Stax

MAY 13, 2025

Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. These services enable you to process credit card payments online, in person, and on the go, and include everything from secure payment gateways to merchant accounts and point of sale (POS) systems.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

APRIL 10, 2025

Choosing to accept payment methods outside the preferences of your customers could mean losing business to competitors and getting it right will mean happy customers, increased revenues, and more sales opportunities.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Stax

NOVEMBER 14, 2024

The terminal then contacts the credit card processing company for authorization. Step 4: The credit card processing companies send the payment to the business’s bank through a certified merchant services provider such as Stax. Step 5: The business’ bank deposits the payment into the connected merchant bank account.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Stax

JANUARY 10, 2024

The merchant service providers that a business is using to handle credit card payments play a key role in determining the size and structure of credit card fees. By facilitating credit card transactions, merchant service providers act as intermediaries between credit card companies and the issuing banks.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

Stax

DECEMBER 6, 2024

operated as a payment processing firm for financial institutions and service providers. Over the decades, it underwent multiple mergers and acquisitions, significantly shaping its trajectory in the financial services sector. Q: What are the payment processing costs and other fees associated with Worldpay by FIS?

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Credit Cards Gateways 88

Stax

JUNE 23, 2025

Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility. Its most common use cases in business include: Accepting payments You can use the ACH network to facilitate customer payments for various goods and services.

ACH 88

ACH API Payment APIs and Integration ACH Network 88

EBizCharge

OCTOBER 10, 2024

These esteemed judges conduct a rigorous and impartial evaluation process to select the most qualified nominee for each category. EBizCharge is honored to win the Best Embedded Payments Solution Award in the 2024 PayTech Awards USA, as this accomplishment solidifies its impact on the B2B payments industry.

Embedded Payments 59

Embedded Payments Payment Solutions CRM Payment Gateways 59

Stax

MARCH 14, 2024

On the merchant side, B2B cards come with lower processing rates if you qualify for level 2 and level 3 card processing. These levels require you to provide more transactional data and when implemented properly, you can lower your credit card processing costs significantly.

B2B 88

B2B Process B2C Credit Cards 88

Stax

APRIL 18, 2024

Payment Gateway: A service provider that facilitates communication between the merchant’s POS system and the acquiring bank’s payment processing system. Integrated payment processing software is essential for managing transactions, authorizations, and settlements seamlessly.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs. It offsets the card processing costs, transferring the financial obligation to the latter.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

JANUARY 24, 2024

Credit cards remain a favored way of making payments among customers. However, the idea of applying a credit card surcharge to offset the processing cost of credit cards has always been a hotly debated topic. You are not allowed to profit from surcharges but only cover your baseline costs.

Credit Cards 88

Credit Cards Laws Caps Legal 88

Stax

JANUARY 24, 2024

Credit cards remain a favored way of making payments among customers. However, the idea of applying a credit card surcharge to offset the processing cost of credit cards has always been a hotly debated topic. You are not allowed to profit from surcharges but only cover your baseline costs.

Credit Cards 88

Credit Cards Laws Caps Legal 88

EBizCharge

AUGUST 30, 2024

Credit card processing fees are fees merchants must pay to accept credit card payments from their customers. The fees associated with credit card processing typically consist of various costs, including transaction fees, interchange fees, and service provider fees, which can significantly impact a business’s bottom line.

Credit Cards 52

Credit Cards Processors Process Card Issuer 52

Stax

MAY 7, 2024

Also referred to as swipe fees, these are simply fees that the merchant pays to the credit card company or credit card service providers to accept the payment. Processor markup These are fees charged by the payment processor, which is the company that manages and facilitates credit card transactions.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

EBizCharge

NOVEMBER 12, 2024

Merchant application information is critical in the underwriting process , which assesses the risk of providing merchant services to a business. The merchant service provider also uses the information gathered to determine transaction fees, setup fees, and other terms of service.

