VISTA InfoSec

MARCH 6, 2024

Requirement 10 of the PCI DSS covers logging and monitoring controls that allow organizations to detect unauthorized access attempts and track user activities. In the newly released PCI DSS 4.0, to PCI DSS 4.0. Whether you’re currently compliant under PCI DSS v3.2.1 In PCI DSS v4.0,

PCI DSS 130

PCI DSS Procedures Best Practices Risk Assessment 130

VISTA InfoSec

JANUARY 23, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS). Networks that store, process, or transmit cardholder data naturally fall within the PCI DSS scope and must be assessed accordingly. PCI DSS v3.2.1 PCI DSS v4.0

PCI DSS 130

PCI DSS Encryption Procedures Best Practices 130

VISTA InfoSec

JANUARY 29, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS). We’ve been journeying through the various requirements of this critical security standard, and today, we’re moving forward to explore Requirement 5 of PCI DSS v4.0. compared to PCI DSS v3.2.1. PCI DSS v3.2.1

PCI DSS 130

PCI DSS Phishing Best Practices Procedures 130

Fintech Finance

DECEMBER 16, 2024

This significant milestone affirms that the company meets the highest levels for data security, availability, and reliability across its entire organization and underscores its role as a trusted partner for merchants by providing assurance that its procedures have been rigorously reviewed and certified by an accredited body.

ISOs 95

ISOs PCI DSS Accreditation Security 95

VISTA InfoSec

FEBRUARY 21, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS) requirements. This requirement is a critical component of the PCI DSS that has undergone significant changes from version 3.2.1 Conclusion: The transition from PCI DSS v3.2.1 to the latest version 4.0.

PCI DSS 130

PCI DSS Database Best Practices Procedures 130

Clearly Payments

NOVEMBER 13, 2024

In payment processing, one component of the payment processing tech stack involving credit or debit cards is the Bank Identification Number or BIN. Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. Why is the BIN Important in Payments?

Process 104

Process Processors Payments Compliance 104

VISTA InfoSec

FEBRUARY 16, 2024

Welcome back to our series on PCI DSS Requirement Changes from v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 a: Verify that software-development processes align with industry standards/best practices. - c: Confirm that software applications comply with PCI DSS. - In PCI DSS v4.0,

PCI DSS 100

PCI DSS Procedures Best Practices Checks 100

VISTA InfoSec

FEBRUARY 28, 2024

In our ongoing series of articles on the Payment Card Industry Data Security Standard (PCI DSS), we’ve been examining each requirement in detail. In this blog post, we will delve into the changes introduced in PCI DSS Requirement 8 from version 3.2.1 Similarly, adds the need for a process to handle potential exceptions.

PCI DSS 130

PCI DSS Best Practices Authentication Rules 130

VISTA InfoSec

JANUARY 9, 2024

And mark your calendars, because the current PCI DSS v3.2.1 That’s right, the PCI Security Standards Council (SSC) has announced the release of the new and improved PCI DSS v4.0, That’s right, the PCI Security Standards Council (SSC) has announced the release of the new and improved PCI DSS v4.0,

PCI DSS 113

PCI DSS Procedures Authorization Security 113

VISTA InfoSec

JANUARY 22, 2024

In our exploration of PCI DSS v4.0’s Changes in Requirement 3 from PCI DSS v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 Requirement and Testing Procedures 3.2.a PCI DSS v3.2.1 PCI DSS v4.0 Requirement and Testing Procedures 3.2.a

PCI DSS 100

PCI DSS Encryption Procedures Authorization 100

Stax

MARCH 18, 2025

To address evolving customer demands and accept electronic payments, you need a payment processing system. This article dives into what a payment processing system is, how it works, and its benefits. TL;DR A payment processing system is the underlying infrastructure for digital and electronic payments.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

EBizCharge

MARCH 18, 2025

As data breaches evolve and advance, a robust payment processing system that protects sensitive financial information is essential. For companies using Sage 100, understanding how to process credit cards securely is not just an option it’s a necessity.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Ikajo

