Fintech Review

NOVEMBER 20, 2024

With a focus on cost efficiency, our SOE delivers market-beating rates by providing optimal timing and routing for each settlement, increasing institution margin and pass-through savings no matter where a user is located. Almond is also a four-time recipient of Harvard Innovation Lab’s and Qubic Lab’s “Impact Innovation Grant.”

Cross-Border Payments 115

Cross-Border Payments Cross-Border Multi-Currency FinTech 115

The Fintech Times

NOVEMBER 7, 2024

“The ongoing evolution of the digital landscape is changing the way our clients want to bank with us and Bankline Direct Digital meets this demand for a more connected, intuitive customer experience and enhanced technology and compliance capabilities.”

ISO 20022 59

ISO 20022 Consumer ISOs Online and Mobile Banking 59

PYMNTS

SEPTEMBER 29, 2020

A food runner seeks the table identifier on the order ticket and brings out the food at the time an order is ready. Square said that self-service ordering can enhance table turn times and decrease labor costs.

Near Real-Time 118

Near Real-Time Payroll Instant Payments On-Demand 118

Fintech Finance

MAY 1, 2025

This makes QNB the first bank in Qatar to use KDP’s blockchain deposits accounts for 24/7 settlement of their corporate flows, facilitating and automating on-demand multi-currency cross-border payments. ” In February 2025, Saudi National Bank (SNB) also went live with KDP, to bring real-time programmable payments to its Treasury.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Settlement Blockchain 69

Finovate

MAY 22, 2025

Circle has launched the Circle Payments Network (CPN) to modernize the $190 trillion cross-border payments market with blockchain-based, near-instant settlement. CPN enables financial institutions to securely exchange payment instructions and settle transactions using USDC on public blockchains. per transaction.

Payment Networks 52

Payment Networks Cross-Border Payments Cross-Border Stablecoins 52

The Payments Association

MARCH 13, 2025

PXP will leverage Snowflake’s AI Data Cloud, tailored to meet the rigorous technical demands of corporate and enterprise clients. Integrating our easy, trusted and connected platform will empower PXP to help its customers unlock the power of near real-time collaboration, adding significant value to merchants of all sizes.

Near Real-Time 88

Near Real-Time AI On-Demand Transactions 88

PYMNTS

JANUARY 22, 2021

Consumer demand for real-time payments direct to bank accounts and mobile wallets continues to surge.”. MoneyGram customers can send money in near-real-time to Visa debit cardholders across 575 corridors from 25 countries in Europe. using Visa Direct.

P2P 107

P2P Cross-Border Real Time Payments Cross-Border Payments 107

Fintech Finance

APRIL 15, 2024

Responding to the ever-growing need to move money seamlessly, Mastercard and VoPay today announced a strategic partnership that will offer choice, simplicity and efficiency for near-real-time money movement in Canada and internationally for businesses and consumers.

Visa 92

Visa Electronic Funds Transfer (EFT) Near Real-Time Cross-Border 92

Fintech Finance

SEPTEMBER 11, 2024

Meanwhile, 36% are likely to receive more cross-border payments, driving the demand for robust international money transfer solutions. Furthermore, NymCard will extend these solutions to customers including banks, fintech companies and retailers, to offer near-real-time, secure remittance services. “We

Cross-Border Payments 97

Cross-Border Payments Cross-Border Visa Near Real-Time 97

PYMNTS

DECEMBER 29, 2020

The deal also comes amid a shift toward “real-time compliance requirements” as tax officials around the globe seek ways to collect revenue faster, and with more transparency and a lower risk of fraud. The demands of digital transformation have accelerated this need – for businesses with each other, and from global governments.”.

Compliance 85

Compliance Acquirers Near Real-Time On-Demand 85

Fintech Finance

SEPTEMBER 12, 2024

New and enhanced product integrations include: Banking Services: Deliver real-time cash balance visibility through J.P. Touchless Expense: Create expense reports faster using near real-time transaction authorization data through J.P. Since 2021, J.P. These new integrations build on the success of J.P. ” J.P.

Treasury 110

Treasury Point-of-Sale (POS) Payments Near Real-Time 110

Finextra

JUNE 9, 2025

has reached a real-time tipping point Community Your feed Latest expert opinions Groups Join the Community 23,263 Expert opinions 43,814 Total members 393 New members (last 30 days) 186 New opinions (last 30 days) 29,062 Total comments Join Sign in Why the U.S. The use of real-time and near real-time payment rails is also expanding.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

The Fintech Times

APRIL 25, 2024

Continuous transaction controls (CTCs) have been introduced by numerous tax authorities to obtain business transactions in real-time or near real-time to improve the speed and accuracy of tax collection efforts. But for businesses, there is an air of trepidation.

