Clearly Payments

JULY 12, 2025

For example: Retail and ecommerce payments surged in 2021 as the economy reopened, then normalized in 2022 and 2023 as inflation and rate hikes tempered spending. Some, like retail and travel, are highly cyclical, while others—such as utilities or healthcare—tend to remain stable regardless of broader trends.

Payments 65

Payments Volume ACH On-Demand 65

The Payments Association

MARCH 18, 2025

The ability to integrate diverse data sources for real-time fraud detection and transaction monitoring will become a key differentiator in an open data economydirectly impacting cost structures and risk models for payments providers. As of 2023, account-to-account (A2A) transactions in the U.S. reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech Review

MAY 8, 2025

Overview and Mission Founded in 2021 by ex-Delivery Hero executives, Payrails was born from first-hand experience of the fragmentation, cost, and technical hurdles associated with scaling payments globally. Businesses can route transactions dynamically based on geography, payment method preferences, cost structures, or success rates.

Global Payments 52

Global Payments Embedded Finance Payments Fraud Prevention 52

PYMNTS

NOVEMBER 24, 2020

The stars of financial services in 2021 will have something to do with credit,” i2c CEO Amir Wain told Karen Webster, saying the days of the simple checking or demand draft accounts (DDA) are over. You can’t be a star with the DDA in 2021,” he added.

Mobile Banking 124

Mobile Banking Credit Union FinTech Cost Structure 124

The Fintech Times

JUNE 26, 2024

A few years ago, many fintech leaders saw ‘growth at all costs’ as the most important factor for their business to survive. Nonetheless, the industry remains resilient as between 2021 and 2023, fintech revenues grew by 14 per cent. After all, the fintech market was booming.

Embedded Finance 105

Embedded Finance FinTech Use Case Innovation 105

PYMNTS

NOVEMBER 19, 2020

The micro-mobility company, which rents scooters in urban areas, had achieved profitability for a full quarter over the summer, and is now on track to be profitable for 2021 as a whole, Lime wrote in a blog post. Lime believes it is the first micro-mobility company to achieve profitability for a full quarter.

Cost Structure 53

Cost Structure NOV On-Demand Posting 53

PYMNTS

OCTOBER 28, 2020

28) as part of its first quarter 2021 earnings that Chili's comp sales dropped 7.2 28) as part of its first quarter 2021 earnings that Chili's comp sales dropped 7.2 million in net cash provided by operating activities in Q1 FY 2021, while $46.6 million in net repayments were made on the revolving credit facility in Q1 FY 2021.

Cost Structure 40

Cost Structure Adjustments Continuity Consumer 40