Finextra

JUNE 25, 2025

What began as a tool for basic automation has evolved into a powerful intelligence layer, quietly reshaping how we fight fraud, route transactions, and deliver seamless, personalised payment experiences. Here’s how AI is redefining payments at every layer of the stack. Surfacing contextual incentives like rewards or BNPL options.

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

Stax

APRIL 10, 2025

Question: what’s the best way for your business to get paid while satisfying your customer’s need for varied payment options and convenience? Answer: know the top modes of payment your customers prefer, and ensure you accept them. You will need POS terminals to accept and process in-person card payments.

Small Business 88

Small Business Wire Transfer ACH BNPL 88

Stax

JULY 7, 2025

In a consumer landscape where convenience is always a priority, credit card processing has become an essential mechanism for businesses to accept payments seamlessly. Traditionally, merchants would shoulder these costs in the form of credit card processing fees. Nothing comes free, but it can be passed on.

Credit Cards 88

Credit Cards Process Processors Debit Card 88

Stax

FEBRUARY 19, 2025

When adding payment features for software users, the importance of including customer support for payment processing is no different. There is a constant debate regarding the cost benefits and challenges of outsourcing customer support when looking into adding payment integration features for your software users.

Payments 88

Payments PCI DSS Compliance Risk 88

Stax

OCTOBER 14, 2024

Hunting for a payment processor provider for your business shouldn’t be one of those things. When digging through the thousands of solutions that are meant to help you accept payments, finding the right tools is a priority but it’s not everything. Learn More 7 Steps to Select the Best Payment Processor for Your Small Business 1.

Processors 88

Processors Small Business Payment APIs and Integration Payments 88

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Learn how to achieve payment processing compliance when surcharging to improve your company’s financial stability and reputation. It offsets the card processing costs, transferring the financial obligation to the latter.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Basis Theory

OCTOBER 1, 2024

By outlining, defining, and enforcing standards for storing, processing, and transmitting cardholder data, the Payment Card Industry Security Standard (PCI DSS) gave organizations a security framework that brought trust and commerce to the internet. What are PCI Compliance Levels, and why do they matter?

PCI DSS 88

PCI DSS Encryption Compliance Assessments 88

Clearly Payments

FEBRUARY 7, 2024

Merchants rely heavily on payment processing systems to facilitate seamless transactions and drive revenue growth. To effectively gauge the performance of their payment operations and optimize their strategies, merchants must track and analyze key metrics and key performance indicators (KPIs).

Process 98

Process PCI DSS Processing Costs Fraud Detection 98

Fintech Finance

AUGUST 5, 2024

Akurateco, a global payment software provider, announces that its Qatari partner, TESS Payments , has successfully secured a PSP License from Qatar Central Bank. These allow Akurateco’s clients to optimize payment processing costs and improve transaction approval ratios.

PCI DSS 52

PCI DSS Central Bank Alternative Payment Methods Payments 52

Clearly Payments

JANUARY 16, 2024

In the world of digital payment processing, merchants encounter a variety of fees that impact their bottom line. For Canadian merchants, understanding interchange fees is essential for optimizing costs and improving overall financial management. online purchases) due to the increased risk of fraud associated with the latter.

PCI DSS 105

PCI DSS Debit Card Processors Credit Cards 105

Stax

AUGUST 29, 2024

The dominance of cashless commerce means only businesses that ensure the seamless processing of in-store and online credit and debit card payments will remain competitive. The question is: how do payment service providers work and how can you choose the right one for your business?

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

Stax

NOVEMBER 11, 2024

ACH transfers, or payments made through the Automated Clearing House network, account for billions of dollars in payments annually. In fact, NACHA, the nonprofit that governs the ACH payments network reported 6.1% in payment volume growth in Q4 2021. TL:DR ACH Payments are essentially digital check payments.

ACH 88

ACH Checks Identity Theft Payments 88

Stax

FEBRUARY 15, 2024

The writing on the wall is clear—businesses need to start accepting digital payments and software providers need to start offering payment services one way or another. In this article, we’ll break down two popular terms used in the payment processing industry—ISV and PayFac —and see what they exactly mean.

ISVS 88

ISVS Facilitators ISOs Payment APIs and Integration 88

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Online and contactless adoption multiplied, and digital payments rose. consumers using two or more types of digital payment methods increased by 8%. Learn More What are B2B Payments?

B2B 88

B2B Process B2C Credit Cards 88

Clearly Payments

JULY 11, 2024

Many merchants unknowingly pay more than necessary in payment processing. This article covers the reasons for overpayment, including hidden fees, pricing models, merchant account setup, lack of transparency, and practical steps merchants can take to reduce these costs.

Process 52

Process PCI DSS Processors Non-Bank 52

EBizCharge

MARCH 12, 2024

Businesses that accept online payment methods can streamline the purchasing process for their customers and expand their reach to new audiences. Since there are numerous ways to accept online payments, it’s essential to understand how each works and the benefits associated with them.

Credit Cards 52

Credit Cards ACH PCI DSS Payment Gateways 52

Stax

JANUARY 10, 2024

TL;DR Understanding how credit card companies charge merchants is crucial for optimizing costs and enhancing customer experience. Credit card fees, including interchange, assessment, and payment processor fees, impact businesses on a per-transaction or recurring basis. Usually, interchange fees will range between 0.3-2%

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

EBizCharge

MAY 20, 2024

These tools allow merchants to streamline accounts receivable (AR) processes, making payment collections a breeze. The ins and outs of NetSuite payment processing NetSuite payment processing is a major component of the NetSuite cloud-based ERP system that ensures efficient cash flow and customer satisfaction.

