Clearly Payments

FEBRUARY 27, 2025

Consumers are shopping smarter, demanding convenience, security, and speed like never before. Consumers are embracing the convenience of online shopping, and businesses are rapidly expanding their digital presence to meet this demand. Global online sales are expected to hit $8.3 trillion, growing by more than 55% since 2021.

BNPL 59

BNPL Payments Small Business PayPal 59

Clearly Payments

OCTOBER 7, 2024

As of 2024, it is clear that the changes initiated during the pandemic are not just temporary adjustments but enduring shifts that continue to define the industry’s trajectory. in 2020, reaching $4.28 trillion in 2021, a 25% increase from 2020. billion to fraud in 2021, a 70% increase compared to 2020.

Cross-Border 105

Cross-Border Processors Contactless Payments Multi-Currency 105

PYMNTS

AUGUST 17, 2020

The Commerce Department released July’s retail sales last week, showing an increase in seasonally adjusted retail spending – up 1.2 Analysts reported that physical retail sales, seasonally adjusted, were up 2.7 Using Census data, the trailing 12 months of non-adjusted physical retail sales show a decline of 1.9

Economy 134

Economy Adjustments Consumer Product 134

PYMNTS

DECEMBER 30, 2020

With trade shows canceled and enterprise digitization accelerated, 2020 was a big year for the adoption of B2B eCommerce. With demands intensifying among the end customer, wholesalers, suppliers and the eCommerce platforms upon which they operate will have to meet a lengthy list of requirements. The Rise of the Marketplace.

B2B 121

B2B Embedded Finance Finance On-Demand 121

PYMNTS

DECEMBER 31, 2020

A survey from September 2020 found that 54 percent of Americans desired a contactless way to open new financial accounts or access existing ones, and new ATMs are being developed to meet these demands,” per the Tracker. It’s triggered a remaking of the entire sector.

ATM 122

ATM Credit Union Adjustments On-Demand 122

The Finance Weekly

NOVEMBER 27, 2022

The , 2020 Strategic Roadmap for Cloud Financial Planning and Analysis Solutions report highlighted the idea of xP&A and everything that comes along with it. “By Bringing continuous, comprehensive, and collaborative planning to every part of an enterprise improves it in so many ways. Continuous planning. The xP&A Transformation.

On-Demand 130

On-Demand Finance CRM Automation 130

PYMNTS

MAY 1, 2020

With its walk-in business taking a large negative hit due to the coronavirus pandemic and stay-at-home orders, MoneyGram reported 57 percent digital transaction growth for the first quarter of 2020. The money transfer company said performance was driven by high client retention rates, market growth and strong demand for the company’s app.

Transactions 99

Transactions Adjustments Governance Government 99

PYMNTS

FEBRUARY 13, 2020

In terms of headline numbers, adjusted earnings per share came in at $1.57, three pennies better than expected. The company has increased its 2020 cost synergy target to $600 million. As a result, he said the company is increasing its revenue synergy targets to $200 million exiting 2020, and $550 million exiting 2022.

On-Demand 75

On-Demand Adjustments Continuity Posting 75

The Fintech Times

SEPTEMBER 23, 2024

The Credit Where It’s Due: Trade Credit and Digitisation Report shows a significant jump in the number of suppliers offering repayment terms longer than 60 days – from seven per cent in 2020 to 17 per cent in 2024. This rise comes as more businesses demand greater payment flexibility from suppliers.

B2B 69

B2B Adjustments Payments Risk 69

PYMNTS

AUGUST 12, 2020

Looking at spring 2020 sales figures, people pretty much stopped buying everything from bras to pants, as lockdowns turned ubiquitous video staff meetings into virtual pajama parties. 21, and “excluding non-recurring items, the company expects to report adjusted earnings per share of 66 cents to 70 cents.” It Keeps You Running.

Posting 92

Posting Ubiquitous Advisors On-Demand 92

PYMNTS

MAY 12, 2020

Dayforce Wallet leverages the Dayforce platform’s continuous calculation capabilities to deliver an accurate, on-demand payment, instead of an approximation of earnings. Your money, on demand. Ceridian (@Ceridian) May 11, 2020. It’s also given innovators a renewed impetus to improve them. Breaking Out Of Payroll’s Past.

Payroll 108

Payroll On-Demand Direct Deposit Process 108

PYMNTS

MAY 19, 2020

She noted the company saw especially strong demand for gaming and electronics, among other areas. It also suspended its regular quarterly cash dividend starting in Q2 of 2020 and halted its share repurchase program. billion and adjusted diluted loss per share of $3.20 All in, Kohl’s Corporation reported revenues of $2.4

Returns 94

Returns Procedures Adjustments On-Demand 94

PYMNTS

OCTOBER 21, 2020

He pointed to “solid demand and a strong pricing environment due to low interest rates and increased interest in vehicle ownership from consumers.” Higher demand and tight inventory should continue into the next year, he said. This has increased demand across the board from pre-owned through new in every segment.

