Clearly Payments

MARCH 4, 2025

Analyzing Payment Processing Costs Many business owners assume they are paying lower fees than they actually are. The effective rate is the total processing cost divided by total sales volume and is the true measure of what a business is paying. We’ve seen some merchants pay 10%.

Small Business 52

Small Business Process EMV Processors 52

Fintech News

NOVEMBER 5, 2024

The use of PBM is expected to keep payment processing costs consistent for GrabPay merchants and international payment apps within the Alipay+ ecosystem. Building a cross-border payment solution using blockchain technology to enable a seamless cross-border payment experience has been our mission since day one.”

Stablecoins 111

Stablecoins Cross-Border Payments Cross-Border Blockchain 111

Fintech Finance

JUNE 23, 2025

Through adding core banking, treasury functions and state-of-the-art acquiring under one roof, Deutsche Bank has differentiated its offering, attracting inquiries from competitors’ clients seeking a one-stop, technology-driven payments solution. Looking ahead, Silverflow and Deutsche Bank will develop this integration.

Acquirers 59

Acquirers Payment APIs and Integration Digital Payments Disputes 59

The Fintech Times

JUNE 24, 2025

Through adding core banking, treasury functions and acquiring under one roof, Deutsche Bank has differentiated its offering, attracting inquiries from competitors’ clients seeking a one-stop, technology-driven payments solution.

Payment APIs and Integration 45

Payment APIs and Integration Disputes Reconciliation Treasury 45

Stax

APRIL 8, 2025

Merchants can, however, negotiate with their payment processor to cut costs, tweak pricing, or secure better rates. Choosing a credit card processor that offers transparent pricing, strong customer support, and top-tier security is the key to lowering processing costs. This fee isnt a fixed rate for all transactions.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

The Payments Association

JUNE 16, 2025

A survey of 125 UK retail merchants exploring how payment innovation, customer behaviour, and emerging technologies are shaping retail competitiveness. It shows that forward-thinking merchants using diverse, strategic payment solutions gain clear advantages in cost control, fraud prevention, and customer experience.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

Cardfellow

MAY 19, 2025

Fortunately, he was able to come back to CardFellow and resume processing at much more competitive pricing. While EMV has been the standard for several years now, there will always be newer and better technologies and therefore processors offering free machines with those new capabilities.

Credit Cards 95

Credit Cards Processors Chip Cards EMV 95

Stax

NOVEMBER 14, 2024

Payment Processor: The credit card processing company handles the processing and batching of purchases made with credit, debit, or gift card payments. They typically assist with technology needs and customer service as well, acting as an intermediary to the card associations and banks.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Fintech Finance

JUNE 5, 2025

Through integrating their respective technologies, Trustly and Point & Pay verifies bank accounts in real-time, using customers’ online banking credentials via single sign-on to confirm routing information and availability of funds. . Together, we have set a new standard for the industry.”

Government Payments 59

Government Payments Government Governance CFPB 59

The Fintech Times

JANUARY 23, 2025

Sending cross-border payments, for example, often comes with heavy processing costs and conversion fees. “Blockchain-based technologies, especially in payments and remittances, will enhance transparency and reduce costs for cross-border transactions.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Stax

MAY 13, 2025

Pros: Cost-effective at scale Transparent pricing structure Predictable transaction fees Cons: Monthly fee can be high for low-volume businesses Can require more active monitoring to ensure youre saving money Stax offers both interchange plus pricing as well as as a flat monthly subscription.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

Finextra

JUNE 25, 2025

Higher acceptance rates, lower processing costs, and a significantly smoother customer experience. What began as a tool for basic automation has evolved into a powerful intelligence layer, quietly reshaping how we fight fraud, route transactions, and deliver seamless, personalised payment experiences. What is the result?

