PYMNTS

NOVEMBER 2, 2020

The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment. Firms can bolster risk management, loan and debt underwriting, portfolio optimization, supply chain risk management and investment idea generation, the release stated.

Credit Risk 85

Credit Risk Risk Risk Management Assessments 85

Nanonets

APRIL 26, 2023

Automation can have a significant impact on this process—particularly the loan underwriting process. Loan underwriting is the step before a loan is approved or denied, where a lender verifies a potential borrower’s income, assets, debt and property details in order to issue final approval for the loan.

Underwriting 52

Underwriting Automation Fraud Detection Risk 52

The Payments Association

MARCH 18, 2025

Open finance extends beyond payments, empowering individuals and businesses with holistic financial management tools and personalised services. Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

PYMNTS

NOVEMBER 3, 2020

The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment. Firms can bolster risk management, loan and debt underwriting, portfolio optimization, supply chain risk management and investment idea generation, the release stated.

Credit Risk 88

Credit Risk B2B Risk ISO 20022 88

M2P Fintech

MARCH 24, 2025

This includes employing machine learning algorithms to automate parts of the loan application and underwriting process, as well as using digital platforms to facilitate communication between borrowers, lenders, and other relevant parties. Big data analytics transforms loan management, guiding strategic planning.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

PYMNTS

JUNE 1, 2020

invoice insurance provider Nimbla is teaming up with the credit risk assessment firm Wiserfunding , according to a report in Crowdfund Insider on Friday (May 29). s SMEs if they combine the various innovations from the FinTech space, insurance and risk management sectors.”.

Risk Assessment 67

Risk Assessment Risk Management Underwriting Credit Risk 67

FICO

JULY 31, 2019

As TPRM or third-party risk management grows in importance, so does cybersecurity risk assessment as part of it. The latest Assessment of Business Cyber Risk (ABC) report from the US Chamber of Commerce and FICO discusses four steps for improving third-party cybersecurity risk management.

Risk 70

Risk Security Risk Assessment Risk Management 70

Nanonets

DECEMBER 13, 2023

A survey by Accenture on underwriting employees found that up to 40% of underwriters’ time is spent on non-core and administrative activities. Risk Assessment and Compliance Prediction: AI can assist in proactively identifying potential compliance risks by analyzing historical data and patterns.

AI 102

AI Process Fraud Detection Compliance 102

Finextra

JULY 7, 2025

For example, among banks that have implemented GenAI, 88% have seen improvements in risk management and compliance, and 85% report time/cost savings. Indeed, 64% of finance leaders report using AI for fraud detection and risk management in their institutions. These are significant positive outcomes.

AI 64

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 64

Finovate

SEPTEMBER 23, 2024

Power f raud detection and risk management While GenAI can continuously monitor transactions to detect anomalies and identify fraudulent patterns, Agentic AI can instantly flag suspicious activities, alert relevant parties, and even block transactions.

AI 105

AI Assessments Compliance Adjustments 105

The Fintech Times

MARCH 12, 2024

“Launched in 2012, the UN Environment Programme’s Principles for Sustainable Insurance Initiative (PSI) acts as a framework for the industry to tackle ESG risks and opportunities. As evidence mounts showing that EVs can be safer than traditional vehicles, insurers must adjust their risk assessments and pricing models accordingly.”

Mitigation 72

Mitigation Risk Underwriting Risk Assessment 72

Nanonets

APRIL 11, 2023

The need to minimize risk and maintain loan portfolio quality : In a volatile economic environment, lenders must carefully manage risk to protect their loan portfolios and maintain financial stability. This includes borrower information, income, and other relevant details required for underwriting.

Origination 52

Origination Automation Risk Assessment Underwriting 52

FICO

DECEMBER 2, 2019

This version of the FICO Cyber Risk Score exceeds the published performance results of competitors by a factor of more than 5X, further solidifying FICO’s position as the most accurate security rating on the market.

