CB Insights

MARCH 8, 2018

Digital banking startups — or challenger banks — have gained traction over the past few years by bringing retail banking services mobile. Banks in Fintech: what’s ahead in 2018. Join us for data-driven look at how major banks are approaching fintech investments and taking on insurgents. First Name.

Payment APIs and Integration 78

Payment APIs and Integration Office of the Comptroller of the Currency Regulations Product 78

CB Insights

OCTOBER 10, 2018

Many of these startups are launching products without a bank charter and targeting a very specific customer base. What these startups share is the goal of creating customer-centric banking products that target underserved individuals and businesses. DOWNLOAD THE 61-PAGE consumer banking REPORT. Incumbents Play Catch-Up.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

Center for Payments

OCTOBER 20, 2023

With the rise of mobile banking, digital wallets, and online lending platforms, individuals now have access to financial services at their fingertips. Technology enables financial institutions to reach remote areas and provide services to those who were previously excluded from the formal banking system.

Financial Inclusion 40

Financial Inclusion Cybersecurity Innovation Online and Mobile Banking 40

The Fintech Times

JULY 23, 2024

Our approach is tailored to the needs of underserved markets and clients. Once COVID affected the travel sector, we successfully pivoted to serve individuals and families with a full-featured mobile banking app supporting accounts, cards, and payments in multiple languages.

Payment APIs and Integration 69

Payment APIs and Integration AI FinTech Innovation 69

The Fintech Times

FEBRUARY 19, 2024

The digital divide, regulation and cyber security are three examples of developing challenges any fintech will face. Regulation is constantly evolving, with the FCA releasing eight guidance papers and an additional 78 ‘calls for input’ and ‘consultation papers’ in 2023 alone.

Financial Inclusion 59

Financial Inclusion Online and Mobile Banking Digital Currency Economy 59

Fintech Labs Insights

APRIL 14, 2016

March 2016: Partnered with eSignLive to Deliver Digital Customer Acquisition in Regulated Industries. May 2015 demo: MoneyAmigo debuted its new platform that brings financial services to the underbanked and underserved, delivering traditional banking products in an innovative way. ( Demo video ). MoneyAmigo. Founded: 2015.

Online and Mobile Banking 16

Online and Mobile Banking MSPS ISOs Underserved 16

CB Insights

FEBRUARY 13, 2020

This process also comes with hurdles like regulations, fees, compliance standards, and payment card issuers — all of which become increasingly complex for international transactions. Additionally, the company must underwrite risk, and is on the hook in the event of fraud or returned items. Source: Stripe. Series A, 2019).

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

Fintech Review

JANUARY 14, 2025

The interplay of technology, regulation, and customer preferences drives the development of transformative solutions. The Rise of Neobanks Neobanks , also known as digital banks, operate without physical branches. One of the growing trends, neobanks target underserved segments, including small businesses and freelancers.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59

The Fintech Times

JANUARY 18, 2025

“Regulation has always posed challenges. While bracing for a potential surge in AI-driven breaches, it is crucial to prioritise secure technology and regularly update systems to ensure compliance with regulations. Financial inclusion: Reaching underserved populations requires innovation.

FinTech 59

FinTech Financial Inclusion Underserved Cybersecurity 59

Fintech News

APRIL 1, 2025

Before we dive into the rankings, lets look at the key factors that define the best digital banks. The top digital banks excel in several critical areas: They prioritise security and regulation , ensuring compliance with local financial authorities while implementing robust cybersecurity measures to protect users.

Online and Mobile Banking 126

Online and Mobile Banking Multi-Currency Authorization Regulations 126