Stax

JULY 7, 2025

In a consumer landscape where convenience is always a priority, credit card processing has become an essential mechanism for businesses to accept payments seamlessly. But behind every smooth credit card transaction is a complex system connecting various entities—most of whom take a cut out of the transaction.

Credit Cards

Finextra

JUNE 25, 2025

What began as a tool for basic automation has evolved into a powerful intelligence layer, quietly reshaping how we fight fraud, route transactions, and deliver seamless, personalised payment experiences. AI enables real-time defence by continuously learning from behavioural patterns, device signals, geolocation, and transaction metadata.

Fraud Detection

Stax

APRIL 10, 2025

Contact us 10 Top Payment Methods for Small Businesses Credit and debit card payments Card payments (credit cards and debit cards) account for 50% of the total number of small business transactions and remain the primary way customers make purchases on-site and online. You will need POS terminals to accept and process in-person card payments.

Small Business

Stax

FEBRUARY 19, 2025

Expertise in payment security & compliance Processing payments, like all financial transactions, comes with numerous security and compliance concerns. SaaS companies must adhere to industry standards such as PCI DSS to ensure customer transactions are safe.

Payments

Stax

OCTOBER 14, 2024

Consider the average transaction size and volume your business handles, as some processors are better suited for larger transactions, while others are ideal for high-frequency, low-amount payments. It’s essential to evaluate these structures to find one that fits your transaction patterns and business model.

Processors

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving.

PCI DSS

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs. It offsets the card processing costs, transferring the financial obligation to the latter.

Credit Cards

Clearly Payments

FEBRUARY 7, 2024

Merchants rely heavily on payment processing systems to facilitate seamless transactions and drive revenue growth. These metrics provide valuable insights into various aspects of payment processing, including transaction volume, customer behavior, and financial health.

Process

Clearly Payments

JANUARY 16, 2024

In the world of digital payment processing, merchants encounter a variety of fees that impact their bottom line. Interchange fees are a crucial aspect of this landscape, influencing how much a merchant pays for each transaction. Interchange fees are typically expressed as a percentage of the transaction amount plus a flat fee.

PCI DSS

Fintech Finance

AUGUST 5, 2024

Additionally, Akurateco facilitated TESS Payments’ obtaining the Payment Card Industry Data Security Standard (PCI DSS) certification, further cementing their commitment to maintaining high-security standards. These allow Akurateco’s clients to optimize payment processing costs and improve transaction approval ratios.

PCI DSS

Stax

JANUARY 10, 2024

Credit card transactions have quickly become the lifeblood of eCommerce businesses and storefronts alike. According to Capital One, global credit card transactions in 2022 reached an estimated 678 billion —an average of 1.86 Credit card companies typically charge merchants a fee for each transaction processed.

Credit Cards

Stax

AUGUST 29, 2024

PSPs don’t usually charge monthly fees for access to their payment gateway and instead derive their revenues from the processing fees they impose on each transaction. They set their charges and processing fees based on whether the transaction takes place online or in-person and the type of payment method used.

Payment Service Provider (PSP)

Stax

FEBRUARY 15, 2024

FIS Global reports that in Norway, Sweden, and other Scandinavian countries, more than 90% of transactions processed at point-of-sale (POS) in 2023 were cashless. Further, Statista projects that the value of global digital transactions will exceed $11 trillion in 2024. What Is an ISV vs PayFac?

ISVS

Stax

MARCH 14, 2024

Consumers are increasingly gravitating towards quick and convenient payment methods such as contactless payments and mobile wallets when transacting with businesses. All this to say that if your company transacts with other businesses, it’s worth supporting multiple B2B payment methods so you can cover your bases.

B2B

Clearly Payments

JULY 11, 2024

The primary fees include: Interchange Fees: Interchange fees are paid by the merchant’s bank to the customer’s bank for processing the transaction. Processor Fees: Imposed by the payment processor for handling the transaction. Batch Fees: Charges for processing a batch of transactions at the end of the day.

Process

Payment Savvy

JULY 3, 2024

As the preferred method for many, debit card transactions offer convenience, security, and immediate fund transfers, making them integral to modern commerce. Businesses that learn the ins and outs of debit card processing can better accommodate their customers’ preferences and rationalize their financial procedures.

Debit Card

EBizCharge

MARCH 12, 2024

Debit: Processing debit cards is often less expensive than credit cards since these transactions typically have lower processing fees, which can be beneficial for companies looking to minimize their expenses. Customers simply select the desired payment method and authorize the transaction to purchase.

