The Fintech Times

APRIL 27, 2025

Interoperability interest is high, but action is low While 92 per cent of banks are considering interoperability and 52 per cent are strongly considering it, very few (two per cent) have started their journey.

RTP 45

RTP FedNow Instant Payments Payee 45

PYMNTS

AUGUST 12, 2020

Visa has become a part of the ranks of companies experimenting with Phixius, a technology that assists credentialed service providers in exchanging and supervising digital payments data, NACHA said in a Wednesday (Aug. However, Phixius makes these deals less necessary as it offers interoperability. 12) announcement.

Phixius 79

Phixius ISO 20022 Payments Data NACHA 79

PYMNTS

OCTOBER 12, 2020

These comment letters highlighted the need for features to address accessibility, interoperability, security, liquidity, and fraud prevention,” Montgomery said. FinTechs are interested in providing value-added services to FIs — and can conceivably connect their offerings to the FedNow platform via participating depository institutions.

Instant Payments 97

Instant Payments FedNow Fed Interoperability 97

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

JULY 15, 2024

“Facilitating connectivity to SIC Instant Payments, and any critical payments infrastructure of this kind, reflects our commitment to supporting banks on their broader payment modernisation journey – helping them to work in a more agile way and deliver value-added services to customers.”

Instant Payments 72

Instant Payments ISO 20022 Fraud Prevention Message Standards 72

Faster Payments Council

DECEMBER 29, 2021

We launched seven new white papers and reports, including the Cross Border Faster Payments White Paper and Why Interoperability is Important for Faster Payments report. We also published a Solutions Provider Catalogue, which details the available faster payments solutions, products and services offered by FPC members.

FPC 68

FPC Faster Payments Ubiquitous Interoperability 68

The Payments Association

APRIL 23, 2025

SEPA Instant represents a concerted effort to enhance the euro’s international role and increase the interoperability of European P2P and P2M solutions, providing a value-added service to individuals and merchants across the EU.

Real Time Payments 88

Real Time Payments Innovation Instant Payments Payments 88

Fintech News

MAY 19, 2024

Internal or indirect methods include using data to make measurable business performance improvements and inform decisions, while external or direct methods include data sharing to gain beneficial terms or conditions from business partners, information bartering, selling data outright, or offering information products and services.

Rules 109

Rules Non-Bank Audit Central Bank 109

PYMNTS

MARCH 30, 2016

The global technical body that facilitates the worldwide interoperability and acceptance of secure payment transactions has upgraded its specs. In addition to PAR, EMVCo has launched a Token Service Provider (TSP) Registration Process, to promote transparency and interoperability of TSP entities.

EMV 41

EMV Value Added Service Interoperability Payments 41

PYMNTS

NOVEMBER 5, 2019

Faster Payments Council revealed the payments industry’s demand for interoperability as well as value-added services and features in any new, faster payments service that emerges, including the Federal Reserve’s FedNow service. Faster Payments Interoperability is a Must. A new report from the U.S.

Faster Payments 40

Faster Payments Interoperability FedNow ACH 40

PYMNTS

OCTOBER 30, 2018

AEVI , a FinTech player that says it brings acquirers closer to their merchants, has launched an AppFlow software development kit , a product designed to boost the consumer checkout experience by “standardizing and automating the integration and interoperability of apps in an open environment,” the company said. Retail Changes. POS Change.

Data Breach 63

Data Breach Breach Point-of-Sale (POS) VARS 63

Fintech Finance

MARCH 27, 2024

Since then, the company has remained steadfast in its commitment towards financial inclusion and has spearheaded multiple initiatives for its WLA network including deployment of Cash Recycling Machines (CRMs), supporting Interoperable Cash Deposits (ICD). Currently, it is the only WLA operator to offer cash deposit facility.

