PYMNTS

OCTOBER 1, 2018

LCA and Laplanche, along with former CFO Dolan, were also charged with improperly adjusting fund returns. Investors have returned to the platform in larger numbers, but loan volume and revenue have seen sluggish growth until very recently. The DOJ Finding. Those effects, however, were short-lived.

P2P 54

P2P Origination Underwriting Returns 54

PYMNTS

MAY 5, 2016

From 2009 to 2013, same-store sales increased by marginal amounts in 2011 only and decreased by 6 percent in 2009, 10 percent in 2012 and 4 percent in 2013. Though the sporting goods retailer originally filed for bankruptcy in March, claiming upwards of $1.1 March — Sports Authority.

Authorization 44

Authorization Legal Origination Agreements 44

PYMNTS

JANUARY 10, 2018

As a result, millions of Americans return some $90 billion worth of unwanted holiday merchandise every year. Thanks to the growth of the sharing economy, though, the hassle of returning presents might soon be a thing of past. That’s an opportunity on which peer-to-peer marketplace Rentah is betting. Occupying the sharing economy.

Economy 55

Economy Returns Checks Product 55

Wharton Fintech

NOVEMBER 13, 2023

And so I ended up leaving back in 2013 to start a fintech company with my friend Peyton who had been a few years older than me at school and had studied computer science. They ended up getting acquired by Braintree and then PayPal at the end of 2013. He had worked at D.E. So Intuit had just launched the QuickBooks API.

FinTech 130

FinTech Small Business Payment APIs and Integration Laws 130

PYMNTS

MARCH 23, 2018

He had just returned from serving in World War II. It was the very origin of the phrase “kid in a candy store.” The great thing about toys, when compared to nursery staples, is that toys can break or go out of style much more quickly, requiring parents to return to the store more often. The Early Days.

On-Demand 49

On-Demand Returns Continuity Origination 49

CB Insights

OCTOBER 29, 2018

In 2013, Microsoft CEO Steve Ballmer saw an opportunity in Nokia, a Finnish phone company that was losing ground to competitors. Date: May 20, 2013. The company shut down Nextel’s networks in 2013. In 2013, Cisco decided to cut its losses in the consumer products division and sell Linksys off to Belkin.

Acquirers 76

Acquirers Online and Mobile Banking Non-Bank Innovation 76

PYMNTS

OCTOBER 12, 2018

The New York Times declared Jenna Lyons “ the woman who dresses America ” in 2013, the same year she was named to Time’s 100 Most Influential list. As sales began to slip, J.Crew announced a return to the iconic classics, which might have helped, but clothing quality and fit issues began to surface.

Origination 43

Origination Returns Authorization Consumer 43

PYMNTS

NOVEMBER 16, 2017

Mary’s has since occupied the same site, constructing a new building in 1970 and replacing that structure with its current headquarters in 2013. The CU’s original rented office is now home to America’s Credit Union Museum. Mary’s focused on loan loss reserves to return to profitability in 1992, a spokesperson said.

Credit Union 40

Credit Union Online and Mobile Banking Third-Party Service Provider Origination 40

Nanonets

MAY 5, 2024

From built-in Word features to online tools and AI-powered solutions like Nanonets, you'll learn how to split your documents, save specific pages as separate files, extract data points in bulk, and maintain the original formatting. This method works well for Word 2013 and later versions.  Name the file and save it.

AI 52

AI Origination Process Automation 52

CB Insights

SEPTEMBER 10, 2019

As of 2013, 70% of millennials believed that the way that people purchase things would be totally different in 5 years, and 33% believed that one day they won’t need a bank at all. Originally launched in 2015, Qapital has raised $51M in funding to date and gained roughly 420,000 users, who have reportedly saved nearly $500M.

Finance 77

Finance Online and Mobile Banking Micro-Entry Advisors 77

CB Insights

AUGUST 17, 2017

In 2013, the launch of Google Glass drove widespread discussion of augmented reality glasses, and indeed, throughout 2013 – 2014 Walmart applied for several patents that used augmented reality wearables to guide shoppers. The drones would then return to the airship and restock while the airship could fly to the next neighborhood.

Automation 37

Automation Product Checks Process 37

PYMNTS

SEPTEMBER 9, 2016

ODFI focuses on the origination of transactions, while RDFI concentrates on receiving transactions. It creates a better commerce environment between originators and beneficiaries,” he said. For example, faster file exchanges also mean that returns can happen more rapidly, reducing some fraud risks. 2013 and Feb.

