19, 2020

US payment schemes operate in a uniquely competitive environment. The Clearing House Association’s RTP as well as The Automated Clearing House offer same day clearing and the Federal Reserve is looking to launch instant payments with their FedNow scheme in 2023. How RealTime Payments Impact Financial Crime.

Real Time Payments 92

Real Time Payments Financial Crimes Crime Account Takeovers 92

PYMNTS

JANUARY 26, 2021

Nearly a year of trial-by-fire, pandemic-era learning within the payments business has not only provided some great lessons but has also set the stage for some major advances in 2021 that have been in the cards for years. Consumer initiation, tokenization and RfP combine to deliver safer, faster and smarter payments,” added Waterhouse.

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

The Paypers

JUNE 16, 2025

It has pick-up locations in over 45 countries, with a strong presence in Australia, where it has now integrated Volt via payment infrastructure provider Optty. When selecting PayTo, customers enter their PayID or bank details to set up a payment agreement and initiate the payment directly from their bank account.

Instant Payments 36

Instant Payments Payment APIs and Integration Real Time Payments Payments 36

Finextra

MAY 29, 2025

At EBAday 2025, two expert panels explored the challenges of Verification of Payee and fraud prevention, as well as how growing volumes of instant and real-time payment systems impact PSPs and their customers.

Instant Payments 59

Instant Payments Fraud Prevention Payee Real Time Payments 59

Payments Dive

APRIL 23, 2025

Faster Payments Council advocated for an open and secure directory service to increase real-time payment adoption, per a report earlier this month.

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Instant Payments Real Time Payments Faster Payments Payments 107