PYMNTS

JANUARY 26, 2021

According to Russ Waterhouse , executive vice president of Product Development and Strategy at The Clearing House (TCH), the surge in digitization brought on by the COVID-19 crisis has accelerated the evolution of a range of RTP (Real-Time Payments) network advancements, including instant payroll, merchant settlements and tokenization.

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

Bank Automation

AUGUST 13, 2024

NEW YORK — BNY is developing a cross-border instant payments solution to keep up with demand for real-time payments. And 80% percent of […]

Cross-Border 75

Cross-Border Instant Payments Payment Solutions Real Time Payments 75

PYMNTS

NOVEMBER 14, 2018

Corporate finance executives seem to be readying for real-time payments, preparing to adopt faster payment capabilities and bracing for changes to their cash flow management strategies as a result. This adoption curve is likely to repeat itself in a real-time payments environment, the report predicted.

Real Time Payments 78

Real Time Payments Real Time Gross Settlement (RTGS) Same Day ACH Liquidity Management 78

PYMNTS

OCTOBER 16, 2020

Treasury or cash management services that used to be fast enough may therefore no longer be adequate as businesses fight to stay afloat during the economic downturn. Interest in the Real-Time Payments (RTP) system from The Clearing House (TCH) is growing in the U.S., The Instant Payments Infrastructure Challenge .

Instant Payments 76

Instant Payments Treasury Real Time Payments Checks 76

PYMNTS

MAY 22, 2020

If you want to know how consumers feel about faster payments, talk to the millions of Americans who still have not received stimulus money as of mid- to late-May. Detailing similar efforts in India and the Asia-Pacific region, the new Tracker looks at faster payments systems getting built around the world to ignite whole economies.

Faster Payments 137

Faster Payments Real Time Payments Cross-Border Payments 137

Finovate

APRIL 2, 2024

Embedded banking software provider Treasury Prime partnered with digital banking solutions company Narmi. Banks in the Treasury Prime network will be able to offer their BaaS clients access to a real-time payment platform via Narmi’s FedNow service.

Treasury 52

Treasury Instant Payments FedNow Real Time Payments 52

PYMNTS

OCTOBER 16, 2020

It was a busy week for commerce and payments, as consumers are harnessing connected devices for digital-first shopping and firms are looking to harness tools to speed up business-to-business (B2B) disbursements and payments. Mastercard: Why It’s Time For Card Issuers To Up Their Digital Game.

Instant Payments 95

Instant Payments Card Issuer Online and Mobile Banking Federal Reserve 95

Faster Payments Council

AUGUST 23, 2024

It's time to confront the harsh reality—innovation alone doesn't drive broad adoption. For the first time in the history of the United States Payment's Conferences, AI will be a sitting panelist and answer questions alongside the other esteemed panelists. 14 seconds.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

PYMNTS

NOVEMBER 17, 2019

BELLIN announced that it has successfully integrated support for SEPA real-time payments into its software solutions, with the help of Deutsche Bank. After processing the payment, the bank is also able to provide a report documenting the credit to the recipient, which BELLIN displays immediately.

Instant Payments 64

Instant Payments Real Time Payments SWIFT Treasury 64

PYMNTS

OCTOBER 5, 2017

The hype over real-time payments is strong among consumers, but for corporates, enthusiasm is a bit more muted. According to a survey of 300 treasury professionals at companies around the globe, less than half want to be able to make instant payments. Disinterest in FinTech Overall.

Real Time Payments 40

Real Time Payments Treasury Payments Cross-Border Payments 40

PYMNTS

DECEMBER 20, 2018

The pair recently launched Accelerated Funding, a new solution that gives consumers more options when receiving payments from corporates. The solution includes options for next-day, same-day, “Express” or instant payments, serving small and medium-sized merchants. The Challenge Of Moving Payments Faster.

Instant Payments 57

Instant Payments Consumer Real Time Payments Interoperability 57

PYMNTS

OCTOBER 28, 2019

The payments industry has been riding the wave of shifting consumer habits and demands, placing the end-user experience at the forefront of new products, services and infrastructure. The emergence of real-time treasury is one example of this, he said. But with the U.S. But with the U.S. The Infrastructure Floodgates Open.

Real Time Payments 40

Real Time Payments Instant Payments Value Added Service Payment APIs and Integration 40

The Fintech Times

MAY 7, 2024

Across much of the world, instant payments have quickly become the norm. In fact, less than a third of US banks are signed up to either RTP or FedNow , meaning the vast majority cannot offer instant payments as a service; new research from RedCompass Labs , the payments modernisation company, has revealed.

