FloQast

JANUARY 22, 2025

Thats why were proud to announce that FloQast has achieved ISO 42001 certification, the globally recognized standard for ethical and responsible AI solution development. What is ISO 42001, and Why Does It Matter? The Path to ISO 42001 Certification Earning this certification wasnt easyand thats exactly the point.

ISOs

Trade Credit & Liquidity Management

JULY 24, 2025

From a Press Release dated July 15, 2025, Chicago, Illinois The Federal Reserve Financial Services (FRFS) has completed the migration of the Fedwire Funds Service to the ISO 20022 message format, marking a significant modernization of the U.S. ” ISO 20022 Impact on U.S. ” ISO 20022 Impact on U.S. payments landscape.

FedWire

Clearly Payments

NOVEMBER 13, 2024

In payment processing, one component of the payment processing tech stack involving credit or debit cards is the Bank Identification Number or BIN. Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. Why is the BIN Important in Payments?

Process

Finextra

JULY 24, 2025

Finastra, a global provider of financial services software, today announced that 100% of its Payments customers successfully migrated to Fed ISO by the July 14, 2025 deadline and are now processing Fedwire transactions using the new ISO 20022 standard.

ISO 20022

Fintech Finance

JANUARY 2, 2025

EMVCo , the global technical body for the payment community, has received ISO/IEC 17065 accreditation for its security evaluation processes. For almost 20 years, EMVCos robust security evaluation processes have been integral in promoting trust and enabling more secure payment experiences.

Accreditation

The Payments Association

JUNE 9, 2025

Payment providers to strategically invest in ISO 20022 implementation, API integration, and service innovation to fully leverage RT2’s capabili The launch of RT2, the renewed Real Time Gross Settlement (RTGS) service, on 28 April 2025 marks a significant milestone for the UK’s payments infrastructure. What’s next?

ISO 20022

The Payments Association

JULY 29, 2025

The platform supports mandates such as SEPA Inst, SIC Instant Payments and CBPR+/ISO 20022 and includes tools for fraud management and data analytics. In August 2024, Switzerland launched SIC Instant Payments (SIC IP), marking a shift toward real-time transaction processing.

ISO 20022

Finextra

JUNE 27, 2025

Soon, ISO 20022, a messaging standard designed to improve how payments are processed and communicated, will become the global norm. ISO 20022 was introduced in 2004 and has since been part of a long and complex journey to improve international payment messaging. The benefits are far-reaching.

Addressing

Finextra

JULY 30, 2025

Tuesday,16th September 2025 15:00 BST | 16:00 CEST | 10:00 EDT Online Join this Webinar When the ISO 20022 coexistence period ends in November 2025, another milestone is created: the migration to structured addresses. Think the ISO 20022 journey is almost over? What should banks be doing now to get ready? Think again.

ISO 20022

The Payments Association

JULY 23, 2025

Not only is this process inefficient, but it also delays market entry, raises costs, and increases exposure to regulatory fines. By embedding checks for frameworks such as WTR2, FATF, PSD2, and various national regulations early in the onboarding process, organisations can reduce manual intervention and improve audit readiness.

ISO 20022

Finovate

FEBRUARY 20, 2025

Finzly’s technology enables 100% straight-through processing (STP) and will help ensure the bank is compliant with upcoming ISO 20022 regulations. The deployment enables 100% straight-through processing (STP) and facilitates the bank’s compliance with upcoming ISO 20022 compliance requirements ahead of schedule.

FedWire

Fintech News

JULY 31, 2025

While traditional payment systems have historically struggled with inefficiencies such as high costs and slow processing times, addressing these challenges presents tremendous opportunities for innovation, expanding financial inclusion, and making cross-border transactions faster, more secure, and more accessible.

Cross-Border Payments

Fintech News

JUNE 16, 2025

Bottomline helps financial institutions modernise their payments infrastructure and enable multi-rail connectivity, while also supporting their readiness for industry-wide mandates and initiatives such as ISO 20022 and those similar to Project Nexus. Why is ISO 20022 adoption crucial for banks aiming to leverage Nexus?

Cross-Border Payments

EBizCharge

NOVEMBER 12, 2024

As digital payments continue to grow in popularity, a frictionless payment processing system is vital. The merchant account provider processes the payment by communicating with the customer’s bank to approve or decline the transaction. The approval process can vary based on the business type and creditworthiness.

Accounts

Fintech News

JANUARY 9, 2025

To achieve this, the PoC focused on three key processes: issuance, redemption, and fund transfers. The processes included converting reserve account balances into digital Rupiah and vice versa, ensuring seamless interoperability with Bank Indonesias Real-Time Gross Settlement (BI-RTGS) system.

Distributed Ledger Technology (DLT)

NFCW

NOVEMBER 29, 2024

. “Still, in recent years tool suppliers started to pull out of the contact technology market, leaving smart card manufacturers with diminishing options for EMVCo, ISO 7816, or ETSI analog and digital validation. This enables the ci220 to address compliance and certification testing as easily as chip validation.

Product

Cardfellow

JUNE 14, 2025

Before we break down exactly how credit card processing works and where the money is going, let’s examine the businesses and individuals involved. Finally, we have acquirers, independent sales organizations (ISO), and agents. Although, as we’ve discussed, they don’t actually process transactions at all.

Credit Cards

Finextra

JUNE 9, 2025

With the Federal Reserve proposing to make its service available 22 hours a day, seven days a week, Nacha is also considering adding a fourth processing cycle for same-day ACH. Successfully monetizing payments data, however, demands the ability to natively process new ISO 20022 format messages.

