Finextra

JULY 22, 2025

Founded in 2019, Orum offers an API that allows businesses to launch instant payments fast, with access to RTP, FedNow, Same Day ACH, ACH, Wires, and Visa Direct, without bank integrations or complicated compliance issues. Financial terms were not disclosed.

API

Finextra

JULY 16, 2025

0 16 July 2025 Be the first to comment John Bertrand MD Tec 8 Limited Location London Followers 9 Opinions 66 Follow Unfollow Overview People like real time (RTP: instant) payments. EU mandated RTP recognises this, although implementation remains incomplete with a third of the banks yet to offer the service.

Cross-Border Payments

Finextra

JUNE 9, 2025

Similarly, a record 98 million transactions were made through The Clearing House (TCH-RTP) network in Q4 2024 [3]. FedNow is also reporting significant growth, with more than 1.3 million transactions settled in the same period [2]. It also underscored why consolidation is more important than ever before for the banking industry.

ISO 20022

The Payments Association

DECEMBER 18, 2024

” Tim Joslyn, chief technology officer , states, “Quantum computing is no longer a distant futureits advancing rapidly, with researchers from Shanghai University demonstrating breakthroughs in cracking encryption algorithms. Real-time payments (RTP) could reach $193.1 trillion, and to almost triple by 2030.

Cross-Border

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. And thats a really positive development. trillion in value by 2028 (from $5.75

Payments

The Fintech Times

NOVEMBER 14, 2024

According to new research from payments modernisation firm RedCompass Labs , 91 per cent of banks worldwide are juggling multiple, multi-year, multi-million dollar modernisation projects, however, many are struggling to meet modernisation demands. The choice is ours.

ISO 20022

Finextra

JULY 27, 2025

Emergence of SWIFT & RTP: The 1980s–1990s saw global messaging standards (MT-103, MT-202) and real-time rails (Fedwire, TARGET2) democratize cross-border settlement but reliance on intermediaries, queue times, and compliance checks remained major pain points.

CBDC

Payments Dive

JUNE 12, 2025

billion, according to a 2024 report from the research firms Oliver Wyman and Celent. The ETA has previously pushed Congress for additional law enforcement funding, but the fraud task force is “the first step” for a coordinated effort to battle payments fraud, he said. “ In 2023, payments fraud losses in the Americas were tabulated at $102.6

Law Enforcement

Payments Dive

JUNE 12, 2025

Our research found that 51% of consumers store funds directly in payment apps, effectively using them as alternative bank accounts.” “Digital wallets are essential to how consumers manage their money,” Anne Hay, chief marketing officer and executive vice president of PayNearMe, said in a statement. Here’s why.

Digital Payments

Finextra

JULY 23, 2025

Businesses need the ability to choose between ACH, RTP, FedNow, or wire transfers based on their specific requirements for speed, cost, and certainty. The most successful payment platforms recognize this reality by offering flexible rail selection rather than forcing a one-size-fits-all approach.

Real Time Payments

The Paypers

JUNE 27, 2025

The platform includes high-limit virtual and physical prepaid debit cards, ACH/RTP/FedNow bank transfers, and a full-service cardholder support system, as well as a live interpreter network that operates in over 25 languages. This is key for underserved or unbanked individuals, as no SSN or ID is required.

Debit Card

Payments Dive

JULY 11, 2025

The shift will allow banks around the world to communicate, share data and operate by the same rules for cross-border payments, said Elias Ghanem, the global head of consulting firm Capgemini’s Research Institute for Financial Services. The bank-owned Clearing House also has its private real-time rail, the RTP network, using the ISO standard.

ISOs

Tom Groenfeldt

APRIL 16, 2025

Subscribe To Newsletters The Clearing House Sees Growth In Its Real-Time Payments (RTP) By Tom Groenfeldt Follow Author Share Save Comment Innovation Enterprise Tech The Clearing House Sees Growth In Its Real-Time Payments (RTP) By Tom Groenfeldt , Contributor. All Rights Reserved. Even so, the U.S million in January to $2.8

Real Time Payments

Trade Credit & Liquidity Management

AUGUST 7, 2025

McKinsey Global Economies Show Resilience Despite Tariff Fears, Surveys Show — by Ed Frankl and Paul Hannon in the Wall Street Journal, July 24, 2025

Liquidity Management

PYMNTS

SEPTEMBER 15, 2020

PYMNTS examines the latest initiatives that look to improve upon existing rails, or embrace new ones like blockchain and RTP. RTP Expands Across FI Base. are increasingly linking into the real-time payments infrastructure of the RTP network, according to a new survey by The Clearing House.

RTP

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. Businesses Ready To Jump Into RTP. Businesses Ready To Jump Into RTP. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity.

RTP

PYMNTS

DECEMBER 24, 2020

PYMNTS research shows 11.5 According to PYMNTS research, 10 percent more consumers are using digital wallets to pay for in-store and online purchases than they did in June, for example, and 11 percent more are buying goods using cards their merchants have stored on file than before. PYMNTS research shows that 64.3 Biometrics.

RTP

PYMNTS

JULY 2, 2019

Real-time payments (RTP) is a global initiative that’s been a decade in the making and counting, one that has gained momentum over the last several years. Stoddart believes that getting more RTP standards and best practices — homogenization — in play is important to getting more from real-time payments in its second life.

RTP

PYMNTS

JANUARY 30, 2020

Sure, that might sound a bit obvious, but the statement also provides a quick opportunity to catch up on those deployments and developments – and to consider what changes will arise when RTP moves even further into the consumer mainstream. Bigger RTP Trends. That has not changed, according to PYMNTS research and reports.

