Clearly Payments

JANUARY 21, 2025

Compliance Issues: Governments must adhere to strict regulations like PCI DSS, which can be difficult with aging systems. Regulatory Compliance: Modern platforms come pre-configured to meet standards like PCI DSS , GDPR, and local regulations.

Government Payments 59

Government Payments Government Governance PCI DSS 59

Stax

JANUARY 21, 2025

Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. They validate the customers payment details, ensure there are enough funds to complete the transaction, approve the transaction, and transfer money to the merchant account.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Fintech News

APRIL 17, 2025

WorldFirst states that foreign exchange fees are waived on payments made from a WorldFirst account balance in 15 major currencies, including USD, EUR, GBP, and JPY. Security features include Payment Card Industry Data Security Standard (PCI DSS) certification, transaction verifications like 3DS/AVS, and user-set spending limits.

Visa 120

Visa Global Payments PCI DSS Treasury Management 120

EBizCharge

NOVEMBER 27, 2024

Enter the Internet merchant account, a key player in this financial ecosystem. By understanding the components and processes involved in Internet merchant accounts, businesses can streamline their payment operations and provide a seamless shopping experience. What is an Internet merchant account?

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Stax

JANUARY 23, 2025

Learn More What is Merchant Account Underwriting? Merchant account underwriting is the evaluation process payment processors use to assess whether a business meets the criteria for accepting credit card payments. The primary purpose of merchant account underwriting is to mitigate risks for payment processors and credit card networks.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

The Payments Association

MAY 16, 2025

Additionally, centralised reporting simplifies financial reconciliation and compliance efforts, enhancing control and accountability for finance and operations teams.

Transactions 88

Transactions PCI DSS Payments Multi-Currency 88

Stax

APRIL 3, 2025

According to the Worldwide Retail Ecommerce Forecast 2024 by eMarketer, eCommerce will account for 21.0% Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. This is considerably faster compared to a traditional merchant account provider.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

The Payments Association

OCTOBER 28, 2024

Additionally, firms like us have invested heavily in their account management teams, ensuring constant customer communication and collaboration. Unified tech stacks allow firms to roll out new functionalities and adapt to the evolving needs of both traditional banks and fintech clients.

Process 100

Process Payment APIs and Integration Processors Payments 100

Clearly Payments

MARCH 14, 2025

Contactless payments continue their rapid adoption, projected to account for more than 60% of in-store purchases. Credit cards now account for 33% of all transactions, and Visa holds a commanding 58% market share. If approved, an authorization hold is placed on the cardholders account for the transaction amount.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

NOVEMBER 21, 2024

A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%. When the funds get to your business’ bank, the bank will remove any associated fees and credit your account with the balance.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

MAY 5, 2025

Merchant account When setting up your payment gateway, you will be required to set up a merchant account. This type of account allows you to process credit card payments through the payment gateway and receive those funds back into your bank account. Other features are unique.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

Finextra

JULY 3, 2025

That means actual funds reside in their account inside your system, not just a link to their card or bank. Think of it as a prepaid account with a flexible front end. It simply facilitates transactions by linking to your customers existing financial instruments, like bank accounts or credit/debit cards.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Clearly Payments

NOVEMBER 13, 2024

Supporting High-Risk Merchant Accounts : For high-risk industries , BIN information can be especially important. Verification and Approval : The issuing bank reviews the transaction, confirms the cardholder’s account details, and assesses if there are sufficient funds or available credit.

Process 104

Process Processors Payments Compliance 104

The Fintech Times

APRIL 3, 2025

Enabling Ghanaians to receive money from abroad directly into their bank accounts or mobile money wallets, African paytech Flutterwave has launched Send App in the country. With Send App , individuals and businesses in Ghana can now receive international transfers effortlessly.

PCI DSS 72

PCI DSS Cross-Border International Payments Encryption 72

Stax

MARCH 11, 2025

The merchant account : this is a special bank account that allows you to accept and process credit and debit card payments. The acquiring bank : the is the financial institution that issued the merchant account and receives the funds from the transaction into that merchant account until the payout date.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

MARCH 5, 2025

To choose the right solution, you need to look at various factors when evaluating potential providers, including supported payment types, transaction fees and pricing structures, payout speed, and PCI DSS compliance. Merchant account: The merchant account is where the funds will be deposited.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Stax

MARCH 18, 2025

Its the underlying infrastructure of digital or electronic payments, ensuring money moves freely and securely via the payers preferred payment method to the merchants bank account. If the transaction is approved, the issuing bank transfers the money from the customers account to the merchant account. Otherwise, its declined.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Fintech Finance

JUNE 9, 2025

PayU GPO , the leading online payment service provider operating in over 40 emerging markets, announces a major step forward in its commitment to Africa, unveiling the launch of Account-to-Account (A2A) payments in Nigeria and the appointment of Ryan Engel as the new Country Manager for South Africa.

PCI DSS 52

PCI DSS Online and Mobile Banking Financial Inclusion Alternative Payment Methods 52

Finextra

JUNE 13, 2025

Data breaches involving bank account details not only damage reputations and erode customer trust but can also expose organisations to direct financial loss, fraud recovery efforts, and regulatory scrutiny. Tokenisation replaces sensitive bank account information with a secure, randomised token — a placeholder with no exploitable value.