Economy 89

Economy Online and Mobile Banking On-Demand Consumer 89

PYMNTS

DECEMBER 21, 2020

The company said digital sales of its flagship Nike brand (the firm also owns two others) soared by 84 percent during the period without adjusting for currency changes. The company said digital sales of its flagship Nike brand (the firm also owns two others) soared by 84 percent during the period without adjusting for currency changes.

NOV 106

NOV On-Demand Adjustments Consumer 106

PYMNTS

SEPTEMBER 8, 2020

As trends around the world are shifting to working and sweating from home with an increased focus on health and wellness, we believe 2020 is likely an inflection point for retail and for Lululemon.". As for its overall results, Lululemon reported adjusted diluted earnings per share of 74 cents on net revenue of $902.9

Adjustments 67

Adjustments On-Demand Consumer 67

PYMNTS

DECEMBER 16, 2020

economy to a screeching halt in Q2 2020. This growth has come with its share of challenges, however, especially as providers aim to keep their services functioning smoothly while demand increases — sometimes exponentially. is expected to exceed 200 million in 2020 — up from the original estimate of 36 million. .

Consumer 74

Consumer On-Demand Origination Adjustments 74

FICO

DECEMBER 9, 2019

Now, what does 2020 promise on the C&R front? Creditors have a lot to grapple with.The SSM Risk Map for 2020 still has NPLs in the mix, especially the execution of strategies to deal with the NPLs. Most economic markets are on the verge of a downturn. Before I get to my predictions, let me explore each of these. Consumer Indebtedness.

Risk 52

Risk Non-Bank AI Push-to-Card 52

PYMNTS

JANUARY 21, 2021

United Airlines reported that Q4 2020 operating revenue plunged by 69 percent from Q4 2019 as the pandemic continued to challenge the aviation industry. The company concluded 2020 with $19.7 The company also reported that Q4 2020 operating expenses decreased by 45 percent compared to Q4 2019. billion in available liquidity.

Adjustments 56

Adjustments On-Demand Continuity Payments 56

PYMNTS

JULY 30, 2020

billion in the second quarter of 2020, a 59 percent increase from Q2 2019, with an average order size of $39 rising 20 percent year over year and net revenues coming in at $459 million, a 41 percent YOY increase. Adjusted EBITDA was $13 million ($0.23 per order) in Q1 2020. Having cleared the last hurdles to its $7.3

Adjustments 56

Adjustments Fed Contactless Payments On-Demand 56

PYMNTS

SEPTEMBER 9, 2020

9) that Q2 digital demand, which is tracked by ordered sales, surged 48 percent. The apparel retailer reported that Aerie digital demand jumped 113 percent and AE rose 21 percent, according to an announcement. “In American Eagle Outfitters, Inc. reported on Wednesday (Sept. in revenue.

On-Demand 52

On-Demand Adjustments Business Day 52

PYMNTS

APRIL 22, 2020

Demand for travel services has dropped because of travel restrictions and social distancing to stem the spread of the coronavirus. Expedia CEO Barry Diller is expected to give the new investors seats on the board as part of the deal, which the paper said could be announced this week.

Adjustments 60

Adjustments On-Demand Finance Continuity 60

PYMNTS

AUGUST 14, 2020

These types of technology-based supports are in demand in AP departments: A 2019 study of 1,000 U.S. This could relieve a major friction — a 2020 study reported that 25 percent of organization respondents said manual AP processes resulted in too many duplicate invoices or payments. .

Process 106

Process Duplicate Automation AI 106

PYMNTS

JANUARY 14, 2021

31, 2020, according to a press release. The company also anticipates reporting adjusted diluted earnings per share (EPS) between 67 cents and 69 cents on $178.8 12, 2020, and it also declared a 25 cent per share regular quarterly cash dividend to be paid Jan. Ethan Allen Interiors Inc. million in consolidated net sales.

NOV 57

NOV Adjustments On-Demand Continuity 57

The Fintech Times

NOVEMBER 13, 2024

Repayment is streamlined, with financing repaid as a fixed percentage of future sales, automatically adjusting based on the business’s revenue flow. Ariam Rodríguez Pou , country head for YouLend Spain adds: “We’ve been partners with Dojo in the UK since 2020. We’re thrilled to extend our collaboration to Spain.

Finance 59

Finance Embedded Finance Adjustments Small Business 59

PYMNTS

APRIL 1, 2020

In February, 2020, PredictHQ saw a 500 percent increase in the cancellation or postponement of significant and major events. The biggest drop in demand the company has seen is with the airlines. It is also more complex for companies to prepare for the wave of returning demand than it is to prepare for cancellations.

