PYMNTS

SEPTEMBER 22, 2020

This week's look at the latest in open banking initiatives shows creativity in how FinTechs, credit unions (CUs) and banks wield data integrations for the benefit of corporate end users, from streamlined credit underwriting to automated expense management. ClearBank Dives Into Multicurrency Accounts Via API. In the U.K.,

Use Case 110

Use Case Payment APIs and Integration Credit Union FinTech 110

Fintech Finance

MAY 2, 2025

Dream Payments has announced the launch of Interac e-Transfer payouts across its embedded payments platform, DreamPay — enabling real-time disbursements for participating banks, insurers, enterprises, and SaaS platforms across Canada.

Payment APIs and Integration 86

Payment APIs and Integration Payee Payments Embedded Payments 86

Fintech Finance

FEBRUARY 6, 2025

Monite , the API-first embedded workflows pioneer, introduces its lightning-fast iFrame solution. The accelerated integration empowers SMB providers like vertical SaaS, neobanks and payment platforms to make agile, data-driven decisions, setting a new standard for speed and efficiency in the industry. By adhering to OAuth 2.0

Payment APIs and Integration 94

Payment APIs and Integration Embedded Finance B2B Use Case 94

The Fintech Times

MARCH 6, 2025

Unifying global fiat and stablecoin payments, stablecoin payments infrastructure provider BVNK has announced a new embedded wallet. They have existed in today’s market for some time but have had limited capabilities to manage stablecoin, crypto and fiat payments in one place. Embedded wallets are not a novelty.

Stablecoins 59

Stablecoins Payment APIs and Integration FedWire Multi-Currency 59

The Payments Association

MAY 3, 2025

The payments outlook 2025: Strategic priorities from industry leaders May 2 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? The strategic priorities for the payments industry in 2025, as discussed by senior payments leaders who attended a Payments Labs roundtable.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Tearsheet

FEBRUARY 20, 2025

However, the banks payments arm might be its next big engine of expansion. Its payments unit, processing nearly $10 trillion daily, chipped in $4.7 Morgan Payments I asked Max Neukirchen, global co-head of J.P. Morgan Payments I asked Max Neukirchen, global co-head of J.P. Morgan Payments.

Payment APIs and Integration 64

Payment APIs and Integration FinTech Embedded Finance Payments 64

Fintech Review

MAY 4, 2025

Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

PYMNTS

JANUARY 30, 2020

Banks and FinTechs continue to discover new opportunities in unlocking corporate clients’ financial data, with banks embracing data integration for their own product development initiatives, and FinTechs finding new ways to collaborate with each other. Bankin’ Steps Into Payments APIs.

Use Case 64

Use Case Payment APIs and Integration FinTech Payroll 64

PYMNTS

NOVEMBER 10, 2020

With open banking technologies making their way beyond the world of consumer finance and into the business banking market, new use cases are emerging from the legislation that opens up bank account data and offers FinTechs opportunities for new functionalities via deeper data integrations. Emerging Use Cases.

Use Case 75

Use Case Payment APIs and Integration Accounts Finance 75

PYMNTS

JULY 6, 2020

Steady digitization in stale B2B payments and the open banking movement are two closely related and increasingly exuberant expressions of money’s digital makeover. Impacts expected from open banking on the laggard B2B payments space are hard to understate. And as for all the press they get, APIs have an awareness problem to overcome.

API 76

API B2B Payment APIs and Integration Legal Framework 76

PYMNTS

JANUARY 25, 2019

Rather, companies are often forced to take on the responsibility of building out integrations. million each on cloud-based apps last year, and businesses in tech-heavy industries like manufacturing pushing to become entirely cloud-based, managing and deploying these integrations has evolved into a mountainous task.

API 69

API Payment APIs and Integration Finance Facilitators 69

The Payments Association

NOVEMBER 20, 2024

Companies that fail to integrate financial services into their ecosystems risk falling behind. Embedded consumer payments have already proven the transformative power of embedded finance, streamlining transactions, boosting conversions, and fueling revenue growth. This isn’t a peripheral add-on; it’s the future of commerce.

Embedded Finance 88

Embedded Finance Use Case B2B Finance 88

The Fintech Times

FEBRUARY 3, 2025

The collaboration will see Adyen integrate Yapilys data services to support business account verification and merchant onboarding across multiple European markets. In addition to these initial use cases, both companies also plan to explore further applications of open banking, such as creditworthiness assessments for lending decisions.

