Basis Theory

JULY 1, 2025

Merchants using Shopify can vault payment data with Basis Theory. This post contains a video to get merchants started with an independent payment vault.

Payments Data 88

Payments Data Posting Payments 88

The Payments Association

JUNE 13, 2024

Utilising payments data analytics can drive financial growth by enhancing services, reducing costs, and improving security, though it requires overcoming challenges in data management, integration, and fraud prevention. Read more

Payments Data 68

Payments Data Fraud Prevention Payments Security 68

VISTA InfoSec

MARCH 13, 2025

While PCI DSS is not mandated by the Australian government, it is considered an important industry standard enforced by payment card brands. Achieving PCI DSS compliance ensures strong protection of sensitive payment data, reducing the risk of breaches and associated penalties.

PCI DSS 165

PCI DSS Data Breach Breach Compliance 165

Finextra

MARCH 27, 2025

The Financial Stability Board (FSB) today announced the establishment of a Forum on Cross-Border Payments Data.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Payments Data Payments 59

Basis Theory

NOVEMBER 12, 2024

Both are used to mask sensitive payment data, but they do this in different ways and via different partners. Universal tokens or PSP tokens can be used in place of plaintext payment data for transactions. Both offer enhanced security for storing and utilizing payment data, reducing overall fraud and risk levels.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

Basis Theory

MARCH 11, 2024

In a digital and connected world, data is the most valuable virtual commodity. Access to, and control of, data is a fiercely competitive and much-debated area of modern business, and nowhere is this more true than in the cases of data portability and interoperability.

Interoperability 88

Interoperability Payments Data Payments 88

PCI Security Standards

MAY 18, 2023

essential for organizations involved in payment data security. The clock is ticking on PCI DSS v3.2.1. On 31 March 2024, PCI DSS v3.2.1 will be retired, making the transition to PCI DSS v4.0 To help with this transition, PCI SSC has identified eight steps you should take on your journey to PCI DSS v4.0.

PCI DSS 196

PCI DSS Data Security Payments Data Security 196

Finextra

APRIL 7, 2025

The Financial Stability Board (FSB) today announced the establishment of a Forum on Cross-Border Payments Data.

Payments Data 52

Payments Data Cross-Border Payments Cross-Border Payments 52

Fintech Finance

DECEMBER 9, 2024

New data released today from the Reserve Bank of Australia (RBA) , shows Australians continue to embrace the ease of mobile wallets when making payments. ABA CEO Anna Bligh said the data demonstrated that customers were continuing to switch to convenient digital banking channels.

Digital Payments 98

Digital Payments Payments Consumer Protection Laws 98

Fintech Finance

FEBRUARY 12, 2025

Further findings reveal that 81% of organisations receive payment data in real time or once a day, and 83% process, action, and report this data with the same frequency. Our research shows a worrying disparity between how payments are made and how they are processed.

Automation 59

Automation Compliance Payments Data On-Demand 59

VISTA InfoSec

MAY 12, 2024

If you run a small business, keeping your POS system secure is a must, not just a matter of simple data protection but also one that ties into your business’s credibility in an increasingly cashless era. Let’s look at some best practices you’ll want to implement to keep payment data safe from cybercriminals: 1.

PCI DSS 277

PCI DSS Security Compromise Best Practices 277

Fintech Finance

NOVEMBER 8, 2024

” Offering an integrated payment solution allows merchants to improve efficiencies, generate insights about their business, ensure that payment data is secure and provide a pleasant customer experience.

Payment Solutions 97

Payment Solutions Payments Debit Card Small Business 97

Stax

JUNE 8, 2025

TL;DR A payment processor is a provider that handles transactions between a buyer’s bank and a seller’s bank. A payment gateway is a technology that authorizes and processes payments between buyers and sellers by securely transmitting payment data. Q: When should I use a Payment Processor?

Payment Gateways 88

Payment Gateways Processors Gateways Online and Mobile Banking 88

Fintech Finance

DECEMBER 16, 2024

” This adds to Praxis Tech’s existing data compliance credentials, including its adherence to the PCI-DSS Level 1 standard for safeguarding card payment data. This demonstrates that security excellence is not just a goal but a fundamental part of how we operate.”

ISOs 95

ISOs PCI DSS Accreditation Security 95

PCI Security Standards

JUNE 18, 2025

These organizations play a crucial role in supporting the evolution of the PCI security standards and programs and promoting the implementation of PCI security standards worldwide to protect payment data. We look forward to their involvement with the Council as we help secure the future of payments.

Participant 112

Participant Payments Data Security Payments 112

Stax

MARCH 5, 2025

The payment processor is a financial institution that handles transactions between the two banks. Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. In fact, not doing so could lead to serious fines.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Fintech Finance

JUNE 26, 2025

The PayTech Best Consumer Payments System Award recognised Ecommpay’s recently launched Payouts via Hosted Payment Page solution which is the new, efficient way to process payouts to payment cards as well for deposits made to Apple Pay and Google Pay.

Push-to-Card 59

Push-to-Card Innovation Compliance Global Payments 59

Fintech Weekly

DECEMBER 6, 2023

Additionally, much attention was given to the recently released PCI Data Security Standard (PCI DSS) v4.0, which continues to evolve as new technologies and techniques are used to improve payment data security.

PCI DSS 147

PCI DSS Addressing Audit Data Security 147

PCI Security Standards

JANUARY 10, 2024

Collaboration is at the heart of the PCI Security Standards Council’s mission to help secure payment data globally. As a global forum, the Council brings together payments industry stakeholders to develop and drive implementation of data security standards and resources for safe payments worldwide.

