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Why the U.S. has reached a real-time tipping point

Finextra

Same day Automated Clearing House (ACH) payments rose 19.1% With the Federal Reserve proposing to make its service available 22 hours a day, seven days a week, Nacha is also considering adding a fourth processing cycle for same-day ACH. year-over-year in the first quarter of 2025 [1]. Reports show that a third of U.S.

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What is an ACH Deposit and How Does It Work?

Stax

ACH payments are a convenient way for business owners, individuals, and employers to use intuitive automated banking throughout their daily lives. Most small business owners and employers are turning to ACH payments instead paper check payments because of the ease and instant access the ACH network provides.

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Finicity Releases New ACH Account Verification API

PYMNTS

20) it has released its new ACH Account Verification API. In a press release , the company said the service enables payment and investment app developers to quickly verify account details required to initiate inbound ACH account transfers. Finicity announced on Tuesday (Sept.

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Banks Improve Digital Payment Options and Expand Mobile App Services for Small Businesses

Fintech Finance

ACH payments are offered to small businesses by 73% of the Scorecard banks, and 55% provide a consolidated view of transactions for tracking payments and cash flow. In-app cash flow analysis allows small businesses to manage their accounts on the go and is now available in 36% of the mobile apps.

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NACHA Pinpoints B2B’s Role In Same Day ACH Adoption (So Far)

PYMNTS

On Friday (April 14), NACHA released more stats about ACH to explore how businesses are using the payment rail — same-day or not. According to the data, the number of ACH transactions in 2016 topped 25.6 2016 marked a significant year for the continued evolution and growth of the ACH Network,” said NACHA President and CEO Janet O.

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Fourteen Months In, Extra Credit For Faster (ACH) Credit?

PYMNTS

It has been 14 months since the first phase of Same Day ACH credits debuted, and in numbers via a joint study by PYMNTS and NACHA, business origination of Same Day ACH credit has been significant, with clear trends in place that show healthy use and demand. For some firms, Same Day ACH remains a matter of prioritization.

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Blend Teams Up with Instant Payments-as-a-Service Specialist Astra

Finovate

The partnership will integrate Astra’s Card to Account payment solution directly within Blend’s Deposit Account application flow. “Today consumers expect a frictionless, real-time product experience, and that starts at account opening,” Astra CEO and Co-Founder Gil Akos said.