Finextra

JULY 24, 2025

That’s why preparing your bank for a seamless digital payment platform shift is no longer optional. Understand the importance of a digital payment system shift You cant plan for change without knowing why it matters. So let’s start by understanding how customer behavior and the payment industry have changed.

Digital Payments

Finextra

JULY 30, 2025

Or can investments be used to realise a strategic advantage by moving towards a single, consolidated payments infrastructure that can support any payment, anytime, anywhere? Many cross-border payment networks, including SWIFT CBPR+, are also actively migrating. This is undoubtedly a significant development.

ISO 20022

The Payments Association

NOVEMBER 11, 2024

The European Trajectory: A Mixed Bag The European Union has been at the forefront of open banking regulation, primarily through the Payment Services Directive 2 (PSD2). PSD2 mandates banks to provide TPPs with access to customer account information (AIS) and payment initiation services (PIS). However, challenges remain.

Payment APIs and Integration

Finextra

JULY 15, 2025

Home Announcements Payments Genome and Huch partner for SEPA payments alerts External This content is provided by an external author without editing by Finextra. Payment delays cost businesses revenue, and the speed of payments can never be underestimated, especially in a highly competitive business environment.

Payment APIs and Integration

Finextra

JUNE 24, 2025

EuroPA is an alliance of national digital payment champions – 𝗕𝗮𝗻𝗰𝗼𝗺𝗮𝘁(Italy), 𝗕𝗶𝘇𝘂𝗺 (Spain), 𝗠𝗕 𝗪𝗔𝗬 (Portugal), 𝗕𝗹𝗶𝗸 (Poland), 𝗜𝗥𝗜𝗦 (Greece), and 𝗩𝗶𝗽𝗽𝘀 𝗠𝗼𝗯𝗶𝗹𝗲𝗣𝗮𝘆 (Nordics). Wero enables instant, account-to-account (A2A) payments without relying on traditional card networks.

Agreements

Finextra

JUNE 26, 2025

And if your customers don’t feel safe while making payments, they won’t return. In this guide, you’ll understand what digital payment security is and what these regulations mean, how they impact your payment operations, and what you need to do to meet them. It also shows regulators that you’re serious about safety.

PCI DSS

Finextra

JULY 7, 2025

Home News Payments Mastercard and Pay4You form spend management partnership Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Corporate credit cards have long been underused in this area. Sponsored [On-Demand Webinar] Can You Have It All?

Visa

Finextra

JULY 27, 2025

Rise of Payment Hubs & APIs: Over the last decade, corporates and banks layered API-driven gateways atop legacy cores for faster payment initiation, richer data (ISO 20022), and straight-through reconciliation, yet liquidity still floats in multiple silos.

CBDC

Finextra

JUNE 10, 2025

Home News Regulation Payments fintech Navro acquires first US licence Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Integrating New Channels In A New World Of Payments Welcome to Finextra. Please read our Privacy Policy.

Acquirers

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products.

Finance

Finextra

JUNE 11, 2025

In their place stands a more sophisticated and scalable payment conduit: the digital wallet. From biometric-enabled tap-and-go to invisible in-app payments, checkout time is collapsing—and conversion rates are rising. Speed Converts: Digital wallets eliminate physical and cognitive friction.

Consumer

Finextra

JULY 8, 2025

They’ve been dependable, secure, and universally accepted - shaping how we shop, make payments, and interact with the digital economy. The rise of Real-Time Payments (RTP) However, that dominance is no longer guaranteed.

RTP

Finextra

JULY 5, 2025

Spoiler: Both companies have overlapping product categories (payments, fraud prevention, in-person solutions, and more), but their strengths and weaknesses can make each a better fit for different customer profiles. The Payments Giants at a Glance It helps to frame the comparison with scale and performance. Let’s dig in.

Product

The Payments Association

JUNE 16, 2025

Offline settlements with a digital pound: Lessons from the BoE’s report 16 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? A Bank of England experiment proving that offline payments with a digital pound are technically feasible, but complex. Why is it important? What’s next?

Settlement

Finextra

JULY 22, 2025

Home Announcements Payments Tech Mahindra joins JPMorgan's Payments System Integrator Program External This content is provided by an external author without editing by Finextra. Tech Mahindra joins JPMorgan's Payments System Integrator Program Tech Mahindra J.P. Morgan’s strong payment platform.

Payment APIs and Integration

Finextra

JUNE 11, 2025

Stripe buys crypto wallet startup Privy Payments giant Stripe is acquiring crypto wallet infrastructure startup Privy for an undisclosed fee. Through a single API, clients can spin up wallets rather than use external ones, sign transactions, and integrate any onchain system. Please read our Privacy Policy.

Payment APIs and Integration

Finextra

JULY 9, 2025

With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across borders. With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across borders. That’s no longer the case.

Real Time Payments

Finextra

JUNE 13, 2025

What if loyalty can be tied to the payment? Closed-loop payments make that possible. There are multiple reasons why a closed-loop payment solution is a powerful tool to drive loyalty. Seamless loyalty integration at the point of payment Loyalty doesn’t feel like a chore when it’s embedded in the payment experience itself.