Continuity 69

Continuity Near Real-Time Compliance Authorization 69

FICO

OCTOBER 28, 2016

The opportunity for enterprises to leverage cloud based analytics is especially compelling in the area of real-time and near-real-time communications. Consumers demand multi-channel communications that are effective, mobile and in line with their individual needs and preferences. But that is changing.

Online and Mobile Banking 82

Online and Mobile Banking Accreditation Near Real-Time Regulatory Compliance 82

Wharton Fintech

JANUARY 18, 2024

At the time I worked in the investment bank on the trading floor for about eight years, and also at the time I invested in a coffee shop with my friend. Analyzing both supply and demand sides, we observe that many supply chains are concentrated in the Asia-Pacific region. We started the company in 2015.

Cross-Border 130

Cross-Border Cross-Border Payments Payment APIs and Integration Cryptocurrency 130

PYMNTS

MARCH 4, 2020

Singapore-based bank DBS is offering an API-powered payment service that lets companies scan QR codes on invoices to then immediately pay suppliers via the city-state’s near-real-time payments rail. Another new integration connects those seeking home loans with more personalized information.

API 96

API Treasury Payment APIs and Integration B2B 96

PYMNTS

DECEMBER 3, 2020

The digital shift brought on by the coronavirus has caused treasury banks to reprioritize their support of digital payments as consumers and merchants increasingly demand fast, easy and secure ways to get their money. The system can provide insurance-policy holders with claim payments in near real time using their preferred payment method.

Treasury 89

Treasury Visa Digital Payments Debit Card 89

Stax

JANUARY 24, 2024

If you’ve ever booked a hotel, ordered an Uber, or shopped on Amazon, you’ve experienced the effects of dynamic pricing in real-time. Dynamic pricing models allow businesses to be highly adaptable to changes in demand or competitor activities—and if executed well, actually increase customer loyalty and satisfaction.

Adjustments 88

Adjustments On-Demand Consumer Laws 88

PYMNTS

DECEMBER 1, 2016

Kail noted that the current problem many businesses face in the application space comes from continuous demand for developers to produce new updates, features and functionality to existing app products. On our back end, we monitor in the national vulnerability database in real time.”.

Near Real-Time 55

Near Real-Time Cybersecurity On-Demand Automation 55

Tearsheet

JANUARY 9, 2025

Some of the new approaches are proving effective in tackling this challenge: Faster payment networks (like FedNow) are making their way to the main scene, offering near real-time, card-like experiences for B2B payments. Can they be in the flow of funds? If they want to stay out of the flow of funds, how do they do so?

Embedded Payments 59

Embedded Payments B2C B2B Payment APIs and Integration 59

The Fintech Times

SEPTEMBER 12, 2024

Meanwhile, 36 per cent are likely to receive more cross-border payments, driving the demand for robust international money transfer solutions. NymCard also plans to extend these solutions to customers including banks, fintech companies and retailers, to offer near-real-time, secure remittance services.

Visa 64

Visa Cross-Border Cross-Border Payments Financial Inclusion 64

Fintech Finance

APRIL 7, 2025

These offerings encompass end-to-end services available through a single vendor, including digital gifting platforms, card production, AI-driven customer care, comprehensive processing, demand planning, marketing, advanced fraud protection and distribution through BHN’s expansive network.

Risk Mitigation 59

Risk Mitigation Fraud Detection Near Real-Time Mitigation 59

Fintech Finance

MARCH 19, 2024

As global economic activities continue to recover, demand for cross-border payments will only increase. Dennis Chang, Division President, Greater China, Mastercard , said: “China is already one of the largest recipient countries worldwide for international remittances.

Cross-Border Payments 52

Cross-Border Payments Visa Cross-Border Near Real-Time 52

Finovate

MAY 27, 2025

The move reflects broader momentum in stablecoin adoption, following similar initiatives from R3, Solana, Circle, Mastercard, and MoonPay, as demand for faster, borderless, and more efficient payment solutions increases. As demand for stable DeFi increases, so have the solutions facilitating mainstream adoption.

