Stax

DECEMBER 12, 2024

They account for over 50% of spending on vertical-specific software solutions (i.e., They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. They work through a dedicated merchant account. inventory, CRM, and accounting software).

Small Business

Finovate

NOVEMBER 14, 2024

Payfinia used IPX’s fraud prevention capabilities to tailor user controls and permit higher transaction limits, allowing the funding to be sent in $500,000 increments to its account at U.S. “Star One is proud to support Payfinia and its vision of making instant payments accessible to all account holders in the U.S.,”

Credit Union

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. Acquirers also handle transaction settlement and ensure funds are deposited into the merchant’s account.

Process

Stax

APRIL 3, 2025

According to the Worldwide Retail Ecommerce Forecast 2024 by eMarketer, eCommerce will account for 21.0% They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency.

Payment Solutions

Clearly Payments

JANUARY 21, 2025

Features Government Agencies Should Look For When upgrading payment systems, government agencies should prioritize the following features: Multiple Payment Channels: Support for credit/debit cards, ACH transfers , mobile payments, and alternative methods like cryptocurrencies.

Government Payments

Stax

MARCH 18, 2025

To address evolving customer demands and accept electronic payments, you need a payment processing system. Its the underlying infrastructure of digital or electronic payments, ensuring money moves freely and securely via the payers preferred payment method to the merchants bank account. billion transactions and $9.76

Process

Clearly Payments

JULY 12, 2025

Conversely, slowdowns in GDP can signal tighter consumer spending, lower business investment, and reduced demand for financial services. non-cash payments increased 6%, with card-based transactions accounting for the vast majority of monthly spending as GDP-supported confidence returned.

Payments

Finextra

AUGUST 7, 2025

Money mules pose the most significant threat here, with 89% of fraud losses diverted to brand new accounts. Only exacerbating it are the institutional costs associated with opening customer accounts; including the requisite maintenance, anti-money laundering (AML) controls, and marketing. The scale of loss is untenable.

Accounts

Clearly Payments

DECEMBER 11, 2024

Key Statistics on Alternative Payment Methods Global Growth : APMs accounted for 58% of global e-commerce transactions in 2023, and theyre expected to exceed 70% by 2027. Bank Transfers What It Is : Customers authorize direct transfers from their bank account to the merchant. Popular Examples : SEPA in Europe, ACH in the U.S.,

Alternative Payment Methods

My Payment Savvy

AUGUST 10, 2025

Card transactions are subject to disputes that can result in lost revenue, additional fees, and potential account restrictions. ACH payments and direct bank transfers offer lower processing fees for recurring transactions, while reducing the friction caused by expired cards or billing address changes.

Alternative Payment Methods

Fintech Finance

JUNE 5, 2025

Through integrating their respective technologies, Trustly and Point & Pay verifies bank accounts in real-time, using customers’ online banking credentials via single sign-on to confirm routing information and availability of funds.

Government Payments

The Fintech Times

MARCH 6, 2025

Some notable schemes users will have access to include: Swift ACH Fedwire SEPA FPS Solana Tron Polygon Ethereum BNB Smartchain Bitcoin Cardano Integrating the wallet Fintechs, crypto apps, PSPs , marketplaces and payroll platforms can embed the multicurrency wallet into their platform via API.

Stablecoins

Finextra

JULY 27, 2025

If you’ve ever linked your bank account to a budgeting app, a payment service, or an investment platform, chances are Plaid powered that connection behind the scenes. Canada, UK, and Europe, and as of 2024 it has connected 500 million (and counting) consumer accounts worldwide. and beyond.

Product

Finextra

AUGUST 7, 2025

Money mules pose the most significant threat here, with 89% of fraud losses diverted to brand new accounts. Only exacerbating it are the institutional costs associated with opening customer accounts; including the requisite maintenance, anti-money laundering (AML) controls, and marketing. The scale of loss is untenable.

Accounts

Fi911

JUNE 9, 2025

ACH and payment diversion represents another growing threat. Attackers compromise vendor email accounts, then send updated banking instructions just before scheduled payments. By the time anyone notices, funds have moved through multiple accounts and jurisdictions. Customer communication demands careful balance.

Email Compromise

My Payment Savvy

JUNE 16, 2025

Most gateways accept credit and debit cards, but some also handle electronic payments through digital wallets, ACH direct debit, and alternative payment options. These networks verify the card type, account status, and fraud signals before sending it onward to the customer’s bank.

Payment Gateways

Payments Dive

JUNE 12, 2025

Europe, the Middle East and Africa collectively accounted for 57% of Adyen’s revenue last year, the most of any region, followed by North America with 27%, Asia-Pacific with 10%, and Latin America yielding 5% of the company’s revenue last year, according to its 2024 annual report. By Patrick Cooley • July 24, 2024 Keep up with the story.

Privacy

Finextra

JUNE 9, 2025

has reached a real-time tipping point 0 09 June 2025 1 comment Anand Vaidya Principal Solutions Consultant Icon Solutions Location Wimbledon Followers 0 Opinions 3 Follow Unfollow The need for speed, convenience and certainty is driving demand for faster payment services in the U.S. Same day Automated Clearing House (ACH) payments rose 19.1%

ISO 20022

Payments Dive

JUNE 12, 2025

While 48% of cash-paying drivers use cash for budgeting reasons, 17% of cash-payers don’t have bank accounts, and 12% aren’t credit or debit cardholders, according to the February survey of 1,548 U.S. Our research found that 51% of consumers store funds directly in payment apps, effectively using them as alternative bank accounts.”

