PYMNTS

NOVEMBER 14, 2018

Corporate finance executives seem to be readying for real-time payments, preparing to adopt faster payment capabilities and bracing for changes to their cash flow management strategies as a result. This adoption curve is likely to repeat itself in a real-time payments environment, the report predicted.

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PYMNTS

AUGUST 12, 2019

But for the Fed and its rails, they say, employees will be resigned to the bad old days of antiquated payroll systems that force them to live paycheck to paycheck, and at great financial risk. It’s also not why the Fed decided to enter the real-time payments fray. The Real-Time Payday Reality.

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PYMNTS

JUNE 24, 2019

Everyone seems to want faster payments — from gig workers to B2B suppliers to parents splitting expenses — but with not all major financial institutions on board, real-time payments stand at lower chance for mass adoption. The demand for faster payments is strong in the U.S., transaction accounts.

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PYMNTS

JUNE 19, 2017

Real-time payments. Really, this time. In our latest Topic TBD, Cheryl Gurz, global head of payments offering and product strategy at CGI, told Karen Webster that faster payments is an idea whose time has come, and has been coming. The stage is set. For years. “I

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Real Time Payments Faster Payments ACH Same Day ACH 64

PYMNTS

SEPTEMBER 21, 2016

In just a matter of days, the payments industry will see a significant — and ubiquitous — change in the way payments are sent and received. Same Day ACH will create a new option for faster payments for all the banks and credit unions across the U.S. What’s Under The Faster Payments Umbrella?

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PYMNTS

JANUARY 28, 2020

When it comes to payment rail innovation, transaction speed is often the catalyst driving change. ’s newest real-time payment rails, the RTP network, is looking to expand the opportunity for payers to use the faster payment rail by increasing transaction limits. Same-Day Boosts ACH Adoption.

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PYMNTS

NOVEMBER 21, 2019

Faster Payments Council (FPC) is growing with the addition of ACI Worldwide, as the electronic payments and banking solution provider announced this week. initiatives of innovating in faster payments capabilities and promoting adoption of real-time payments. Membership in the U.S. In the U.S.,

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PYMNTS

AUGUST 4, 2016

Phase One of Same Day ACH will officially launch in the U.S. It was then that NACHA proposed the shift to settling three times a day, ve days per week, to give consumers and businesses access to more efficient transactions. Final steps toward Faster Payments. And get something done they did.

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Same Day ACH ACH NACHA Faster Payments 41

Fintech Finance

JUNE 9, 2025

Cross River Bank (“Cross River”), a technology infrastructure provider that offers embedded finance solutions, announced the launch of Request for Payment (RfP), a transformative addition to its growing suite of instant payment capabilities. RfP is a smarter, more flexible way to receive incoming funds.

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RFP Request for Payment RTP Same Day ACH 52

PYMNTS

FEBRUARY 11, 2020

The latest data from Nacha found a new record-high growth rate for adoption of ACH payments , with B2B payments showcasing a surge in adoption of the legacy payment rail that has recently turned to technologies that can augment the service, from the movement of transaction data with an ACH payment to the deployment of Same Day ACH.

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PYMNTS

JANUARY 26, 2021

As real-time payment (RTP) schemes move from pilot to implementation worldwide, cybercrooks follow, drawn by the lure of instant ill-gotten gains at scale. percent of executives consider themselves ‘very’ or ‘extremely’ aware of Real-Time Payments, while 71.9 Safeguarding Irreversible Payments.

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RTP Real Time Payments NACHA Same Day ACH 109

PYMNTS

NOVEMBER 13, 2019

Faster payments continue to gain traction in the U.S., However, real-time payments (RTP) have a long way to ubiquity, and while each payment rail has its advantages, each also has drawbacks that could stifle efforts for near-universal adoption. Payment Rail Collaboration. In the U.S., The Ubiquity Challenge.

