The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 Reserve banks mandating reduced cash use will enhance security and economic participation. trillion transactions by 2027.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

M2P Fintech

MARCH 24, 2025

Borrowers can now apply for loans, track progress, and make payments through digital platforms and mobile apps, eliminating the need for physical branches and banking hours. Smart Contracts: Self-executing agreements streamline loan distribution, repayment, and compliance, cutting costs and speeding up transactions.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

The Fintech Times

MARCH 18, 2025

Global insurtech bolttech has appointed Ridhi Chaudhary , chief investment officer, Dragon Fund by Liquidity and MUFG , to its board as a non-executive director. M&As OakNorth deepens support for US lower mid-market businesses with acquisition of Michigan-based, Community Unity Bank. This expands a relationship which began in 2014.

FinTech 59

FinTech Payment APIs and Integration Non-Bank APACS 59

M2P Fintech

APRIL 17, 2025

APIs have played a central role in the digital evolution of banking. Today, financial institutions are shifting towards an API-led banking model that places APIs at the core of their architecture and business strategy. What is API-led Banking? Fundamentally, API-led banking provides a modular foundation for delivering services.

API 52

API Payment APIs and Integration Non-Bank Fraud Detection 52

The Fintech Times

APRIL 15, 2025

Mexico and Guatemala are also embracing this global trend of integrating financial services into non-financial platforms. However, each country presents unique characteristics, especially when it comes to regulatory maturity, technological infrastructure, and financial inclusion. What are your future plans?

Embedded Finance 59

Embedded Finance Finance Non-Bank Financial Inclusion 59

Fintech News

FEBRUARY 7, 2024

However, the bank also made headlines for its decision to reduce compensation for its senior management, a move aimed at accountability for a series of digital disruptions that tarnished its otherwise sterling year. billion, the bank faced intense scrutiny over the reliability of its digital infrastructure.

Non-Bank 107

Non-Bank Authorization Regulatory Compliance ATM 107

Stax

JANUARY 23, 2025

By thoroughly assessing merchants, processors can: Reduce fraud and chargebacks by identifying potentially fraudulent or non-compliant merchants before onboarding them. Ensure regulatory compliance by adhering to anti-money laundering (AML) laws and Know Your Customer (KYC) requirements.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Fintech News

JUNE 12, 2024

Modernising banking infrastructure The advent of CaaS has highlighted the need for financial institutions to modernise their banking infrastructure. “This technology supports digital wallets, open banking , and Cards-as-a-Service (CaaS).

Credit Cards 107

Credit Cards Payment APIs and Integration Card Issuer Non-Bank 107

The Fintech Times

JANUARY 14, 2024

The American Fintech Council (AFC), the industry association representing responsible fintech companies and innovative banks, offered testimony before the Washington State House Committee on Consumer Protection and Business recommending key amendments to legislation recently introduced. Not all fintech is created equal.

Regulatory Compliance 64

Regulatory Compliance Consumer Protection Compliance Regulations 64

Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Major risk factors for PayFacs include fraudulent transactions, merchant credit risk, regulatory compliance, and operational risks.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

Open Banking Excellence

SEPTEMBER 21, 2023

Cybersecurity experts Duncan McDonald, Global Head of Compliance Services & Wayne Scott, Regulatory Compliance Lead, from The NCC Group explain how to prepare for DORA compliance and why the new legislation will enhance cyber resilience across the financial sector and its supply chain. compliance.

FinTech 130

FinTech Compliance Regulations Non-Bank 130

Fintech News

APRIL 28, 2024

The banking industry is shifting towards innovation, collaboration and customer-centricity, driven by the adoption of technologies including cloud computing, data analytics, artificial intelligence and machine learning (AI/ML), changing customer preferences, and a rapidly evolving regulatory landscape, a new report by Amazon Web Services (AWS) says.

