The Payments Association

MARCH 19, 2025

Notably, the rise of cryptocurrencies, stablecoins, and Central Bank Digital Currencies (CBDCs) are transforming the digital payments landscape. These innovations offer businesses and consumers a way to move money faster, cheaper, and more securely.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

The Fintech Times

JULY 23, 2025

Bitget Wallet , the non-custodial crypto wallet, has partnered with MoonPay , a global crypto payments infrastructure provider, to launch a new fiat withdrawal feature that allows users to convert stablecoins directly into cash. Users can monitor their transactions directly within Bitget Wallet and receive real-time updates via email.

Stablecoins 45

Stablecoins Money Laundering Verification Gateways 45

The Payments Association

JUNE 9, 2025

The enriched data model supports advanced sanctions screening, more effective anti-money laundering controls, and the development of data-driven payment services. RT2 also fundamentally transforms international payments by establishing harmonised messaging standards with major global settlement systems.

ISO 20022 88

ISO 20022 Payment APIs and Integration ISOs Interoperability 88

Finextra

JUNE 26, 2025

AML stands for Anti-Money Laundering. Banks and payment providers must follow these rules to stop money laundering and terrorist financing. AML compliance helps you stop them before they succeed. What is AML in payment processing? It’s a set of rules and practices designed to detect, prevent, and report financial crimes.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Finextra

JULY 1, 2025

Join the Community 23,390 Expert opinions 42,345 Total members 313 New members (last 30 days) 189 New opinions (last 30 days) 29,110 Total comments Join Sign in Trending Carlo R.W. 26 June Now Hiring All companies Welcome to Finextra. 26 June Now Hiring All companies Welcome to Finextra. We use cookies to help us to deliver our services.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration API 59

Stax

APRIL 3, 2025

Its also great for small businesses because it can eliminate many headaches associated with Know Your Customer (KYC) requirements, Anti-Money Laundering (AML) regulations, application processing, and underwriting. You control who you approve on your platform and the flow of funds from the buyer to the sub-merchant account.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Finextra

JUNE 30, 2025

On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. This top-down support indicates that U.S. banks view generative AI as strategically important. Use Cases and Impact U.S. banks are applying AI in a range of use cases.

AI 69

AI Finance Fraud Detection Use Case 69

Finovate

NOVEMBER 6, 2024

The Singapore-based fintech announced this week that it is planning to expand its crypto offerings in 2025 to include both a stablecoin and an exchange-traded fund (ETF) product. Finishing 2024 on a busy note, Crypto.com is already eyeing the new year.

Blockchain 64

Blockchain Cryptocurrency SWIFT Payments 64

The Payments Association

JULY 18, 2025

It offers practical, high-level analysis of what’s live, what’s coming into force, and what’s under active consultation, covering fraud liability, stablecoin oversight, instant payments, digital operational resilience, and future developments such as the digital pound and digital euro. Firms should act swiftly to meet the new standards.

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

Finextra

JUNE 26, 2025

Stablecoins vs. Fiat for E-commerce. Stablecoins Pros. Reduced Transaction Costs and Fees (including cross-border) Stablecoin transactions are significantly faster than traditional methods, often confirmed in seconds or minutes. There is a need to re-establish Trust between Buyers and Sellers. Pros and Cons.

Stablecoins 52

Stablecoins Payment APIs and Integration Cross-Border Account Takeovers 52

Fintech Review

MAY 4, 2025

It is non-negotiable for any business handling payments, onboarding customers, or moving money across borders. Strong Know Your Customer (KYC) and Anti-Money Laundering (AML) frameworks are now expected not just by regulators, but by enterprise partners and customers.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

The Fintech Times

DECEMBER 6, 2024

stablecoins for payments service providers (PSPs)) and therefore have a better home in a larger platform.” . “However, these companies might operate in fragmented segments of a larger market with niche moats (e.g. segments of fraud prevention) or in a highly strategic category for larger buyers (e.g.

FinTech 72

FinTech Embedded Payments Compliance Money Laundering 72

Finextra

JULY 2, 2025

22 hours Roy Prayikulam SVP Risk & Fraud Division at INFORM GmbH Anti-money laundering in transition: what's coming with AMLA – and how AI can help 23 hours See all opinions External This content is provided by an external author without editing by Finextra.

