How to Choose Between EFT vs ACH: A Comprehensive Guide
Stax
MARCH 27, 2025
TL;DR: Electronic Funds Transfer (EFT) is the umbrella term for all electronic payments made between bank accounts. Automated Clearing House (ACH) is one type of EFT that processes payments in batches through the ACH Network. Interconnecting 10,000 US banks and credit unions, this network continues to receive high demand.
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