Data Security 59

Data Security Payments Data Security ISO 20022 59

Stax

JANUARY 28, 2025

Simplicityhassle-free one-time passcode Another major advantage for customers is that they no longer need to remember account numbers or passwords to make online payments. Once the issuing bank gives the go-ahead, the payment services provider will facilitate the transfer of funds from the customers account to a merchant account.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

The Payments Association

JUNE 3, 2025

Antony Lane, sales account manager at G+D , corroborates this, stating G+D increasingly uses tokenisation to improve in-app provisioning, simplify lifecycle credential management, and personalise user journeys across devices and channels. ” – Antony Lane, sales account manager at G+D Defining tokenisation 2.0

Security 88

Security Payment Security Payment APIs and Integration Credential 88

My Payment Savvy

JUNE 16, 2025

This tokenization keeps the sensitive card information off your servers, reducing the risk of a data breach and easing PCI DSS compliance. These networks verify the card type, account status, and fraud signals before sending it onward to the customer’s bank. Match your gateway capabilities to what your customers actually use.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Clearly Payments

NOVEMBER 18, 2024

Operational challenges: A high chargeback ratio could lead to higher processing fees or the loss of your merchant account. Compliance with Industry Regulations Staying compliant with regulations is crucial in chargeback management to maintain your merchant account and avoid penalties.

PCI DSS 59

PCI DSS Address Verification System (AVS) Disputes Card Network Rules 59

Fintech Finance

APRIL 2, 2025

This milestone marks a significant step towards seamless and secure international remittances, allowing users to receive money from abroad directly into their bank accounts or mobile money wallets (MTN Mobile Money, Telecel Cash, and AirtelTigo Money).

PCI DSS 59

PCI DSS Security Cross-Border Cross-Border Payments 59

EBizCharge

FEBRUARY 24, 2025

Credit cards can also be used as stored payment methods for recurring payments to simplify the accounts receivable (AR) process. Electronic funds transfers (EFTs): Like ACH payments , EFTs are commonly used in NetSuite for their efficiency since they enable direct money transfers from one account to another.

Payment Gateways 52

Payment Gateways Gateways Electronic Funds Transfer (EFT) Wire Transfer 52

EBizCharge

FEBRUARY 26, 2025

Understanding credit card processing in NetSuite NetSuite credit card payment processing allows businesses to securely process customer payments by integrating with payment gateways and merchant accounts, enabling seamless transactions for online, in-store, and invoice-based sales.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Stax

APRIL 8, 2025

However, these players also take a slice of the transaction amount, before the earnings arrive in your merchant account. Monthly or annual fee – Some processors charge ongoing fees for account maintenance, reporting, and other features. This applies to both card present transactions and card-not-present transactions.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

EBizCharge

MARCH 7, 2025

It provides integrated functionalities across various business operations, from finance and accounting to customer relationship and inventory management. Compliance with industry standards: Compliance with Payment Card Industry Data Security Standards (PCI-DSS) is another significant benefit of integrating a payment gateway into Acumatica.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). The provider should have a dedicated support team to spearhead the installation and walk you through the setup process.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

MARCH 18, 2025

The Sage 100 system provides comprehensive tools for accounting, financial management, inventory control, manufacturing, and distribution. PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data.

Credit Cards 52

Credit Cards Process Security Data Breach 52

EBizCharge

MARCH 11, 2025

These fees may include charges for access to financial management tools, cloud hosting, and support services in Acumatica, as well as fees from payment processors for maintaining a merchant account and facilitating transactions.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

EBizCharge

MARCH 31, 2025

From seamless integration with Sage accounting software to transparent pricing and robust security features, selecting the right provider ensures smooth transactions and financial accuracy. This accelerates and simplifies accounts receivable (AR) operations and improves cash flow management.

Service Provider 52

Service Provider MSPS Payment Gateways Online and Mobile Banking 52

Finextra

JUNE 25, 2025

Average consumers save 50-100 euros annually on European transactions through eliminated cross-border fees, gaining payment mobility throughout the SEPA zone with unified bank accounts. But lets understand what this actually means and what challenges await us. We use cookies to help us to deliver our services.

FinTech 52

FinTech Payment APIs and Integration Cross-Border Cross-Border Payments 52

EBizCharge

MAY 27, 2025

EBizCharge delivers powerful payment analytics for merchants EBizCharge is a payment processing solution that allows merchants to accept credit, debit, and ACH/eCheck payments directly within enterprise resource planning (ERP), accounting, eCommerce, and other business systems.

PCI DSS 52

PCI DSS Payments Payments Trends Transactions 52

Stax

APRIL 10, 2025

You also need a payment services provider that supports your chosen payment methods, but that providers platform must integrate seamlessly with your existing CRM, ERP, payroll, CMS, and accounting software systems. You will need POS terminals to accept and process in-person card payments.

Small Business 88

Small Business Wire Transfer ACH BNPL 88

EBizCharge

JANUARY 14, 2025

Seamless gateway integrations with other business tools , such as shopping carts and accounting software, can reduce manual work and streamline operations, saving time and resources. Merchants that offer quick transfers can improve cash flow, user experience, and accounting processes.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Stax

JULY 7, 2025

According to Federal Reserve research , credit and debit cards make up a significant share of payments—credit cards alone account for roughly 35% of transactions As such, many merchants have sought a solution that allows them to alleviate the burden of credit card processing fees.

Credit Cards 88

Credit Cards Process Processors Debit Card 88