Fintech News

NOVEMBER 12, 2024

Nexus, now overseen by the newly created Nexus Scheme Operator (NSO) , aims to establish a unified framework for seamless cross-border payments by addressing interoperability challenges between different national systems.

Cross-Border Payments 122

Cross-Border Payments Cross-Border Payment Initiation Cross-Border Settlement 122

The Payments Association

JUNE 3, 2025

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Payments Association

APRIL 7, 2025

The industry must focus on technological investments, enhancing security, and addressing regulatory and interoperability challenges to stay competitive. Furthermore, the survey highlights the key challenges faced by the industry, such as cyber-security threats and the need for interoperability between different payment systems.

Financial Crimes 88

Financial Crimes Interoperability Payments Crime 88

NFCW

MARCH 28, 2025

The integration of RAIN technology into mobile handsets will be a game changer, says Aileen Ryan, president and CEO of the RAIN Alliance. It is critical that the integration of RAIN readers in smartphones is underpinned by standards to ensure interoperability and deliver a consistent user experience, Ryan adds.

Interoperability 107

Interoperability Origination Authentication Product 107

The Payments Association

JUNE 3, 2025

Usage patterns differ, technological approaches diverge, and key challengesfrom privacy concerns to merchant adoptionremain unresolved. These projects leveraged distributed ledger technology (DLT) to settle trades more quickly and securely, using delivery-versus-payment (DvP) mechanisms that reduce counterparty risk.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Fintech Finance

MARCH 24, 2025

By introducing the SOMQR standard and establishing the Somalia Payment Switch (SPS) as the scheme manager and operator, CBS aims to reduce reliance on cash, ensure interoperability, and expand financial services across the country. Providing next-generation technology is vital for enabling safe and efficient payment services.

Instant Payments 90

Instant Payments Settlement Payments Central Bank 90

The Payments Association

MARCH 28, 2025

To remain competitive in the rapidly evolving digital environment, businessesmust respond quickly to technological developments. Paytiko’s API is intended to be user-friendly and interoperable with a wide range of platforms, making it a good solution for businesses of all sizes.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Gateways API 88

Fintech Finance

FEBRUARY 20, 2025

Faster Payments Council (FPC), in collaboration with Volante Technologies , today released results from the 2025 Faster Payments Barometer, the latest in its series of comprehensive studies analyzing the adoption, trends, and perceptions surrounding faster payments in the U.S.

Faster Payments 102

Faster Payments Multifactor Authentication FedNow RTP 102

Trade Credit & Liquidity Management

JUNE 24, 2025

From a Press Release dated June 11, 2025, Philadelphia, Pennsylvania Matera , a leading financial technology provider, has partnered with Circle , the global issuer of the USDC stablecoin, to integrate stablecoins as a mainstream payment method within core banking systems.

Stablecoins 52

Stablecoins Multi-Currency Interoperability Cross-Border Payments 52

The Fintech Times

MARCH 7, 2025

To help organisations ensure they are not losing revenue and improving their efficiency, security and trust, The Centre for Financial, Innovation and Technology (CFIT) has published its blueprint for fighting economic crime through its Digital Company ID.

Compliance 96

Compliance Financial Crimes Crime Government 96

Fintech News

JUNE 17, 2025

The service continues to provide automated matching, netting, and programmable atomic PvP settlement through Baton’s distributed ledger technology, which has processed more than US$13 trillion in FX settlements to date.

Settlement 90

Settlement Risk Mitigation Participant On-Demand 90

Finextra

JUNE 24, 2025

These solutions are already widely adopted and focus on enabling technical interoperability between existing mobile wallets, offering fast and integrated payment experiences within their local banking ecosystems. EuroPA solutions are rooted in domestic infrastructures, with varying technological approaches. WHO ARE THE KEY PLAYERS?

Agreements 59

Agreements Payment Networks Digital Payments Payment APIs and Integration 59

Finextra

JUNE 11, 2025

Introduction of MICR Cheques (1980s): Magnetic Ink Character Recognition (MICR) technology was introduced for faster and more accurate processing of cheques, reducing manual intervention. Its simplicity, interoperability, and low cost made it an instant success. Unified Payments Interface (UPI) (2016): The game-changer.