RTP

PYMNTS

NOVEMBER 25, 2020

Ranta said RTP is already past the “early adopter” stage and moving into the “fast follower” phase of its evolution. After all, The Clearing House’s RTP infrastructure is already up and running. And beyond TCH and RTP, the Federal Reserve’s FedNow real-time payments solution looms. consumers). 2021 Could Be The Game-Changer .

Real Time Payments

PYMNTS

JANUARY 28, 2020

This week’s examination of the latest innovation initiatives finds this to be true both for innovators exploring ways to improve existing rails — like ACH — as well as those that have embraced the development of entirely new rails, including real-time payments (RTP) and blockchain-powered transactions. Same-Day Boosts ACH Adoption.

Same Day ACH

Fintech Finance

NOVEMBER 12, 2024

Banks worldwide are juggling multiple, multi-year, multi-million-dollar modernization projects, such as ISO 20022, SEPA Instant in Europe, and FedNow and RTP in the US. Over nine in ten (91%) banks now consider payments modernization a high priority, but research shows most are struggling to meet demands. The choice is ours.

ISO 20022

PYMNTS

JANUARY 17, 2020

When The Clearing House launched its Real-Time Payments (RTP) network in 2017, the service was bound to rewrite some rules, and it has. The initial blush of RTP has been around improving cash flow, and that remains its core appeal. There’s More to RTP Than Fast Money. Banks, FinTechs Race to RTP Glory.

Real Time Payments

Payments Source

JUNE 12, 2017

should worry about falling behind as other countries have already invested in real-time payment (RTP) systems, according to new research from Mercator Advisory Group.

Real Time Payments

Fintech Finance

JULY 18, 2024

CNBC worked with market research firm Statista to list the leading 250 fintechs globally as part of CNBC’s World’s Top Fintech Companies 2024 report. market, leveraging instant payments on both RTP and FedNow to optimize the experience. Alexandre Gonthier, CEO of Trustly Inc.

FinTech

PYMNTS

NOVEMBER 20, 2019

Also, Wells Fargo has launched an integration with the RTP network, letting its business clients send real-time payments. Wells Corporate Customers Can Now Send Immediate Payments Via RTP Network. Wells Fargo has rolled out an integration with the RTP network, letting its business clients send real-time payments. percent of U.S.

RTP

PYMNTS

OCTOBER 15, 2020

There may be some tailwind, he said, as recent research has shown that the coronavirus can live for weeks on banknotes and other surfaces. There’s room for RTP and ACH to co-exist, said Waterhouse, “for a very, very long time.”

Real Time Payments

PYMNTS

NOVEMBER 13, 2020

Real-time payments (RTP) methods aren’t much use if few people understand what they are, where to find them and how to use them. PYMNTS’ research reveals that a fair share of consumers do not fully understand what real-time payments are or which payment methods support real-time transfers. Consumerizing RTP. A surprising 36.2

Real Time Payments

Faster Payments Council

AUGUST 23, 2024

We will wrap up with an interactive session for feedback on our research efforts. It's time to confront the harsh reality—innovation alone doesn't drive broad adoption. Strategic shifts are required to unlock the full potential.

FPC

PYMNTS

FEBRUARY 4, 2019

percent, according to a Markets and Markets Research report. . TCH, which is co-owned by 25 banks, launched Real-Time Payments (RTP) in November 2017. They stated that major banks have too much control over the RTP system and that they regarded the Fed as a compelling and more equitable alternative to achieving payments ubiquity.

Faster Payments

PYMNTS

APRIL 2, 2019

When The Clearing House (TCH) unveiled the Real-Time Payments (RTP) system in 2017, it propelled swifter payments and brought about the next generation of fund transfers. Payment solution providers are now also getting in on the real-time game and supporting a growing list of RTP use cases that use the network for rapid transaction speeds.

Real Time Payments

PYMNTS

JANUARY 14, 2020

The Clearing House launched Real-Time Payments (RTP) two years ago, enabling financial institutions in the U.S. PYMNTS’ latest research strongly suggests that knowledge of Real-Time Payments is, in fact, spreading far and wide among U.S. According to the research , 66.7 businesses. Indeed, 85.3

Real Time Payments

PYMNTS

DECEMBER 4, 2019

Recent analysis from Juniper Research found that blockchain-powered cross-border B2B payments are expected to reach a $4.4 While firms like Diamante and SatoshiPay embrace blockchain, traditional players like Wells Fargo and HSBC are relying on RTP to accelerate corporate payments. HSBC Loops Into RTP.

B2B

The Fintech Times

MAY 7, 2024

In fact, less than a third of US banks are signed up to either RTP or FedNow , meaning the vast majority cannot offer instant payments as a service; new research from RedCompass Labs , the payments modernisation company, has revealed. Across much of the world, instant payments have quickly become the norm.

Instant Payments

PYMNTS

JUNE 27, 2018

As banks continue on their paths to implementing The Clearing House’s Real-Time Payments (RTP) rail, financial services firm FIS wants to ease friction of the adoption process. Simulation testing is a requirement for financial institutions and payment companies to connect to RTP, FIS explained.

Real Time Payments

PYMNTS

JUNE 26, 2018

Developed by The Clearing House (TCH), Real-Time Payments (RTP) is a new payment rail that supports near-instant transmission of funds and information. ” There are other imbalances in banks’ RTP plans for B2B payments, too. A recent survey of 20 of the top 60 U.S. Lessons From Integrated Receivables.

Real Time Payments

PYMNTS

DECEMBER 18, 2019

New research from Tipalti, conducted by Levvel Research, found that when it comes to cross-border B2B payments, wire transfers remain the most common method (cited by 69 percent of survey respondents), despite the high fraud risks and sluggish speed of the tool. Credit Unions Embrace RTP. Profituity Aims To Elevate ACH.

B2B