Process 52

Process PCI DSS Processors Payment APIs and Integration 52

Segpay

MARCH 10, 2025

In the rapidly evolving world of online gaming, having a reliable and secure payment gateway is crucial for both gamers and gaming businesses. A gaming payment gateway allows players to make payments seamlessly while ensuring that their financial information is protected. What is a Gaming Payment Gateway?

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

PYMNTS

MARCH 29, 2017

Vantiv, a leading provider of payment processing services and technology for merchants and financial institutions, announced it has achieved Oracle Validated Integration of the company’s eCommerce services with Oracle E-Business Suite 12.2.

PCI DSS 40

PCI DSS ISVS Debit Card Gateways 40

Payment Savvy

JULY 3, 2024

Consumer Payment Choice, an impressive 85% of adults in the United States use them as a payment method. Contactless Payments : Using NFC (Near Field Communication) and RFID (Radio Frequency Identification) for debit card transactions. Mobile Payments : Includes digital wallets and QR code-based payments.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Segpay

MARCH 6, 2025

Subscription payment processing is a game-changer for businesses seeking predictable, sustainable revenue. This guide explores the key components of subscription payment services , providing actionable insights on setting up and managing recurring payments efficiently to maximize revenue and improve the customer experience.

Process 40

Process Payment APIs and Integration Payments Gateways 40

EBizCharge

JUNE 6, 2025

As the volume of online firearm transactions increases, so does the need for reliable, secure, and firearm-friendly payment solutions. This is where EBizCharge steps in, offering a comprehensive, industry-aware gateway designed to help GunBroker sellers operate smoothly, reduce costs, and stay compliant in a highly regulated environment.

Payment Gateways 52

Payment Gateways Gateways Payments Risk 52

Payment Savvy

JULY 12, 2024

In the evolving world of small businesses, efficient payment processing is crucial. Online payments’ convenience and speed can boost customer satisfaction and streamline operations. However, the fees associated with payment processing can be a burden. Why Free Payment Processing?

Debit Card 52

Debit Card Online and Mobile Banking Zelle Payments 52

EBizCharge

MAY 13, 2024

Accounts receivable (AR) refers to the outstanding payments owed to a company by its customers for goods and services delivered or provided on credit terms. Managing AR involves invoicing customers, tracking payments, following up on overdue accounts, and reconciling discrepancies to ensure timely and accurate payment collections.

Automation 52

Automation Disputes Payments Process 52

Stax

MAY 7, 2024

Cashless transactions have dethroned the age-old cash payments. trillion in the US in 2022, accepting card payments is no longer a question of whether to, but how to. billion in processing fees, which was a 16.7% To complete payment processing, credit card companies have to charge processing fees.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

EBizCharge

AUGUST 30, 2024

Credit card processing fees are fees merchants must pay to accept credit card payments from their customers. The fees associated with credit card processing typically consist of various costs, including transaction fees, interchange fees, and service provider fees, which can significantly impact a business’s bottom line.

Credit Cards 52

Credit Cards Processors Process Card Issuer 52

Nanonets

AUGUST 21, 2023

B2B payment automation involves everything from the automation of capturing and processing invoices to making payments to vendors and reconciling those payments in your books. B2B payment automation is a game-changer for businesses of all sizes. B2B payment automation is a game-changer for businesses of all sizes.

B2B 52

B2B Automation Payment APIs and Integration Payments 52

Exact Payments

JULY 12, 2024

If you’re a SaaS company that aspires to monetize payments as a payment facilitator (PayFac) or by using a PayFac-as-a-Service solution (PFaaS), knowledge of payment processing fees and PayFac pricing models is crucial to your success. What Are Payment Processing Fees?

Assessments 52

Assessments Credit Cards PCI DSS Transactions 52

Evolve Payment

NOVEMBER 21, 2022

You can check out the ICS process on their website if you’re interested in improving the efficiency of more than just your merchant account. Integrated Payments Integrations are vital for merchants to reduce the ‘soft costs’ in their payments. This is the most labor and time-intensive form of payment acceptance.

Process 52

Process Processors Credit Cards PCI DSS 52

EBizCharge

MAY 2, 2024

Credit card transactions are known to facilitate seamless and convenient payments for consumers, but they can come with many fees. Thankfully, businesses can leverage no fee credit card processing to alleviate the burden of transaction costs. What is no fee credit card processing?

Credit Cards 52

Credit Cards Process Processors Legal 52

EBizCharge

JUNE 28, 2024

When it comes to accepting payments, businesses often grapple with the costs of credit card processing fees. A surcharge is an additional fee that a merchant adds to a customer’s bill when they use a credit card instead of another form of payment like cash or check. The question “Is it legal to charge a credit card fee?”

Credit Cards 52

Credit Cards Legal Debit Card Best Practices 52

EBizCharge

MAY 14, 2024

Automated billing transforms how businesses handle their finances, offering a seamless and error-free approach to invoicing and payments. Automated billing is a process that enables businesses to handle their invoicing and payment collection with minimal manual intervention. What is automated billing?

Automation 52

Automation Payment APIs and Integration Best Practices Online and Mobile Banking 52

Segpay

FEBRUARY 28, 2024

Key Takeaways √ Hidden charges in payment processing can dig into and erode your bottom line. Merchants can implement several best practices to avoid surprise processing costs. 5 minute read Hidden charges in payment processing can seriously impact any merchant’s bottom-line revenues. .

IRS 52

IRS Processors Push-to-Card Non-Bank 52

Fi911

FEBRUARY 12, 2025

However, the flow of payment data from one component to another isn’t uniform. That’s where the concept of payment routing comes into play. Payment routing is the methodology applied to guide the payment transaction across different financial institutions. Is Payment Routing Secure?

PCI DSS 66

PCI DSS Payments Processors Gateways 66