Financial Inclusion 52

Financial Inclusion Real Time Gross Settlement (RTGS) Payment APIs and Integration Funds Transfer 52

The Payments Association

OCTOBER 28, 2024

Fintech’s emphasis on delivering a more seamless, user-friendly payment experience has raised the bar for the entire industry, pushing traditional banks and processors to focus on modernising their technology stacks – perhaps faster than they would have otherwise.

Process 100

Process Payment APIs and Integration Processors Payments 100

The Payments Association

FEBRUARY 13, 2025

Designed for speed, interoperability, and user-friendliness, UPI has become the backbone of India’s payment ecosystem. Its key advantages include instant transactions, interoperability across banks and payment apps, low-cost processing, and enhanced security features.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Interoperability Payments 88

Fintech Finance

JULY 24, 2025

” Users also benefit from Bluecode’s growing interoperability with European and international payment ecosystems, which ensures broad acceptance both within and beyond Europe.

Mobile Payments 59

Mobile Payments Interoperability Payments Value Added Service 59

Fintech Finance

MARCH 24, 2025

By introducing the SOMQR standard and establishing the Somalia Payment Switch (SPS) as the scheme manager and operator, CBS aims to reduce reliance on cash, ensure interoperability, and expand financial services across the country. Providing next-generation technology is vital for enabling safe and efficient payment services.

Instant Payments 69

Instant Payments Settlement Payments Central Bank 69

Fintech News

JANUARY 13, 2025

A Tracxn Technologies report highlights that the Southeast Asia fintech ecosystem experienced its zenith in 2021, marking the highest annual equity funding in the last decade. This growth is indicative of the regions increasing appetite for technology-driven banking solutions that enhance efficiency and accessibility.

FinTech 119

FinTech Cross-Border On-Demand Innovation 119

The Fintech Times

MARCH 14, 2025

However, following the partnership between Yooro and Tokeny , inefficiencies traditionally experienced in the market will be removed through fully digital, interoperable, and compliant solutions. Luc Falempin, CEO of Tokeny Luc Falempin , CEO of Tokeny, adds: Mass adoption happens when technology complexity disappears.

Interoperability 64

Interoperability Compliance Facilitators Rules 64

The Fintech Times

NOVEMBER 6, 2024

Singapore FinTech Festival returned for its ninth annual edition, bringing together policy, finance and technology communities at the Singapore EXPO. “Crypto.com Pay is a secure and scalable technology, offering our customers yet another innovative way to interact with cryptocurrency – as the future of payments.”

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

The Payments Association

JULY 18, 2025

A model in which multiple wallet providers coexist, provided they can interoperate smoothly. Nevertheless, achieving full interoperability is a complex task. The move towards invisible payments As technology advances, the future of digital payments is likely to be contactless, seamless, and increasingly invisible to the consumer.

Payments 68

Payments Fraud Prevention Verification Authentication 68

NFCW

JANUARY 21, 2025

The FiRa Consortium has published an update to its technical specifications for Ultra-Wideband (UWB) technology that add support for “advanced UWB applications that require various combinations of FiRa features to work together deterministically”, such as mobile payments and transit ticketing. The updated Core 3.0 FiRa Core 3.0

Mobile Payments 106

Mobile Payments Interoperability Use Case Payments 106

The Fintech Times

MARCH 25, 2025

Under the MoU, ADGM and Chainlink will foster a dialogue on regulatory matters in blockchain, AI, and other emerging technologies. Chainlinks services, including blockchain interoperability and verifiable data solutions, are facilitating liquidity across global markets, enabling over $19trillion in transaction value. Why Chainlink?

Interoperability 78

Interoperability Blockchain Regulatory Compliance Authorization 78

Fintech News

NOVEMBER 5, 2024

This solution leverages blockchain technology, including advanced encryption and AI, to enhance the efficiency and transparency of fund movements for improved global liquidity management. By integrating with the Whale platform, Standard Chartered facilitated the seamless transfer of SGD liquidity within Ant International’s group of entities.