Same Day ACH 40

Same Day ACH ACH ODFI Faster Payments 40

PYMNTS

MAY 31, 2018

Originally debuted in 2004 and revised in 2013, it is intended to serve as a common platform for payments messaging between systems in the financial industry. It recommends converting credit and debit transactions into ACH transactions, and offers standardized guidance for translating ACH reject/return messages.

ISO 20022 40

ISO 20022 ISOs Interoperability NACHA 40

Fintech Labs Insights

MAY 12, 2025

Nubank Brazilian digital bank expanding family-focused services, including teen accounts and shared budgeting tools, achieving over 100 million customers and 30% return on equity. Website: nubank.com.br Headquarters: So Paulo, Brazil Founded: 2013 Total Funding: $4.2

FinTech 15

FinTech Online and Mobile Banking Cross-Border Fraud Prevention 15

Fintech Labs Insights

MAY 12, 2025

Nubank Brazilian digital bank expanding family-focused services, including teen accounts and shared budgeting tools, achieving over 100 million customers and 30% return on equity. Website: nubank.com.br Headquarters: So Paulo, Brazil Founded: 2013 Total Funding: $4.2

FinTech 15

FinTech Online and Mobile Banking Small Business Credit Cards 15

CB Insights

FEBRUARY 13, 2020

Additionally, the company must underwrite risk, and is on the hook in the event of fraud or returned items. The company was ultimately acquired by PayPal in 2013, and now represents a sizable chunk of its merchant business. In its Q3’19 10-Q, Square said Capital had originated 85,000 loans totaling $563M, up 38% year-over-year.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

Fintech Labs Insights

APRIL 25, 2016

” Fritton, who co-founded the company in 2013, will transition to the role of Executive Chairman. In March, the company announced a set of major new milestones , including origination of more than $100 million in loans and returning more than $25 million to investors.

Consulting 15

Consulting Origination Returns Continuity 15

CB Insights

MARCH 2, 2018

The number of equity deals in India has grown 270% over the past few years, from 543 in 2013 to 2,019 in 2017. Eight months after their original investment, Alibaba and Ant Financial invested another $680M into the quickly growing company. Amazon’s Marketplace-first approach. Amazon launched amazon.in

On-Demand 68

On-Demand Acquirers Product Continuity 68

PYMNTS

MAY 10, 2016

Renaud Laplanche , Former CEO of Lending Club, in a 2013 interview. But when that happens in reverse and/or Lending Club has to lend to riskier borrowers at higher interest rates to keep investors also getting a higher rate of return on those investments, well, things start to wobble. And Lending Club has no money to lend to borrowers.

Underwriting 41

Underwriting Audit Risk Compliance 41

Fintech Labs Insights

MARCH 6, 2017

Previous to B2R Finance, Zall was a commercial real estate trader at JP Morgan, specializing in new origination, securitization and marketing of new deals. As of the fourth quarter of 2016, the company has funded 400 loans with an average size of more than $545,000 and a realized rate of return of 11%.

Product 15

Product Accreditation Finance Origination 15

CB Insights

OCTOBER 10, 2017

How Mint returns 100+ lost hours to its users lives right away. Mint — How it returned 100+ lost hours to users on their first open. At the time of acquisition, it had 700,000 users and had processed about $12 billion in transactions since its launch in 2013. The original Pageonce was a prototypical Web 2.0

Finance 78

Finance Online and Mobile Banking Product Checks 78

CB Insights

FEBRUARY 15, 2018

It was originally applied for in September 2015, and then updated and re-filed a year later, in conjunction with the Powerpack’s second generation. Utility companies pay for returning this energy to customers, often at costs that are significantly higher than if these companies were to purchase this energy independently.

Technology 29

Technology On-Demand Fed Innovation 29

CB Insights

NOVEMBER 16, 2017

In venture capital, returns follow the power law — 80% of the wins come from 20% of the deals. Those wins often make up for all the losses and then some — they “return the fund.” return by helping the company through a difficult financial time. “ Exit is the important word.

Returns 78

Returns Online and Mobile Banking Acquirers On-Demand 78

CB Insights

JUNE 6, 2019

It’s also one where traditional lenders, because of the uncertain returns, are less likely to extend credit. Declared Bankruptcy: 2013. Coda Automotive sought Chapter 11 bankruptcy protections in May 2013, and announced it was restructuring its business as a battery technology company. Founded: 2013. Founded: 2009.

