article thumbnail

What Is an ACH API and How Does It Work?

Stax

TL;DR An ACH API allows businesses to automate bank-to-bank payments—like ACH debits, credits, and recurring payments—by integrating directly with the ACH network via software. What is an ACH API? Where ACH APIs come into play The role of ACH API is to automate your transactions through the ACH network.

ACH 88
article thumbnail

What is ACH Credit and ACH Debit and How Do They Work?

Stax

Making a payment via the ACH network differs from making a payment with a credit card in that you are sending the money directly from one account to another, instead of charging it to a card you would later be liable to repay. Learn More What are ACH Credit Payments? What are ACH Debit Payments?

ACH 88
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

How to Choose Between EFT vs ACH: A Comprehensive Guide

Stax

Thats why 92% of consumers and 82% of companies reportedly made the switch to electronic payments, like Electronic Funds Transfers (EFT) and Automated Clearing House (ACH). EFT and ACH payments are fast, secure, and hassle-free. Interconnecting 10,000 US banks and credit unions, this network continues to receive high demand.

ACH 88
article thumbnail

ACH Network Payment Volume Jumps Almost 7 Percent In Q3

PYMNTS

1) that automated clearing house (ACH) payments totaled more than 5.6 The ACH network is thriving,” said Jane Larimer, chief operating officer of NACHA, in the press release. “Governments, financial institutions, businesses and consumers are all reaping the benefits the ACH network provides.”. “The

article thumbnail

Using ACH APIs for Efficient Automated Payments

Agile Payments

ACH API’s enable businesses or SaaS platforms that deal with larger transaction volumes to develop software that streamlines payments via the ACH network

ACH 88
article thumbnail

Top 10 Things to Look For In An ACH API

Agile Payments

An ACH API integration enables a business or SaaS platform to automate ACH payment processing and reconciliation. Any business that accepts recurring payments should leverage the ACH network for 2 compelling reasons:

ACH 88
article thumbnail

What is an ACH Deposit and How Does It Work?

Stax

ACH payments are a convenient way for business owners, individuals, and employers to use intuitive automated banking throughout their daily lives. Most small business owners and employers are turning to ACH payments instead paper check payments because of the ease and instant access the ACH network provides.

ACH 88