ATM 52

ATM Financial Inclusion Payments Value Added Service 52

Clearly Payments

JANUARY 10, 2024

Payment processors earn revenue from a combination of flat transaction fees, percentage transaction fees, monthly fees, subscription fees, and other value-added services. This involves obtaining a payment processing license and directly providing payment systems to merchants.

Processors 105

Processors ISOs Embedded Finance Payments 105

PYMNTS

NOVEMBER 18, 2020

As she told Webster: “When you start to think about corporates and middle-market companies, that's when you start to understand that infrastructure, the straight-through processing, the managed-service wrapper that a bank can bring is where the real efficiency and value are seen.”. That was then, this is now.”.

Real Time Payments 98

Real Time Payments ISO 20022 Reconciliation Payments 98

Stax

APRIL 18, 2024

Yet, challenges arise when integrating them with existing systems due to compatibility, data migration, and interoperability issues. ISVs can outperform this by offering value-added services like free training and consulting to help users manage upgrades.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

The Fintech Times

JULY 24, 2024

Both offer similar services, but FedNow participants can transfer funds from their Federal Reserve master account, which means they have an extra pool of resources for liquidity management. RTP, on the other hand, is interoperable which allows third-party apps like Zelle to access and build products on.

FedNow 59

FedNow Instant Payments RTP Federal Reserve 59

The Fintech Times

FEBRUARY 27, 2024

“Soon, payments will be instantaneous, cheap, frictionless and interoperable, able to move along and across different payment rails. Payment service providers will need to find ways of monetising the data generated by payments and creating value-added services that elevate payments beyond a simple transfer of funds.

Consumer Protection 69

Consumer Protection Stablecoins Payments Trends Consumer 69

PYMNTS

APRIL 14, 2017

But speed is not enough, he added, as payment rails also need to include better data and widespread availability around the clock and interoperability that can support open use cases. Safety and security are also key concerns, he added, in order to identify suspicious activity and stop fraud.

ACH Network 42

ACH Network ACH Payments ISO 20022 42

PYMNTS

NOVEMBER 8, 2017

.’s development of the Open Banking initiative, a government effort to launch a set of banking APIs to the industry, Faster Payments is likely to see increased innovation through third-party development of value-added services that could likely include B2B payments use-cases — at least, eventually.

Real Time Payments 40

Real Time Payments B2B Innovation Faster Payments 40

The Fintech Times

DECEMBER 24, 2024

BR-DGE offers our clients more than 400 payment methods and partner solutions through one API integration, enabling them to tap into improved transaction conversions and implement value-added services like personalised checkouts and smart transaction routing.

Payment APIs and Integration 59

Payment APIs and Integration On-Demand Acquirers Value Added Service 59

The Fintech Times

JANUARY 7, 2025

In this regard, over the years, CBI has developed several open banking and open finance services. In October 2024, CBI partnered with SEPAmail to offer an interoperable solution aimed at combating fraud in the payments sector.

Value Added Service 105

Value Added Service Finance Payee Cross-Border Payments 105

The Fintech Times

DECEMBER 18, 2024

It also reduces costs through resource sharing, enhances system resilience, and supports economic inclusion by expanding access to financial services for underserved groups. From an open finance and data monetisation perspective, CBI has developed several value-added services (VAS) that render its clients even more competitive.

Finance 115

Finance IBAN Fraud Prevention Interoperability 115

Fintech News

MAY 26, 2025

The platform also includes a value-added services marketplace and supports Singapores ambition to lead in green finance and digital ESG infrastructure. It provides automated disclosure tools and an interoperable data platform designed to make sustainability reporting more accessible and actionable.

Automation 87

Automation Authorization Value Added Service Interoperability 87

The Fintech Times

FEBRUARY 4, 2025

Firstly, the idea that we wanted to make mobile wallets interoperable. Together with leading industry players including Airtel, bKash, M-Pesa, Nequi and Sama Money , we launched the Wallet Interoperability Council. I started out designing networks and then migrated into providing value added services for mobile operators.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Interoperability Value Added Service 59