MAY 19, 2021

One of the key factors making it possible is the industry’s joint efforts to enhance card transactions security, reflected in PCI DSS. In this article, we’re going to deep dive into PCI DSS meaning, history, requirements, procedures, and costs. What is PCI DSS? This way, PCI DSS 2.0

PCI DSS 52

PCI DSS Compliance Encryption Security 52

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Learn how to achieve payment processing compliance when surcharging to improve your company’s financial stability and reputation. It offsets the card processing costs, transferring the financial obligation to the latter.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Clearly Payments

JANUARY 8, 2024

In the rapidly advancing world of payments and eCommerce, merchants find themselves navigating a landscape of risk in payment processing. In this guide, we go into the topics of risk management in payment processing, equipping merchants with the knowledge and strategies needed to secure their transactions.

Risk Management 97

Risk Management Risk PCI DSS Process 97

Clearly Payments

NOVEMBER 18, 2024

Mishandling chargebacks leads to financial losses, reputational harm, and can jeopardize your ability to process payments. This article outlines how to structure your chargeback management team, define roles, implement processes, select the right software, and adhere to best practices.

PCI DSS 59

PCI DSS Address Verification System (AVS) Disputes Card Network Rules 59

Agile Payments

APRIL 10, 2020

PCI compliance doesn't apply to ACH Payment Processing , but to utilize a processing platform that is PCI DSS Level 1 certified certainly doesn't hurt security measures around your ACH origination method.

ACH 88

ACH PCI DSS ACH Origination NACHA 88

Stax

SEPTEMBER 17, 2024

There are 12 requirements under PCI DSS, divided into six major categories. Each requirement plays a critical role in building a secure environment for payment processing. These include penalties, legal repurcussions, and the revocation of credit card processing privileges. What is PCI Compliance?

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

EBizCharge

MAY 22, 2025

Thankfully, this article will guide you through best practices for streamlining invoicing and billing processes to transform financial management and operations. Billing is the process of charging customers for provided services, products, and resources. Many businesses struggle with tracking invoices due to manual processes.

Process 52

Process Best Practices Reconciliation Automation 52

EBizCharge

MARCH 3, 2025

Thankfully, leading integrated enterprise resource planning (ERP) systems like Acumatica cater to diverse business needs by integrating robust credit card processing tools into its platform. Acumatica is a cloud-based ERP software designed to help businesses manage their core financial processes efficiently. What is Acumatica?

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving. Don't, however, let the term "merchants" fool you.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

Stax

FEBRUARY 19, 2025

When adding payment features for software users, the importance of including customer support for payment processing is no different. This adds greater software value, as payments can be very complex for businesses unfamiliar with how payment processing works. Cost savings An obvious pro of outsourcing your support is cost savings.

Payments 88

Payments PCI DSS Compliance Risk 88

Stax

MAY 5, 2025

A payment gateway solution is a service that authorizes credit card payments and processes them on behalf of the merchant. By integrating a payment gateway into your mobile app, you can streamline the payment process and make it more convenient for customers. This, in turn, will lead to more repeat business. Other features are unique.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

Stax

MARCH 15, 2024

Making sure there are secure payment technology policies and procedures within your company will guarantee the integrity of present and future transactions. Security threats can come from anywhere, and that is why you must institute checks and specific credit card processing policies that secure sensitive client details.

Process 88

Process Security PCI DSS Encryption 88

Payment Savvy

JULY 3, 2024

Businesses that learn the ins and outs of debit card processing can better accommodate their customers’ preferences and rationalize their financial procedures. Every merchant should prioritize taking the time to understand debit card processing to streamline operations and enhance customer satisfaction.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Stax

MAY 7, 2024

billion in processing fees, which was a 16.7% If this solidifies your resolve to embrace digital and cashless payment methods, the first step should be to understand what credit card processing fees are, how they work, and how you can lower them. To complete payment processing, credit card companies have to charge processing fees.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

EBizCharge

MAY 24, 2024

Businesses can also incorporate embedded payments for more efficient and integrated transaction processing in Sage. Instead, payment processing is woven into the natural flow of the application, website, or platform service that the user is already utilizing. What are embedded payments?

