Account Takeovers, Identity Theft and Rules

The platform risk paradox: Managing digital commerce fraud at scale

The Payments Association

JUNE 11, 2025

Account takeover attacks exploit credential stuffing and social engineering techniques, with UK finance recording 34,114 cases of card identity theft in the first half of 2022 alone, leading to gross losses of £21.4 Traditional attack vectors continue to evolve alongside these new threats.

Risk

Risk Fraud Prevention Fraud Detection Payment APIs and Integration

Pay with TRIO: The E-Commerce Breakthrough with Stablecoins.

Finextra

JUNE 26, 2025

Account takeover attacks Account takeover attempts by criminals: Account takeover (ATO) attempts involve criminals gaining unauthorized access to online accounts, often through stolen or compromised credentials. We use cookies to help us to deliver our services. Please read our Privacy Policy.

Stablecoins

Stablecoins Payment APIs and Integration Fraud Prevention Cross-Border

Pay with TRIO: The E-Commerce Breakthrough.

Finextra

JUNE 26, 2025

Account takeover attacks Account takeover attempts by criminals: Account takeover (ATO) attempts involve criminals gaining unauthorized access to online accounts, often through stolen or compromised credentials. We use cookies to help us to deliver our services. Please read our Privacy Policy.

Stablecoins

Stablecoins Payment APIs and Integration Cross-Border Account Takeovers

What Is Account Takeover Fraud (ATO)? Detection & Prevention

Seon

JANUARY 29, 2024

This is your complete guide to understanding and detecting account takeover (ATO) fraud in your business. What Is Account Takeover Fraud? In layman’s terms, users may refer to account takeover fraud as account hacking – when they realize someone stole their online credentials.

Account Takeovers

Account Takeovers Accounts Fraud Prevention Fraud Detection

New Report: Why FIs Are Taking A Behind-The-Scenes Approach To Fighting Fraud

PYMNTS

JULY 9, 2020

Banks have been facing a concerning rise in account takeover (ATO) attacks targeting their customers, with financial institutions (FIs) losses due to such schemes rising 72 percent from 2018 to 2019. The July FI Fraud Decisioning Playbook examines how FIs are working to better detect and defend against ATOs.

Fraud Prevention

Fraud Prevention Account Takeovers Authentication Identity Theft

What are Visa Chargeback Reason Codes?

Fi911

JULY 19, 2024

It includes fraudulent transactions, account takeover, and identity theft. It includes fraudulent transactions, account takeover, and identity theft. This can include invalid or missing authorization, non-compliance with processing rules, and delayed or erroneous authorizations.

Disputes

Disputes Duplicate Non-Bank Authorization

5 Benefits of ACH Payments Over Check Payments

Stax

NOVEMBER 11, 2024

Not only does this pass through more hands and take more time than an electronic ACH payment , but there is also a huge amount of personal information present on a paper check, exposing the payer to potential identity theft. Beyond the inconvenience of mailing a paper check, there is an increased risk of identity theft.

ACH

ACH Checks Identity Theft Payments

Socure Acquires Real-Time Risk Decisioning Company Effectiv for $136 Million

Finovate

OCTOBER 24, 2024

Socure expects the purchase will enhance its customers’ fraud-fighting efforts while offering the ability to verify identities across the entire customer journey. Socure will use Effectiv to create complex, combinatorial rules that apply not only to its own solutions but also to those from third parties.

Risk

Risk Acquirers Fraud Prevention Identity Theft

Preventing Application Fraud with Machine Learning and AI

FICO

FEBRUARY 28, 2018

Scores add precision to the broad-brush approach of rules-based detection. In the meanwhile, check out our previous posts on application fraud, including: Trends in Application Fraud – From Identity Theft to First-Party Fraud. Best Practices in Establishing Your Fraud Risk Appetite. ELI5: How Does the Dark Web Work?

AI

AI Best Practices Identity Theft Account Takeovers

Top Fraud Issues for Telecommunications: Survey Results

FICO

DECEMBER 16, 2019

The majority are still using primarily rules-based fraud management systems, with just 6% using AI and machine learning. Subscription fraud continues to be a major issue for operators, whether 1st party no intent to pay, identity theft, synthetic identities or (to a degree) account takeover.

Identity Theft

Identity Theft Account Takeovers Compliance AI

What Are the Risks of Business Email Compromise & How Can You Prevent Them?

Seon

JUNE 15, 2023

A BEC attack is when a fraudster gains unauthorized access to a business’s account. The most damaging form of BEC is account takeover (ATO) attacks. Ask an Expert CEO Fraud CEO fraud is a catch-all term for the exploitation of the account of a high-ranking organizational official, such as a CEO or an investor.

Email Compromise

Email Compromise Compromise Business Email Compromise Risk

Transaction Monitoring for Fraud and Payments

Seon

JULY 10, 2024

These may include various types of fraud, such as identity theft, account takeover, payment fraud and application fraud. Analysis : Advanced algorithms and machine learning models analyze collected data and compare it against predefined rules, historical patterns, and known fraud indicators.

Transactions

Transactions Fraud Prevention Regulatory Compliance Payments

Virtual Credit Card Fraud: Its Risks & How to Prevent it

Seon

JUNE 21, 2023

Like any online account, virtual credit card accounts, the mobile wallets they are kept in, and even the online bank accounts they may be connected to are vulnerable to account takeover (ATO) fraud , phishing, and more sophisticated attacks, such as man-in-the-middle attacks.

Credit Cards

Credit Cards Risk Online and Mobile Banking Phishing

Securing Consumer Data Beyond The SSN

PYMNTS

NOVEMBER 6, 2017

Yet those nine numbers have become a standard bearer for identity verification, a gold mine for fraudsters – maybe rendered moot by the huge breaches at Equifax and other companies. After all, your very name, address, telephone number, maiden name and so on are all ticking time bombs, putting you at risk for identity theft.

Security

Security Consumer Office of the Comptroller of the Currency Identity Theft

Payments Space

The platform risk paradox: Managing digital commerce fraud at scale

Pay with TRIO: The E-Commerce Breakthrough with Stablecoins.

Trending Sources

Pay with TRIO: The E-Commerce Breakthrough.

What Is Account Takeover Fraud (ATO)? Detection & Prevention

New Report: Why FIs Are Taking A Behind-The-Scenes Approach To Fighting Fraud

What are Visa Chargeback Reason Codes?

5 Benefits of ACH Payments Over Check Payments

Socure Acquires Real-Time Risk Decisioning Company Effectiv for $136 Million

Preventing Application Fraud with Machine Learning and AI

Top Fraud Issues for Telecommunications: Survey Results

What Are the Risks of Business Email Compromise & How Can You Prevent Them?

Transaction Monitoring for Fraud and Payments

Virtual Credit Card Fraud: Its Risks & How to Prevent it

Securing Consumer Data Beyond The SSN

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