Finextra

JULY 22, 2025

Founded in 2019, Orum offers an API that allows businesses to launch instant payments fast, with access to RTP, FedNow, Same Day ACH, ACH, Wires, and Visa Direct, without bank integrations or complicated compliance issues. Financial terms of the deal were not disclosed.

API

Fintech Finance

JUNE 9, 2025

The capability will streamline inbound money movement and enhance funding agility across the Real-Time Payments (RTP) ® network. A leader in instant payments and an early adopter of the RTP ® network, Cross River moves over $1 billion monthly in real-time disbursements across RTP ® and FedNow combined.

RFP

The Fintech Times

NOVEMBER 16, 2024

MoonPay Balance also supports various payment methods, including SEPA , Faster Payments, and open banking , with plans to expand to more options in the future including ACH, Wire, and RTP.

Non-Bank

Fintech Finance

JULY 15, 2025

Additional capabilities include support for ACH, wires, RTP, FedNow, wallet-based transfers, stablecoin funding, and other emerging rails—all accessible through one API, with intelligent routing based on speed, cost, and destination.

Instant Payments

Finextra

JULY 9, 2025

But the rise of real-time payments (RTP) is changing that. Whether its B2B payments or gig economy payouts, RTP is the future of global money movement. Lower transaction costs : RTP reduces dependency on SWIFT and intermediary banks. Global adoption : Markets like EU, Singapore, UK, and India are embracing RTP for global trade.

Real Time Payments

The Fintech Times

JUNE 10, 2025

Cross River , a banking infrastructure provider, has launched Request-for-Payment (RfP) on the RTP® network, with fintech platform Plaid as the first user enabling instant pay-ins for online used car seller Carvana. The RfP capability aims to address delays in inbound payments, which often rely on traditional ACH and wire transfers.

Request for Payment

Finextra

JULY 22, 2025

Founded in 2019, Orum offers an API that allows businesses to launch instant payments fast, with access to RTP, FedNow, Same Day ACH, ACH, Wires, and Visa Direct, without bank integrations or complicated compliance issues. Financial terms were not disclosed.

API

The Fintech Times

MAY 3, 2025

Cross River and Aion have previously partnered to enable instant payments domestically via RTP and FedNow, as well as traditional methods such as ACH, same-day ACH and Wires. Cross River also provides business banking accounts through Aion, including a High-Yield Business Account.

International Payments

Finextra

JULY 23, 2025

Businesses need the ability to choose between ACH, RTP, FedNow, or wire transfers based on their specific requirements for speed, cost, and certainty. The most successful payment platforms recognize this reality by offering flexible rail selection rather than forcing a one-size-fits-all approach.

Real Time Payments

PYMNTS

SEPTEMBER 15, 2020

PYMNTS examines the latest initiatives that look to improve upon existing rails, or embrace new ones like blockchain and RTP. RTP Expands Across FI Base. are increasingly linking into the real-time payments infrastructure of the RTP network, according to a new survey by The Clearing House.

RTP

PYMNTS

JUNE 18, 2019

In recent months, though, real-time payments (RTP) have garnered more interest and no shortage of headlines in the U.S. The Clearing House [TCH] launched its own RTP network at the end of 2017.). Cheney told PYMNTS that several factors underpin the readiness for that shift toward RTP. RTP And RFP.

RTP

Fintech Finance

SEPTEMBER 13, 2024

With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®. I truly think this will be a huge asset to banks as they make their journey into the world of RTP and FedNow.”

Instant Payments

Fintech Finance

AUGUST 15, 2024

Instant payments use the FedNow service, developed and launched by the Federal Reserve in July 2023, and the RTP® network, launched in 2017 by The Clearing House. So far, over 1,000 banks and credit unions have signed on with either the RTP or FedNow networks, or both, and instant payment volume continues to grow. is growing.