Stablecoins 52

Stablecoins Multi-Currency Near Real-Time Cross-Border 52

The Fintech Times

JUNE 27, 2024

DBS and Mashreq have announced a new collaboration to extend same-day and near-instant peer-to-peer cross-border payments to Mashreq’s retail customers in selected markets across Asia Pacific, Europe, and the Americas.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Payment APIs and Integration Near Real-Time 59

CB Insights

JANUARY 16, 2019

While cloud computing has traditionally served as a reliable and cost-effective means for connecting many of these devices to the internet, the continuous rise of IoT and mobile computing has created the demand for lower network latency and more reliability. Edge computing technology is now emerging to meet these demands.

CHIPS 57

CHIPS Near Real-Time Use Case On-Demand 57

Fintech Finance

SEPTEMBER 4, 2024

More confidence for businesses Visa A2A also benefits businesses, as near real-time settlement through Pay.UK’s Faster Payment System gives them greater visibility over payments and makes cash flow management simpler.

Consumer Protection 96

Consumer Protection Consumer Payments Disputes 96

PYMNTS

DECEMBER 2, 2019

In the latest iteration of the “Executive Insight” series, executives at Citigroup take stock of the treasury function evolution from a somewhat predictable, visible monitoring of cash positions on a daily or weekly basis, marked by batch processing … to today’s necessity of managing cash in near-real-time, sometimes pressure-cooker situations.

Cross-Border 55

Cross-Border Cross-Border Payments Payment APIs and Integration Treasury 55

PYMNTS

SEPTEMBER 18, 2019

“As a result of the increasing digitization of banking services globally, we see a growing demand to further reduce friction regarding traditional borders, and today’s technology puts us in a strong position to do that,” said Wells Fargo’s Head of Innovation Group Lisa Frazier in a statement.

Distributed Ledger Technology (DLT) 49

Distributed Ledger Technology (DLT) Stablecoins Cross-Border Cross-Border Payments 49

PYMNTS

APRIL 17, 2018

The company launched Cloud Connect, a tool to offer businesses near-real-time access to financial data stored within ERP systems. “On-premise As a result, organizations find they have islands of important business data that can only be accessed through highly manual, time-consuming processes.

Near Real-Time 46

Near Real-Time Small Business On-Demand Addressing 46

PYMNTS

AUGUST 24, 2016

At the heart of the discussion is how companies can pay their employees in a timely manner — naturally, a critical component of a functioning workforce. Hyperwallet pointed to the rising on-demand economy as a trend that may place increasing pressure on employees that need to get paid sooner, which could be bad news for employers.

Faster Payments 42

Faster Payments Same Day ACH Payroll On-Demand 42

Fintech Finance

DECEMBER 12, 2023

This innovative solution arrives amidst a growing trend among consumers favouring digital payments and demanding new methods for seamless money transfers. “Consumers are demanding increasingly faster solutions for sending and receiving money that are easy and secure to use.

P2P 52

P2P Near Real-Time Facilitators Payments 52

PYMNTS

JUNE 2, 2020

Tax revenues have disappeared, and at the same time the CARES Act passed earlier this year provides hundreds of billions of dollars to state, local and tribal governments. She said the company has helped a major retailer in Europe pivot away from stocking larger stores toward smaller outlets, where consumer demand was on the upswing.

Visa 52

Visa Governance Government On-Demand 52

CB Insights

AUGUST 8, 2017

DroneBase provides on-demand drone services that allow customers to prompt local drone pilots to capture imagery, video, maps, and analysis for projects such as construction and infrastructure management. Propeller ‘s platform automatically processes photos from drones into maps, models, and data, available online in near-real time.

Near Real-Time 70

Near Real-Time Automation On-Demand Processors 70

Payment Savvy

MAY 16, 2023

Instant ACH transfers have gained prominence as they cater to the increasing demand for expedited financial transactions. Instant ACH transfers are a modern innovation in digital payments, allowing for near-real-time movement of funds between bank accounts. What Are Instant ACH Transfers?

ACH 94

ACH Same Day ACH Direct Deposit Consumer Financial Protection Bureau (CFPB) 94

The Fintech Times

SEPTEMBER 5, 2024

Designed in partnership with a number of UK fintechs, including Banked , Modulr , Moneyhub , Vyne and Yaspa , Visa A2A also benefits businesses, as near real-time settlement through Pay.UK’s Faster Payment System gives them greater visibility over payments and makes cash flow management simpler.

Disputes 59

Disputes Near Real-Time Payments Faster Payments 59

PYMNTS

JULY 10, 2019

As Canada continues on its path toward near real-time payments by 2020, the country is looking at other markets’ experiences — which increasingly include applications for corporate transactions. the Canadian financial services space is watching Europe’s experience closely as customers demand more integrated experiences.

B2B 62

B2B Payment APIs and Integration Faster Payments Reconciliation 62