Online and Mobile Banking 52

Online and Mobile Banking Processors Debit Card Volume 52

Finovate

OCTOBER 11, 2024

” Checkout.com launches Octopus in Hong Kong London-based Checkout.com is the first international payment services provider (PSP) to offer Octopus , the leading payment method in Hong Kong, as a payment option at checkout. With 98% penetration in a region with 7.5 The company has raised $1.8

Multi-Currency 105

Multi-Currency Stablecoins Visa Cross-Border Payments 105

Stax

NOVEMBER 15, 2023

They significantly impact the cost of accepting card payments. Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards.

Credit Cards 88

Credit Cards Processors Assessments Non-Bank 88

Basis Theory

OCTOBER 1, 2024

Whether that is collecting credit card numbers to transmit with a payment gateway, placing details into a shared customer relationship management system, or storing card numbers in an encrypted database—all of this sensitive information must be protected according to the specifics of the PCI-DSS standard.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

Stax

MARCH 15, 2025

Whenever merchants process transactions using your payment processor services, you can generate revenue by marking up those processing costs. This can be done for one-time payments or for recurring payments. A payment gateway is what connects a customer to a merchant.

Enrollments 88

Enrollments Payment APIs and Integration Payments Online and Mobile Banking 88

Segpay

MARCH 6, 2025

Pioneers like Netflix, Spotify, Amazon Prime, Dollar Shave Club, and Blue Apron have set the standard for modern subscription-based services, proving that recurring revenue streams can drive long-term growth and customer loyalty. What is Subscription Payment Processing? How to Set Up Subscription Payments?

Process 40

Process Payment APIs and Integration Payments Gateways 40

National Merchants Association

AUGUST 10, 2022

Businesses require merchant accounts to process credit and debit card transactions. For example, a bank or credit card processing service provider might consider a business high-risk due to increased regulations or potential monetary loss. Contrary to how it sounds, “high-risk” isn’t necessarily bad.

Risk 52

Risk Process Accounts Credit Cards 52

National Merchants Association

AUGUST 10, 2022

Businesses require merchant accounts to process credit and debit card transactions. For example, a bank or credit card processing service provider might consider a business high-risk due to increased regulations or potential monetary loss. Contrary to how it sounds, “high-risk” isn’t necessarily bad.

Risk 52

Risk Process Accounts Credit Cards 52

National Merchants Association

AUGUST 10, 2022

Businesses require merchant accounts to process credit and debit card transactions. For example, a bank or credit card processing service provider might consider a business high-risk due to increased regulations or potential monetary loss. Contrary to how it sounds, “high-risk” isn’t necessarily bad.

Risk 52

Risk Process Accounts Credit Cards 52

PYMNTS

OCTOBER 29, 2020

The trouble for businesses is that with this increase in digital transaction volumes comes the need to better manage payments processing. The absence of payments orchestration would require firms to expend more time and resources than most businesses’ finance departments could handle.

Process 43

Process Payment APIs and Integration Payment Service Provider (PSP) API 43

Stax

JANUARY 17, 2024

An ACH payment facilitator, therefore, is simply a PayFac that allows users to accept payments through an electronic bank-to-bank network. ACH transactions are one of the fastest-growing modes of electronic payments in the world due to the convenience they offer, low processing costs, and enhanced security.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

Payment Savvy

JULY 3, 2024

Once the card is swiped, tapped, or details entered, the merchant’s POS system or payment gateway captures the transaction details. Merchants must be prepared to handle chargebacks and provide evidence to support the legitimacy of the transaction to avoid losing funds.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Stax

OCTOBER 14, 2024

Make Sure The Payment Processor Technology Isn’t Dead and Buried A payment processor is only as good as their customer service and their payment technology. If the terminals and tools they are offering provide more problems than solutions, it’s time to find a better processing services provider.

Processors 88

Processors Small Business Payment APIs and Integration Payments 88

Fi911

FEBRUARY 12, 2025

Implementing this strategy effectively means the merchant is most likely to finalize transactions at the lowest possible processing cost. How Payment Routing Works The payment’s pathway is determined by established rules and available processors.

PCI DSS 66

PCI DSS Processors Payments Gateways 66