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Real Time Payments Faster Payments Federal Reserve RTP 51

PYMNTS

MAY 10, 2018

Data technology firm Rambus is introducing a new solution for central banks and clearing houses to heighten security of payments using tokenization. The company announced news on Wednesday (May 9) that it is launching its Payment Account Tokenization solution to combat fraud in direct credit, direct debit and person-to-person (P2P) payments.

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Real Time Payments Same Day ACH P2P ACH 43

PYMNTS

MAY 8, 2017

Real-time payments initiatives are under way all across the globe, but there is little consistency across jurisdictions regarding how the financial services sector takes on the initiative or where each market is at in terms of progress in achieving real-time payments capabilities. In the U.S., In the U.S.,

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Real Time Payments TCH ISO 20022 ACH 46

PYMNTS

JULY 6, 2017

With the speed of payments accelerating and Same Day ACH initiatives continuing to roll out, NACHA has pulled together a group of industry experts to explore API standardization as a way to facilitate faster payment speeds and greater transaction security, among other use cases.

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PYMNTS

JANUARY 21, 2019

There’s a canary in the faster payments coalmine. That was the day that an advocacy group, Financial Innovation Now (FIN), submitted a public comment letter to the Fed in response to its proposal to create and operate a real-time payments system in the U.S. It flew in on Dec. Here’s where the canary flew in.

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Faster Payments Same Day ACH Fed Real Time Payments 77

Finextra

JUNE 9, 2025

has reached a real-time tipping point Community Your feed Latest expert opinions Groups Join the Community 23,263 Expert opinions 43,814 Total members 393 New members (last 30 days) 186 New opinions (last 30 days) 29,062 Total comments Join Sign in Why the U.S. Same day Automated Clearing House (ACH) payments rose 19.1%

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ISO 20022 ISOs FedNow TCH 52

Clearly Payments

MAY 22, 2025

The payment industry is packed with jargon that sounds like it was made to confuse youterms like interchange optimization, chargeback ratio, and merchant acquirer get thrown around like everyones supposed to know what they mean. But unless you work inside a payments company, you probably dont. Customer The person making a payment.

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Online and Mobile Banking Debit Card Processors ACH 52

PYMNTS

DECEMBER 8, 2016

Less than two months after its implementation, Same Day ACH, the ubiquitous faster payments initiative for the payments industry in the United States, is showing a significant impact on the market, but it still has plenty to learn from those across the pond. still has faster payment lessons to learn.

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PYMNTS

FEBRUARY 11, 2019

The “state” of — well, anything — refers to its condition, the attributes and even the state of “mind” that denotes where we are at any given time on an endeavor. Might the state of faster payments be described as “conflicted?”. Even if you take faster payments out of the equation, there are a number of rails,” he said.

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Faster Payments Real Time Payments Same Day ACH Payments 78

PYMNTS

DECEMBER 12, 2017

Faster and real-time payments are generally considered a benefit for the consumer payments world. finally making inroads in its faster payments initiatives, it’s now time to see whether faster payments will make their way into the B2B sphere too. Another faster payments service in the U.S.,

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Faster Payments Same Day ACH B2B Zelle 48

PYMNTS

MARCH 9, 2020

Even the most convenient, feature-filled payment rails will fall flat if nobody can be convinced to try them. Such systems can offer everything from swifter settlement times to easy payment status tracking, but such benefits require widespread adoption. There was not going to be one method to access the system.

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RTP TCH ISO 20022 Real Time Payments 81

PYMNTS

JUNE 25, 2019

Payments fraud is continuously moving from offline settings into the online realm. As detailed in the release heralding the acquisition, Visa said the combination of its extant tokenization offerings with the local and account tokenization enabled by Rambus will help secure payments of all types done across the globe.

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Transactions Real Time Payments Same Day ACH Payments 79

PYMNTS

OCTOBER 2, 2019

To get a sense of where faster payments are headed, look to the consumer. There are dozens of faster payment schemes rooted or taking shape around the world — 54 at last count. That’s a staggering leap from the 14 live faster payment schemes that existed worldwide in 2014, when FIS first released Flavors of Fast.