Credit Cards

Stax

NOVEMBER 11, 2024

The average consumer commonly uses the ACH network for automated bill payments and larger transactions. However, the use of ACH payments in B2B transactions accounts for a large portion of payments made through the network and grew by 17.4% With an average cost per transaction of $.29, in payment volume growth in Q4 2021.

ACH

EBizCharge

MAY 20, 2024

The saved card feature follows Payment Card Industry Data Security Standards (PCI DSS) to ensure data security while offering a convenient option for customers who prefer to use the same payment method for recurring transactions. What are the benefits of NetSuite payment processing?

Process

Stax

MAY 7, 2024

Cashless transactions have dethroned the age-old cash payments. With credit card transaction volume hitting over $9.5 If this solidifies your resolve to embrace digital and cashless payment methods, the first step should be to understand what credit card processing fees are, how they work, and how you can lower them.

Credit Cards

Segpay

MARCH 10, 2025

Understanding the Basics of Gaming Payment Gateways A gaming payment gateway is a technology that facilitates online transactions between players and gaming platforms. It serves as an intermediary, securely processing payments and ensuring that sensitive data remains confidential. What is a Gaming Payment Gateway?

Payment Gateways

EBizCharge

AUGUST 30, 2024

Navigating the complexities of credit card processing fees is a significant challenge for merchants in today’s digital economy. With the surge in cashless transactions, it’s essential for merchants to understand these fees to maintain profitability and deliver an efficient customer experience.

Credit Cards

Exact Payments

JULY 12, 2024

They typically include a long list of itemized transactions with varying rates, as well as additional charges for payment-related services or products. Interchange fees Interchange fees are the per-transaction costs charged by the credit card brands (such as Visa and Mastercard).

Assessments

EBizCharge

JUNE 6, 2025

With its auction-style format and focus on legal & compliant transactions, GunBroker provides an essential space for firearm enthusiasts, collectors, and licensed dealers to connect. As the volume of online firearm transactions increases, so does the need for reliable, secure, and firearm-friendly payment solutions.

Payment Gateways

EBizCharge

MAY 2, 2024

Credit card transactions are known to facilitate seamless and convenient payments for consumers, but they can come with many fees. Thankfully, businesses can leverage no fee credit card processing to alleviate the burden of transaction costs. What is no fee credit card processing?

Credit Cards

EBizCharge

JUNE 28, 2024

Card types The type of card used in a transaction can dictate whether a surcharge is permissible. While retailers can impose surcharges on credit card purchases, debit card transactions are shielded from such fees, including when the debit card is run “as credit.”

Credit Cards

Evolve Payment

NOVEMBER 21, 2022

They streamline everything from manually keying in a credit card transaction to handling payroll and reconciliation. There are three different types of payment integration systems : Your business is running transactions as non-integrated payments if your point-of-sale (POS) system doesn’t ‘talk’ to your payment processor through card readers.

Process

Segpay

MARCH 6, 2025

Seamless Payment Gateway Integration: Platforms like Segpay Gateway provide secure and efficient transaction processing, supporting multiple payment methods. How Subscription Billing Works Subscription billing streamlines recurring payments by automating the entire process.

Process

Payment Savvy

JULY 12, 2024

Processing online payments involves costs, whether they’re fees to credit card companies, processing networks, or payment service providers. It’s essential to approach claims of fee-free transactions with caution and understanding. Why Free Payment Processing?

Debit Card

EBizCharge

MAY 13, 2024

Higher labor costs: Manual collection processes require significant manpower to perform tasks such as data entry, invoice generation, payment processing, and collections management. Limited scalability: When a business grows, transaction volumes typically increase. What are the benefits of AR automation?

Automation

Nanonets

AUGUST 21, 2023

Cost savings A recent report revealed that almost 92% of businesses use checks for payments. With the median processing cost between $2.01 and $4 , processing each check manually can be very expensive for companies.  Each partner may have their own system and set of rules for recording transactions.

B2B

EBizCharge

MAY 14, 2024

The benefits of automated billing solutions Automated billing services revolutionize how businesses handle financial transactions, offering myriad benefits that bolster efficiency and customer satisfaction. This will ultimately lead to a more efficient billing solution and improved cash flow management.

Automation

Segpay

FEBRUARY 28, 2024

Key Takeaways √ Hidden charges in payment processing can dig into and erode your bottom line. Merchants can implement several best practices to avoid surprise processing costs. 5 minute read Hidden charges in payment processing can seriously impact any merchant’s bottom-line revenues.

Processors

Fi911

FEBRUARY 12, 2025

A simple card transaction requires a symphony of interactions between several entities. Payment routing is the methodology applied to guide the payment transaction across different financial institutions. Payment routing is the methodology applied to guide the payment transaction across different financial institutions.

PCI DSS