Innovation 59

Innovation NFTs Regulations BNPL 59

Finextra

JUNE 6, 2025

State-level money transmitter licenses. FinCEN registration as Money Services Businesses. Compliant exchanges implement robust Know Your Customer ( KYC ) procedures and Anti-Money Laundering ( AML ) protocols.

Cryptocurrency 72

Cryptocurrency Volume Regulatory Compliance Compliance 72

Payments Dive

JULY 10, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Wise to reform AML oversight The money transfer firm will pay $4.2 arm of the British money transfer firm Wise has agreed to pay $4.2

AML 60

AML Money Laundering CashApp Multi-Currency 60

Finextra

JULY 22, 2025

However tokenised deposits are unlikey to make much headway in the UK, nor are GBP stablecoins (there is no demand and initiatives such as the Regulated Liability Network have gone quiet), whereas USD stablecoins for cross-border payments globally and domestic in the US look set for the big time. Welcome to Finextra.

CBDC 84

CBDC Cross-Border Payments Central Bank Cross-Border 84

Finextra

JULY 7, 2025

In many ways, this setup is akin to stablecoins (where a company holds USD in a bank and issues tokens like USDC or USDT). Yes, you might be trading on a decentralised ledger, but remember: a real-world entity is holding the actual stocks in custody. You have to trust that custodian to actually hold the shares and honor the tokens.

Blockchain 59

Blockchain Payment APIs and Integration Regulations Security 59

Payments Dive

JULY 14, 2025

But “the data shows that more illegal activity still happens with cash than with crypto,” according to Scott, potentially referring to 2024 Treasury data that found “the use of virtual assets for money laundering remains far below that of fiat currency.” They commonly use U.S. Secret Service (in a recent case).

Privacy 117

Privacy Stablecoins Regulations Treasury 117

Fintech News

APRIL 10, 2024

The Bank for International Settlements (BIS) has released a report, “Stablecoins: Regulatory Responses to Their Promise of Stability,” analysing the regulatory environments for stablecoins across seven distinct jurisdictions.

Stablecoins 126

Stablecoins Regulations Risk Mitigation Digital Currency 126

PYMNTS

JULY 10, 2020

Stablecoins, the virtual currencies which seek price stability, could be the next target for money laundering and terrorist financing, a report found. The FATF said it will review the implementation and impact of its standards by next summer and provide further guidance on stablecoins and virtual assets.

Money Laundering 56

Money Laundering Stablecoins Cryptocurrency Digital Currency 56

PYMNTS

SEPTEMBER 13, 2020

Europe's biggest banks have called on the European Commission to implement tough regulations for cryptocurrencies, such as stablecoins, that would protect consumers and preserve state sovereignty in monetary policy, Reuters reported. Stablecoin dispensers should be registered in the EU, the ministers said, according to Reuters. “We

Central Bank 145

Central Bank Cryptocurrency Regulations Money Laundering 145

Fintech News

JUNE 19, 2024

Stablecoins have been rising in conversation within the financial ecosystem of Singapore. As the name implies, stablecoins are digital assets designed to maintain a stable value relative to a reference asset, such as the US Dollar or gold.

Stablecoins 116

Stablecoins Cross-Border Cross-Border Payments Blockchain 116

PYMNTS

JUNE 29, 2020

The European Union (EU) is preparing to update its cryptocurrency rules that could make it more difficult for stablecoin projects, such as Facebook Inc.’s While some cryptocurrencies, such as security tokens, are regulated by European law, most stablecoins, are not, CoinDesk reported. s proposed Libra, CoinDesk reported.

Stablecoins 88

Stablecoins Cryptocurrency Money Laundering Central Bank 88

PYMNTS

AUGUST 21, 2020

More than $50 billion of cryptocurrency was transferred from virtual wallets in China to other parts of the world last year, a potential violation of the nation’s strict limits on how much money can be sent abroad, according to a new report. It’s highly unlikely that all of this is capital flight,” Chainalysis said in the report.

Cryptocurrency 139

Cryptocurrency Stablecoins Money Laundering Regulatory Compliance 139

Fintech News

FEBRUARY 27, 2024

2023 marked a pivotal year in the Asia-Pacific (APAC) region’s approach to crypto regulation, influenced significantly by the preceding implosion of Sam Bankman-Fried’s FTX exchange and the collapse of of Terra, the algorithmic stablecoin created by Korean entrepreneur Do Kwon.

