Fintech Finance

DECEMBER 17, 2024

billion in 2020, driven by the increasing penetration of smartphones and the rise of e-commerce. PayU continues to lead innovation in digital payments, making life easier for both merchants and end-users, while driving eCommerce growth in the country. billion by 2025, compared to $59.74

Payment Gateways 97

Payment Gateways Gateways Online and Mobile Banking Payments 97

Fintech Finance

MARCH 11, 2025

Known for its fiat and crypto correspondent account services for financial institutions, Clear Junction’s continued presence in the FT 1000 is a testament to the trust it has built across the banking, fintech, payments, and digital asset ecosystems. since 2020. over the assessed period. Further growth is forecasted for 2025.

Cross-Border Payments 85

Cross-Border Payments Cross-Border Correspondent Multi-Currency 85

The Payments Association

OCTOBER 28, 2024

In the world of digital payments, fraud is an ever-present threat that continues to evolve, creating serious risks for both businesses and consumers. One of the most alarming trends identified in the report is the continued rise in social engineering scams, which now account for a significant portion of fraud activity.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Fintech News

JUNE 5, 2025

Accelerated product cycles from cloud-native DevOps pipelines such as containerisation, automated testing, and continuous deliveries help to cut release timelines from years to quarters to weeks. In October 2020, NBC launched Bakong, an integrated platform that connects Cambodian banks, microfinance institutions, and other financial entities.

Payment APIs and Integration 125

Payment APIs and Integration APACS Financial Inclusion Push-to-Card 125

Tearsheet

FEBRUARY 27, 2025

In late 2020, PayPal took its first crypto leap, letting users buy, sell, and hold select digital currencies within their accounts. The firm received a conditional Bitlicense from the New York State Department of Financial Services (NYDFS) in October 2020 and became one of the first companies to receive a full Bitlicense in June 2022.

PayPal 72

PayPal Payments Digital Currency Privacy 72

Clearly Payments

MARCH 18, 2025

2019 : The trend continued with 3.5 Pandemic Surge (20202021) The onset of the COVID-19 pandemic in 2020 brought unprecedented challenges but also spurred entrepreneurial activity: 2020 : New business applications surged by 25.7% 2021 : The upward trend continued with a 22.7% 2021 : The upward trend continued with a 22.7%

Economy 52

Economy Small Business Credit Cards Legal 52

Clearly Payments

JULY 12, 2025

In 2020, U.S. During 2020: Consumers leaned more heavily on contactless and mobile payments. Travel and hospitality saw a near collapse in 2020, followed by a sharp rebound, creating extreme volatility in cross-border and FX-related payment processing. Interestingly, downturns often accelerate changes in payment behavior.

Payments 65

Payments Volume ACH On-Demand 65

The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8 trillion, and to almost triple by 2030.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech Finance

APRIL 6, 2025

Vesta’s cutting-edge fraud prevention technology has earned the trust of global investors, including Goldfinch Partners which acquired Vesta in 2020. With this investment, Schwarzwald Capital strengthens its commitment to fostering a more secure and efficient digital economy. We are excited about breaking new ground with Schwarzwald.”

Fraud Prevention 97

Fraud Prevention Digital Payments Economy Payments 97

The Fintech Times

NOVEMBER 6, 2024

Pix has established itself as one of the leading digital payment methods across the globe, and to ensure more countries continue to accept the payment method, Peruvian fintech, B89 has partnered with PagBrasil , the cross-border solutions developer for Pix. Consumers can use it to make transactions with merchants and service providers.

Cross-Border 64

Cross-Border Central Bank Transactions Instant Payments 64

VISTA InfoSec

MARCH 13, 2025

Source – credit card debt statistics 2025 and Australian debit card statistics ) As digital transactions continue to grow, so do the challenges of protecting sensitive customer data. million, which is said to have increased by 27% since 2020. You may also check our latest YouTube video on PCI DSS 4.0

PCI DSS 165

PCI DSS Data Breach Breach Compliance 165

The Fintech Times

MARCH 7, 2025

The Bank also finds that business investment by SMEs continued to be low, a key reason for the lag in UK productivity versus other G7 countries. The increasing role of challenger banks in 2024 is an encouraging sign, as is the continued rise of asset finance. ” Is a lack of access to finance the key issue?

