Remove Payment APIs and Integration Remove Underserved Remove Underwriting
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AI Becomes the Banker: 21 Case Studies Transforming Digital Banking CX

Finextra

Banking was singled out as leading all industries in GenAI integration, with the most use cases deployed per organization (on average). A recent survey from SAS underscores that financial institutions lead in integrating AI into operations. Almost every bank is at least planning for GenAI.

AI 114
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From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products.

Finance 88
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From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Finextra

In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data.

Finance 52
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Fintech Review: A Guide

Fintech Review

Fintech, or financial technology, is the integration of technology into financial services. This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. Payments and Transfers This is the most mature segment. What Is Fintech? At its core, fintech challenges the status quo.

FinTech 52
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The infrastructure of trust: building AI foundations for inclusive, explainable finance

Finextra

For financial services, especially those addressing underserved markets, the stakes are even higher. AdviceRobo has led the change in integrating explainable AI (XAI) —highlighting which behavioral traits influenced a risk score, and why. This is the dawn of always-on, always-fair credit decisioning. The ambition?

AI 52
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Future of Loan Management Systems: Predictions for the Next Decade, 2025-2035

M2P Fintech

This includes employing machine learning algorithms to automate parts of the loan application and underwriting process, as well as using digital platforms to facilitate communication between borrowers, lenders, and other relevant parties. For instance, the increase in use of digital and automated processes is likely to continue.

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Rethinking Scale and Trust in Fintech: Why Serving Small Businesses Still Demands Rigor - Interview with Anchit Singh

Fintech Weekly

Subscribe to FinTech Weekly's newsletter Read by executives at JP Morgan, Coinbase, Blackrock, Klarna and more The Subtle Complexity of Building Fintech for the Underserved For more than a decade, "small business empowerment" has been a rallying cry in fintech. Discover top fintech news and events! Those are real achievements.