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

Stax

MARCH 11, 2025

Cryptocurrencies Cryptocurrencies like Bitcoin, Ethereum, and Tether use decentralized blockchain technology and cryptography to ensure fast and secure transactions. You will have to integrate the service into your checkout page so your customers can have the option when making payments. You should also listen to customer feedback.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

MAY 6, 2025

In tap-to-pay transactions, EMV combines with another technology called NFC (near-field communications) that makes it possible for the card terminal to read credit card information from contactless cards. It is also automatically reconciled and marked as paid once payment has been processed. That adds an extra layer of security.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

Cardfellow

MAY 19, 2025

After all, technology is moving so quickly that your terminal will be obsolete in a year or two. While you’ll still have the equipment lease, you may be able to save on your processing costs, so it’s better than nothing. If you can swing the initial investment, it’s always going to be the better option.

Credit Cards 69

Credit Cards Processors Agreements ISOs 69

Stax

MAY 23, 2025

Join the Payments-Led Growth Movement Sign up to keep up-to-date with the latest trends in payments, vertical SaaS, and technology from industry experts. Join the Payments-Led Growth Movement Sign up to keep up-to-date with the latest trends in payments, vertical SaaS, and technology from industry experts. Learn more. EMV, NFC, etc).

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

Stax

JUNE 24, 2025

TL;DR Credit card processing fees eat into the profits of small businesses. Surcharging offers a way to pass credit card processing costs to the customer, letting businesses keep their earnings. Request a Quote Quick FAQs about Surcharging Q: What is surcharging in credit card processing?

Credit Cards 88

Credit Cards Process Processors Laws 88

Stax

MARCH 5, 2025

Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

EBizCharge

MAY 1, 2025

If the dispute is resolved in favor of the customer, the merchant is charged a fee to cover the processing cost of reversing the transaction. Processor markups are additional charges by payment processors to cover the service and technology infrastructure needed to manage transactions.

Credit Cards 52

Credit Cards Process B2G Processors 52

The Fintech Times

MARCH 13, 2025

In the final quarter of 2024, Aleph , the technology-driven solutions provider enabling the growth of global digital marketing, announced the acquisition of LocalPayment , a fast-growing payment service provider (PSP) in Latin America (LatAm), to bring together local payment capabilities with digital advertising solutions.

Cross-Border Payments 96

Cross-Border Payments Cross-Border Payment APIs and Integration Payment Service Provider (PSP) 96

EBizCharge

JUNE 30, 2025

What “free” credit card processing really means Despite what the headline might suggest, free credit card payment processing doesn’t mean no one is paying. In most cases, “free” means the payment processing cost is shifted from the business to the customer.

Credit Cards 52

Credit Cards Small Business Process Credit Card Payment Processing 52

EBizCharge

JUNE 26, 2025

From understanding the rules to selecting the right technology partner, every step matters in ensuring a seamless rollout. Choose the Right Technology Partner Select a payment processor like EBizCharge that supports surcharge features Ensure the POS system can calculate, display and record surcharges accurately 4.

Best Practices 52

Best Practices Credit Cards Legal Card Network Rules 52

Stax

JUNE 23, 2025

Join the Payments-Led Growth Movement Sign up to keep up-to-date with the latest trends in payments, vertical SaaS, and technology from industry experts. Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility. What is an ACH API?

ACH 88

ACH API Payment APIs and Integration ACH Network 88

EBizCharge

JUNE 25, 2025

Start with your technology. Safeguarding Your Business with Proper Surcharge Practices Surcharging can help your business manage processing costs, but only if it’s done by the book. Ensuring Your Systems and Staff Are Surcharge-Ready Legal steps and signage are just part of the equation. Small oversights can create big risks.

Compliance 52

Compliance Credit Cards Card Network Rules Rules 52

Cardfellow

FEBRUARY 26, 2025

The technologies are different, but most chip cards are also contactless enabled. Costs to Accept Tap on Phone Tap on phone is considered a card-present transaction and your processor will charge card-present rates. It should not cost anything additional beyond your usual processing costs to accept tap on phone payments.

Contactless Payments 52

Contactless Payments Credit Cards Chip Cards Processors 52

Cardfellow

MARCH 27, 2025

Interchange is a core component of credit card processing costs, with Visa setting the rates for each interchange category. Due to the higher risk associated with those transactions, they are not eligible for lower-cost interchange categories. It is a specific interchange category among hundreds.

