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What Is an ACH API and How Does It Work?

Stax

TL;DR An ACH API allows businesses to automate bank-to-bank payments—like ACH debits, credits, and recurring payments—by integrating directly with the ACH network via software. What is an ACH API? Where ACH APIs come into play The role of ACH API is to automate your transactions through the ACH network.

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The Ultimate Guide to Online Payment Processing

Stax

Your customer visits your online store or mobile app, selects a product or service to fill their cart, inputs credit/debit card details on the checkout page, and receives payment confirmation mere moments later. The model is typically used by service-based businesses, but it can also be used by companies selling physical products.

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As Federal Checks Disappear, Banks Face Surge in ACH Payments and Rising Fraud Risks

Finextra

In March 2025, the White House issued a mandate requiring that, by the end of fiscal year 2025, nearly all federal government payments—including tax refunds—must transition from paper checks to electronic channels, primarily through the Automated Clearing House (ACH) network. payments landscape.

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The Top Payment Methods For Small Businesses

Stax

The beauty of it all is that the credit facilities they offer can make your products and services much more financially accessible to customers, which could lead to more sales. The document is prepared by the service provider and sent to the customer after completing the work or delivering the product/service.

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100+ Payment Industry Terms Explained in Plain English

Clearly Payments

Online & Recurring Payments E-commerce Selling products or services online. ACH (Automated Clearing House) The U.S. Same Day ACH A faster version of ACH that settles payments the same business day. NACHA The organization that governs the ACH network in the U.S. businesses and freelancers.

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ACH Network Adds More Than 1B New Payments In 2018

PYMNTS

NACHA, the steward of the ACH Network, announced Tuesday (Feb. 19) that last year was a milestone year for the ACH Network with payment volume climbing to close to 1.5 In a press release , NACHA said it is the fourth year in a row that the ACH Network added more than 1 billion new payments. billion payments.

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Nacha Welcomes Stronghold as a Preferred Partner

NACHA

8, 2024 – Today, Nacha announced Stronghold as a Preferred Partner for ACH Experience and ISO 20022. Stronghold joins a select group of innovators that Nacha recognizes for offering products and services that align with Nacha's core strategies to advance the ACH Network. RESTON, Virginia, Aug.

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