AI 111

AI Innovation Financial Crimes Crime 111

Fintech Review

JANUARY 28, 2025

By integrating payment solutions directly into non-financial platforms, companies can offer seamless user experiences. Despite regulatory uncertainties, blockchains adoption in payments is likely to expand. Open Banking: A New Era of Payment Innovation Open banking is enabling consumers to control their financial data.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

The Payments Association

MARCH 19, 2025

Optimus Prime,Transformers(2007) In the epic battle for the future of banking, financial institutions stand at a crossroads, much like the Autobots facing the Decepticons. Legacy core banking systems, monolithic and rigid, are the relics of a bygone erastable yet inflexible, like ancient Cybertronian relics buried beneath rust and time.

Non-Bank 88

Non-Bank Regulatory Compliance AI Risk 88

Fintech Review

MARCH 27, 2024

At university, I delved into engineering, maths, and finance, which paved the way for my venture into investment banking. Recognizing the demand among UK SMEs for alternatives to traditional banking, I founded Nucleus Commercial Finance. RegTech will see growth as the demand for regulatory compliance increases.

AI 99

AI On-Demand Finance Regulatory Compliance 99

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

FinTech 132

FinTech Online and Mobile Banking Multi-Currency Non-Bank 132

The Fintech Times

MARCH 13, 2025

The regulatory rule set aims to manage information and communication technology (ICT) risk across the financial sector. Some firms may have to make tough decisions either pushing vendors to comply or reducing reliance on non-compliant third parties.” Its a competitive advantage.”

Third Party Vendors 64

Third Party Vendors Compliance Non-Bank Mitigation 64

PYMNTS

SEPTEMBER 18, 2018

The system is known as FAST, and Minister of Education Ong Ye Kung said part of the impetus is to let non-bank firms have access, while launching a unified payment code known as SGQR that is focused on ePayments. They have to provide two-way payments between eWallets and bank accounts.”. Open Banking, APIs In The UK.

Legal 66

Legal Office of the Comptroller of the Currency FinTech eWallet 66

EBizCharge

MAY 5, 2025

Credit card processing fees are comprised of several fees, such as: Interchange fees: Interchange fees are paid to the card-issuing bank and typically consist of a percentage of the total transaction amount plus a small, fixed charge. Verify legal and regulatory compliance. Request a demo or trial.

Credit Cards 52

Credit Cards Small Business Process ACH 52

PYMNTS

NOVEMBER 25, 2019

Banks and credit unions are certainly not on their way out, even as they face more pressure from challenger banks, FinTechs and Big Tech in the coming decade. Banks are never going to become obsolete,” VB said, “but they could end up becoming stored value accounts. Banking services could be decoupled from banks.”.

Checks 109

Checks FinTech Credit Union Online and Mobile Banking 109

Fintech News

JANUARY 16, 2024

In 2024, the banking sector is witnessing a pivotal transformation driven by advanced technologies like AI and cloud computing, evolving customer demands, and changing regulatory landscapes. Accenture’s “ Banking Top 10 Trends ” report for this year highlights this transformative journey. Generative AI supercharges banking.

AI 114

AI Risk Non-Bank On-Demand 114

Fintech Finance

APRIL 30, 2024

Bronwyn brings over two decades of experience across technology, cybersecurity, regulatory compliance and fraud prevention. Most recently, Bronwyn served as CISO at fintech Mambu and led security transformation and AI enablement initiatives for TSB Bank.

Security 59

Security Regulatory Compliance Fraud Prevention Non-Bank 59

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. “Through integrating financial services into their offering, businesses are ensuring a succinct customer experience, whether in retail, automotive, insurance, or banking.

Embedded Finance 109

Embedded Finance Finance Innovation AI 109

Finovate

MARCH 13, 2024

The integration will bring automated crypto transaction monitoring and secure data storage, as well as ensure regulatory compliance. This will enhance regulatory compliance and secure data storage, as well as provide automated crypto transaction monitoring for Chainalysis’ clients.