Processors 52

Processors Credit Cards Transactions Risk 52

Stax

APRIL 10, 2025

billion lost to fraud in 2024 alone Mobile and contactless payments Mobile and contactless payments are powered by NFC (Near-field communication) technology. Step 3: Calculate transaction fees and other associated processing costs Your choice of payment methods shouldnt come with too much overhead costs that they stifle your business.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Fintech Finance

NOVEMBER 6, 2024

Accept Cash will utilise Smart Safe technology so that businesses can deposit into a smart safe and settle to their bank account the same day, creating the most convenient way to bank when bank branches are closing and the Post Office fight with the growing demand – helping to support healthy cash flows for the UK’s SME sector.

Payments 98

Payments On-Demand Settlement Bank Closure 98

EBizCharge

JUNE 12, 2025

While merchant accounts can offer numerous benefits, Canadian businesses may still face some obstacles when processing payments. 7 common payment processing challenges for merchants Canadian merchants may encounter several challenges when it comes to processing payments and managing financial operations.

Process 52

Process Accounts Payment Gateways Gateways 52

EBizCharge

JANUARY 6, 2025

For business owners, this practice isnt just a thoughtful nod to customersits a smart move to reduce payment processing costs and encourage more cash transactions. Look for a provider that provides user-friendly technology, comprehensive customer support, and transparent pricing. Thats a cash discounting program in action.

Legal 52

Legal Adjustments Assessments Compliance 52

EBizCharge

JUNE 23, 2025

The courts have generally sided with merchants who argue they should be able to recoup processing costs. Take your time, follow the rules, and don’t be afraid to ask your payment processor or technology provider for guidance. Federal and State Surcharge Laws At the federal level, there’s no law preventing credit card surcharges.

Credit Cards 52

Credit Cards Legal Card Network Rules Point-of-Sale (POS) 52

The Fintech Times

FEBRUARY 20, 2025

Real-time Pay by Bank delivers substantial benefits over traditional payment methods, eliminating intermediaries to reduce processing costs and increase cash flow. The potential of this partnership could be far-reaching, with estimations suggesting that three in four consumers will use Pay by Bank by 2029. The choice of Token.io

User Authentication 59

User Authentication B2C Embedded Payments Processing Costs 59

Stax

OCTOBER 14, 2024

Make Sure The Payment Processor Technology Isn’t Dead and Buried A payment processor is only as good as their customer service and their payment technology. If the terminals and tools they are offering provide more problems than solutions, it’s time to find a better processing services provider.

Processors 88

Processors Small Business Payment APIs and Integration Payments 88

EBizCharge

MAY 5, 2025

This incentivizes businesses to promote ACH payments as a cost-saving option for them and their customers. In this way, ACH transactions can balance the merchants goal of minimizing payment processing costs while maintaining flexibility and convenience in how customers can pay.

Credit Cards 52

Credit Cards Small Business Process ACH 52

Fintech Finance

JULY 9, 2025

The combined solution supports both paper and PDF invoice capture using OCR and AI-powered technology for advanced document processing and connects seamlessly with supplier portals while integrating with ERP and procurement systems. It provides global tax determination and ensures real-time compliance with e-invoicing regulations.

Automation 52

Automation Accounts Compliance Audit 52

Stax

FEBRUARY 19, 2025

Cost and Resource Intensive: This model requires dedicated staff, ongoing training, and investment in support infrastructure. Expertise Required: Companies need in-house knowledge of payments technology, compliance, and troubleshooting. One of the key benefits of outsourcing payment support is cost savings.

Payments 88

Payments PCI DSS Compliance Risk 88

Nanonets

NOVEMBER 14, 2024

ABBYY is a technology company making document processing software since 1989. Their product lineup includes FineReader PDF for OCR and PDF management, FlexiCapture for enterprise document capture, ABBYY Vantage for intelligent document processing, Timeline for process intelligence, and Mobile Capture for mobile document scanning.

Process 52

Process Automation Volume Verification 52