Finance 59

Finance Credit Cards Small Business Continuity 59

Finextra

JULY 5, 2025

Both companies understand this and continually roll out improvements (for example, Stripe has machine learning to retry failed payments at optimal times and auto-update saved card details, while Adyen recently introduced an AI-powered tool called Adyen Uplift to improve payment conversion by an average 6%).

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

Clearly Payments

FEBRUARY 27, 2025

The table below highlights the steady increase in ecommerce sales over the past six years: Year Global eCommerce Sales (Trillions USD) 2020 $4.2 Projected) The data illustrates the rapid acceleration of online shopping, with a strong upward trajectory expected to continue as technology and consumer preferences evolve. 35% 4 Japan 0.5

BNPL 59

BNPL Payments Small Business PayPal 59

The Fintech Times

DECEMBER 21, 2024

Originally established in November 2020, the partnership between Affirm and Adyen began by making Affirm available to eligible Adyen merchants in the US, online and in-store through Adyens physical payment terminals. .

Payments 59

Payments BNPL Legal Consulting 59

The Payments Association

JULY 19, 2025

This marks a significant shift from the 2020 assessment, in which EMIs were rated as “medium” risk. Industry commentary “The payments market continually evolves, giving consumers and businesses more choice and greater convenience. Between 2020 and 2024, the FCA recorded a 231% rise in MLR-related supervisory activity for EMIs and PSPs.

Money Laundering 88

Money Laundering Risk Financial Crimes Due Diligence 88

Fintech Finance

MARCH 10, 2025

Known for its fiat and crypto correspondent account services for financial institutions, Clear Junction’s continued presence in the FT 1000 is a testament to the trust it has built across the banking, fintech, payments, and digital asset ecosystems. since 2020. over the assessed period. Further growth is forecasted for 2025.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Correspondent Multi-Currency 59

Finovate

MARCH 19, 2025

Sumsub made its Finovate debut at FinovateEurope 2020 in Berlin. Tuum-powered institutions will also benefit from the ability to securely scale and operate in multiple markets thanks to real-time decisioning and continuous risk monitoring. Tuum won Best of Show in its Finovate debut at FinovateEurope 2024 in London.

Fraud Prevention 96

Fraud Prevention Fraud Detection Payment APIs and Integration Verification 96

Tearsheet

FEBRUARY 20, 2025

Since its launch in 2020, Kinexys has processed over $1.5 As traditional fintech services become more commoditized, market consolidation continues and money increasingly digitizes, payment flows and wallet sizes will grow, notes Farooq. trillion in notional value, with daily transactions nearly surpassing $2 billion.

Payment APIs and Integration 64

Payment APIs and Integration FinTech Embedded Finance Payments 64

Fintech News

APRIL 24, 2025

billion Bolttech, launched in 2020, combines innovative technology with insurance expertise to partner with top insurers and businesses worldwide. 4 Fintech Unicorns in Hong Kong Hong Kong continues to cement its role as a fintech powerhouse in Asia, blending its strong regulatory framework with an innovation-friendly environment.

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Clearly Payments

NOVEMBER 6, 2024

payment processing market remains a major player in the global economy, with transaction volumes that highlight the sector’s vast scale and continued expansion. trillion 2020 $3.8 Market Size and Growth The U.S. Credit card sales volume in the USA by year from 2018 to 2023 Year Credit Card Transaction Volume (USD) 2018 $3.7

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Fintech News

JUNE 23, 2025

Between 2020 and 2024, Thailand’s prepaid and digital wallet market expanded at an 18.1% That momentum continues with an expected 15.8% GrabPay GrabPay continues to build its presence in Thailand by targeting users within the Grab ecosystem. growth in 2025 alone, reaching USD $18.64

Online and Mobile Banking 69

Online and Mobile Banking Cross-Border BNPL Cross-Border Payments 69

Innovative Payments Association

JUNE 10, 2025

As financial pressures continue to mount for millions of Americans, tools that provide short-term financial flexibility, like Earned Wage Access (EWA), are more critical than ever. In 2020, the CFPB issued an Advisory Opinion confirming that EWA functions as early wage delivery—not lending.

Consumer Financial Protection Bureau (CFPB) 40

Consumer Financial Protection Bureau (CFPB) CFPB Posting Innovation 40

The Fintech Times

DECEMBER 18, 2024

The market has boomed since its $59.74billion valuation in 2020, as a result of the increasing penetration of smartphones and the rise of e-commerce. PayU continues to lead innovation in digital payments, making life easier for both merchants and end-users, while driving e-commerce growth in the country.