Breach 78

Breach On-Demand Product Online and Mobile Banking 78

CB Insights

OCTOBER 26, 2020

With torrential growth and return on investment (ROI) driven largely by the trading of complex financial instruments, Lehman Brothers, Bear Stearns, Goldman Sachs and others achieved record profits and awarded unprecedented bonuses. In 2006, investment banks were at the top of the finance world. Over the next 2 years, everything fell apart.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78

CB Insights

NOVEMBER 16, 2017

Users can try on items at home, and return whatever they don’t like in prepaid shipping envelopes. Stitch Fix itself just lowered its planned IPO pricing, from the $18-$20 it originally proposed in its S-1 filing down to $15-$16, according to reports on 11/16. Stitch Fix has — almost — become a household name. in Q4’13.

Caps 45

Caps Origination AI Product 45

CB Insights

OCTOBER 16, 2018

2013: Decentralize decision-making to generate innovation. At Amazon, it is always Day 1— it’s a powerful refrain that has featured in every shareholder letter since the original. Day 1 represents originality, enthusiasm, and an eagerness to delight customers. It has the potential of very strong returns.

Innovation 78

Innovation Product Risk Technology 78

PYMNTS

NOVEMBER 7, 2016

William Safire wrote a story in The New York Times in 1994 tracing the origin of the phrase. billion in 2013 over the reservations of the board and incoming CEO Satya Nadella. Buying Nokia in 2013 wasn’t only too little (well, as little as a $7 billion acquisition can be) too late but set up a raft of conflicts for Microsoft.

Consumer 75

Consumer Agreements Checks Disputes 75

CB Insights

JUNE 17, 2020

Given how far we’ve moved into digital spaces, it’s hard to imagine people will return fully to brick-and-mortar alternatives. Another company, Origin , was one of four 3D printing companies that received authorization to provide 3D-printed medical equipment directly to healthcare providers.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101

CB Insights

JULY 21, 2017

Using CB Insights, we looked at a cohort of 99 blockchain companies that received an initial seed or angel funding in 2013 or 2014, and tracked them through today. Of the original companies: 30 companies have shut down. 27 received an equity follow-on round after the initial financing.

Blockchain 34

Blockchain Bitcoin Cryptocurrency Acquirers 34

CB Insights

JULY 21, 2017

Using CB Insights, we looked at a cohort of 99 blockchain companies that received an initial seed or angel funding in 2013 or 2014, and tracked them through today. Of the original companies: 30 companies have shut down. 27 received an equity follow-on round after the initial financing.

Blockchain 28

Blockchain Bitcoin Cryptocurrency Acquirers 28

CB Insights

FEBRUARY 27, 2018

Garments and accessories strutted down runways in September and February may get spotted and replicated by fast-fashion brands before the originals even hit stores. Gap’s DressingRoom app uses AR to help online or mobile shoppers see how clothes will fit before they order them (reducing likelihood of returns).

AI 78

AI On-Demand Blockchain Automation 78

CB Insights

OCTOBER 31, 2017

Original 50 Startup Failure Post-Mortems (1/20/2014). We needed 40% day-one returns and were closer to 25%. Most surprising was the sudden shutdown of Sprig, a startup in the beleaguered food-delivery space that first received funding in 2013. Title: Millions still in the bank, GoZoomo shuts shop, returns VC money.

Posting 78

Posting Product Online and Mobile Banking On-Demand 78

CB Insights

JULY 24, 2018

By 2013, even with just a few stores open, revenue had rocketed from that 2010 pre-store $10M to $70M. They’ll return to the Warby Parker stores, but what started as an offline purchase gets 2–3x’ed online. They were receiving it a day or two later. The clothes weren’t even there.” Source: Indochino.

Product 49

Product On-Demand Process Consumer 49

Fintech Labs Insights

MAY 30, 2017

“Users can easily compare their APRs, loan amounts, payments, even their total repayment costs, origination fees, and other details for the loan,” Lulic said. Founded in 2013. Company facts. Headquartered in Santa Ana, California. Published more than 2,000 expert reviews and more than 9,000 consumer reviews.

Process 22

Process Credit Union Consumer Underwriting 22

CB Insights

NOVEMBER 9, 2017

By the time NSL tried to return to its core home energy audit skills and jettison its downstream installation businesses, many of the VC investors had chosen to stop investing in NSL, despite their earlier entreaties for growth at all costs. The company also found itself confronted by conflicting energy program mandates and regulations.

Online and Mobile Banking 78

Online and Mobile Banking On-Demand Shutdown Push-to-Card 78

PYMNTS

MARCH 7, 2016

The POS breaches that colored our world in payments starting at the tail end of 2013 set in motion a whole host of activities designed to protect payments data at the physical point of sale. SHOULDN’T WE BE PROTECTING MORE THAN JUST PAYMENTS DATA? Here in the U.S., Instantly, and irrevocably.

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46