Participant 112

Participant Processors Data Security Payments Data 112

Stax

MARCH 6, 2025

The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data. This is why 90% of shoppers still prefer contactless payments post-pandemic. An active device scans a passive NFC tag to retrieve and process payment data. Read/write technology. Card emulation.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

Fintech Finance

OCTOBER 30, 2024

Allowing for a convenient and secure way to pay for customers since transactions are encrypted and payment data is protected by the same technology that makes Apple Pay private and secure. Tap to Pay on iPhone uses the built-in features of iPhone to keep business and customer data private and secure.

Contactless Payments 87

Contactless Payments Debit Card Encryption Security 87

EBizCharge

MAY 27, 2025

Payment analytics, or transaction analytics, are data generated from customer transactions to derive insights. This information helps companies make informed decisions by using payment data to understand customer behavior and preferences. This enables more accurate budgeting and financial planning.

PCI DSS 52

PCI DSS Payments Payments Trends Transactions 52

PCI Security Standards

MARCH 25, 2025

In this blog, we interviewed Jeremy about his career at the Council and in the payments industry, the most rewarding aspects of his career, and the most significant changes he has witnessed over time in securing payment data.

Payments Data 112

Payments Data Security Payments 112

Fintech Finance

FEBRUARY 28, 2025

According to Juniper Research , embedded payments’ global transaction value will increase 134% by 2028, up from $1.1 trillion in 2024. “Innovation is transforming modern money movement.

Treasury 85

Treasury Automation Embedded Payments Payments 85

Fintech Finance

NOVEMBER 13, 2024

By 2030, Mastercard aims to eliminate the need for manual card entry and one-time or static passwords by combining tokenization, introduced ten years ago to protect sensitive personal and payment data, with biometric authentication for secure, seamless checkout.

Visa 98

Visa Authentication Issuers Payments 98

PCI Security Standards

MARCH 7, 2025

The PCI Security Standards Council is calling on experts in the payments industry to apply to speak at the 2025 North America and/or Europe Community Meetings. This is your chance to contribute to global discussions surrounding the protection of payment data.

Security 108

Security Payments Data Payments Participant 108

PCI Security Standards

MARCH 24, 2025

This is your chance to contribute to global discussions surrounding the protection of payment data. The 2025 Asia-Pacific Community Meeting will take place in Bangkok, Thailand on 5-6 November.

Payments Data 108

Payments Data Security Payments Participant 108

Fintech Finance

MARCH 11, 2025

In fact, 63% of travelers are reluctant to store their payment details with travel companies due to concerns over fraud, data privacy, and unauthorized charges. A third of respondents said they do not trust travel companies to keep their payments data secure at all, fearing details would be lost during a data breach.

Payment Security 96

Payment Security Security Data Breach Authentication 96

Fintech Finance

JUNE 3, 2025

Offering a direct connection to the card networks via an API, Silverflows clients receive automatic updates and core features like 3D Secure, network tokenization, direct-to-card payouts, and access to payments data that traditional payments technology providers and legacy systems will not provide.

Process 83

Process Innovation Payments Visa 83

Finextra

NOVEMBER 5, 2024

Worldpay and Capital One have joined forces in a new collaboration to optimize payment fraud decisioning and enhance payment security and efficiency with a data sharing agreement.

Payments Data 52

Payments Data Agreements Payments Payment Security 52

The Fintech Times

NOVEMBER 18, 2024

The new solution, Volante Payments Intelligence, enables banks to better understand their payment operations, simplifying decision-making while improving business performance. It leverages historical and real-time payment data to help banks strategically plan, optimise operational efficiency, and accurately track performance.

ISO 20022 64

ISO 20022 Technology Real Time Payments ISOs 64

Fintech Finance

AUGUST 8, 2024

Karthik’s expert knowledge on payments, combined with his experience in leading multinational projects and delivering complex payment solutions in diverse environments, will be invaluable as Intix continues its work to revolutionise how payment data is tracked, traced and analysed.

Payments 98

Payments Payments Data Transactions Compliance 98

Finovate

JUNE 9, 2025

The Bank of International Settlements (BIS) and the Bank of England (BoE) collaborate on testing to see if AI can spot fraudulent activity in retail payments data. Payments Zimpler earns status as a Certified Payment Institution in Brazil.

Credit Union 52

Credit Union FinTech Fraud Detection Verification 52

NFCW

MARCH 18, 2025

“With Tap to Pay on iPhone, customers payment data is protected by the same technology that makes Apple Pay private and secure. All transactions made using Tap to Pay on iPhone are encrypted and processed using the Secure Element, and Apple doesnt know what is being purchased or who is buying it.”

Contactless Payments 66

Contactless Payments Debit Card Encryption Global Payments 66

Fintech Finance

NOVEMBER 6, 2024

With Bankline Direct Digital, we have helped the bank transition from a complex and capacity-constrained legacy architecture to a scalable launch pad for near real-time connectivity that can accommodate customers’ ever-changing payment, data and regulatory needs.”

ISO 20022 98

ISO 20022 ISOs Online and Mobile Banking Payments 98

EBizCharge

MARCH 18, 2025

PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data. By adhering to these standards, businesses can reduce data breach risks and maintain regulatory compliance.

Credit Cards 52

Credit Cards Process Security Data Breach 52

PCI Security Standards

MARCH 6, 2024

These organizations play a crucial role in supporting the evolution of the PCI Security Standards and programs and promoting the implementation of PCI Security Standards worldwide to protect payment data. We look forward to their involvement with the Council as we help secure the future of payments.

Participant 112

Participant Payments Data Security Payments 112