Payment APIs and Integration

Finextra

JULY 27, 2025

If you’ve ever linked your bank account to a budgeting app, a payment service, or an investment platform, chances are Plaid powered that connection behind the scenes. Plaid’s API is the invisible engine enabling popular apps like Venmo, Betterment, Chime, Dave and thousands more to securely access your financial data.

Product

Finextra

JUNE 19, 2025

Home News Startups Payment infrastructure startup Polar raises $10 million Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Please read our Privacy Policy. Welcome to Finextra. We use cookies to help us to deliver our services.

Payment APIs and Integration

Finextra

JULY 11, 2025

Home Announcements Payments Cobre introduces real-time interbank B2B payments in Colombia External This content is provided by an external author without editing by Finextra. Cobre introduces real-time interbank B2B payments in Colombia The launch of Cobre Real-Time B2B Payments Colombia is a first for the country.

B2B

Finextra

JULY 29, 2025

Home Announcements Payments AstroPay launches platform to let companies embed financial services External This content is provided by an external author without editing by Finextra. It’s a turnkey financial backend: the licensed, compliant, payment-connected infrastructure already proven across dozens of markets and payment systems.

Payment APIs and Integration

Finextra

AUGUST 6, 2025

The new Visa Cybersecurity Advisory Practice will equip the payment giants clients with analysis of the risk landscape along with the actionable insights needed to identify, evaluate, and thwart emerging cyber threats. Please read our Privacy Policy. We use cookies to help us to deliver our services.

Cybersecurity

Finextra

JULY 3, 2025

1 Like 0 03 July 2025 Be the first to comment Nikunj Gundaniya Product manager Digipay.guru Location Ahmedabad Followers 12 Opinions 67 Follow Unfollow Your customers expect quick, secure, and smooth digital payments. Think of someone linking multiple cards into one sleek payment experience. That’s where wallet solutions come in.

eWallet

Finextra

JULY 1, 2025

From retail apps offering one-click loans to HR platforms integrating earned wage access, the experience is fast, seamless, and invisible. But each integration, whether for payments, lending, insurance, or wealth management, hinges on third-party entities gaining access to sensitive APIs, systems, and data.

Embedded Finance

Finextra

JULY 7, 2025

Banking was singled out as leading all industries in GenAI integration, with the most use cases deployed per organization (on average). A recent survey from SAS underscores that financial institutions lead in integrating AI into operations. In contrast, heavily regulated or traditionally offline sectors are moving more cautiously.

AI

Finextra

JUNE 18, 2025

Our goal was clear: overcome the fragmentation that plagued international merchants, who had to maintain different payment solutions for each country, leading to operational complexity and significant costs.

ISO 20022

Finextra

JULY 28, 2025

Drawing insights from contemporary industry reports and practical applications, we dissect the dual role of AI in combating financial crime and the transformative perception of regulation as an innovation enabler. Furthermore, the widening competitive chasm between traditional incumbents and agile digital-first entities is analyzed.

AI

Finextra

JULY 31, 2025

io Location London Followers 3 Long read 1 Follow Unfollow India’s shift toward becoming a global leader in digital payments continues at a rapid pace. io Location London Followers 3 Long read 1 Follow Unfollow India’s shift toward becoming a global leader in digital payments continues at a rapid pace.

Financial Inclusion

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. This article will cover everything you need to know about Click to Pay, including its history, how it works, and how you can implement the payment method in your business. Learn More What is Click to Pay?

Payment APIs and Integration

Finextra

JUNE 17, 2025

Home News Payments Payments platform Unzer joins EPI for Wero wallet push Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. It means we can offer them a payment method that’s local, secure, and built for Europe.

Payment APIs and Integration

Finextra

JUNE 13, 2025

In 2025, banking apps will deliver smarter, more secure, and integrated experiences. Embedded Finance Integration Why Is Embedded Finance Booming? Embedded finance integrates banking services into non-financial platforms, such as e-commerce or ride-sharing apps. Instant cross-border payments, cutting costs by 40%, per Ripple.

Mobile Banking

Finextra

JULY 28, 2025

PayPal unveils 'Pay with Crypto' feature PayPal is launching a service that enables businesses to accept payments in more than 100 cryptocurrencies. Payments in crypto automatically convert to fiat or stablecoin. Please read our Privacy Policy. Welcome to Finextra. We use cookies to help us to deliver our services.

PayPal

Finextra

JUNE 2, 2025

In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data. Open Finance says: why not?

Finance

Finextra

JULY 30, 2025

In 2025, they offer: Payments, messaging, rides, food delivery, and investments in one ecosystem Unified identity and loyalty layers Embedded financial products, from micro-loans to insurance Cross-platform data for personalized engagement Their pitch? This favors modular, specialized solutions that integrate seamlessly.

FinTech

Finextra

AUGUST 7, 2025

These digital banking tools integrate advanced technology to simplify cash flow management, payment processing, and regulatory compliance. Entrepreneurs can authenticate documents like agreements or payment orders electronically, using encryption to verify identity and ensure legal validity.

Small Business

Finextra

JULY 2, 2025

Home News Crypto MiniPay and Noah debut global-to-local stablecoin payments Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Integrating New Channels In A New World Of Payments Welcome to Finextra. Please read our Privacy Policy.

Stablecoins