Instant Payments 59

Instant Payments FedNow RTP Zelle 59

PYMNTS

JULY 6, 2020

Joining Webster on the panel were Ingo Money CEO Drew Edwards ; Cecilia Frew , senior vice president with Visa ; Manish Kohli , Citi ’s global head of payments and receivables; Jim Magats , senior vice president at PayPal ; and Russ Waterhouse , executive vice president of product development and strategy at The Clearing House.

Instant Payments 59

Instant Payments ACH PayPal Payments 59

Fintech News

DECEMBER 12, 2023

Each executive offers a unique perspective from their own business segment, focusing on key areas across lending, payments, treasury services and trade finance. It is an exciting time for the industry, and proof points will emerge as we test and learn with the technology.”

FinTech 116

FinTech ISO 20022 Fraud Detection Instant Payments 116

The Payments Association

MAY 16, 2025

As instant payments become the norm, true finality is essential to ensure trust, reduce fraud risk, and protect the integrity of global payment systems. Finality is not a UX featureits the backbone of payment integrity. In real-time payments, deemed success is a legacy concept that no longer meets expectations.

ISO 20022 88

ISO 20022 Cross-Border Cross-Border Payments Settlement 88

PYMNTS

JANUARY 14, 2021

The Clearing House's real-time payments offering, the RTP ® network, continues to gather steam with financial institutions (FIs), FinTechs and their business customers in this week's Payment Rail Innovation roundup. Modern Treasury Raises Funding To Accelerate B2B Payments. Noting that more than $18.5

RTP 62

RTP Real Time Payments Payment APIs and Integration Digital Currency 62

PYMNTS

JUNE 26, 2018

The uncertainty around how, exactly, businesses will adopt faster payments could play a role in how banks are or aren’t establishing a clear road map for launching real-time payment services. “But some banks say they don’t ever plan to offer Real-Time Payments for corporate payments.

Real Time Payments 46

Real Time Payments Payments Strategy RTP FinTech 46

PYMNTS

NOVEMBER 8, 2017

Dozens of countries already have real-time payments programs in operation, with several more under development, as identified by financial services technology provider FIS in its latest Flavors of Fast report. Those who wait may find themselves left behind as the faster payments revolution takes hold.”.

Real Time Payments 40

Real Time Payments B2B Innovation Faster Payments 40

PYMNTS

SEPTEMBER 4, 2018

The enterprise is still unsure about faster and real-time payments. With companies paying suppliers on strategic schedules, real-time transactions aren’t always necessary — or beneficial — for the B2B payments space. Yet there is some adoption of faster payment technologies among corporates.

Faster Payments 44

Faster Payments Treasury Real Time Payments Liquidity Management 44

PYMNTS

DECEMBER 27, 2019

The word is out about instant payments — a fact made largely indisputable by the numbers. Instant disbursements are also picking up steam where it really counts — usage. When we asked in 2017 how many consumers have received an instant payment, the answer was a mere 11 percent. Choice: The Golden Rule of Instant .

Instant Payments 52

Instant Payments Payments Push-to-Card Payer 52

PYMNTS

JULY 27, 2020

For example, many workers who receive their payroll biweekly via a direct deposit on payday or pensioners who receive their payouts on the exact same day count themselves as receiving an instant payment because their money is in the account instantly on the exact day it is supposed to show up. Instant As A New Revenue Flywheel.

On-Demand 91

On-Demand Instant Payments Push-to-Card Treasury 91

Fintech News

DECEMBER 12, 2023

The team, comprising senior leaders from various business segments, offered a comprehensive analysis focusing on lending, payments, treasury services, and trade finance. This shift caters to the growing demand for real-time payment services among consumers and businesses.

FinTech 98

FinTech ISO 20022 Fraud Detection Financial Literacy 98

PYMNTS

SEPTEMBER 24, 2020

Between the Office of the Comptroller of the Currency clearing the way for financial institutions (FIs) to embrace stablecoin, and The Clearing House's latest real-time payments (RTP) push, new payment rails continue to gain traction. FIS, The Clearing House Link For Real-Time Payments.

Office of the Comptroller of the Currency 75

Office of the Comptroller of the Currency B2B OCC SWIFT 75

Bank Automation

JANUARY 24, 2024

Mastercard extended its collaboration with The Clearing House today to allow customers and businesses to use real-time payments. Mastercard will be the exclusive instant payments software provider for The Clearing House’s (TCH) RTP network, according to a news release from Mastercard.