APACS 133

APACS Regulations Stablecoins Cryptocurrency 133

PYMNTS

FEBRUARY 28, 2020

According to Cunliffe, one of the dangers was that stablecoins and cryptocurrency that is linked to social media platforms could cause people to move their money away from banks and into virtual wallets. “In That would be a change with profound economic consequences.”.

Digital Currency 95

Digital Currency Central Bank Stablecoins Money Laundering 95

Neopay

NOVEMBER 27, 2023

The Financial Conduct Authority (FCA) and the Bank of England (the Bank) are requesting feedback on their proposed approach to regulating stablecoins. The Bank’s proposals cover any payment systems in the future that use stablecoins in the UK at systemic scale. They could be used for retail payments in the future.

Stablecoins 52

Stablecoins Regulations Money Laundering Issuers 52

PYMNTS

DECEMBER 11, 2020

Money laundering and terrorist financing also go on the list these days, perhaps like never before. Money laundering is a global plague, with the estimated amount in a given year ranging from $800 billion to $2 trillion — or anywhere from 2 percent to 5 percent of the global gross domestic product (GDP),” the new Tracker states.

Money Laundering 87

Money Laundering AML Cryptocurrency Fincen 87

PYMNTS

JULY 7, 2020

Regulators are taking in an interest in stablecoins, with the Financial Action Task Force (FATF) noting in a report the digital currencies need to adhere to norms to offer protection from the terrorism financing and money laundering, Bloomberg reported.

Debit Card 65

Debit Card Stablecoins Regulations Blockchain 65

PYMNTS

OCTOBER 14, 2020

As much as Bitcoin and other cryptocurrencies have attracted scrutiny from the Department of Justice and still lack mainstream acceptance, Voyager’s portfolio of so-called “stablecoins” (which are linked to an underlying currency such as the U.S. Ehrlich said stablecoins, including the U.S.

Treasury 129

Treasury Cryptocurrency Fincen Stablecoins 129

PYMNTS

JULY 2, 2019

Dutch ministers have revealed plans to regulate cryptocurrencies in order to prevent money laundering in the country. According to Cointelegraph , the project would be in the form of stablecoin, a crypto pegged 1:1 to the local currency in the BNK Busan Bank account. Crime cannot pay.

Money Laundering 40

Money Laundering Bitcoin Cryptocurrency Crime 40

Global Fintech & Digital Assets

JANUARY 8, 2024

The proposed regulatory framework would create substantive obligations on issuers of fiat-referencing stablecoins to safeguard the public. The HKMA followed with its own press release announcing a future sandbox arrangement for stablecoin issuers.

Stablecoins 59

Stablecoins Consulting Issuers Non-Bank 59

PYMNTS

DECEMBER 26, 2019

The Bank of Russia has been testing stablecoins that are attached to real assets, according to reports. The head of the bank, which is Russia’s central bank, said just because they’re testing the coins doesn’t mean they will eventually turn into a money substitute. “We

Central Bank 52

Central Bank Stablecoins Rules Bitcoin 52

PYMNTS

JANUARY 6, 2019

In other news, Vaishali Mehta, who worked as a senior compliance manager at Coinbase, has left the company to become the head of compliance for TrustToken , which produces the TrueUSD stablecoin. Crypto is an exciting place, and I have been lucky to have been a part of this ‘madness,’” Mehta told CoinDesk. “I

Stablecoins 64

Stablecoins Blockchain Finance AML 64

PYMNTS

OCTOBER 12, 2020

The fear is that stablecoins could be used for money laundering and terrorist financing, among other crimes.

Regulations 80

Regulations Digital Currency Money Laundering Stablecoins 80

The Fintech Times

FEBRUARY 27, 2024

“The most effective AI fraud prevention solutions integrate insights from fraud prevention, anti-money laundering (AML) and cybersecurity risk identification capabilities to address evolving threats or regulatory requirements. “There is, however, a competition emerging between CBDCs and stablecoins.

Consumer Protection 69

Consumer Protection Payments Trends Stablecoins Consumer 69

CB Insights

OCTOBER 29, 2020

This approach relies on layers of middlemen, contributing to inefficiencies and even creating opportunities for foul play like money laundering and corruption. Currently, complex processes are needed to ensure regulatory compliance and enable secure, trustworthy trades. Interested in learning more about Blockdata and DLT? First name.

Real Time Gross Settlement (RTGS) 101

Real Time Gross Settlement (RTGS) Blockchain Distributed Ledger Technology (DLT) Money Laundering 101