Embedded Payments 52

Embedded Payments Process PCI DSS Payments 52

Segpay

JANUARY 30, 2025

This article dives into the challenges faced by AI companies in search of an AI merchant payment processing service provider and how to overcome this hurdle. For AI companies, particularly startups, having access to reliable payment processing is critical.

Merchant Payment Processing 52

Merchant Payment Processing Processors AI Process 52

Stax

MARCH 6, 2024

For businesses offering subscriptions, memberships, retainers, and other recurring services, recurring billing is a powerful solution to streamline processes and ultimately enhance revenue generation. TL;DR Recurring billing is a powerful solution to streamline processes and enhance revenue generation and customer engagement.

Best Practices 88

Best Practices PCI DSS Payment Gateways Gateways 88

Stax

JANUARY 8, 2024

To establish an effective risk management program as a PayFac, you must establish a dedicated risk management team, utilize the right tools and technology, develop proper risk management policies and procedures, conduct regular risk audits, and stay up-to-date with the latest industry regulations.

Risk Management 88

Risk Management Risk Money Laundering Mitigation 88

Payment Savvy

MAY 11, 2023

These rules cover everything from the issuance of Visa cards to the processing of transactions. Transaction processing: Visa transactions are processed electronically through the Visa network, which securely communicates with your acquiring bank or payment processor to authorize and settle transactions.

Rules 52

Rules PCI DSS Disputes Payment Networks 52

EBizCharge

JULY 19, 2024

When it comes to processing payments, adhering to the Payment Card Industry (PCI) Standards is crucial to ensuring cardholder data is safe and secure. This article will explore five reasons why using PDF forms for payment collection doesn’t meet PCI DSS requirements, highlighting the risks and security gaps inherent in this method.

PCI DSS 52

PCI DSS Compliance Credit Cards Third-Party Service Provider 52

EBizCharge

NOVEMBER 21, 2024

This article will explain the intricacies of payment processing timelines, payment rails and their payment date variations, and scheduling challenges and provide practical tips for managing effective dates. In credit card settlements, the effective date is the day the processed funds are credited to the merchant’s account.

Procedures 52

Procedures Mitigation Payments Wire Transfer 52

Stax

NOVEMBER 11, 2024

ACH payments are more straightforward than how credit card processing works, both on the consumer-facing and business end. These transactions usually process within one to three business days and are most commonly used for payments such as direct deposits for payroll, recurring bill payments, and B2B invoice payments.

ACH 88

ACH Checks Identity Theft Payments 88

Stax

JULY 25, 2024

Perhaps you want one to help you track your inventory or streamline your accounting processes. Payment Processing Capabilities Facilitates the acceptance and processing of various payment options, such as credit and debit cards, ACH payments, mobile payments, and cash. What do you struggle with? How many stores do you have?

Small Business 88

Small Business PCI DSS CRM Online and Mobile Banking 88

M2P Fintech

DECEMBER 17, 2024

An MMS not only facilitates transactions but also streamlines operations, making it indispensable for businesses looking to optimize processes and improve customer experiences. KYC procedures validate their identity and legitimacy through checks on business licenses and ownership details. What is a Merchant Management System (MMS)?

Fraud Detection 52

Fraud Detection PCI DSS Disputes Settlement 52

Exact Payments

SEPTEMBER 25, 2023

The reality is that building a full in-house PayFac infrastructure can be a complex process. At this point in your PayFac exploration journey, it’s most important to focus on attaining a general knowledge of the setup process. What is my current (or expected) processing volume?

PCI DSS 52

PCI DSS OFAC Facilitators Payment Gateways 52