Digital Payments

The Fintech Times

MAY 3, 2025

The new offering arrives as the demand for cross-border payments increases and is set to help the market reach its estimated forecast of $320trillion by 2032. The capability initially enables cross-border payments for fintechs and SMBs, B2B and B2C transfers, funding operating accounts and subsidiary payments back to parent companies.

International Payments

Fintech Finance

AUGUST 6, 2025

Finzly , a leader in modern, API-first payment infrastructure, announced its preparation to support stablecoin and tokenized deposits —adding to its platform that already supports Fedwire, RTP, FedNow, ACH, SWIFT, and cross-border rails. “We already lead with today’s core rails.

Stablecoins

EBizCharge

JUNE 16, 2025

Luckily, enterprise merchant services step in to meet that demand. 8 common features of enterprise merchant services Merchant accounts are specific types of bank accounts that allow enterprise merchants to accept credit, debit, Automated Clearing House (ACH)/eCheck, and other payments.

Payment APIs and Integration

EBizCharge

JANUARY 14, 2025

Seamless gateway integrations with other business tools , such as shopping carts and accounting software, can reduce manual work and streamline operations, saving time and resources. Once youve evaluated your options, you should research emerging trends in the payment space to ensure your payment gateway meets consumer demands.

Payment Gateways

Finextra

JULY 2, 2025

MiniPay users will soon be able to create virtual USD and EUR accounts, enabling them to receive payments via ACH and Sepa. MiniPay and Noah debut global-to-local stablecoin payments MiniPay and Noah have joined forces on non-custodial stablecoin payments that connect global banking rails with local payment methods.

Stablecoins

Stax

MAY 23, 2025

These APIs enable your users to accept credit cards, debit cards, ACH, and other payment options without ever leaving your platform. This involves: Merchant onboarding: Collecting business details and verifying accounts so your users can start accepting payments. Payment processing: Authorizing and settling transactions in real time.

ISVS

Fintech Review

MAY 4, 2025

Embedded finance has exploded in recent years, allowing non-bank companies to offer banking products like accounts, cards, and payments. Stripe Treasury Powers embedded financial services by enabling platforms to create bank accounts, move money, and manage compliance. Here are the top players: 1.

Payment APIs and Integration

EBizCharge

MAY 27, 2025

Payment analytics can include the following: Payment preferences: Payment analytics can track which payment methods customers use most frequently, such as credit and debit cards, Automated Clearing House (ACH)/eChecks, mobile wallets, and more. Analytics can reveal feedback on transaction speed, security, and ease of use.

PCI DSS

The Paypers

JUNE 26, 2025

Following this announcement, the embedded payment solution is expected to enable finance teams to securely and efficiently approve and execute payments, all within one unified accounts payable platform.

Payments

Finextra

JULY 23, 2025

ACH Isnt Dead—Its Evolving Despite predictions of its demise, the ACH Network processed 33.6 The continued growth of Same-Day ACH settlements shows businesses want faster options while maintaining the cost-effectiveness and reliability that made ACH the backbone of B2B payments. billion payments totaling $86.2

Real Time Payments

EBizCharge

JULY 10, 2025

You can create invoices and apply payments, but it lacks modern tools for real-time card processing, ACH handling, and PCI-compliant tokenization. A good NetSuite integration lets you accept credit cards, ACH, or other methods directly from invoices, automates reconciliation, and keeps everything within your ERP.

Payment Gateways

Cardfellow

JUNE 16, 2025

But for a quick refresher, here’s what happens: A customer swipers their card and the payment system checks the account for sufficient funds to cover the purchase. The transaction is then “settled” and the funds are transferred to your account. This is the Authorization step. In a few days, the money will be available to you.

FedNow

Payments Dive

JULY 14, 2025

One ACH payment might cost just $0.20 Unfortunately, these manual interventions aren’t edge cases—they’re systemic failures baked into legacy payment technology that hasn’t kept pace with modern demands. The truth is, your payment stack is riddled with costs—but not where you think. The result? More on-time payments. Fewer exceptions.

Payments

EBizCharge

AUGUST 4, 2025

Pre-Integration Assessment and Planning Prior to entering the technical implementation, effective integration demands careful planning and review of your existing systems and business needs. Automated business functions ensure orders are moved seamlessly from your Magento store into NetSuite for fulfilling, processing, and invoicing.

Payment APIs and Integration

Nanonets

OCTOBER 27, 2024

Sign Up or Log In: If you’re a new user, click on the Sign Up button to create an account. You can register using your email, Google, or Microsoft account. If you already have an account, simply log in with your credentials. Notable LLMs include OpenAI's GPT models, Meta's LLaMA, and Google's Gemini.

Laws

Stax

JUNE 3, 2025

Often, you can create an account in minutes and get the ball rolling from there. Top benefits of SaaS include low upfront costs, fast implementation, automatic updates, built-in security, and seamless accessibilityideal for remote teams and growing businesses. Contact sales What is a SaaS Platform? You manage the software layer yourself.

Payment APIs and Integration

Payment Savvy

MAY 16, 2023

The backbone of these developments is none other than America’s Automated Clearing House (ACH) which facilitates seamless electronic transactions between banks and financial institutions within its network. Instant ACH transfers have gained prominence as they cater to the increasing demand for expedited financial transactions.

ACH

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.

ACH