On-Demand 70

On-Demand Mitigation Adjustments Returns 70

FICO

JANUARY 8, 2021

Here are our top 5 posts from 2020. #1. Companies have been reminded how important it is to know their customers’ historical and current financial situation and payment performance, in order to act with urgency to meet demand. Transforming the Customer Experience: Telecommunications. Five Things We Value More Because Of Covid-19.

Posting 52

Posting Origination Online and Mobile Banking Assessments 52

PYMNTS

MAY 11, 2020

The resiliency of demand is evident in the improving trends in greater China.” billion and adjusted diluted earnings per share of 26 cents for the first quarter of 2020. The company also issued senior notes of $1.6 He added that limited-service occupancy in the United States has increased a bit each week over the past few weeks.

Adjustments 71

Adjustments Credit Cards On-Demand Agreements 71

PYMNTS

FEBRUARY 1, 2021

still face numerous challenges to creating the support for the instant disbursements consumers demand, however, including a lack of awareness among potential users. Fifty-six percent of Nordic consumers were using the payment method at the start of 2020, according to one study, a figure that then rose to 74 percent by November of that year.

Instant Payments 98

Instant Payments Payments Contactless Payments Financial Inclusion 98

PYMNTS

APRIL 29, 2020

saw more than 1,500 bank branches close between February 2019 and February 2020, which likely reflected declining consumer demand for in-person services. The financial industry’s pandemic-related interest in digital innovations accelerates an existing consumer trend toward online and mobile channels, however.

Credit Union 105

Credit Union Consumer Online and Mobile Banking Card Issuer 105

PYMNTS

SEPTEMBER 30, 2020

30) that it expects comparable sales will rise in the “mid-teens” for Q3 fiscal 2020. By contrast, Big Lots registered an adjusted net loss per share of 18 cents in Q3 fiscal 2019. “I Spiceology Shakes Up The D2C Status Quo. It’s said that variety is the spice of life. Spiceology wants spices to have variety. Big Lots, Inc.

CHIPS 75

CHIPS On-Demand Adjustments Product 75

PYMNTS

JULY 15, 2020

PYMNTS’ July 2020 Digital Identity Tracker® done in collaboration with Jumio , offers a variety of useful perspectives on, and solutions for, medical data theft as it mutates post-pandemic. That’s bureaucratic code for “Regulators will be checking on ‘Know Your Patient’ (KYP) compliance in the near future.” They should.

Data Breach 58

Data Breach CCPA Breach Social Security 58

PYMNTS

MAY 8, 2020

The first quarter of 2020 should have been business as usual — especially for the payments processors and financial services technology companies — the firms that keep commerce humming across offline and online channels. The stage had been at least partially set to help merchants meet the demands of life lived online and sheltered in place.

PayPal 98

PayPal Online and Mobile Banking Volume Point-of-Sale (POS) 98

The Finance Weekly

OCTOBER 13, 2021

Many corporate leaders are now wrestling with how to keep up with demand as the US economy recovers faster than anticipated. Fitness organizations, for example, that used to offer physical equipment now sell monthly memberships to online lessons that users can watch on-demand from the comfort of their own homes.

Risk Management 130

Risk Management Risk Automation Close Processes 130

PYMNTS

FEBRUARY 27, 2020

A quick glance at the workforce of 2020 doesn’t immediately present itself as all that different from the workforce of the year 2000. I think we are heading to a place where you may work every day at a nine-to-five, but your payroll will be on demand to the extent you have earned it thus far,” he said.

Economy 94

Economy Payroll Instant Payments Use Case 94

PYMNTS

JUNE 18, 2020

With Mother’s Day solidly in its pocket, 1-800-Flowers adjusted its sales projections upward Thursday (June 18) as the gift and flower eCommerce company saw record results through the first three quarters of the year combined with unexpectedly high eCommerce demand through the first 10 weeks of its current fiscal fourth quarter.

On-Demand 52

On-Demand Adjustments Volume Continuity 52

PYMNTS

APRIL 10, 2020

Back-end systems able to put customers on payment plans — and then custom adjust them to consumers’ economic services in real time — have gone into this pandemic with a critical advantage, Talaga said. On a good day, healthcare providers do a difficult job.

On-Demand 87

On-Demand Procedures Automation Consumer 87

PYMNTS

JUNE 17, 2020

percent at a seasonally adjusted annual rate of 1,220,000 compared to 1,066,000 permits issued in April, the two agencies said in data released Wednesday (June 17). Housing completions in May were at a seasonally adjusted annual rate of 1,115,000. But we still expect starts to be down on average across 2020 overall.”.

Adjustments 56

Adjustments Shutdown Economy On-Demand 56