Verification 59

Verification Blockchain Travel Rule Regulatory Compliance 59

The Fintech Times

APRIL 11, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. “The modularity, interoperability and seamless integration of BaaS have also proven to be powerful drivers of innovation in sectors beyond banking.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

PYMNTS

APRIL 30, 2020

This exposes these SMBs to all types of risks, from security to cash flow management, and is the direct result of banks and credit unions (CUs) being unwilling or unable to provide financial services to these companies. “This is a banking problem.” “This is a banking problem.” A Gradual Comfort Level.

Legal 78

Legal Credit Union Cannabis Banking Non-Bank 78

FICO

MARCH 6, 2020

In this excerpt from that article, Jürgen elaborates on the importance of compliance. . A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. . What do you do? Why is it so hard? In the U.S.

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

Fintech Finance

MARCH 14, 2024

He brings a comprehensive regulatory understanding and supervisory experience to solidify Flutterwave’s dedication to upholding the highest regulatory, compliance, and governance standards.

Non-Bank 52

Non-Bank Audit Compliance Government 52

FICO

FEBRUARY 14, 2017

“There is clear evidence that economic and financial crimes are some of the fastest growing offences globally,” said Dr. Chiranjivi Nepal, governor, Nepal Rastra Bank. “In In Nepal, we can ill afford for these activities to drain our economy or to destroy business and banking confidence.

Financial Crimes 61

Financial Crimes Crime Compliance Correspondent Bank 61

PYMNTS

FEBRUARY 13, 2019

12) that it will now allow corporates to join its KYC Registry in an effort to facilitate the sharing of data between companies and their banks. ” Indeed, researchers have found evidence that companies are struggling to manage the growing weight of KYC, anti-money laundering (AML) and other financial regulatory compliance demands. .”

Money Laundering 64

Money Laundering AML Economy SWIFT 64

Fintech Review

DECEMBER 3, 2024

For example, PSD2 in Europe opened payment services to non-bank providers, encouraging fintech innovation. Open banking initiatives enable third-party access to bank data, creating opportunities for personalised payment solutions. Regulatory compliance adds further complexity, demanding robust systems and staff training.

Payment Solutions 97

Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

Fintech News

OCTOBER 28, 2024

This year’s awards categories were updated to emphasize measurable impact, with a focus on contributions to areas like financial inclusion and regulatory compliance. It enables financial institutions, especially those without core banking systems or with systems lacking API integration, to manage bulk transactions.

AI 106

AI FinTech Innovation Payment APIs and Integration 106

The Payments Association

SEPTEMBER 30, 2024

It highlights key trends, such as open banking, tokenisation, and fraud prevention, which are crucial for merchants to remain competitive and secure. Merchants need to continue adapting to new payment methods, collaborate with industry peers, and stay agile in balancing innovation and regulatory compliance. What’s next?

Fraud Prevention 88

Fraud Prevention Instant Payments Alternative Payment Methods Participant 88

The Fintech Times

OCTOBER 5, 2024

In early October, the FCA , the UK regulator, announced that it had fined UK challenger bank , Starling Bank , £28,959,426 for financial crime failings related to its financial sanctions screening. Impact on the industry Andrew Doyle, CEO of NorthRow Starling Bank is a big name in the fintech space.

Financial Crimes 83

Financial Crimes Crime Compliance Money Laundering 83

Fi911

NOVEMBER 7, 2023

In the intricate world of banking and finance, maintaining the sanctity and security of transactions is paramount. Why is it non-negotiable for financial institutions across the globe, and how can you ensure that your institution is compliant with all AML procedures? But, what does AML entail?

AML 52

AML Compliance Money Laundering OFAC 52

Stax

JANUARY 28, 2025

The original sensitive data is still secured and hidden in an external data bank. Payment verification by the issuing bank means the customers bank will check whether the customer has sufficient funds to complete the transaction.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

PYMNTS

NOVEMBER 23, 2016

The firm has introduced real-time payments capabilities for its Bank Centric Payments platform, built for financial institutions. McShirley said this could help reduce the headache of non-sufficient funds cases. This allows banks to take care of compliance and protect clients, without having to build a solution from the ground up.

Real Time Payments 73

Real Time Payments Payer Faster Payments Payments 73