Risk 52

Risk Data Breach Breach Assessments 52

FICO

SEPTEMBER 18, 2020

For the second year running, FICO has been named as category leader in the recently published Chartis ‘Cyber Risk Quantification Solutions 2020: Market Update and Vendor Landscape’ report. As the report shows, the market for Cyber Risk Quantification Solutions (CRQ) continues to show rapid growth.

Risk 52

Risk Assessments Underwriting Cybersecurity 52

The Fintech Times

JUNE 19, 2025

AI, automation, and embedded insurance are just some of the technologies driving change in everything from underwriting and claims to customer engagement, leading many industry firms and leaders to rethink their approach. “The increase in available data sources is transforming risk assessment capabilities.

AI 51

AI Risk Consulting Automation 51

Tearsheet

AUGUST 7, 2024

Morgan’s financial strength and Slope’s innovative approach to credit risk assessment and monitoring. The fact that they not only use AI for initial underwriting, but also for the ongoing risk monitoring of the portfolio, is what really attracted us to Slope. The partnership brings together J.P.

AI 59

AI B2B Finance Underwriting 59

Nanonets

APRIL 5, 2023

In the world of lending, risk management is crucial to success. But with a growing number of loan applications and an increasing number of delinquencies, how can lenders effectively manage risk without sacrificing efficiency? The answer lies in automating steps in the lending process.

Automation 52

Automation Process Risk Assessment Assessments 52

PYMNTS

APRIL 6, 2017

FICO is strengthening its position in the corporate underwriting space with a new solution for SME lenders. The company said Wednesday (April 5) that it is rolling out its Origination Manager Essentials solution for mid-market banks and credit unions.

Credit Union 40

Credit Union Small Business Risk Assessment Origination 40

FICO

JANUARY 24, 2018

Our FICO ESS customer, Barbican Insurance Group , participated in an excellent panel discussion about the evolution of the underwriting process. Barbican’s Cyber Business Group Leader, Graeme King, explained, “Risk and IT can be disconnected in respect of to cyber insurance. Barbican has partnered with FICO to assist in the effort.”

Cybersecurity 55

Cybersecurity AI Underwriting Risk 55

M2P Fintech

JANUARY 28, 2025

Smarter Risk Management: This solution offers advanced risk management features, allowing early detection of distressed loans, reducing NPAs, and mitigating credit risks with customizable asset classifications, ensuring the health of your loan portfolio.

Payment APIs and Integration 52

Payment APIs and Integration BNPL Regulatory Compliance Compliance 52

PYMNTS

APRIL 10, 2019

The first, he noted, involves underwriters looking to establish credit information on applicants, particularly thin-file applicants. Urjanet didn’t start out looking to aggregate data that could be used for the purpose of identity or risk management. In particular, he noted, it was good for risk assessment.

Verification 68

Verification Risk Assessment Consumer Underwriting 68

FICO

JANUARY 10, 2017

The minimum criteria needed to produce the FICO Score aren’t arbitrary — they are the result of decades of research into risk assessment. The “innovation” VantageScore claims can score more people is simply the weakening of credit score criteria. Delinquencies and collections. Inactive/stale.

Research 81

Research Consumer Risk Assessment Risk 81

M2P Fintech

JANUARY 21, 2025

Key Features Customizable Decision Engine : HyperVerges decision engine is tailored to align with specific business rules, ensuring more accurate and efficient underwriting. These capabilities accelerate underwriting, enhance risk management, and improve decision-making accuracy.

Origination 52

Origination Payment APIs and Integration Underwriting Automation 52

M2P Fintech

NOVEMBER 7, 2024

Faster decision-making : Automated data sharing speeds up credit checks, approvals, and underwriting processes. Enhanced compliance management : By integrating compliance checks seamlessly, it reduces the risk of errors and regulatory penalties in a heavily regulated environment.