Instant Payments

PYMNTS

JUNE 23, 2020

The Clearing House’s RTP finds expansion within the community bank arena, while abroad, the Bank of Thailand is planning its own infrastructure development to accelerate B2B payments. RTP Gains Community Bank Traction. In the U.S., And when it comes to legacy rails, the U.S. ” HSBC Debuts Real-Time Direct Debit.

Federal Reserve

PYMNTS

JANUARY 14, 2021

The Clearing House's real-time payments offering, the RTP ® network, continues to gather steam with financial institutions (FIs), FinTechs and their business customers in this week's Payment Rail Innovation roundup. Wells River Savings Bank Joins The RTP Network. Wells River Savings Bank Joins The RTP Network.

RTP

PYMNTS

MARCH 12, 2020

Indeed, services like Zelle and The Clearing House’s RTP are impacting, both directly and residually, financial processes of banks, small- to medium-sized businesses (SMBs) and larger corporates, although each in very different ways. Today, we put that information in bank-to-bank wire instructions.

RTP

PYMNTS

JUNE 18, 2019

’s push for real-time payments is led by The Clearing House, which aims for ubiquity of its real-time payments (RTP) network by 2020. The financial institution announced Tuesday (June 18) its collaboration with Finastra to connect corporate clients into the RTP network directly via Finastra’s Fusion Global PAYplus solution.

RTP

PYMNTS

JANUARY 6, 2021

The platform lets B2B, P2P and other commerce take place over Mexico’s real time gross settlements payments system, known as SPEI (in turn tied to wire transfers) for short. The buyer’s bank validates the transfer. Why Not Just Merge These Things?’.

Central Bank

Fintech Finance

NOVEMBER 13, 2024

MoonPay Balance supports various payment methods, including SEPA, Faster Payments, and Open Banking, with plans to expand to more options in the future including ACH, Wire, and RTP. This ensures a familiar and efficient experience for millions of users across the MoonPay ecosystem.

Payment Solutions

PYMNTS

JANUARY 17, 2020

When The Clearing House launched its Real-Time Payments (RTP) network in 2017, the service was bound to rewrite some rules, and it has. The initial blush of RTP has been around improving cash flow, and that remains its core appeal. There’s More to RTP Than Fast Money. Banks, FinTechs Race to RTP Glory.

Real Time Payments

PYMNTS

MARCH 11, 2020

It’s the Feds versus the Free Marketeers, and the feud between them is over whose real-time payments (RTP) rails will rule them all. Public vs. Private RTP. The number of banks and credit unions in our pipeline to implement the RTP network actually went up five-fold since the Aug. RTP and Ubiquity.

Faster Payments

PYMNTS

DECEMBER 18, 2018

The tech giants pointed to the fact that the Fed already plays the central role for checks and wire transfers. That’s because some of the big banks run their own real-time payment clearing system via The Clearing House and its RTP system. That hasn’t been adopted by smaller financial firms, noted the report.

Real Time Payments

PYMNTS

APRIL 29, 2019

It would instead have to turn to expensive wire transfers, credit cards — which can take days to settle — or account-to-account transfers, which also can take several days to process and incur fees if passed through intermediary banks. A London-based manufacturer can’t rely on the U.K.’s and Australia’s NPP.

Interoperability

Payment Savvy

MAY 16, 2023

Instant ACH Transfer Alternatives RTP Network The RTP (Real-Time Payments) Network, launched by The Clearing House, is an alternative option for those seeking instant money transfers. The RTP Network enables real-time transactions for various use cases, such as B2B and P2P transactions, payroll, and Request for Pay (RfP) services.

ACH

PYMNTS

DECEMBER 18, 2020

But he said that for Volante — which offers bundled services that tie infrastructure to applications that enable FIs to integrate everything from Fedwire to ACH to RTP — nowadays “80 percent of the conversations are about Payment-as-a-Service. According to Gupta, only 10 percent of banks talked about PaaS as recently as two years ago.