Payment APIs and Integration 64

Payment APIs and Integration Verification Use Case Settlement 64

The Fintech Times

APRIL 11, 2025

Many businesses today operate on unique workflows for accounting and payments that often require manual data transfers between applications, which is error-prone and time-consuming. Businesses can now implement end-to-end payment automation faster than ever before with the combination of these two powerful no-code products.

Automation 59

Automation Payment APIs and Integration Consulting Blocks 59

PYMNTS

OCTOBER 16, 2017

From an acronym known mostly by programmers in the early 2000s to something thousands of innovators have embraced to ignite numerous innovative solutions, it’s been an electric journey for the application program interface (API). The API hype cycle has all but ignored what it takes to use APIs,” David Koch noted.

API 80

API Payment APIs and Integration End User Use Case 80

PYMNTS

MARCH 27, 2018

APIs – that is, application program interfaces, or bits of code that allow two software programs to communicate with one another – are a hot topic and a hot commodity within financial services, as well as many other spaces. Companies often see APIs as a panacea for a myriad of business ills. Why APIs Alone Are Not Enough.

API 67

API Payment APIs and Integration Gateways Payment Gateways 67

Fintech Finance

FEBRUARY 20, 2025

Runa Assures compliance, fraud, and security defenses are integrated throughout the entire payout transaction lifecycle, with no extra cost or action required for clients or recipients. Unlike other fraud and security models that focus on payment acceptance, weve designed a fraud and security engine specifically to protect payouts.

PCI DSS 86

PCI DSS Security Payment APIs and Integration MFA 86

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

PYMNTS

DECEMBER 29, 2020

The benefits of instant payment services are gaining attention from companies that want to be able to transact with better visibility and cash flow information. This friction and limited usability could seriously impede companies’ payments experiences with the rails. Around the World Of Real-Time Payments.

Faster Payments 124

Faster Payments Payment APIs and Integration Real Time Payments Instant Payments 124

The Fintech Times

APRIL 17, 2024

The creators envision the UK RLN as a unified ‘innovation platform,’ integrating various currency forms like current commercial bank deposits and a shared ledger for tokenized commercial bank deposits. This strategic choice highlights their complementary methods in achieving interoperability as well as seamless integration.

Payment APIs and Integration 137

Payment APIs and Integration Blockchain Finance Digital Payments 137

Fintech Finance

JULY 30, 2024

AppBrilliance , a pioneer in real-time payment solutions with its cutting-edge Money API platform, is leveraging a recent rule change by The Clearing House to expand use-cases for Real Time Payments (RTP) to closed-loop digital wallets in the US. Outside the U.S.,

RTP 98

RTP FedNow RFP Payment APIs and Integration 98

PYMNTS

NOVEMBER 28, 2018

NovoPayment, an enabler of digital financial services, announced Wednesday (November 28) the expansion of its Developer Hub to include new partner-integrated application protocol interfaces (APIs), enterprise customer functionalities and an enhanced user experience. million end-points.

API 73

API Payment APIs and Integration Blocks Settlement 73

PYMNTS

NOVEMBER 23, 2020

In an announcement of completion of the deal, Visa said it will accelerate the global payments and credit card company’s “network of networks” strategy. Under that strategy, Visa is pushing to become a “single point of access for initiating multiple transaction types” while also laying the foundation for the “secure movement of money.”.

Payment APIs and Integration 133

Payment APIs and Integration Push-to-Card FinTech Cross-Border 133

Open Banking Excellence

MARCH 5, 2024

JROC will also help focus attention on the economics of Open Banking by introducing the idea of premium APIs, he says. “A One area where the industry is already seeing innovation is with Variable Recurring Payments (VRP) and the upcoming commercial pilot for low risk use cases for financial services, utilities and government payments.

Innovation 147

Innovation Payment APIs and Integration Push-to-Card Use Case 147

PYMNTS

JANUARY 26, 2021

marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. The partnership, which will see the bank adopting its B2B payments platform to finance trade of its corporate customers.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

PYMNTS

SEPTEMBER 18, 2020

It may have taken some time, but faster and real-time payments demand continues to grow in the corporate and B2B payments context. This week's look at payment rail innovation is all about speed, both for legacy rails and new ones. EVO Payments Wields Visa Rails for Merchants. SWIFT to Launch New Real-Time Rails.