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PYMNTS

FEBRUARY 4, 2019

Real-time payment systems are quickly cropping up across the globe. This rapid expansion is fueling predictions that the global real-time payments market will rise from a value of $6.8 This rapid expansion is fueling predictions that the global real-time payments market will rise from a value of $6.8

Faster Payments 73

Faster Payments Federal Reserve Real Time Payments TCH 73

PYMNTS

APRIL 26, 2019

In the age of commerce that is always on, across borders and across currencies, in an age where the side hustle has now become the gig economy , payments are getting flexible and faster. Any number of platforms and rails are striving toward getting fund flows to be real-time or instant – and, of course, safer and more transparent.

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Faster Payments Same Day ACH TCH Federal Reserve 60

PYMNTS

MARCH 18, 2019

Take two announcements from just last week, related to the evolution of faster payments in the U.S. First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. A Couple of Important Dots.

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Faster Payments Fed RTP Same Day ACH 80

Payments Source

OCTOBER 12, 2017

Same-day ACH debits rolled out last month, a year after same-day credits, cutting processing time for these payments from a couple of days to a few hours — but for many emerging use cases, that’s not fast enough. And debit is filling the void.

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PYMNTS

JANUARY 8, 2021

Whether it was helping small businesses get their PPP payments or convert to eCommerce, getting cash in the hands of workers delivering food, or accommodating digitized mortgage closing and escrow activity, the coronavirus has foisted a lot of change on the financial services industry in a short amount of time. “A Limits And Fees.

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PYMNTS

DECEMBER 7, 2016

Same Day ACH, the faster payments initiative for banks and other financial institutions in the United States, seems to be popular. still has a long way to go and plenty of faster payment lessons to learn. still has a long way to go and plenty of faster payment lessons to learn. But the U.S. But the U.S.

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PYMNTS

JUNE 18, 2019

Is it prime time for real time, especially for B2B? The rise of Zelle , and any number of peer-to-peer (P2P) payment options, has increasingly brought consumers on board with the need for speed in payments — where settlement is marked by seconds and minutes, not hours or days. Where We Stand In The US.

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PYMNTS

APRIL 22, 2020

While there has been some innovation in wage payment mechanisms as more employers shift away from the paper check toward direct deposit and payroll cards, little has changed about the timing of those payments. Phase 3 [of NACHA’s Same Day ACH implementation plan] wrapped up in March 2018,” said Ross.

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PYMNTS

JANUARY 15, 2018

It was only (relatively) recently that B2B payments finally secured significant attention and investment from innovators. “Toward the end of this year, we started to see more of a shift in investment toward the B2B side,” said Reetika Grewal, Silicon Valley Bank’s head of payments strategy and solutions.

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PYMNTS

OCTOBER 30, 2020

The demand for faster payments is ringing louder than ever during the economic downturn. Businesses need to maintain smooth revenue streams and are working hard to avoid being hit with painful late client payments or delayed access to their earnings while also ensuring their workers are paid promptly. Bank subsidiary.

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Faster Payments Payments Tools RTP Same Day ACH 59

PYMNTS

FEBRUARY 6, 2020

In today’s market of real time, legacy payments infrastructure needs a facelift. As the company readies for early adopters later this year, Transparent Systems also acknowledged that it will initially target the B2B payments landscape. Corporates’ Real-Time Demand.

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PYMNTS

NOVEMBER 6, 2018

. Last year, only 25 real-time payment systems were operational worldwide — that number is growing rapidly. Demand is also heating up for real-time gross settlement (RTGS) systems. In the November Faster Payments Tracker , PYMNTS details the latest payments system debuts and updates.

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Faster Payments Real Time Gross Settlement (RTGS) Same Day ACH Cross-Border Payments 53

Payment Savvy

MAY 16, 2023

What Are Instant ACH Transfers? Instant ACH transfers are a modern innovation in digital payments, allowing for near-real-time movement of funds between bank accounts. When users initiate an instant ACH transfer, their financial institution sends the transaction details to a payment processor.

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