Economy

PYMNTS

JANUARY 12, 2021

trillion of business-to-business (B2B) payments are transacted in the United States each year through automated clearing house (ACH) payments, checks and wires, with nearly 50 percent of those still occurring through check. The company says that over $18.5

Treasury

PYMNTS

DECEMBER 18, 2019

New research from Tipalti, conducted by Levvel Research, found that when it comes to cross-border B2B payments, wire transfers remain the most common method (cited by 69 percent of survey respondents), despite the high fraud risks and sluggish speed of the tool. Credit Unions Embrace RTP. Profituity Aims To Elevate ACH.

B2B

FICO

FEBRUARY 19, 2020

The Clearing House Association announced in January 2020 that on February 1 st the limit for a single transaction using their RTP scheme will increase from it’s current $25,000 to $100,000. These schemes compete with each other and want to take business from wire transfer schemes such as FedWire and CHIPS.

Real Time Payments

Fintech Finance

APRIL 2, 2025

The fast-growing fintech has also introduced embedded ACH, RTP, FedNow and Wire payments across 9,600+ banks for customers in the U.S., Morgan, Citi Bank, Bank of America and U.S Bank, the five largest banks in the US, as it expands internationally.

Embedded Payments

PYMNTS

MARCH 18, 2019

This new feature, available to PayPal customers in good standing, leverages the company’s partnership with Chase, and Chase’s connection to The Clearing House’s RTP network, to move money instantly into the bank accounts of consumers and SMBs. On its website, TCH also says RTP is the system that “all federally insured U.S.

Faster Payments

Fintech Finance

MARCH 4, 2024

Using the RTP® network from The Clearing House, Galileo and The Bancorp are delivering instant money movement between bank accounts, enabling fintechs and brands to solve the longstanding cash flow challenges faced by small businesses (SMBs) and consumers looking to get fast access to their funds.

Real Time Payments

PYMNTS

NOVEMBER 17, 2020

Does it do so by old-school wire transfer? Often, the payment method replacing paper is ACH payments, a substitution Anderson said will be accelerated by RTP. But let’s say new efficiencies allow the supplier to be onboarded reasonably quickly. The work is still far from done because the CPG company needs to pay the new supplier.

B2B

Trade Credit & Liquidity Management

APRIL 10, 2025

focusing exclusively on business-to-business applications: RTP® Network: Operated by The Clearing House (the people who enable ACH payments), RTP enables 24/7 instant transfers between business bank accounts, with funds settling in seconds. For high-growth businesses, combining RTP/FedNow with fintech automation tools (e.g.,

Real Time Payments

PYMNTS

JANUARY 25, 2019

Some financial institutions (FIs) are seeking to help their corporate clients tap into real-time payments (RTP) to keep up the pace. . “We Citizens plans to provide greater payments speed to its clients this year by using the RTP rail developed by The Clearing House (TCH). However, the current payments environment in the U.S.

Real Time Payments

Fintech Finance

MARCH 27, 2024

The availability of other payment options including wire transfers for mobile app users has more than doubled since 2021, and wires are now available from nearly 50% of Scorecard banks. One area mobile banking lags is Real-Time Payments (RTP). banks and credit unions.

Mobile Banking

PYMNTS

DECEMBER 4, 2019

While firms like Diamante and SatoshiPay embrace blockchain, traditional players like Wells Fargo and HSBC are relying on RTP to accelerate corporate payments. HSBC Loops Into RTP. Wells Next to Tap RTP for Corporates. The integration will first go live for U.S. business customers, the FI noted.

B2B

Fintech Finance

MARCH 11, 2024

The agile, resilient, cloud-based payments solution will help Jefferson Bank to efficiently deliver both RTP TCH and FedNow services 24/7, and accommodate the rapidly growing volume of instant payment transactions. We’re pleased that the team at Jefferson Bank continues to trust Finastra as they work to futureproof their organization.”

Instant Payments