Online and Mobile Banking 59

Online and Mobile Banking Payment Gateways Payments Encryption 59

Finextra

JULY 7, 2025

Traditional areas like fraud prevention (65%), credit underwriting (62%) and regulatory compliance (58%) are still heavily prioritized, reflecting that these were some of the first uses of AI in banking and continue to be critical for reducing losses. In 2016, our AI-powered super app concept gained global recognition.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Fintech Times

MARCH 10, 2025

While late payments are a constant concern for small and medium businesses (SMBs), their impact continues to grow, according to a new report from bank payment company GoCardless.

Small Business 52

Small Business Payer Payments Economy 52

Fintech Finance

NOVEMBER 4, 2024

Wise has continued to invest in building direct connections to payment systems starting with the UK in 2018 where Wise was the first non-bank to connect to the Faster Payment System (FPS). That set the precedent for Wise to be granted direct access to payment systems in the EU in 2020, as well as Singapore and Australia in 2021.

Instant Payments 98

Instant Payments Settlement Accounts Cross-Border Payments 98

Fi911

JUNE 20, 2025

This Frankenstein approach to fraud cost US lenders an estimated $20 billion in 2020, according to the Federal Reserve. The scale continues expanding as fraudsters refine their methods. Examiners expect documented strategies, measurable results, and continuous improvement efforts.

Identity Theft 52

Identity Theft Verification Database Authentication 52

Fintech News

JANUARY 26, 2025

As Asia continues to lead global payment trends, embedded finance is unlocking new possibilities for innovation, inclusivity, and growth, positioning the region as a pioneer in shaping the future of financial services. This disparity suggests a pressing need to enhance cybersecurity across the region.

Payments Trends 128

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 128

The Fintech Times

JUNE 26, 2025

PCMI also found that BNPL in Mexico is expected to grow by 20 per cent in online sales this year and will continue to accelerate at an annual rate of 16 per cent through 2027. According to Payments and Commerce Market Intelligence (PCMI), this allows merchants to target an additional 72 million people.

BNPL 52

BNPL Cross-Border Payments Facilitators 52

Bank Automation

APRIL 11, 2025

LAS VEGAS CommerzBank is deploying gen AI within its private banking operations to make operations efficient as part of its continued digital transformation journey.

AI 64

AI Automation Innovation Continuity 64

Fintech Finance

MARCH 6, 2025

Known for its fiat and crypto correspondent account services for financial institutions, Clear Junctions continued presence in the FT 1000 is a testament to the trust it has built across the banking, fintech, payments, and digital asset ecosystems. since 2020. over the assessed period. Further growth is forecasted for 2025.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Correspondent Multi-Currency 52

The Fintech Times

MARCH 17, 2025

The partnership comes as the BNPL market in the Middle East continues to experience rapid growth, with adoption rates reaching up to 62 per cent over the past 12 months, according to Checkout.coms latest Digital Commerce Report. This surge is driven by increasing consumer demand for flexible payment and credit solutions.

BNPL 64

BNPL Alternative Payment Methods On-Demand Payment Solutions 64

Fintech Finance

MARCH 17, 2025

The partnership comes as the BNPL market in the Middle East continues to experience rapid growth, with adoption rates reaching up to 62% over the past 12 months, according to Checkout.com’s latest Digital Commerce Report. This surge is driven by increasing consumer demand for flexible payment and credit solutions. .”

BNPL 59

BNPL Alternative Payment Methods On-Demand Payment Solutions 59

The Fintech Times

JANUARY 29, 2025

In 2024, Qatar continued to strengthen its position as a leading player in the global fintech and economic landscape. The following overview from Richie Santosdiaz reflects on the significant strides the country made in developing its fintech ecosystem and advancing its broader economic diversification agenda.

FinTech 59

FinTech Central Bank Authorization Legal 59

The Fintech Times

JULY 9, 2025

Between October 2018 and August 2020, Monzo was found guilty of breaching Principle 3 of the FCA’s Principles of Business: a firm must take reasonable steps to ensure that it has organised its affairs responsibly and effectively, with adequate risk management systems. “However, this is not the Monzo of 2020.

Financial Crimes 64

Financial Crimes Crime Security Online and Mobile Banking 64