Origination 52

Origination PCI DSS API Underwriting 52

The Fintech Times

SEPTEMBER 24, 2024

Specialist analytics and risk management consultancy 4most has expanded its senior team by appointing Philippa Milner-Jones as a client partner in the London office. CEO Marc Bailey highlighted Almeida’s expertise as crucial for the firm’s growth and risk management. Following a partnership with Yapily, Boshhh.io

FinTech 59

FinTech Payment APIs and Integration Risk Non-Bank 59

PYMNTS

JUNE 18, 2018

Insurance is a complex world of many moving parts, including data collection, mathematical models and risk assessment. In some ways, the difficulties can increase when a company tries to do risk management in real time.

Payment APIs and Integration 46

Payment APIs and Integration Payments Online and Mobile Banking Risk Assessment 46

FICO

MARCH 6, 2020

FICO brings AI and advanced analytics to risk management, fraud detection, collections and much more. We serve corporates, insurance companies, and banks – be it a retail, private, wealth management, automotive or telecom bank, tier 1 or tier 3 bank.

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

Stax

NOVEMBER 27, 2023

Even if you’re not in the financial industry, you’ll need a payment processor or payment service provider (PSP) to start generating revenue, which means you’ll need to either have a proper risk management framework in place—or work with a PSP that has one.

Due Diligence 88

Due Diligence Money Laundering AML Financial Crimes 88

CB Insights

APRIL 8, 2018

While speculation over a potential SoftBank-Swiss Re deal could change that over time, Swiss Re has focused most of its recent partnerships on data analytics and risk assessment. Swiss Re has gotten more active on the partnership front as of late with companies providing data analytics and risk assessment solutions.

Risk Assessment 41

Risk Assessment Risk Assessments Underwriting 41

Nanonets

AUGUST 16, 2024

Artificial Intelligence (AI) AI is particularly brilliant at handling complex tasks like fraud detection, risk assessment, and claims adjudication. Advanced AI systems can cross-check claim details against policy data, third-party databases, and historical claim records to detect anomalies and assess the validity of claims.

Automation 52

Automation Process Fraud Detection Payment APIs and Integration 52

M2P Fintech

FEBRUARY 28, 2025

Gold Loan Management System Gold loan management system streamlines the management of gold-backed loans, helping lenders enhance efficiency, ensure compliance, and optimize risk assessment. Core Capabilities of Finflux by M2P Robust Business Financials Verification : Ensures accurate financial assessment.

Payment APIs and Integration 52

Payment APIs and Integration Assessments Best Practices Compliance 52

FICO

FEBRUARY 6, 2017

FICO Scores, of course, play an important role in the risk management and transparency that powers the secondary market. Now VantageScore is claiming that its score can be used instead in GSE underwriting (and by extension, securitization), as a one-to-one replacement for the FICO Score. Could a clean swap-out work?

Credit Risk 40

Credit Risk Risk Assessment Risk Payer 40

Nanonets

DECEMBER 25, 2023

In underwriting, AI's data analysis capabilities enhance the accuracy of risk assessments, allowing insurers to make more informed decisions during the underwriting process. This proactive approach not only safeguards insurers from financial losses but also ensures the integrity of the insurance system.

AI 59

AI Process Payer Fraud Detection 59

Fintech Labs Insights

AUGUST 17, 2016

Cortera leverages the purchase data to create analytics such as new customer risk assessments, customer portfolio risk monitoring, supplier risk management, customer segmentation, insurance underwriting, customer profitability modeling, and loan default prediction.

Database 17

Database Risk Assessment Underwriting SWIFT 17

M2P Fintech

FEBRUARY 25, 2025

A Loan Management System (LMS) accelerates the go-to-market for lending products by automating loan origination, underwriting, servicing, and compliance checks, reducing turnaround times by up to 50%. Data-Driven Decisions Loan Management Software (LMS) enables lenders to make informed decisions through data analytics.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52