ISO 20022

Cardfellow

MAY 19, 2025

Leasing processing equipment is a big money maker, and processors with questionable business practices will ride the gravy train to the end of the tracks. Benefits of a Lease (According to Processors that Lease Equipment) The term beneficial lease is an oxymoron when referring to processing equipment.

Credit Cards

Fintech Finance

JANUARY 23, 2025

Secure Payment Processing: With NMI Customer Vault and PCI-compliant tokenized transactions, merchants can securely accept credit card or ACH payments, including recurring and bulk transactions. This ensures both robust protection and a seamless payment experience for their business and their customers.

Accounts

Fintech Finance

JUNE 3, 2025

Additionally, the project will fully automate BCR’s international transaction processes, providing greater speed, security, and traceability in cross-border payments. The post Banco de Costa Rica Selects Finastra to Transform its International Transaction Automation Processes appeared first on FF News | Fintech Finance.

Automation

Fintech Finance

DECEMBER 4, 2024

Unlocking New Potential This merger opens the door to unprecedented possibilities for merchants, platforms, independent sales organizations (ISOs), and payment processors across the globe. We’re committed to redefining benchmarks for secure and efficient payment processing.

Compliance

Fintech Finance

APRIL 17, 2025

billion each year on labour-intensive processes to investigate payments that get held up which can occur regardless of technology or network used with some of the largest global banks incurring more than USD 20 million annually in fees and penalties only. Financial institutions spend more than USD 1.6

Cross-Border Payments

Fintech Finance

FEBRUARY 5, 2025

Transfeeras solution ensures compliance with new regulations that mandate payments be processed exclusively through bank accounts registered to individual bettors. The company also holds ISO 27001 and 27701 certifications, ensuring robust data protection and fraud prevention measures.

Regulations

The Payments Association

MARCH 19, 2025

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies.

Payment APIs and Integration

The Payments Association

JUNE 3, 2025

Frameworks like the Third Payment Services Directive (PSD3) in Europe, FedNow in the US, and ISO 20022 globally are reshaping how financial data is handled, mandating clearer rules on token lifecycle management, consent orchestration, and data portability.

Security

The Payments Association

NOVEMBER 18, 2024

Companies like Stripe and Adyen are captivating merchants with cutting-edge payment solutions beyond basic credit card processing. As fintechs’ superior payment solutions lure away more merchants, banks stand to lose processing revenue and all-important settlement deposits. As a result, fintech companies are rapidly gaining ground.

FinTech

Fintech News

JUNE 16, 2025

The solution is designed to reduce onboarding time, lower capital and maintenance costs, avoid physical data center overheads, and meet regulatory requirements around local data storage and processing.

Visa

Fintech Finance

NOVEMBER 6, 2024

NatWest has partnered with Capco , the global management and technology consultancy, to ensure a smooth transition for its systems and clients as the financial industry moves to adopt ISO 20022 for payments and reporting.

ISO 20022

Finextra

JULY 9, 2025

With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across borders. With near-instant transfers, standardized messaging protocols like ISO 20022, and fintech-led innovations, businesses now operate in a faster, more transparent financial environment.

Real Time Payments

Fintech Finance

JUNE 10, 2025

real-time payments the company is processing. RTP uses ISO 20022, the international standard for financial messaging. “The instant nature of real-time payments is a huge advantage for optimizing working capital and cashflow,” said Jay Davenport co-head of GPS Global Corporate Sales at Bank of America.

Real Time Payments

The Payments Association

JANUARY 15, 2025

The UKs roadmap to faster, more efficient payments A key area of focus outlined in the National Payments Vision is enabling interoperability between domestic and international systems, supported by the adoption of ISO 20022 messaging standards while ensuring the security of the UKs payment systems.

SWIFT

The Fintech Times

MARCH 15, 2025

Payments-platform-as-a-service provider Shape Technologies is partnering with next-gen technology platform PXP to address challenges faced by payment facilitators (payfacs), ISOs, and ISVs. Increasing our reach in the UK, EU, and US, this partnership reconfirms our intent to be the global platform of choice for payfacs, ISVs, and ISOs.

Service Provider

VISTA InfoSec

MARCH 25, 2025

Organization that are certified by CREST goes thorough assessments of their methodologies, quality assurance processes, and data security measures, offering assurance to clients seeking reliable and trustworthy security services. ISO/IEC 27001 Certification : Upholding the highest standards in information security management.

Cybersecurity

The Payments Association

JUNE 3, 2025

Das added that improved liquidity due to streamlined settlement processes will reduce the need for intermediary currencies and lower the transaction costs. Enable cross-border functionality: Focus on interoperability infrastructure, using shared standards like ISO 20022.

CBDC

Fintech Finance

AUGUST 6, 2025

Paysley will become a wholly owned subsidiary of the EMS corporation, but will continue to operate as an independent brand, serving businesses directly and through agent, ISO, and ISV partnerships. Paysley recently announced Paysley Tap to Pay on iPhone , adding to its all-in-one, cloud-based payment solution.

Acquirers

Stax

DECEMBER 2, 2024

We have received a number of questions about whether drip pricing laws affect credit card surcharging, and this blog post shares some of the dialogue we are having with merchants as well as our ISO and ISV partners. What are drip pricing laws? Where have drip pricing laws been passed?

Junk Fees