Settlement 116

Settlement Blockchain Liquidity Management Treasury Management 116

Finextra

JUNE 23, 2025

Using stablecoin infrastructure from Paxos and Circle, FIUSD is being pitched as a bank-friendly coin, offering clients an efficient and interoperable digital asset service for their banking and payment flows. Fiserv is now offering to help banks make the move.

Stablecoins 75

Stablecoins Interoperability Multi-Currency Privacy 75

Fintech Finance

DECEMBER 11, 2024

To better combat fraud in cross-border payments, Swift, the global provider of secure financial messaging services, is working with Google Cloud to develop anti-fraud technologies that use advanced AI and federated learning. As such, we are ideally placed to lead collaborative, industry-wide efforts to fight fraud.

SWIFT 95

SWIFT AI Cross-Border Payments Fraud Detection 95

Fintech Finance

JANUARY 2, 2025

Successful models from other countries demonstrate how intelligence sharing among financial institutions, regulators, and technology providers can significantly enhance fraud prevention. One of the key takeaways from the report is the emphasis on the importance of collaborationboth pre- and post-transaction.

Faster Payments 98

Faster Payments Mitigation FPC Payments 98

The Fintech Times

MARCH 25, 2025

Providing next-generation technology is vital for enabling safe and efficient payment services. By introducing the SOMQR standard and establishing the Somalia Payment Switch (SPS) as the scheme manager and operator, CBS aims to reduce reliance on cash, ensure interoperability, and expand financial services across the country.

Instant Payments 59

Instant Payments Payments Settlement Central Bank 59

The Payments Association

MARCH 19, 2025

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

The Payments Association

JANUARY 15, 2025

Swift drives global interoperability and innovation, aligning with the UK’s National Payments Vision to enhance seamless, secure payments. This is an example of how the scale of the Swift network can be leveraged to interoperate market infrastructures to enhance the user experience.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

Fintech News

APRIL 24, 2025

In this article, we take a closer look at Asias fintech unicorns, exploring how theyre changing the game, rethinking old models, and helping position the continent as a global powerhouse in financial technology. Using real-time payment technology, Nium helps companies speed up international transactions, simplify operations, and scale.

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

The Payments Association

JANUARY 21, 2025

Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Online and Mobile Banking 88

The Payments Association

MARCH 19, 2025

The technology behind digital wallets has advanced rapidly, transforming them from simple payment tools into comprehensive financial ecosystems. The ascent of digital wallets The evolution of digital wallets has mainly been shaped by advancements in technology, a demand for convenience, and the broader shift towards cashless economies.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Finance

APRIL 17, 2025

billion each year on labour-intensive processes to investigate payments that get held up which can occur regardless of technology or network used with some of the largest global banks incurring more than USD 20 million annually in fees and penalties only. Financial institutions spend more than USD 1.6

Cross-Border Payments 52

Cross-Border Payments Cross-Border SWIFT ISO 20022 52

Fintech Finance

JUNE 20, 2025

With global public transportation systems undergoing significant transformation driven by evolving passenger expectations, rapid technological innovation, tougher sustainability goals and the move towards more flexible work patterns, the report highlights the eight key trends shaping the future of payments.

Payments Trends 59

Payments Trends Mobile Payments Payments Interoperability 59

Finovate

JUNE 23, 2025

The new stablecoin will be made available at no additional cost to clients, giving them access to a new, interoperable digital asset service to integrate into their banking and payment flows. Tokenized deposits offer many of the same advantages that stablecoins do, such as speed, interoperability, and programmability. .

Stablecoins 59

Stablecoins Interoperability Non-Bank Blockchain 59

Fintech News

JUNE 16, 2025

Ricky now serves as Managing Director for South Asia at TBCASoft, a global fintech driving next-generation cross-border NFC and QR person-to-merchant (P2M) payments using blockchain-based technology. It also supports interoperability across regions, helping to tie together different initiatives under a single, cohesive model.

Cross-Border Payments 82

Cross-Border Payments Cross-Border APACS ISO 20022 82