RTP 78

RTP Visa TCH FedNow 78

PYMNTS

OCTOBER 15, 2019

Citigroup had a flat third quarter but reported year-over-year gains in treasury and trade solutions services for that period. Treasury Growth. For the third quarter of 2019, Citi reported that revenue for its Treasury and Trade Solutions unit increased 6 percent year over year, to $2.4 Citi APIs and Treasury.

Treasury 43

Treasury Payment APIs and Integration API Volume 43

PYMNTS

FEBRUARY 6, 2020

APIs also allow business clients to more easily integrate banking and payments functionalities into their workflows, which can connect them to real-time payment rails for faster, data-rich transactions. Faster payments rails] existed before. Opening up to Faster Transactions.

Faster Payments 64

Faster Payments API Payment APIs and Integration B2B 64

PYMNTS

AUGUST 5, 2020

Volante has also been collaborating with BNY Mellon since 2017 on real-time payment capabilities. And Volante has worked with Citi for several years, acting as the company’s transition layer for its core payment infrastructure.

Cross-Border Payments 86

Cross-Border Payments Cross-Border Real Time Payments Gateways 86

PYMNTS

OCTOBER 2, 2019

With ongoing shifts in payments, commerce, security and transparency, corporate cash managers have a lot on their plates. The question for any number of treasury professionals is what lies ahead? But that doesn’t mean instant payments are just a futurist’s fancy.

Instant Payments 63

Instant Payments Interoperability Cash Management Cross-Border 63

PYMNTS

NOVEMBER 25, 2020

However, businesses need to change their systems and practices before they can take advantage of more modern payment tools. This could mean adopting new accounts payable (AP), accounts receivable (AR) and other treasury strategies and technologies, for example. Deep Dive: How Businesses Accelerate Payments Via APIs And Webhooks.

API 95

API B2B Payments Tools Real Time Payments 95

PYMNTS

APRIL 11, 2019

JPMorgan announced this week it’s launching SEPA Instant in Europe as part of its efforts to advance its real-time payments offerings. Adding SEPA Instant is another step towards offering real-time payments around the globe,” said Sungmahn Seo, managing director and head of EMEA payments & FX for J.P.

Real Time Payments 53

Real Time Payments Faster Payments Liquidity Management Treasury 53

PYMNTS

JANUARY 9, 2019

While financial services (FinServ) innovations often emerge with built-in security measures, new market trends — including faster payments and open banking — are introducing new security threats to corporate treasury departments, according to cybersecurity company BioCatch. In the case of Same Day ACH in the U.S.,

Faster Payments 56

Faster Payments Business Email Compromise Treasury Real Time Payments 56

PYMNTS

SEPTEMBER 19, 2019

Things have changed of course, because the very nature of payments has changed, and is changing. Batch processing, increasingly, is giving way to real-time payments and processing throughout the day. As a result, treasurers must grapple with the notion (and the needs) of cash crossing accounts many times a day.

Treasury 46

Treasury Real Time Payments Payment APIs and Integration Cash Management 46

PYMNTS

SEPTEMBER 4, 2018

Corporates may not be adopting faster and real-time payments technologies as fast as consumers, but that doesn’t mean the acceleration of payments isn’t impacting corporate finance. Real-time payment capabilities enable businesses to take advantage of faster currency conversions and real-time FX rate management.

Faster Payments 40

Faster Payments Same Day ACH Real Time Payments Treasury 40

PYMNTS

DECEMBER 2, 2019

The ripple effects of the digital age have touched the ways firms manage cash, and by extension, the ways treasury professionals approach their day-to-day activities in managing that cash. For treasury professionals, that means getting ready for the risks that lie ahead with real-time payments.

Cross-Border 55

Cross-Border Cross-Border Payments Payment APIs and Integration Treasury 55

PYMNTS

DECEMBER 31, 2019

The PYMNTS December 2019 Next-Gen AP Automation Tracker details explosive innovation in real-time payments for business, driven in no small part by accounts payable (AP) professionals. Close to one-quarter of AP pros surveyed also want to bring ePayables and virtual cards online for treasury operations.

Checks 54

Checks Automation RTP Real Time Payments 54

PYMNTS

JUNE 13, 2019

Demand is there, pent up, for greenfield opportunities to bring speed and digitization to payments across a range of use cases. As noted in the May Faster Payments Tracker , the global real-time payments market is expected to grow 30 percent between 2018 and 2025. After all, faster payments impact cash flow, too.

Checks 66

Checks Real Time Payments B2C Faster Payments 66