Innovation 116

Innovation Payment APIs and Integration SWIFT Real Time Payments 116

PYMNTS

JULY 5, 2020

Bank of New York (BNY) Mellon has announced a new partnership with risk and payments solution provider Early Warning Services , aiming to boost digital B2B payments services for clients. That will have the effect of streamlining customer enrollments and payment processing.

Faster Payments 96

Faster Payments Payment APIs and Integration Wire Transfer Real Time Payments 96

Fintech Finance

SEPTEMBER 18, 2024

Tribe Payments, the innovative digital payments and infrastructure orchestrator specialising in issuer and acquirer processing, has achieved ISO 27001 certification, the strongest possible global information security standard.

ISOs 98

ISOs Security Payment Security Payment APIs and Integration 98

PYMNTS

APRIL 15, 2020

To that end, said Daniela Mielke, CEO at RS2 Software , in an interview with Karen Webster, application programming interfaces (APIs) can help integrated software vendors (ISVs) and payment facilitators (PayFacs) make payments “invisible” as part of the merchant and consumer experience — and offer those merchants a range of value-added services.

ISVS 69

ISVS API Payment APIs and Integration Value Added Service 69

Fintech Finance

MAY 1, 2025

. “We are taking the power of our network and our decades-long expertise to bring new products and solutions that will transform commerce and bring trust and security to AI-enabled payments.” For this to be possible, agents will need to be trusted with payments, not only by users, but by banks and sellers as well.

AI 59

AI Credential Stablecoins Payment APIs and Integration 59

Fintech Finance

SEPTEMBER 30, 2024

The companies launched an embedded payments management platform to help Jack Henry’s financial institution clients capitalize on Payments-as-a-Service (PaaS) market opportunities. MVB Bank, Dart Bank, and BayFirst National Bank are using the platform today. a subsidiary of MVB Edge Ventures, Inc. and part of MVB Bank, Inc.

Embedded Payments 96

Embedded Payments Payment APIs and Integration Instant Payments Non-Bank 96

PYMNTS

DECEMBER 16, 2020

Indeed, payroll information was key to administering PPP loans to small- to medium-sized businesses (SMBs), and according to Finch Co-Founder and CEO Jeremy Zhang , it won't be the last time payroll data is used to optimize SMB lending. Nor, he told PYMNTS, will SMB lending be the only use case that emerges from unlocking payroll data.

Payroll 116

Payroll Underwriting Use Case API 116

PYMNTS

APRIL 8, 2020

In an interview with PYMNTS, Amit Aggarwal, senior vice president of Code Connect & Open APIs, Product Management, at FIS , said application programming interfaces (APIs) can be monetized by financial institutions (FIs) as they tap into customer data. It’s a way of democratizing the APIs.”. The Shift Toward Online Banking.

API 75

API Payment APIs and Integration Use Case Origination 75

Fintech Finance

JULY 16, 2024

Temenos (SIX: TEMN), the banking software company, today announced a collaboration with Visa , a world leader in digital payments, to integrate Visa Direct, a Visa money movement solution, with Temenos Payments Hub and make available to banks via Temenos Exchange, the Temenos ecosystem of partner solutions.

Cross-Border Payments 105

Cross-Border Payments Cross-Border Payment APIs and Integration Interoperability 105

Fintech News

MAY 27, 2024

It was a contactless payment on POS using a card issued by Eurasian Bank JSC on the Way4 digital payments software system. Today, just six months later, plastic cards in the Digital Tenge currency are used for both in-store and ecommerce purchases – and are accepted globally through the Mastercard and Visa networks.

CBDC 131

CBDC Transactions Payment APIs and Integration Cross-Border 131

Fintech Finance

JULY 9, 2024

Through its wire transfer API, Galileo connects fintechs partnering with Community Federal Savings Bank (“CFSB”) with Fedwire via sponsor bank CFSB. This service is in high demand for businesses and consumers that need immediate and secure transactions, for example, large transactions such as a home sale, tuition payments or vendor payments.

Wire Transfer 97

Wire Transfer Wire Wires FedWire 97

PYMNTS

MARCH 5, 2018

In technology, and especially in payments, the competitive landscape is a heated one. To that point, McHugh told Webster, “The primary goal is to be the number one payments provider to [small businesses (SMBs)] in the United States.”. But sometimes the strategy can be tweaked a bit to “buy and build.”. But we have the assets to do it.

Payment APIs and Integration 63

Payment APIs and Integration ISVS Payments Gateways 63